Buy Now Pay Later Laptops
Level up to a state-of-the-art laptop with a little help from Finance My Cart and Terrace Finance. Lease to own the latest in laptop technology such as OLED displays, touchscreens, improved portability, and enhanced processing power for all the new AI-based applications. Shop top laptop brands like Apple, Microsoft, Razer, Asus, Dell, LG, Samsung and more, then pay over time with affordable payments. Top it off with free shipping and you're ready to rock & roll with an amazing new laptop!
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Original price $2,195.99 - Original price $2,195.99Original price$2,195.99$2,195.99 - $2,195.99Current price $2,195.99| /
MacBook Pro 14" Laptop - M3 Pro chip Built for Apple Intelligence - 18GB Memory - 14-core GPU - 512GB SSD - Silver
AppleSUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...
View full detailsOriginal price $2,195.99 - Original price $2,195.99Original price$2,195.99$2,195.99 - $2,195.99Current price $2,195.99| / -
Original price $1,143.99 - Original price $1,143.99Original price$1,143.99$1,143.99 - $1,143.99Current price $1,143.99| /
MacBook Air 13.6" Laptop - M2 chip Built for Apple Intelligence - 8GB Memory - 256GB SSD - Silver
AppleM2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...
View full detailsOriginal price $1,143.99 - Original price $1,143.99Original price$1,143.99$1,143.99 - $1,143.99Current price $1,143.99| / -
Original price $1,369.99 - Original price $1,369.99Original price$1,369.99$1,369.99 - $1,369.99Current price $1,369.99| /
MacBook Air 13.6" Laptop - M2 chip Built for Apple Intelligence - 8GB Memory - 512GB SSD - Midnight
AppleM2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...
View full detailsOriginal price $1,369.99 - Original price $1,369.99Original price$1,369.99$1,369.99 - $1,369.99Current price $1,369.99| / -
Original price $822.99 - Original price $822.99Original price$822.99$822.99 - $822.99Current price $822.99| /
Dell Latitude 3550 - 15.54" - Intel Core i5 - 1345U - 8 GB RAM - 256 GB SSD
DellDell Latitude 3550 - Intel Core i5 - 1345U / up to 4.7 GHz - Win 11 Pro - Intel Iris Xe Graphics - 8 GB RAM - 256 GB SSD NVMe TLC Class 35 - 15.54"...
View full detailsOriginal price $822.99 - Original price $822.99Original price$822.99$822.99 - $822.99Current price $822.99| / -
Original price $1,080.99 - Original price $1,080.99Original price$1,080.99$1,080.99 - $1,080.99Current price $1,080.99| /
ASUS VivoBook S 16 Flip OLED TP3604VA-EB94T - 16" - Intel Core i9 - 13900H - 16 GB RAM
ASUSASUS VivoBook S 16 Flip OLED TP3604VA-EB94T - Flip design - Intel Core i9 - 13900H / up to 5.4 GHz - Win 11 Home - HD Graphics - 16 GB RAM - 1 TB S...
View full detailsOriginal price $1,080.99 - Original price $1,080.99Original price$1,080.99$1,080.99 - $1,080.99Current price $1,080.99| / -
Original price $546.99 - Original price $546.99Original price$546.99$546.99 - $546.99Current price $546.99| /
ASUS Vivobook 16 M1605YA-ES74 - 16" - AMD Ryzen 7 - 7730U - 16 GB RAM - 1 TB SSD
ASUSWindows 11 Home operating systemWindows 11 Home OS smartly manages your hardware and runs routine applications efficiently.16" DisplayAnti-glare Sc...
View full detailsOriginal price $546.99 - Original price $546.99Original price$546.99$546.99 - $546.99Current price $546.99| / -
Original price $1,881.99 - Original price $1,881.99Original price$1,881.99$1,881.99 - $1,881.99Current price $1,881.99| /
ASUS ZenBook Duo UX8406MA-PS99T - 14" - Intel Core Ultra 9 - 185H - Evo - 32 GB RAM - 1 TB SSD
ASUSASUS ZenBook Duo UX8406MA-PS99T - 180-degree hinge design - Intel Core Ultra 9 - 185H / up to 5.1 GHz - Evo - Win 11 Home - Intel Arc Graphics - 32...
