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Microwaves

Rent to Own and Lease to Own Microwaves – Flexible Financing Options

Upgrade your kitchen with a high-quality microwave from Finance My Cart. Our selection features top brands offering advanced features such as convection cooking, sensor heating, and energy efficiency. With our flexible financing options—including rent-to-own, lease-to-own, and financing plans—you can enjoy a new microwave without a significant upfront cost. Plus, with fast shipping and no credit checks, enhancing your cooking experience has never been easier. Explore our collection today to find the perfect microwave that suits your needs and budget!

Original price $306.99 - Original price $306.99
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$306.99
$306.99 - $306.99
Current price $306.99

Whirlpool - 1.7 Cu. Ft. Over-the-Range Microwave with 1000-Watts Cooking Power - White

Whirlpool

Express Cooking ButtonsSkip typing times with Express Cooking ButtonsMicrowave PresetsPrepare snacks with the press of a button with Preset options...

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Original price $306.99 - Original price $306.99
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$306.99
$306.99 - $306.99
Current price $306.99
Original price $362.99 - Original price $362.99
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$362.99
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Current price $362.99

Whirlpool - 1.9 Cu. Ft. Over-the-Range Microwave with Sensor Cooking - Stainless Steel

Whirlpool

Sensor CookingTake out the guesswork with sensors that track the cooking progress of your food and automatically adjust cook times.Express Cooking ...

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Original price $362.99 - Original price $362.99
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$362.99
$362.99 - $362.99
Current price $362.99
Original price $597.99 - Original price $597.99
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$597.99
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Current price $597.99

Samsung - Bespoke 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Edge to Edge Glass Display - Matte Black Steel

Samsung

Auto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...

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Original price $597.99 - Original price $597.99
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$597.99
$597.99 - $597.99
Current price $597.99
Original price $623.99 - Original price $623.99
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$623.99
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Current price $623.99

Panasonic - HomeCHEF Connect 4-in-1 Multi-Oven 1.2 Cu. Ft. Microwave Air Fry Convection Bake Broil with Genius Sensor Cooking - Silver

Panasonic

Connected cooking for fast delicious mealsSpend less time broiling your dinner and more time chilling with your family. The Panasonic NN-CV87KS is ...

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Original price $623.99 - Original price $623.99
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Current price $623.99
Original price $956.99 - Original price $956.99
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$956.99
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Current price $956.99

KitchenAid - 1.1 Cu. Ft. Microwave Hood with 1800-Watts Cooking Power - Stainless Steel Fingerprint Resistant

Kitchenaid

Low Profile DesignProvides a small sleek microwave with finishing that blends into cabinetry and strong features that are powerful enough to replac...

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Original price $956.99 - Original price $956.99
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$956.99
$956.99 - $956.99
Current price $956.99
Original price $938.99 - Original price $938.99
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$938.99
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Current price $938.99

KitchenAid - 1.1 Cu. Ft. Over-the-Range Microwave with Flush Built-in Design - Black Stainless Steel

Kitchenaid

Turntable-Free DesignMaximize your cooking space for large or multiple dishes with the turntable-free design that eliminates the need for a turntab...

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Original price $938.99 - Original price $938.99
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$938.99
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Current price $938.99
Original price $1,992.99 - Original price $1,992.99
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$1,992.99
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Current price $1,992.99

KitchenAid - 1.4 Cu. Ft. Built-In Microwave - Stainless Steel

Kitchenaid

1000W for standard microwave cookingCook frozen meals in a snap or heat coffee soup and leftovers in no time.Spacious 1.4 cu. ft. capacity offers p...

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Original price $1,992.99 - Original price $1,992.99
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Current price $1,992.99
Original price $106.99 - Original price $106.99
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$106.99
$106.99 - $106.99
Current price $106.99

Insignia - 1.1 Cu. Ft. Countertop Microwave - Black

Insignia

1000 wattsFor standard microwave cooking.2-step safety lockPrevents young children from accessing the microwave9 preset functionsChoose from Popcor...

