Buy Now Pay Later Laptops
Level up to a state-of-the-art laptop with a little help from Finance My Cart and Terrace Finance. Lease to own the latest in laptop technology such as OLED displays, touchscreens, improved portability, and enhanced processing power for all the new AI-based applications. Shop top laptop brands like Apple, Microsoft, Razer, Asus, Dell, LG, Samsung and more, then pay over time with affordable payments. Top it off with free shipping and you're ready to rock & roll with an amazing new laptop!
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Original price $2,737.99 - Original price $2,737.99Original price$2,737.99$2,737.99 - $2,737.99Current price $2,737.99| /
Apple - MacBook Pro 16-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 512GB SSD - Space Black
AppleSUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...
View full detailsOriginal price $2,737.99 - Original price $2,737.99Original price$2,737.99$2,737.99 - $2,737.99Current price $2,737.99| / -
Original price $704.99 - Original price $704.99Original price$704.99$704.99 - $704.99Current price $704.99| /
HP - Envy 2-in-1 16" 2K Touch-Screen Laptop - Intel Core Ultra 5 - 16GB Memory - 512GB SSD - Glacier Silver
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsOriginal price $704.99 - Original price $704.99Original price$704.99$704.99 - $704.99Current price $704.99| / -
Original price $2,863.99 - Original price $2,863.99Original price$2,863.99$2,863.99 - $2,863.99Current price $2,863.99| /
ASUS - ROG Strix 18" QHD 240Hz Gaming Laptop - Intel 14th Gen Core i9 with 32GB Memory - NVIDIA GeForce RTX 4080 - 2TB SSD - Eclipse Gray
ASUSWindows 11 Operating SystemFamily friends passions music creations games Windows 11 is the one place for it all. With a fresh new feel and tools t...
View full detailsOriginal price $2,863.99 - Original price $2,863.99Original price$2,863.99$2,863.99 - $2,863.99Current price $2,863.99| / -
Original price $550.99 - Original price $550.99Original price$550.99$550.99 - $550.99Current price $550.99| /
Lenovo - IdeaPad Duet 5 Chromebook 2-in1 Laptop - 13.3" FHD Touchscreen - Snapdragon 7cG2 - 8GB - 128GB eMMC - with Keyboard - Abyss Blue
LenovoRuns ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...
View full detailsOriginal price $550.99 - Original price $550.99Original price$550.99$550.99 - $550.99Current price $550.99| / -
Original price $1,143.99 - Original price $1,143.99Original price$1,143.99$1,143.99 - $1,143.99Current price $1,143.99| /
MacBook Air 13.6" Laptop - M2 chip Built for Apple Intelligence - 8GB Memory - 256GB SSD - Starlight
AppleM2 chip for incredible performance8-core CPU and up to 10-core GPU to power through complex tasksBUILT FOR APPLE INTELLIGENCE Apple Intelligence he...
View full detailsOriginal price $1,143.99 - Original price $1,143.99Original price$1,143.99$1,143.99 - $1,143.99Current price $1,143.99| / -
Original price $879.99 - Original price $879.99Original price$879.99$879.99 - $879.99Current price $879.99| /
Lenovo - Yoga 7 2-in-1 16" 2K Touchscreen Laptop - AMD Ryzen 5 8640HS with 8GB Memory - 512GB SSD - Artic Grey
LenovoWindows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...
View full detailsOriginal price $879.99 - Original price $879.99Original price$879.99$879.99 - $879.99Current price $879.99| / -
Original price $2,975.99 - Original price $2,975.99Original price$2,975.99$2,975.99 - $2,975.99Current price $2,975.99| /
ASUS - ROG Zephyrus G16 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB LPDDR5X - NVIDIA GeForce RTX 4080 - 1TB SSD - Eclipse Gray
ASUSMake everyday easier with the Windows 11 Operating SystemGame create turn up the volume with family and friends - Windows 11 is the place for it al...
View full detailsOriginal price $2,975.99 - Original price $2,975.99Original price$2,975.99$2,975.99 - $2,975.99Current price $2,975.99| / -
Original price $4,378.99 - Original price $4,378.99Original price$4,378.99$4,378.99 - $4,378.99Current price $4,378.99| /
Apple - MacBook Pro 16" Laptop - M3 Max chip - 48GB Memory - 40-core GPU - 1TB SSD - Space Black
AppleSUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...
