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Microwaves

Rent to Own and Lease to Own Microwaves – Flexible Financing Options

Upgrade your kitchen with a high-quality microwave from Finance My Cart. Our selection features top brands offering advanced features such as convection cooking, sensor heating, and energy efficiency. With our flexible financing options—including rent-to-own, lease-to-own, and financing plans—you can enjoy a new microwave without a significant upfront cost. Plus, with fast shipping and no credit checks, enhancing your cooking experience has never been easier. Explore our collection today to find the perfect microwave that suits your needs and budget!

Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Insignia - .7 Cu. Ft. Compact Microwave - Black

Insignia

9 preset functionsChoose from Popcorn Potato Pizza Frozen Vegetable Beverage Dinner Plate Express Cook (1-6) Add 30s and Defrost options.Compact .7...

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Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99
Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99

GE - 1.1 Cu. Ft. Countertop Microwave with Convenience Cooking Controls - Stainless Steel

GE

1.1 Cu. Ft. Capacity950 Watts (IEC-705 test procedure).Convenience Cooking ControlsOperating made quick and easy.Weight and Time DefrostSimply ente...

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Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99
Original price $248.99 - Original price $248.99
Original price
$248.99
$248.99 - $248.99
Current price $248.99

GE - 1.6 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - Stainless Steel

GE

1.6 Cu. Ft. Capacity1150 Watts (IEC-705 test procedure)Sensor Cooking ControlsAutomatically adjusts time and power for delicious cooking results.We...

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Original price $248.99 - Original price $248.99
Original price
$248.99
$248.99 - $248.99
Current price $248.99
Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

LG - 2.0 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Black Stainless Steel

LG

Large CapacityWith the spacious 2.0 cu. ft. capacity there's plenty of room to heat up larger dishes.Smart InverterTry defrosting in an ordinary mi...

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Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99
Original price $658.99 - Original price $658.99
Original price
$658.99
$658.99 - $658.99
Current price $658.99

Samsung - Bespoke 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Auto Dimming Glass Touch Controls - White Glass

Samsung

Auto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...

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Original price $658.99 - Original price $658.99
Original price
$658.99
$658.99 - $658.99
Current price $658.99
Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Insignia - .7 Cu. Ft. Compact Microwave - White

Insignia

9 preset functionsChoose from Popcorn Potato Pizza Frozen Vegetable Beverage Dinner Plate Express Cook (1-6) Add 30s and Defrost options.Compact .7...

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Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99
Original price $208.99 - Original price $208.99
Original price
$208.99
$208.99 - $208.99
Current price $208.99

LG - 0.9 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Stainless Steel

LG

Smart InverterTry defrosting in an ordinary microwave and you’ll get alternating blasts of full power followed by a periods of no power until the t...

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Original price $208.99 - Original price $208.99
Original price
$208.99
$208.99 - $208.99
Current price $208.99
Original price $560.99 - Original price $560.99
Original price
$560.99
$560.99 - $560.99
Current price $560.99

GE Profile - 2.2 Cu. Ft. Built-In Microwave with Sensor Cooking and Glass Touch Controls - Gray

GE Profile

Built-In MicrowaveThis countertop microwave oven is built-in capable with a sleek matching trim kit.Glass Touch ControlsFeatures a smooth glass des...

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Original price $560.99 - Original price $560.99
Original price
$560.99
$560.99 - $560.99
Current price $560.99
Original price $227.99 - Original price $227.99
Original price
$227.99
$227.99 - $227.99
Current price $227.99

Insignia - 2.2 Cu. Ft. Countertop Microwave with Sensor Cooking and Inverter Technology - Stainless Steel

Insignia

Sensor cook functionHeats your food to the ideal temperature every time.Inverter technologyDelivers a constant stream of power to provide even heat...

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Original price $227.99 - Original price $227.99
Original price
$227.99
$227.99 - $227.99
Current price $227.99
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Sharp - 1.1 cu ft Countertop Microwave With Sensor Cooking - Black

Sharp

1000 Watt1.1 cu. ft. 1000 Watt Microwave Oven by SharpConvenient KeysConvenient +30 Key for Instant Start and Adding TimePreset ButtonsEasy-to-Use ...