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Original price $106.99 - Original price $106.99
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$106.99
$106.99 - $106.99
Current price $106.99
Original price $395.99 - Original price $395.99
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$395.99
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Current price $395.99

GE - 1.6 Cu. Ft. Over-the-Range Microwave with Convenience Cooking Controls - White

General Electric

Charcoal filter replacement for microwaves with behind the door grilleEasily install your new charcoal odor filter1.6 cu. ft. capacity1000 Watts (I...

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Original price $395.99 - Original price $395.99
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$395.99
$395.99 - $395.99
Current price $395.99
Original price $465.99 - Original price $465.99
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$465.99
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Current price $465.99

GE JVM7195SKSS - microwave oven - built-in - stainless steel

GE

1.9 cu. ft. capacity1000 Watts (IEC-705 test procedure)Easy clean enamel interior with steam cleanMakes cleaning spills and splatters a snapMelt fe...

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Original price $465.99 - Original price $465.99
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$465.99
$465.99 - $465.99
Current price $465.99
Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

Farberware Classic FMO11AHTBKN - microwave oven - freestanding - metallic red

Farberware

CapacityMid-Size 1.1 cu. Ft. interior provides plenty of spaceControl PanelDigital control panel and LED display and timerTechnologyThis microwave ...

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Original price $164.99 - Original price $164.99
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$164.99
$164.99 - $164.99
Current price $164.99
Original price $1,088.99 - Original price $1,088.99
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$1,088.99
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Current price $1,088.99

Bosch - 800 Series 1.8 Cu. Ft. Convection Over-the-Range Microwave with Sensor Cooking - Stainless Steel

Bosch

Large 1.9 cu. ft. capacity to fit a variety of dishes1000 watts of microwave power and 12 one-touch modes for cooking defrosting and reheatingMulti...

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Original price $1,088.99 - Original price $1,088.99
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Current price $1,088.99
Original price $154.99 - Original price $154.99
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$154.99
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Current price $154.99

GE - 0.9 Cu. Ft. Countertop Microwave with Convenience Cooking Controls - White

GE

0.9 Cu. Ft. Capacity900 Watts (IEC-705 test procedure).Convenience Cooking ControlsOperating made quick and easy.Auto and Time DefrostDefrosting ti...

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Original price $154.99 - Original price $154.99
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$154.99
$154.99 - $154.99
Current price $154.99
Original price $177.99 - Original price $177.99
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$177.99
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Current price $177.99

GE - 1.1 Cu. Ft. Countertop Microwave with Convenience Cooking Controls - Black

GE

1.1 Cu. Ft. Capacity950 Watts (IEC-705 test procedure).Convenience Cooking ControlsOperating made quick and easy.Weight and Time DefrostSimply ente...

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Original price $177.99 - Original price $177.99
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$177.99
$177.99 - $177.99
Current price $177.99
Original price $302.99 - Original price $302.99
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$302.99
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Current price $302.99

GE - 2.0 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - Black

GE

2.0 Cu. Ft. Capacity1200 Watts (IEC-705 test procedure).Sensor Cooking ControlsAutomatically adjusts time and power for delicious cooking results.A...

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Original price $302.99 - Original price $302.99
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$302.99
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Current price $302.99
Original price $177.99 - Original price $177.99
Original price
$177.99
$177.99 - $177.99
Current price $177.99

GE - 1.1 Cu. Ft. Countertop Microwave with Convenience Cooking Controls - White

GE

1.1 Cu. Ft. Capacity950 Watts (IEC-705 test procedure).Convenience Cooking ControlsOperating made quick and easy.Weight and Time DefrostSimply ente...

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Original price $177.99 - Original price $177.99
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$177.99
$177.99 - $177.99
Current price $177.99
Original price $221.99 - Original price $221.99
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$221.99
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Current price $221.99

GE - 1.6 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - Black

GE

1.6 Cu. Ft. Capacity1150 Watts (IEC-705 test procedure)Sensor Cooking ControlsAutomatically adjusts time and power for delicious cooking results.We...

