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Office Furniture

Rent To Own Office Furniture – Create Your Ideal Workspace with Flexible Financing

Transform your office with high-quality furniture from Finance My Cart. Whether you're setting up a home office, updating your workspace, or outfitting an entire office, we offer top brands like Steelcase, Sauder, and more. From ergonomic chairs to stylish desks and storage solutions, we have everything you need to boost productivity and comfort. With our rent-to-own and buy now, pay later payment plans, you can get the office furniture you need without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options that suit your budget and credit situation. Create your perfect workspace today with flexible financing that works for you!

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Alamont Home - Sarah Traditional Vinyl Side Chair - Upholstered - Black Vinyl
$302.99 - $302.99
$302.99
$302.99 - $302.99
$302.99

Alamont Home - Sarah Traditional Vinyl Side Chair - Upholstered - Black Vinyl

Alamont Home

Supportive armsThe arms provide support to your upper body.Wheels for ease of movementCasters provide ease of mobility to reposition with minimal e...

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$302.99 - $302.99
$302.99
$302.99 - $302.99
$302.99
Alamont Home - Salerno Contemporary Mesh Executive Swivel Office Chair with Arms - Black
$224.99 - $224.99
$224.99
$224.99 - $224.99
$224.99

Alamont Home - Salerno Contemporary Mesh Executive Swivel Office Chair with Arms - Black

Alamont Home

Ergonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Lumbar support...

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$224.99 - $224.99
$224.99
$224.99 - $224.99
$224.99
Alamont Home - Walker Rectangle Modern Laminate Home Office Desk - Rustic
$146.99 - $146.99
$146.99
$146.99 - $146.99
$146.99

Alamont Home - Walker Rectangle Modern Laminate Home Office Desk - Rustic

Alamont Home

FoldableSave on space by folding and storing after use. The foldable design allows for ease of transport.Folded size39.5"W x 2.25"D x 20"HRoom loca...

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$146.99 - $146.99
$146.99
$146.99 - $146.99
$146.99
Alamont Home - Whitney Mid-Back Modern Leather/Faux Leather Executive Swivel Office Chair - Black LeatherSoft/Chrome Frame
$184.99 - $184.99
$184.99
$184.99 - $184.99
$184.99

Alamont Home - Whitney Mid-Back Modern Leather/Faux Leather Executive Swivel Office Chair - Black LeatherSoft/Chrome Frame

Alamont Home

Ergonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Lumbar support...

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$184.99 - $184.99
$184.99
$184.99 - $184.99
$184.99
Alamont Home - Hansel Contemporary Leather/Faux Leather Ribbed Executive Swivel Mid-Back Office Chair - Black
$375.99 - $375.99
$375.99
$375.99 - $375.99
$375.99

Alamont Home - Hansel Contemporary Leather/Faux Leather Ribbed Executive Swivel Mid-Back Office Chair - Black

Alamont Home

Lumbar supportAchieve better posture with proper lumbar support that conforms to the natural curve in your spine to support your lower back.Tilt lo...

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$375.99 - $375.99
$375.99
$375.99 - $375.99
$375.99
BLACK MID-BACK TASK
$158.99 - $158.99
$158.99
$158.99 - $158.99
$158.99

BLACK MID-BACK TASK

Alamont Home

BLACK MID-BACK TASK CHAIR

$158.99 - $158.99
$158.99
$158.99 - $158.99
$158.99
Alamont Home - Nicholas Contemporary Mesh Executive Swivel Office Chair - Black
Alamont Home - Nicholas Contemporary Mesh Executive Swivel Office Chair - Black
$215.99 - $215.99
$215.99
$215.99 - $215.99
$215.99

Alamont Home - Nicholas Contemporary Mesh Executive Swivel Office Chair - Black

Alamont Home

Ergonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Lumbar support...

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$215.99 - $215.99
$215.99
$215.99 - $215.99
$215.99
BLACK LEATHER TABLET
$627.99 - $627.99
$627.99
$627.99 - $627.99
$627.99

BLACK LEATHER TABLET

Alamont Home

BLACK LEATHER TABLET CHAIR

$627.99 - $627.99
$627.99
$627.99 - $627.99
$627.99
Alamont Home - Ginny L Contemporary Laminate Home Office Desk - Black/Black
$224.99 - $224.99
$224.99
$224.99 - $224.99
$224.99

Alamont Home - Ginny L Contemporary Laminate Home Office Desk - Black/Black

Alamont Home

Room locationYour Home Office Desk is intended for use in the following location(s) Home Office/Study;OfficeWorkspace accommodations0.5" thick Lami...