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Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99
Original price $221.99 - Original price $221.99
Original price
$221.99
$221.99 - $221.99
Current price $221.99

Insignia - 1.7 Cu. Ft. Over-the-Range Microwave with 2-Stage Cooking - White

Insignia

Spacious 1.7 cu. ft. interiorFits larger dishes allowing you to cook or reheat more food.Removes steam and odors from your stovetopThe 2-speed exha...

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Original price $221.99 - Original price $221.99
Original price
$221.99
$221.99 - $221.99
Current price $221.99
Original price $192.99 - Original price $192.99
Original price
$192.99
$192.99 - $192.99
Current price $192.99

Insignia - 1.6 Cu. Ft. Countertop Microwave with Sensor Cooking and Inverter Technology - Stainless Steel

Insignia

Sensor cook functionHeats your food to the ideal temperature every time.Inverter technologyDelivers a constant stream of power to provide even heat...

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Original price $192.99 - Original price $192.99
Original price
$192.99
$192.99 - $192.99
Current price $192.99
Original price $1,294.99 - Original price $1,294.99
Original price
$1,294.99
$1,294.99 - $1,294.99
Current price $1,294.99

KitchenAid - 1.1 Cu. Ft. Convection Flush Built-In Over-the-Range Microwave with Air Fry Mode - Stainless Steel

Kitchenaid

Air Fry ModeReplaces a countertop air fryer for all of the crisping with none of the clutter. Triple heating elements and a fan circulate hot air a...

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Original price $1,294.99 - Original price $1,294.99
Original price
$1,294.99
$1,294.99 - $1,294.99
Current price $1,294.99
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Sharp - 1.1 cu. ft. 1000W Countertop Microwave - White

Sharp

1.1 cu. ft. 1000 Watt Microwave Oven by SharpMid-Size Microwave Oven in White takes up less space on your countertop and is our smallest oven for a...

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Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99
Original price $500.99 - Original price $500.99
Original price
$500.99
$500.99 - $500.99
Current price $500.99

Samsung - 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Wi-Fi Connectivity - Stainless Steel

Samsung

Auto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...

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Original price $500.99 - Original price $500.99
Original price
$500.99
$500.99 - $500.99
Current price $500.99
Original price $2,090.99 - Original price $2,090.99
Original price
$2,090.99
$2,090.99 - $2,090.99
Current price $2,090.99

KitchenAid - 1.4 Cu. Ft. Built-In Microwave - Stainless Steel

Kitchenaid

1000W for standard microwave cookingCook frozen meals in a snap or heat coffee soup and leftovers in no time.Spacious 1.4 cu. ft. capacity offers p...

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Original price $2,090.99 - Original price $2,090.99
Original price
$2,090.99
$2,090.99 - $2,090.99
Current price $2,090.99
Original price $536.99 - Original price $536.99
Original price
$536.99
$536.99 - $536.99
Current price $536.99

Whirlpool - 1.9 Cu. Ft. Over-the-Range Microwave with Sensor Cooking - Black Stainless Steel

Whirlpool

Sensor CookingTake out the guesswork with sensors that track the cooking progress of your food and automatically adjust cook times.Express Cooking ...

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Original price $536.99 - Original price $536.99
Original price
$536.99
$536.99 - $536.99
Current price $536.99
Original price $240.99 - Original price $240.99
Original price
$240.99
$240.99 - $240.99
Current price $240.99

Sharp - 1.4 cu ft Countertop Microwave With Sensor Cooking - Black

Sharp

1100 Watt1.4 cu. ft. 1100 Watt Microwave Oven by SharpSensor CookSensor Cook Menu for Precise Cooking and ReheatingConvenient KeysConvenient +30 Ke...

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Original price $240.99 - Original price $240.99
Original price
$240.99
$240.99 - $240.99
Current price $240.99
Original price $378.99 - Original price $378.99
Original price
$378.99
$378.99 - $378.99
Current price $378.99

Whirlpool - 1.9 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Non-Stick Interior - Stainless Steel

Whirlpool

Sensor CookingTake out the guesswork with sensors that track the cooking progress of your food and automatically adjust cook times.CleanRelease Non...