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Original price $221.99 - Original price $221.99
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$221.99
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Current price $221.99
Original price $209.99 - Original price $209.99
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$209.99
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Current price $209.99

Sharp - 1.4 cu. ft. 1100W Countertop Microwave - Black Stainless - Black Stainless Steel

Sharp

1.4 cu. ft. 1100 Watt Microwave Oven by SharpFamily-Size Microwave Oven in Black Stainless Steel is designed for the whole family with a bigger cap...

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Original price $209.99 - Original price $209.99
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$209.99
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Current price $209.99
Original price $218.99 - Original price $218.99
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$218.99
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Current price $218.99

GE - 1.4 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - White

GE

1.4 Cu. Ft. Capacity1100 Watts (IEC-705 test procedure).Sensor Cooking ControlsAutomatically adjusts time and power for delicious cooking results.W...

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Original price $218.99 - Original price $218.99
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$218.99
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Current price $218.99
Original price $141.99 - Original price $141.99
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$141.99
$141.99 - $141.99
Current price $141.99

GE - 0.7 Cu. Ft. Countertop Microwave with Convenience Cooking Controls - Black

GE

0.7 Cu. Ft. Capacity700 Watts (IEC-705 test procedure).Convenience Cooking ControlsOperating made quick and easy.Auto and Time DefrostDefrosting ti...

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Original price $141.99 - Original price $141.99
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$141.99
$141.99 - $141.99
Current price $141.99
Original price $501.99 - Original price $501.99
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$501.99
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Current price $501.99

LG - 1.7 Cu. Ft. Over-the-Range Microwave with EasyClean - Stainless Steel

LG

EasyClean interiorSpills Splatters Don't sweat it. LG's EasyClean interior resists stains and buildup so cleaning your microwave doesn't have to be...

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Original price $501.99 - Original price $501.99
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$501.99
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Current price $501.99
Original price $225.99 - Original price $225.99
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$225.99
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Current price $225.99

GE microwave oven trim kit - stainless steel

GE Appliances

Compatible with select microwavesFor a custom fit.Stainless steel finishOffers a stylish appearance.Provides a built-in lookFor added style in your...

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Original price $225.99 - Original price $225.99
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$225.99
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Current price $225.99
Original price $221.99 - Original price $221.99
Original price
$221.99
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Current price $221.99

GE - 1.6 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - White

GE

1.6 Cu. Ft. Capacity1150 Watts (IEC-705 test procedure)Sensor Cooking ControlsAutomatically adjusts time and power for delicious cooking results.We...

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Original price $221.99 - Original price $221.99
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$221.99
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Current price $221.99
Original price $189.99 - Original price $189.99
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$189.99
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Current price $189.99

27" Built-In Trim Kit for Select GE Microwaves - White

GE

Compatible with select GE microwavesIncluding PEM31SFSS PEM31RFSS PEM31DFBB PEM31DFWW PEM31DFCC ZEM115SFSS and ZEM115SJSS models for simple install...

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Original price $189.99 - Original price $189.99
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$189.99
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Current price $189.99
Original price $243.99 - Original price $243.99
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$243.99
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Current price $243.99

29.8" Trim Kit for Caf CEB515P2NSS Microwave - Stainless Steel

GE Cafe

Compatible with Cafe CEB515P2NSS microwaveFor a precise fit.Stainless steel finishOffers a stylish appearance.Provides a built-in appearanceFor add...

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Original price $243.99 - Original price $243.99
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$243.99
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Current price $243.99
Original price $713.99 - Original price $713.99
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$713.99
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Current price $713.99

KitchenAid 1.9 CU. FT Capacity Microwave - Stainless Steel

Kitchenaid

Auto FunctionsProvide convenient presets for popular cooking modes including popcorn defrost cook soften/melt reheat and keep warm taking the guess...

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Original price $713.99 - Original price $713.99
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$713.99
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Current price $713.99
Original price $268.99 - Original price $268.99
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$268.99
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Current price $268.99

GE - 1.6 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - Black Stainless Steel

GE

1.6 Cu. Ft. Capacity1150 Watts (IEC-705 test procedure)Sensor Cooking ControlsAutomatically adjusts time and power for delicious cooking results.We...

