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Microwaves

Rent to Own and Lease to Own Microwaves – Flexible Financing Options

Upgrade your kitchen with a high-quality microwave from Finance My Cart. Our selection features top brands offering advanced features such as convection cooking, sensor heating, and energy efficiency. With our flexible financing options—including rent-to-own, lease-to-own, and financing plans—you can enjoy a new microwave without a significant upfront cost. Plus, with fast shipping and no credit checks, enhancing your cooking experience has never been easier. Explore our collection today to find the perfect microwave that suits your needs and budget!

Original price $679.99 - Original price $679.99
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$679.99
$679.99 - $679.99
Current price $679.99

Whirlpool - 1.1 Cu. Ft. Over the Range Microwave with Sensor Cooking and 1800-Watts Cooking Power - Stainless Steel

Whirlpool

Our Best VentilationHelps quickly and quietly clear smoke grease and odor from the air without disrupting your kitchen routine with Our Most Powerf...

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Original price $679.99 - Original price $679.99
Original price
$679.99
$679.99 - $679.99
Current price $679.99
Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

Sharp - 1.1 cu. ft. 1000W Smart Countertop Microwave Works with Alexa - Stainless - Stainless Steel

Sharp

1.1 cu. ft. 1000 Watt Microwave Oven by SharpMid-Size Microwave Oven in Stainless Steel takes up less space on your countertop and is our smallest ...

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Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99
Original price $233.99 - Original price $233.99
Original price
$233.99
$233.99 - $233.99
Current price $233.99

Sharp - 1.4 cu. ft. 1100W Smart Countertop Microwave with Inverter Cooking and Works with Alexa - Stainless - Stainless Steel

Sharp

1.4 cu. ft. 1100 Watt Microwave Oven with Inverter Technology by SharpFamily-Size Microwave Oven with Inverter Technology in Stainless Steel is lig...

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Original price $233.99 - Original price $233.99
Original price
$233.99
$233.99 - $233.99
Current price $233.99
Original price $641.99 - Original price $641.99
Original price
$641.99
$641.99 - $641.99
Current price $641.99

LG - 1.3 Cu. Ft. Low-Profile Over-The-Range Microwave with Sensor Cook and Zero Clearance Door - Black

LG

ThinQ Smart TechnologyThe ThinQ app offers control and convenience to help you simplify life and enjoy the comforts of home. Sync the microwave wit...

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Original price $641.99 - Original price $641.99
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$641.99
$641.99 - $641.99
Current price $641.99
Original price $758.99 - Original price $758.99
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$758.99
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Current price $758.99

LG - 1.7 Cu. Ft. Convection Over-the-Range Microwave with Sensor Cooking and Air Fry - Stainless Steel

LG

Enjoy fast even convection cookingConveniently brown bake and roast your favorite meals with convection technology that circulates heat around your...

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Original price $758.99 - Original price $758.99
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$758.99
$758.99 - $758.99
Current price $758.99
Original price $233.99 - Original price $233.99
Original price
$233.99
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Current price $233.99

GE - 0.7 Cu. Ft. Countertop Microwave with Convenience Cooking Controls - Stainless Steel

GE

0.7 Cu. Ft. Capacity700 Watts (IEC-705 test procedure).Optional Hanging KitFrees up counter space.Convenience Cooking ControlsOperating made quick ...

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Original price $233.99 - Original price $233.99
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$233.99
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Current price $233.99
Original price $338.99 - Original price $338.99
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$338.99
$338.99 - $338.99
Current price $338.99

GE - 2.0 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - Stainless Steel

GE

2.0 Cu. Ft. Capacity1200 Watts (IEC-705 test procedure).Sensor Cooking ControlsAutomatically adjusts time and power for delicious cooking results.C...

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Original price $338.99 - Original price $338.99
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$338.99
$338.99 - $338.99
Current price $338.99
Original price $563.99 - Original price $563.99
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$563.99
$563.99 - $563.99
Current price $563.99

Frigidaire - 1.8 Cu. Ft. Over-The-Range Microwave with PureAir Filter - White

Frigidaire

Convenient quick start optionsGet meals on the table in minutes with three different Quick Start options that allow you to make yummy meals faster....

