Buy Now Pay Later Laptops
Level up to a state-of-the-art laptop with a little help from Finance My Cart and Terrace Finance. Lease to own the latest in laptop technology such as OLED displays, touchscreens, improved portability, and enhanced processing power for all the new AI-based applications. Shop top laptop brands like Apple, Microsoft, Razer, Asus, Dell, LG, Samsung and more, then pay over time with affordable payments. Top it off with free shipping and you're ready to rock & roll with an amazing new laptop!
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Original price $1,016.99 - Original price $1,016.99Original price$1,016.99$1,016.99 - $1,016.99Current price $1,016.99| /
MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 256GB SSD - Midnight
AppleStrikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...
View full detailsOriginal price $1,016.99 - Original price $1,016.99Original price$1,016.99$1,016.99 - $1,016.99Current price $1,016.99| / -
Original price $2,332.99 - Original price $2,332.99Original price$2,332.99$2,332.99 - $2,332.99Current price $2,332.99| /
Alienware m16 R2 Laptop - Intel Core Ultra 9 - NVIDIA GeForce RTX 4070 - 32GB Memory - 1TB SSD - Dark Metallic Moon - Dark Metallic Moon
AlienwareWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsOriginal price $2,332.99 - Original price $2,332.99Original price$2,332.99$2,332.99 - $2,332.99Current price $2,332.99| / -
Original price $188.99 - Original price $188.99Original price$188.99$188.99 - $188.99Current price $188.99| /
ASUS 14" FHD Laptop - Intel Pentium N6000 with 4GB Memory - 64GB eMMC - Star Black
ASUSWindows 11 Home in S Mode Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also com...
View full detailsOriginal price $188.99 - Original price $188.99Original price$188.99$188.99 - $188.99Current price $188.99| / -
Original price $1,016.99 - Original price $1,016.99Original price$1,016.99$1,016.99 - $1,016.99Current price $1,016.99| /
MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 256GB SSD - Space Gray
AppleStrikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...
View full detailsOriginal price $1,016.99 - Original price $1,016.99Original price$1,016.99$1,016.99 - $1,016.99Current price $1,016.99| / -
Original price $1,535.99 - Original price $1,535.99Original price$1,535.99$1,535.99 - $1,535.99Current price $1,535.99| /
ASUS - TUF 15.6" Gaming Laptop - Intel Core i7 with 16GB Memory - NVIDIA GeForce RTX 4070 - 1TB SSD - Mecha Grey
ASUSWindows 11 Operating SystemFamily friends passions music creations games Windows 11 is the one place for it all. With a fresh new feel and tools t...
View full detailsOriginal price $1,535.99 - Original price $1,535.99Original price$1,535.99$1,535.99 - $1,535.99Current price $1,535.99| / -
Original price $2,172.99 - Original price $2,172.99Original price$2,172.99$2,172.99 - $2,172.99Current price $2,172.99| /
Apple - MacBook Pro 14-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black
AppleSUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...
View full detailsOriginal price $2,172.99 - Original price $2,172.99Original price$2,172.99$2,172.99 - $2,172.99Current price $2,172.99| / -
Original price $4,403.99 - Original price $4,403.99Original price$4,403.99$4,403.99 - $4,403.99Current price $4,403.99| /
Apple - MacBook Pro 16" Laptop - M3 Max chip - 48GB Memory - 40-core GPU - 1TB SSD (Latest Model) - Space Black
AppleSUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...
View full detailsOriginal price $4,403.99 - Original price $4,403.99Original price$4,403.99$4,403.99 - $4,403.99Current price $4,403.99| / -
Original price $542.99 - Original price $542.99Original price$542.99$542.99 - $542.99Current price $542.99| /
HP - 17.3" Full HD Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Natural Silver
HPWindows 11 Home in S modeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...