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Original price $378.99 - Original price $378.99
Original price
$378.99
$378.99 - $378.99
Current price $378.99
Original price $657.99 - Original price $657.99
Original price
$657.99
$657.99 - $657.99
Current price $657.99

Samsung - 1.1 cu. ft. Smart SLIM Over-the-Range Microwave with 550 CFM Hood Ventilation - Stainless Steel

Samsung

550 CFM Hood VentilationEven in its slim size it’s the most powerful ventilation system among Over-the-Range microwaves in the industry. The 550 CF...

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Original price $657.99 - Original price $657.99
Original price
$657.99
$657.99 - $657.99
Current price $657.99
Original price $544.99 - Original price $544.99
Original price
$544.99
$544.99 - $544.99
Current price $544.99

Samsung - 1.1 cu. ft. Smart SLIM Over-the-Range Microwave with 400 CFM Hood Ventilation - Stainless Steel

Samsung

400 CFM Hood VentilationEven in its slim size this hood has a powerful 400 CFM ventilation system that quickly removes steam and odors that result ...

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Original price $544.99 - Original price $544.99
Original price
$544.99
$544.99 - $544.99
Current price $544.99
Original price $542.99 - Original price $542.99
Original price
$542.99
$542.99 - $542.99
Current price $542.99

Whirlpool - 1.7 cu. ft. Microwave Hood Combination with Electronic Touch Controls - Stainless Steel

Whirlpool

2-Speed 300 CFM Motor ClassMatch the right amount of ventilation to the dish being prepared and quickly get rid of cooking odors with two different...

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Original price $542.99 - Original price $542.99
Original price
$542.99
$542.99 - $542.99
Current price $542.99
Original price $385.99 - Original price $385.99
Original price
$385.99
$385.99 - $385.99
Current price $385.99

Amana - 1.6 Cu. Ft. Over-the-Range Microwave with Add 030 Seconds - Stainless Steel

Amana

PopcornThere's no better way to settle in for movie night when you can get popcorn at just the push of a button.DefrostThere's no need to wait for ...

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Original price $385.99 - Original price $385.99
Original price
$385.99
$385.99 - $385.99
Current price $385.99
Original price $1,386.99 - Original price $1,386.99
Original price
$1,386.99
$1,386.99 - $1,386.99
Current price $1,386.99

Whirlpool - 1.1 Cu. Ft. Low Profile Over-the-Range Microwave Hood Combination with Hidden Control Panel - Stainless Steel

Whirlpool

Low profile designMaximize space by moving your microwave off the countertop with a low profile design that fits in the same space as your undercab...

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Original price $1,386.99 - Original price $1,386.99
Original price
$1,386.99
$1,386.99 - $1,386.99
Current price $1,386.99
Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

Sharp - 1.4 cu ft Countertop Microwave - Black

Sharp

1100 Watt1.4 cu. ft. 1100 Watt Microwave Oven by SharpSensor CookSensor Cook Menu for Precise Cooking and ReheatingConvenient KeysConvenient +30 Ke...

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Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99
Original price $566.99 - Original price $566.99
Original price
$566.99
$566.99 - $566.99
Current price $566.99

Breville- the Combi Wave 3 in 1 1.1 Cu. Ft. Convection Microwave- Brushed Stainless Steel

Breville

Brushed stainless steel casing provides durability and styleThe exterior offers an attractive complement to your existing kitchen decor.Large 12.4"...

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Original price $566.99 - Original price $566.99
Original price
$566.99
$566.99 - $566.99
Current price $566.99
Original price $681.99 - Original price $681.99
Original price
$681.99
$681.99 - $681.99
Current price $681.99

GE Profile - 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Chef Connect - Stainless Steel

General Electric

2.1 cu. ft. capacity1050 Watts (IEC-705 test procedure)Chef ConnectThree options with a single touch. For instant convenience choose when to automa...