View full detailsOriginal price $1,881.99 - Original price $1,881.99Original price$1,881.99$1,881.99 - $1,881.99Current price $1,881.99| / -
Original price $817.99 - Original price $817.99Original price$817.99$817.99 - $817.99Current price $817.99| /
Dell Latitude 3450 - 13.97" - Intel Core i5 - 1335U - 8 GB RAM - 256 GB SSD
DellDell Latitude 3450 - Intel Core i5 - 1335U / up to 4.6 GHz - Win 11 Pro - Intel Iris Xe Graphics - 8 GB RAM - 256 GB SSD NVMe TLC Class 35 - 13.97"...
View full detailsOriginal price $817.99 - Original price $817.99Original price$817.99$817.99 - $817.99Current price $817.99| / -
Original price $1,237.99 - Original price $1,237.99Original price$1,237.99$1,237.99 - $1,237.99Current price $1,237.99| /
Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Elite - 16GB Memory - 512GB SSD (7th Edition) - Sapphire
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsOriginal price $1,237.99 - Original price $1,237.99Original price$1,237.99$1,237.99 - $1,237.99Current price $1,237.99| / -
Original price $1,053.99 - Original price $1,053.99Original price$1,053.99$1,053.99 - $1,053.99Current price $1,053.99| /
Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Plus - 16GB Memory - 512GB SSD (7th Edition) - Sapphire
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsOriginal price $1,053.99 - Original price $1,053.99Original price$1,053.99$1,053.99 - $1,053.99Current price $1,053.99| / -
Original price $1,237.99 - Original price $1,237.99Original price$1,237.99$1,237.99 - $1,237.99Current price $1,237.99| /
Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Elite - 16GB Memory - 512GB SSD (7th Edition) - Platinum
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsOriginal price $1,237.99 - Original price $1,237.99Original price$1,237.99$1,237.99 - $1,237.99Current price $1,237.99| / -
Original price $1,892.99 - Original price $1,892.99Original price$1,892.99$1,892.99 - $1,892.99Current price $1,892.99| /
ASUS - ProArt PX13 13 3K Touch Screen Laptop - AMD Ryzen AI 9 HX 370 - 32GB Memory - NVIDIA GeForce RTX 4050 - 1TB SSD - Nano Black
ASUSPowerful AMD Ryzen AI 9 HX 370 processorStep into the future of content creation with the AMD Ryzen AI 9 HX processor. Boasting up to 50 TOPs of NP...
View full detailsOriginal price $1,892.99 - Original price $1,892.99Original price$1,892.99$1,892.99 - $1,892.99Current price $1,892.99| / -
Original price $2,185.99 - Original price $2,185.99Original price$2,185.99$2,185.99 - $2,185.99Current price $2,185.99| /
Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Elite - 32GB Memory - 1TB SSD (7th Edition) - Graphite
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsOriginal price $2,185.99 - Original price $2,185.99Original price$2,185.99$2,185.99 - $2,185.99Current price $2,185.99| / -
Original price $1,339.99 - Original price $1,339.99Original price$1,339.99$1,339.99 - $1,339.99Current price $1,339.99| /
Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Plus - 16GB Memory - 512GB SSD (7th Edition) - Graphite
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsOriginal price $1,339.99 - Original price $1,339.99Original price$1,339.99$1,339.99 - $1,339.99Current price $1,339.99| / -
Original price $1,053.99 - Original price $1,053.99Original price$1,053.99$1,053.99 - $1,053.99Current price $1,053.99| /
Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Plus - 16GB Memory - 512GB SSD (7th Edition) - Dune
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsOriginal price $1,053.99 - Original price $1,053.99Original price$1,053.99$1,053.99 - $1,053.99Current price $1,053.99| / -
Original price $1,835.99 - Original price $1,835.99Original price$1,835.99$1,835.99 - $1,835.99Current price $1,835.99| /
Lenovo - Yoga 9i 2-in-1 14" 4K OLED Touchscreen Laptop with Pen - Intel Core Ultra 7 155H with 32GB Memory - 1TB SSD - Cosmic Blue
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsOriginal price $1,835.99 - Original price $1,835.99Original price$1,835.99$1,835.99 - $1,835.99Current price $1,835.99| / -
Original price $1,555.99 - Original price $1,555.99Original price$1,555.99$1,555.99 - $1,555.99Current price $1,555.99| /
ASUS - Zenbook S 16 16 3K OLED Touch Screen Laptop AMD Ryzen AI 9 365 - 24GB Memory - 1TB SSD - Scandinavian White
ASUSIntuitive Windows 11 Operating SystemIntuitive navigation faster performance and enhanced security. Windows 11 empowers productivity and creativity...