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Original price $563.99 - Original price $563.99
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$563.99
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Current price $563.99
Original price $212.99 - Original price $212.99
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$212.99
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Current price $212.99

27" Built-In Trim Kit for Select GE Microwaves - Stainless Steel

General Electric

Compatible with select GE microwavesIncluding models PEM31SFSS PEM31RFSS PEM31DFBB PEM31DFWW PEM31DFCC ZEM115SFSS and ZEM115SJSS for a precise fit....

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Original price $212.99 - Original price $212.99
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$212.99
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Current price $212.99
Original price $718.99 - Original price $718.99
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$718.99
$718.99 - $718.99
Current price $718.99

Frigidaire - Gallery 1.9 Cu. Ft. Over-The-Range Microwave with Sensor Cooking - Stainless Steel

Frigidaire

Take the guesswork out of cooking with sensor cookSensors in the microwave determine and set the appropriate power levels and cook time to ensure g...

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Original price $718.99 - Original price $718.99
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$718.99
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Current price $718.99
Original price $676.99 - Original price $676.99
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$676.99
$676.99 - $676.99
Current price $676.99

Frigidaire - Gallery 1.9 Cu. Ft. Over-The-Range Microwave with PureAir Filter - Stainless Steel

Frigidaire

Take the guesswork out of cooking with Sensor CookSensors in the microwave determine and set the appropriate power levels and cook time to ensure g...

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Original price $676.99 - Original price $676.99
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$676.99
$676.99 - $676.99
Current price $676.99
Original price $626.99 - Original price $626.99
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$626.99
$626.99 - $626.99
Current price $626.99

Samsung - Bespoke 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Edge to Edge Glass Display - White Glass

Samsung

Auto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...

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Original price $626.99 - Original price $626.99
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$626.99
$626.99 - $626.99
Current price $626.99
Original price $300.99 - Original price $300.99
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$300.99
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Current price $300.99

Breville - the Compact Wave Soft Close 0.9 Cu. Ft. Microwave - Silver

Breville

Electronic controlsConvenient cooking controls make heating up food fast and simple.Large 10.6" turntable keeps food rotatingBy turning food items ...

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Original price $300.99 - Original price $300.99
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$300.99
$300.99 - $300.99
Current price $300.99
Original price $534.99 - Original price $534.99
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$534.99
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Current price $534.99

Frigidaire - 1.8 Cu. Ft. Over-The-Range Microwave with PureAir Filter - Stainless Steel

Frigidaire

Convenient Quick Start OptionsGet meals on the table in minutes with three different Quick Start options that allow you to make yummy meals faster....

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Original price $534.99 - Original price $534.99
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$534.99
$534.99 - $534.99
Current price $534.99
Original price $387.99 - Original price $387.99
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$387.99
$387.99 - $387.99
Current price $387.99

Frigidaire - 1.7 Cu. Ft. Over-The-Range Microwave with Quick Start - Stainless Steel

Frigidaire

Quick Start OptionsGet meals on the table in minutes with three different Quick Start options that allow you to make yummy meals faster.Bright Exte...

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Original price $387.99 - Original price $387.99
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$387.99
$387.99 - $387.99
Current price $387.99
Original price $676.99 - Original price $676.99
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$676.99
$676.99 - $676.99
Current price $676.99

Whirlpool - 1.9 Cu. Ft. Over-the-Range Microwave - Black Stainless Steel

Whirlpool

Sensor CookingAutomatically tracks the cooking progress of your food and adjusts the cook time as needed.CleanRelease Non-Stick InteriorHelp preven...

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Original price $676.99 - Original price $676.99
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$676.99
$676.99 - $676.99
Current price $676.99
Original price $201.99 - Original price $201.99
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$201.99
$201.99 - $201.99
Current price $201.99

GE - 0.9 Cu. Ft. Countertop Microwave with Scan-to-Cook Technology - Stainless Steel

GE

Scan-to-Cook TechnologyTake the guesswork out of microwaving frozen foods and prepare your favorites exactly how the manufacturer intended with jus...