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Original price $681.99 - Original price $681.99
Original price
$681.99
$681.99 - $681.99
Current price $681.99
Original price $918.99 - Original price $918.99
Original price
$918.99
$918.99 - $918.99
Current price $918.99

GE Profile - Profile Series 1.7 Cu. Ft. Convection Over-the-Range Microwave with Sensor Cooking and Chef Connect - Stainless Steel

GE Profile

Air FryAchieve crispy never greasy fried food results in your oven without the oil1.7 cu. ft. capacity950 Watts (IEC-705 test procedure)Fast CookCo...

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Original price $918.99 - Original price $918.99
Original price
$918.99
$918.99 - $918.99
Current price $918.99
Original price $449.99 - Original price $449.99
Original price
$449.99
$449.99 - $449.99
Current price $449.99

GE - 1.7 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Defrost - Stainless steel

GE

1.7 cu. ft. capacity1000 Watts (IEC-705 test procedure)Weight and time defrostSimply enter the weight of the food and the oven automatically sets t...

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Original price $449.99 - Original price $449.99
Original price
$449.99
$449.99 - $449.99
Current price $449.99
Original price $431.99 - Original price $431.99
Original price
$431.99
$431.99 - $431.99
Current price $431.99

GE - 1.6 Cu. Ft. Over-the-Range Microwave with Convenience Cooking Controls - Black

General Electric

Charcoal filter replacement for microwaves with behind the door grilleEasily install your new charcoal odor filter1.6 cu. ft. capacity1000 Watts (I...

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Original price $431.99 - Original price $431.99
Original price
$431.99
$431.99 - $431.99
Current price $431.99
Original price $602.99 - Original price $602.99
Original price
$602.99
$602.99 - $602.99
Current price $602.99

LG - 2.0 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and EasyClean - PrintProof Black Stainless Steel

LG

Stylish DesignThe sleek WideView window and intuitive SmoothTouch glass controls deliver modern style to your kitchen.Sensor CookingHumidity-sensin...

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Original price $602.99 - Original price $602.99
Original price
$602.99
$602.99 - $602.99
Current price $602.99
Original price $192.99 - Original price $192.99
Original price
$192.99
$192.99 - $192.99
Current price $192.99

Sharp - 1.1 cu. ft. 1000W Countertop Microwave - Stainless - Stainless

Sharp

1.1 cu. ft. 1000 Watt Microwave Oven by SharpMid-Size Microwave Oven in Stainless Steel takes up less space on your countertop and is our smallest ...

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Original price $192.99 - Original price $192.99
Original price
$192.99
$192.99 - $192.99
Current price $192.99
Original price $821.99 - Original price $821.99
Original price
$821.99
$821.99 - $821.99
Current price $821.99

LG - 1.7 Cu. Ft. Convection Over-the-Range Microwave with Sensor Cooking and Air Fry - PrintProof Stainless Steel

LG

Convection TechnologyConveniently brown bake and roast your favorite meals with convection technology that circulates heat around your food to deli...

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Original price $821.99 - Original price $821.99
Original price
$821.99
$821.99 - $821.99
Current price $821.99
Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99

Sharp - 2.2 cu. ft. 1200W Microwave with Inverter Cooking - Stainless - Stainless

Sharp

2.2 cu. ft. 1200 Watt Microwave Oven with Inverter Technology by SharpXL Family-Size Microwave Oven in Stainless Steel features our most generous c...

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Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99
Original price $546.99 - Original price $546.99
Original price
$546.99
$546.99 - $546.99
Current price $546.99

LG - 2.0 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and EasyClean - PrintProof Stainless Steel

LG

Stylish DesignThe sleek WideView window and intuitive SmoothTouch glass controls deliver modern style to your kitchen.Sensor CookingHumidity-sensin...

View full details
Original price $546.99 - Original price $546.99
Original price
$546.99
$546.99 - $546.99
Current price $546.99
Original price $421.99 - Original price $421.99
Original price
$421.99
$421.99 - $421.99
Current price $421.99

GE - 1.6 Cu. Ft. Over-the-Range Microwave with Convenience Cooking Controls - Stainless steel

General Electric

Charcoal filter replacement for microwaves with behind the door grilleEasily install your new charcoal odor filter1.6 cu. ft. capacity1000 Watts (I...

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Original price $421.99 - Original price $421.99
Original price
$421.99
$421.99 - $421.99
Current price $421.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.