View full detailsOriginal price $542.99 - Original price $542.99Original price$542.99$542.99 - $542.99Current price $542.99| / -
Original price $2,002.99 - Original price $2,002.99Original price$2,002.99$2,002.99 - $2,002.99Current price $2,002.99| /
Apple - MacBook Pro 14" Laptop - M3 Pro chip Built for Apple Intelligence -
AppleSUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...
View full detailsOriginal price $2,002.99 - Original price $2,002.99Original price$2,002.99$2,002.99 - $2,002.99Current price $2,002.99| / -
Original price $2,483.99 - Original price $2,483.99Original price$2,483.99$2,483.99 - $2,483.99Current price $2,483.99| /
Apple - MacBook Pro 16" Laptop - M3 Pro chip - 18GB Memory - 18-core GPU - 512GB SSD - Space Black
AppleSUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...
View full detailsOriginal price $2,483.99 - Original price $2,483.99Original price$2,483.99$2,483.99 - $2,483.99Current price $2,483.99| / -
Original price $432.99 - Original price $432.99Original price$432.99$432.99 - $432.99Current price $432.99| /
Lenovo - IdeaPad 1 15" FHD Laptop - Ryzen 5 7520U - 16GB Memory with 256GB SSD Storage - Abyss Blue
LenovoWindows 11 Home in S mode operating systemExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...
View full detailsOriginal price $432.99 - Original price $432.99Original price$432.99$432.99 - $432.99Current price $432.99| / -
Original price $1,228.99 - Original price $1,228.99Original price$1,228.99$1,228.99 - $1,228.99Current price $1,228.99| /
MSI - Cyborg 14" 144Hz Gaming Laptop (FHD+) - Intel Core i7-13620H with 16GB - NVIDIA GeForce RTX 4060 with 8G - 512GB SSD - Translucent Black
MSIWindows 11 HomeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against phishing an...
View full detailsOriginal price $1,228.99 - Original price $1,228.99Original price$1,228.99$1,228.99 - $1,228.99Current price $1,228.99| / -
Original price $2,624.99 - Original price $2,624.99Original price$2,624.99$2,624.99 - $2,624.99Current price $2,624.99| /
Apple - MacBook Pro 14-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Space Black
AppleSUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...
View full detailsOriginal price $2,624.99 - Original price $2,624.99Original price$2,624.99$2,624.99 - $2,624.99Current price $2,624.99| / -
Original price $923.99 - Original price $923.99Original price$923.99$923.99 - $923.99Current price $923.99| /
Apple - MacBook Air 13.6" Laptop - M2 chip Built for Apple Intelligence - 8GB Memory - 256GB SSD - Space Gray
AppleM2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...
View full detailsOriginal price $923.99 - Original price $923.99Original price$923.99$923.99 - $923.99Current price $923.99| / -
Original price $229.99 - Original price $229.99Original price$229.99$229.99 - $229.99Current price $229.99| /
HP - 14" Laptop - Intel Celeron - 4GB Memory - 128GB eMMC - Rose Gold
HPWindows 11 Home in S ModeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...
View full detailsOriginal price $229.99 - Original price $229.99Original price$229.99$229.99 - $229.99Current price $229.99| / -
Original price $654.99 - Original price $654.99Original price$654.99$654.99 - $654.99Current price $654.99| /
HP - Victus 15.6" Full HD Gaming Laptop - AMD Ryzen 5-7535HS - 8GB DDR5 Memory - AMD Radeon RX 6550M - 512GB SSD - Mica Silver
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsOriginal price $654.99 - Original price $654.99Original price$654.99$654.99 - $654.99Current price $654.99| / -
Original price $913.99 - Original price $913.99Original price$913.99$913.99 - $913.99Current price $913.99| /
Samsung - Galaxy Book4 15.6" FHD Laptop - Intel Core 7- 16GB Memory - 512GB SSD - Silver
SamsungPower to elevate your everydayMake the most of every moment with Galaxy Book4 and the latest Intel processor. From daily tasks to downloads to chil...