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Original price $268.99 - Original price $268.99
Original price
$268.99
$268.99 - $268.99
Current price $268.99
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

GE - 1.4 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - Black

GE

1.4 Cu. Ft. Capacity1100 Watts (IEC-705 test procedure).Sensor Cooking ControlsAutomatically adjusts time and power for delicious cooking results.W...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99
Original price $224.99 - Original price $224.99
Original price
$224.99
$224.99 - $224.99
Current price $224.99

GE - 0.7 Cu. Ft. Countertop Microwave with Convenience Cooking Controls - White

GE

0.7 Cu. Ft. Capacity700 Watts (IEC-705 test procedure).Optional Hanging KitFrees up counter space.Convenience Cooking ControlsOperating made quick ...

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Original price $224.99 - Original price $224.99
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$224.99
$224.99 - $224.99
Current price $224.99
Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

GE - 2.0 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - White

GE

2.0 Cu. Ft. Capacity1200 Watts (IEC-705 test procedure).Sensor Cooking ControlsAutomatically adjusts time and power for delicious cooking results.A...

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Original price $302.99 - Original price $302.99
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$302.99
$302.99 - $302.99
Current price $302.99
Original price $165.99 - Original price $165.99
Original price
$165.99
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Current price $165.99

Cuisinart CMW-70 - microwave oven - freestanding - black/stainless

Cuisinart

700W for basic microwave cookingWarm leftovers pop popcorn or heat beverages in a flash.Compact 0.7 cu. ft. interior provides enough room for snack...

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Original price $165.99 - Original price $165.99
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$165.99
$165.99 - $165.99
Current price $165.99
Original price $641.99 - Original price $641.99
Original price
$641.99
$641.99 - $641.99
Current price $641.99

LG - 2.1 Cu. Ft. Over-the-Range Smart Microwave with Sensor Cooking and ExtendaVent 2.0 - Stainless Steel

LG

Large capacityWith 2.1 cu. ft. capacity there's always plenty of room to heat up larger dishes.ExtendaVent 2.0Reduce smoke and lingering cooking sm...

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Original price $641.99 - Original price $641.99
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$641.99
$641.99 - $641.99
Current price $641.99
Original price $542.99 - Original price $542.99
Original price
$542.99
$542.99 - $542.99
Current price $542.99

Whirlpool - 1.7 Cu. Ft. Over-the-Range Microwave - Stainless Steel

Whirlpool

2-Speed 300 CFM Motor ClassMatch the right amount of ventilation to the dish being prepared and quickly get rid of cooking odors with two different...

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Original price $542.99 - Original price $542.99
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$542.99
$542.99 - $542.99
Current price $542.99
Original price $514.99 - Original price $514.99
Original price
$514.99
$514.99 - $514.99
Current price $514.99

GE Profile - 1.1 Cu. Ft. Countertop Microwave with Sensor Cooking and Built-In Capable Option - Stainless Steel

GE Profile

Scan to Cook TechnologyEffortlessly prepare your favorite frozen meals exactly as intended by the manufacturer—just scan the barcode and let your m...

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Original price $514.99 - Original price $514.99
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$514.99
$514.99 - $514.99
Current price $514.99
Original price $650.99 - Original price $650.99
Original price
$650.99
$650.99 - $650.99
Current price $650.99

GE Profile - 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Chef Connect - Stainless Steel

General Electric

2.1 cu. ft. capacity1050 Watts (IEC-705 test procedure)Chef ConnectThree options with a single touch. For instant convenience choose when to automa...

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Original price $650.99 - Original price $650.99
Original price
$650.99
$650.99 - $650.99
Current price $650.99
Original price $679.99 - Original price $679.99
Original price
$679.99
$679.99 - $679.99
Current price $679.99

Whirlpool - 1.1 Cu. Ft. Over the Range Microwave with Sensor Cooking and 1800-Watts Cooking Power - Stainless Steel

Whirlpool

Our Best VentilationHelps quickly and quietly clear smoke grease and odor from the air without disrupting your kitchen routine with Our Most Powerf...

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Original price $679.99 - Original price $679.99
Original price
$679.99
$679.99 - $679.99
Current price $679.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.