View full detailsOriginal price $1,555.99 - Original price $1,555.99Original price$1,555.99$1,555.99 - $1,555.99Current price $1,555.99| / -
Original price $2,118.99 - Original price $2,118.99Original price$2,118.99$2,118.99 - $2,118.99Current price $2,118.99| /
ASUS - ProArt P16 16" 4K Touch Screen Laptop - AMD Ryzen AI 9 HX 370 - 32GB Memory - NVIDIA GeForce RTX 4060 - 1TB SSD - Nano Black
ASUSPowerful AMD Ryzen AI 9 HX processorStep into the future of content creation with the AMD Ryzen AI 9 HX 370 processor. Boasting 45 TOPs of NPU AI p...
View full detailsOriginal price $2,118.99 - Original price $2,118.99Original price$2,118.99$2,118.99 - $2,118.99Current price $2,118.99| / -
Original price $1,563.99 - Original price $1,563.99Original price$1,563.99$1,563.99 - $1,563.99Current price $1,563.99| /
Microsoft - Surface Pro - Copilot+ PC - 13 OLED - Snapdragon X Elite - 16GB Memory - 1TB SSD - Device Only (11th Edition) - Black
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsOriginal price $1,563.99 - Original price $1,563.99Original price$1,563.99$1,563.99 - $1,563.99Current price $1,563.99| / -
Original price $1,053.99 - Original price $1,053.99Original price$1,053.99$1,053.99 - $1,053.99Current price $1,053.99| /
Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Plus - 16GB Memory - 512GB SSD (7th Edition) - Platinum
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsOriginal price $1,053.99 - Original price $1,053.99Original price$1,053.99$1,053.99 - $1,053.99Current price $1,053.99| / -
Original price $1,534.99 - Original price $1,534.99Original price$1,534.99$1,534.99 - $1,534.99Current price $1,534.99| /
Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touch-Screen - Snapdragon X Elite - 16GB Memory - 512GB SSD (7th Edition) - Graphite
MicrosoftCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsOriginal price $1,534.99 - Original price $1,534.99Original price$1,534.99$1,534.99 - $1,534.99Current price $1,534.99| / -
Original price $1,015.99 - Original price $1,015.99Original price$1,015.99$1,015.99 - $1,015.99Current price $1,015.99| /
Lenovo - Yoga 7 2-in-1 14" 2K Touchscreen Laptop - AMD Ryzen 7 8840HS with 16GB Memory - 1 TB SSD - Artic Grey
LenovoWindows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...
View full detailsOriginal price $1,015.99 - Original price $1,015.99Original price$1,015.99$1,015.99 - $1,015.99Current price $1,015.99| / -
Original price $1,613.99 - Original price $1,613.99Original price$1,613.99$1,613.99 - $1,613.99Current price $1,613.99| /
Samsung - Galaxy Book4 Edge- Copilot+ PC-16" AMOLED Touch-Screen Laptop- Snapdragon X Elite 3.4Ghz- 16GB Memory- 512GB Storage - Sapphire Blue
SamsungCopilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...
View full detailsOriginal price $1,613.99 - Original price $1,613.99Original price$1,613.99$1,613.99 - $1,613.99Current price $1,613.99| / -
Original price $1,433.99 - Original price $1,433.99Original price$1,433.99$1,433.99 - $1,433.99Current price $1,433.99| /
MSI - Katana 15 15.6" 144Hz FHD Gaming Laptop-Ryzen 9-8945HS with 16GB Memory-RTX 4070-1TB SSD - Black
MSIWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsOriginal price $1,433.99 - Original price $1,433.99Original price$1,433.99$1,433.99 - $1,433.99Current price $1,433.99| /
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.