View full detailsOriginal price $4,378.99 - Original price $4,378.99Original price$4,378.99$4,378.99 - $4,378.99Current price $4,378.99| / -
Original price $1,104.99 - Original price $1,104.99Original price$1,104.99$1,104.99 - $1,104.99Current price $1,104.99| /
Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 256GB SSD - Space Gray
AppleStrikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...
View full detailsOriginal price $1,104.99 - Original price $1,104.99Original price$1,104.99$1,104.99 - $1,104.99Current price $1,104.99| / -
Original price $1,104.99 - Original price $1,104.99Original price$1,104.99$1,104.99 - $1,104.99Current price $1,104.99| /
Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 256GB SSD - Starlight
AppleStrikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...
View full detailsOriginal price $1,104.99 - Original price $1,104.99Original price$1,104.99$1,104.99 - $1,104.99Current price $1,104.99| / -
Original price $1,104.99 - Original price $1,104.99Original price$1,104.99$1,104.99 - $1,104.99Current price $1,104.99| /
Apple - MacBook Air 13.6" Laptop - M2 chip - 8GB Memory - 256GB SSD - Midnight
AppleStrikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...
View full detailsOriginal price $1,104.99 - Original price $1,104.99Original price$1,104.99$1,104.99 - $1,104.99Current price $1,104.99| / -
Original price $2,207.99 - Original price $2,207.99Original price$2,207.99$2,207.99 - $2,207.99Current price $2,207.99| /
ASUS - ROG Zephyrus G14 (2024) 14" OLED 3K 120Hz Gaming Laptop
ASUSMake everyday use easier with the Windows 11 Operating SystemGame create and maximize your productivity—Windows 11 is the one place for it all. Wit...
View full detailsOriginal price $2,207.99 - Original price $2,207.99Original price$2,207.99$2,207.99 - $2,207.99Current price $2,207.99| / -
Original price $294.99 - Original price $294.99Original price$294.99$294.99 - $294.99Current price $294.99| /
Lenovo - IdeaPad Slim 3 Chromebook Laptop - 14" FHD Touchscreen Laptop - MediaTek Kompanio 520 - 4GB Memory - 64GB eMMC - Abyss Blue
LenovoRuns ChromeOSThe fast and secure operating system built by Google. From easy setup with Gmail to built-in Google apps a tap away plus supercharged ...
View full detailsOriginal price $294.99 - Original price $294.99Original price$294.99$294.99 - $294.99Current price $294.99| / -
Original price $579.99 - Original price $579.99Original price$579.99$579.99 - $579.99Current price $579.99| /
Lenovo - Flex 5i 14" FHD Touchscreen 2-in-1 Laptop - Intel Core i3-1215U with 8GB Memory - Intel UHD Graphics - 256GB SSD - Storm Grey
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsOriginal price $579.99 - Original price $579.99Original price$579.99$579.99 - $579.99Current price $579.99| / -
Original price $2,224.99 - Original price $2,224.99Original price$2,224.99$2,224.99 - $2,224.99Current price $2,224.99| /
Lenovo - Legion 7i 16" Gaming Laptop WQXGA - Intel 14th Gen Core i9 with 32GB Memory - NVIDIA GeForce RTX 4070 8GB - 1TB SSD - Glacier White
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsOriginal price $2,224.99 - Original price $2,224.99Original price$2,224.99$2,224.99 - $2,224.99Current price $2,224.99| / -
Original price $1,678.99 - Original price $1,678.99Original price$1,678.99$1,678.99 - $1,678.99Current price $1,678.99| /
ASUS - Vivobook Pro 15 OLED Laptop - Intel Core Ultra 9 - NVIDIA RTX3050 6GB with 24GB Memory - 2TB SSD - Earl Gray
ASUSWindows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...
View full detailsOriginal price $1,678.99 - Original price $1,678.99Original price$1,678.99$1,678.99 - $1,678.99Current price $1,678.99| / -
Original price $1,432.99 - Original price $1,432.99Original price$1,432.99$1,432.99 - $1,432.99Current price $1,432.99| /
MacBook Air 13-inch Laptop - Apple M3 chip - 8GB Memory - 512GB SSD (Latest Model) - Starlight
AppleLEAN. MEAN. M3 MACHINE—The blazing-fast MacBook Air with the M3 chip is a superportable laptop that sails through work and play.PORTABLE DESIGN—Lig...