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Original price $201.99 - Original price $201.99
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$201.99
$201.99 - $201.99
Current price $201.99
Original price $1,081.99 - Original price $1,081.99
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$1,081.99
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Current price $1,081.99

Caf - 1.7 Cu. Ft. Convection Over-the-Range Microwave with Air Fry - Stainless Steel

GE Cafe

Air FryMake your favorite “fried foods healthy thanks to a mode that crisps without using oil for fryingCreate a streamlined cooking experienceSimp...

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Original price $1,081.99 - Original price $1,081.99
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$1,081.99
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Current price $1,081.99
Original price $858.99 - Original price $858.99
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$858.99
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GE Profile - Profile Series 1.7 Cu. Ft. Convection Over-the-Range Microwave with Sensor Cooking and Chef Connect - Stainless Steel

GE Profile

Air FryAchieve crispy never greasy fried food results in your oven without the oil1.7 cu. ft. capacity950 Watts (IEC-705 test procedure)Fast CookCo...

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Original price $858.99 - Original price $858.99
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$858.99
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Current price $858.99
Original price $2,140.99 - Original price $2,140.99
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$2,140.99
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Current price $2,140.99

KitchenAid - 24" 1.2 Cu. Ft. Built-In Microwave Drawer - Stainless Steel

Kitchenaid

950W for standard microwave cookingCook frozen meals in a snap or heat coffee soup and leftovers in no time.Compact 1.2 cu. ft. interior provides e...

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Original price $2,140.99 - Original price $2,140.99
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$2,140.99
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Current price $2,140.99
Original price $396.99 - Original price $396.99
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$396.99
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Current price $396.99

GE - 1.6 Cu. Ft. Over-the-Range Microwave - Stainless Steel

General Electric

Charcoal filter replacement for microwaves with behind the door grilleEasily install your new charcoal odor filter1.6 cu. ft. capacity1000 Watts (I...

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Original price $396.99 - Original price $396.99
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$396.99
$396.99 - $396.99
Current price $396.99
Original price $534.99 - Original price $534.99
Original price
$534.99
$534.99 - $534.99
Current price $534.99

Samsung - Bespoke 2.1 Cu. Ft. Over-the-Range Microwave - Stainless Steel

Samsung

Samsung - Bespoke 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Edge to Edge Glass Display - Stainless Steel

Original price $534.99 - Original price $534.99
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$534.99
$534.99 - $534.99
Current price $534.99
Original price $1,657.99 - Original price $1,657.99
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$1,657.99
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Current price $1,657.99

ZLINE - 24" Built-in Convection Microwave Oven - Black

ZLINE

ConvectionConvection and Microwave Modes - Select from a variety of convection broil and microwave cooking settings to provide optimal dish results...

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Original price $1,657.99 - Original price $1,657.99
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$1,657.99
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Current price $1,657.99
Original price $382.99 - Original price $382.99
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$382.99
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Current price $382.99

Whirlpool - 2.2 Cu. Ft. Countertop Microwave with Sensor Cooking - Stainless Steel

Whirlpool

Door ReleasePush ButtonControl TypeElectronic TouchNumber of Power Levels10

Original price $382.99 - Original price $382.99
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$382.99
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Current price $382.99
Original price $568.99 - Original price $568.99
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$568.99
$568.99 - $568.99
Current price $568.99

Samsung - Bespoke 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Auto Dimming Glass Touch Controls - Stainless Steel

Samsung

Auto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...

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Original price $568.99 - Original price $568.99
Original price
$568.99
$568.99 - $568.99
Current price $568.99
Original price $345.99 - Original price $345.99
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$345.99
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Current price $345.99

Whirlpool - 1.6 Cu. Ft. Countertop Microwave with Sensor Cooking - Black

Whirlpool

Door ReleasePush ButtonControl TypeElectronic TouchNumber of Power Levels10

Original price $345.99 - Original price $345.99
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$345.99
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Current price $345.99
Original price $424.99 - Original price $424.99
Original price
$424.99
$424.99 - $424.99
Current price $424.99

Whirlpool - 1.9 Cu. Ft. Over-the-Range Microwave with Sensor Cooking - Black Stainless Steel

Whirlpool

Sensor CookingTake out the guesswork with sensors that track the cooking progress of your food and automatically adjust cook times.Express Cooking ...