View full detailsOriginal price $913.99 - Original price $913.99Original price$913.99$913.99 - $913.99Current price $913.99| / -
Original price $302.99 - Original price $302.99Original price$302.99$302.99 - $302.99Current price $302.99| /
HP - 14" Chromebook Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Modern Gray
HPOperating system Chrome OSThis easy-to-use operating system was designed to be fast in every possible way while keeping you safe and more secure on...
View full detailsOriginal price $302.99 - Original price $302.99Original price$302.99$302.99 - $302.99Current price $302.99| / -
Original price $1,720.99 - Original price $1,720.99Original price$1,720.99$1,720.99 - $1,720.99Current price $1,720.99| /
Apple - MacBook Pro 14-inch Apple M4 chip Built for Apple Intelligence - 16GB Memory - 512GB SSD - Space Black
AppleSUPERCHARGED BY M4—The M4 chip brings spectacular speed and capability to blaze through everyday activities and multitask across multiple productiv...
View full detailsOriginal price $1,720.99 - Original price $1,720.99Original price$1,720.99$1,720.99 - $1,720.99Current price $1,720.99| / -
Original price $325.99 - Original price $325.99Original price$325.99$325.99 - $325.99Current price $325.99| /
Lenovo - Duet 11 Chromebook - 11" 2K LCD Touchscreen 2-in-1 Tablet - MediaTek Kompanio 838 - 4GB RAM - 128GB - eMMC with keyboard - Luna Gray
LenovoThe ultimate flexUltra-portable at 510g and 7.6mm the Lenovo Chromebook Duet (11" 9) fits any adventure. Explore with a spill-proof chassis and up ...
View full detailsOriginal price $325.99 - Original price $325.99Original price$325.99$325.99 - $325.99Current price $325.99| / -
Original price $657.99 - Original price $657.99Original price$657.99$657.99 - $657.99Current price $657.99| /
15.6" Full HD Touch-Screen Laptop - Intel Core i7 - 16GB Memory - 512GB SSD - Natural Silver
HPWindows 11 Home in S modeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...
View full detailsOriginal price $657.99 - Original price $657.99Original price$657.99$657.99 - $657.99Current price $657.99| / -
Original price $1,205.99 - Original price $1,205.99Original price$1,205.99$1,205.99 - $1,205.99Current price $1,205.99| /
Acer - Predator Helios Neo 16 WUXGA IPS Gaming Laptop- Intel Core i9-14900HX- NVIDIA GeForce RTX 4060-16GB DDR5-1TB SSD - Abyssal Black
AcerWindows 11 HomeDo more quicker than ever across multiple applications with the centralized generative AI assistance of Copilot in Windows (in previ...
View full detailsOriginal price $1,205.99 - Original price $1,205.99Original price$1,205.99$1,205.99 - $1,205.99Current price $1,205.99| / -
Original price $920.99 - Original price $920.99Original price$920.99$920.99 - $920.99Current price $920.99| /
Acer - Acer-Nitro 15.6" FHD IPS 144Hz Gaming Laptop -13th Gen Intel Core i7- NVIDIA GeForce RTX 4060-16GB DDR5-512GB SSD - Obsidian Black
AcerWindows 11 HomeDo more quicker than ever across multiple applications with the centralized generative AI assistance of Copilot in Windows (in previ...
View full detailsOriginal price $920.99 - Original price $920.99Original price$920.99$920.99 - $920.99Current price $920.99| / -
Original price $2,172.99 - Original price $2,172.99Original price$2,172.99$2,172.99 - $2,172.99Current price $2,172.99| /
Apple - MacBook Pro 14-inch Apple M4 chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Space Black
AppleSUPERCHARGED BY M4—The M4 chip brings spectacular speed and capability to blaze through everyday activities and multitask across multiple productiv...
View full detailsOriginal price $2,172.99 - Original price $2,172.99Original price$2,172.99$2,172.99 - $2,172.99Current price $2,172.99| /
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.