View full detailsOriginal price $1,432.99 - Original price $1,432.99Original price$1,432.99$1,432.99 - $1,432.99Current price $1,432.99| / -
Original price $1,547.99 - Original price $1,547.99Original price$1,547.99$1,547.99 - $1,547.99Current price $1,547.99| /
Samsung - Galaxy Book4 Pro 360 2-in1 16" AMOLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Moonstone Gray
SamsungPowerful enough for whatever you doBlaze new paths with a powerful Intel processor designed for visionaries. Tap into lightning fast speed and perf...
View full detailsOriginal price $1,547.99 - Original price $1,547.99Original price$1,547.99$1,547.99 - $1,547.99Current price $1,547.99| / -
Original price $4,532.99 - Original price $4,532.99Original price$4,532.99$4,532.99 - $4,532.99Current price $4,532.99| /
Apple - MacBook Pro 16" Laptop - M3 Max chip - 48GB Memory - 40-core GPU - 1TB SSD (Latest Model) - Space Black - Space Black
AppleSUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with a 12-core CPU and 18-core GPU using hardware-accelerated ray tracing delivers amazing p...
View full detailsOriginal price $4,532.99 - Original price $4,532.99Original price$4,532.99$4,532.99 - $4,532.99Current price $4,532.99| / -
Original price $313.99 - Original price $313.99Original price$313.99$313.99 - $313.99Current price $313.99| /
Lenovo - Slim 3 Chromebook 14" FHD Touch-Screen Laptop - MediaTek Kompanio 520 - 4GB Memory - 64GB eMMC - Abyss Blue
LenovoLive animated live lively live balanced. When you’re packing the thin and light IdeaPad Slim 3 Chromebook featuring WiFi 6 and 13.5 hours of batter...
View full detailsOriginal price $313.99 - Original price $313.99Original price$313.99$313.99 - $313.99Current price $313.99| / -
Original price $2,195.99 - Original price $2,195.99Original price$2,195.99$2,195.99 - $2,195.99Current price $2,195.99| /
Apple - MacBook Pro 14" Laptop - M3 Pro chip - 18GB Memory - 14-core GPU - 512GB SSD (Latest Model) - Silver
AppleSUPERCHARGED BY M3 PRO OR M3 MAX—The Apple M3 Pro chip with an up to 12-core CPU and up to 18-core GPU using hardware-accelerated ray tracing deliv...
View full detailsOriginal price $2,195.99 - Original price $2,195.99Original price$2,195.99$2,195.99 - $2,195.99Current price $2,195.99| / -
Original price $2,231.99 - Original price $2,231.99Original price$2,231.99$2,231.99 - $2,231.99Current price $2,231.99| /
Alienware - m16 QHD+ 165Hz Gaming Laptop - Intel Core i7 - 16GB Memory - NVIDIA GeForce RTX 4070 - 1TB SSD -Windows 11 Pro - Dark Metallic Moon
AlienwareWindows 11 Pro Operating SystemProtect your data with enterprise-grade security login from any device anywhere and boost productivity with powerful...
View full detailsOriginal price $2,231.99 - Original price $2,231.99Original price$2,231.99$2,231.99 - $2,231.99Current price $2,231.99| / -
Original price $1,234.99 - Original price $1,234.99Original price$1,234.99$1,234.99 - $1,234.99Current price $1,234.99| /
MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 512GB SSD - Silver
AppleStrikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...
View full detailsOriginal price $1,234.99 - Original price $1,234.99Original price$1,234.99$1,234.99 - $1,234.99Current price $1,234.99| / -
Original price $1,016.99 - Original price $1,016.99Original price$1,016.99$1,016.99 - $1,016.99Current price $1,016.99| /
MacBook Air 13.6" Laptop - Apple M2 chip - 8GB Memory - 256GB SSD - Starlight
AppleStrikingly Thin DesignThe redesigned MacBook Air is more portable than ever and weighs just 2.7 pounds. It’s the ultracapable laptop that lets you ...
View full detailsOriginal price $1,016.99 - Original price $1,016.99Original price$1,016.99$1,016.99 - $1,016.99Current price $1,016.99| /
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.