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Original price $424.99 - Original price $424.99
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$424.99
$424.99 - $424.99
Current price $424.99
Original price $522.99 - Original price $522.99
Original price
$522.99
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Current price $522.99

Panasonic - HomeCHEF .7 Cu. Ft. 7-in-1 Compact Oven with Steam and Convection - Black

Panasonic

7 Functions 1 OvenConvection Bake Steam Steam-Convection Bake combo Airfry Slow Cook Ferment and Sanitize2 Kinds of convection bakingConvection bak...

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Original price $522.99 - Original price $522.99
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$522.99
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Current price $522.99
Original price $534.99 - Original price $534.99
Original price
$534.99
$534.99 - $534.99
Current price $534.99

Samsung - 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Wi-Fi Connectivity - Matte Black Steel

Samsung

Auto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...

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Original price $534.99 - Original price $534.99
Original price
$534.99
$534.99 - $534.99
Current price $534.99
Original price $535.99 - Original price $535.99
Original price
$535.99
$535.99 - $535.99
Current price $535.99

Samsung - Bespoke 2.1 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Wi-Fi Connectivity - White Glass

Samsung

Auto ConnectivityAuto Connectivity conveniently syncs your microwave and compatible range or cooktop by using the SmartThings App. The hood fan and...

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Original price $535.99 - Original price $535.99
Original price
$535.99
$535.99 - $535.99
Current price $535.99
Original price $243.99 - Original price $243.99
Original price
$243.99
$243.99 - $243.99
Current price $243.99

GE - 1.6 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - Stainless Steel

GE

1.6 Cu. Ft. Capacity1150 Watts (IEC-705 test procedure)Sensor Cooking ControlsAutomatically adjusts time and power for delicious cooking results.We...

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Original price $243.99 - Original price $243.99
Original price
$243.99
$243.99 - $243.99
Current price $243.99
Original price $159.99 - Original price $159.99
Original price
$159.99
$159.99 - $159.99
Current price $159.99

GE - 1.1 Cu. Ft. Countertop Microwave with Convenience Cooking Controls - Stainless Steel

GE

1.1 Cu. Ft. Capacity950 Watts (IEC-705 test procedure).Convenience Cooking ControlsOperating made quick and easy.Weight and Time DefrostSimply ente...

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Original price $159.99 - Original price $159.99
Original price
$159.99
$159.99 - $159.99
Current price $159.99
Original price $287.99 - Original price $287.99
Original price
$287.99
$287.99 - $287.99
Current price $287.99

LG - 2.0 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Black Stainless Steel

LG

Large CapacityWith the spacious 2.0 cu. ft. capacity there's plenty of room to heat up larger dishes.Smart InverterTry defrosting in an ordinary mi...

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Original price $287.99 - Original price $287.99
Original price
$287.99
$287.99 - $287.99
Current price $287.99
Original price $435.99 - Original price $435.99
Original price
$435.99
$435.99 - $435.99
Current price $435.99

GE - 1.7 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Defrost - Stainless Steel

GE

1.7 cu. ft. capacity1000 Watts (IEC-705 test procedure)Weight and time defrostSimply enter the weight of the food and the oven automatically sets t...

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Original price $435.99 - Original price $435.99
Original price
$435.99
$435.99 - $435.99
Current price $435.99
Original price $455.99 - Original price $455.99
Original price
$455.99
$455.99 - $455.99
Current price $455.99

GE - 1.9 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and Steam Cleaning - Stainless Steel

GE

1.9 cu. ft. capacity1000 Watts (IEC-705 test procedure)Easy clean enamel interior with steam cleanMakes cleaning spills and splatters a snapMelt fe...

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Original price $455.99 - Original price $455.99
Original price
$455.99
$455.99 - $455.99
Current price $455.99
Original price $1,687.99 - Original price $1,687.99
Original price
$1,687.99
$1,687.99 - $1,687.99
Current price $1,687.99

Sharp - 30" 1.2 Cu. Ft. Built-in Microwave Drawer - Stainless Steel

Sharp

950W for standard microwave cookingAllows you to cook frozen meals or heat coffee soup and leftovers in no time.Compact 1.2 cu. ft. interior provid...

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Original price $1,687.99 - Original price $1,687.99
Original price
$1,687.99
$1,687.99 - $1,687.99
Current price $1,687.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.