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$224.99 - $224.99
$224.99
$224.99 - $224.99
$224.99
Alamont Home - Donny Contemporary Leather/Faux Leather Side Chair - Upholstered - Black
$203.99 - $203.99
$203.99
$203.99 - $203.99
$203.99

Alamont Home - Donny Contemporary Leather/Faux Leather Side Chair - Upholstered - Black

Alamont Home

Supportive armsThe arms provide support to your upper body.Commercial ratedRest assure that your item will withstand daily usage with its commercia...

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$203.99 - $203.99
$203.99
$203.99 - $203.99
$203.99
Alamont Home - Neri Contemporary Mesh Swivel Office Chair - Black
$117.99 - $117.99
$117.99
$117.99 - $117.99
$117.99

Alamont Home - Neri Contemporary Mesh Swivel Office Chair - Black

Alamont Home

Ergonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Lumbar support...

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$117.99 - $117.99
$117.99
$117.99 - $117.99
$117.99
Alamont Home - Joshua Rectangle Contemporary Laminate Home Office Desk - White
$478.99 - $478.99
$478.99
$478.99 - $478.99
$478.99

Alamont Home - Joshua Rectangle Contemporary Laminate Home Office Desk - White

Alamont Home

Room locationYour Home Office Desk is intended for use in the following location(s) Home Office/Study;OfficeWorkspace accommodations0.6875" thick L...

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$478.99 - $478.99
$478.99
$478.99 - $478.99
$478.99
Alamont Home - Hercules Contemporary Mesh Big Tall Swivel Office Chair - Black
$305.99 - $305.99
$305.99
$305.99 - $305.99
$305.99

Alamont Home - Hercules Contemporary Mesh Big Tall Swivel Office Chair - Black

Alamont Home

Big tall seatingSit comfortably all day with the extra wide back and seat designed to support larger and taller body types.Ergonomic supportGain b...

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$305.99 - $305.99
$305.99
$305.99 - $305.99
$305.99
Alamont Home - Ginny L Contemporary Glass Home Office Desk - Black Top/Silver Frame
$258.99 - $258.99
$258.99
$258.99 - $258.99
$258.99

Alamont Home - Ginny L Contemporary Glass Home Office Desk - Black Top/Silver Frame

Alamont Home

Room locationYour Home Office Desk is intended for use in the following location(s) Home Office/Study;OfficeWorkspace accommodations0.197" thick Gl...

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$258.99 - $258.99
$258.99
$258.99 - $258.99
$258.99
Alamont Home - Hercules Big Tall 500 lb. Rated Executive Ergonomic Office Chair - Black LeatherSoft
$537.99 - $537.99
$537.99
$537.99 - $537.99
$537.99

Alamont Home - Hercules Big Tall 500 lb. Rated Executive Ergonomic Office Chair - Black LeatherSoft

Alamont Home

Big tall seatingSit comfortably all day with the extra wide back and seat designed to support larger and taller body types.Ergonomic supportGain b...

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$537.99 - $537.99
$537.99
$537.99 - $537.99
$537.99
Alamont Home - Hercules Big Tall 500 lb. Rated LeatherSoft Swivel Office Chair w/Extra Wide Seat - Brown
$627.99 - $627.99
$627.99
$627.99 - $627.99
$627.99

Alamont Home - Hercules Big Tall 500 lb. Rated LeatherSoft Swivel Office Chair w/Extra Wide Seat - Brown

Alamont Home

Big tall seatingSit comfortably all day with the extra wide back and seat designed to support larger and taller body types.Ergonomic supportGain b...

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$627.99 - $627.99
$627.99
$627.99 - $627.99
$627.99
Alamont Home - Milford Contemporary Mesh Executive Swivel Office Chair - Black and White
$181.99 - $181.99
$181.99
$181.99 - $181.99
$181.99

Alamont Home - Milford Contemporary Mesh Executive Swivel Office Chair - Black and White

Alamont Home

Ergonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Lumbar support...

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$181.99 - $181.99
$181.99
$181.99 - $181.99
$181.99
Alamont Home - Posey Contemporary Fabric Kneeling Chair - Gray
$202.99 - $202.99
$202.99
$202.99 - $202.99
$202.99

Alamont Home - Posey Contemporary Fabric Kneeling Chair - Gray

Alamont Home

Ergonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Backless desig...

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$202.99 - $202.99
$202.99
$202.99 - $202.99
$202.99
Alamont Home - Hercules Series Double Braced Metal Folding Chair (set of 4) - Beige
$156.99 - $156.99
$156.99
$156.99 - $156.99
$156.99

Alamont Home - Hercules Series Double Braced Metal Folding Chair (set of 4) - Beige

Alamont Home

Seating capacitySeats up to 4 people.FoldableSave on space by folding and storing after use. The foldable design allows for ease of transport.Folde...

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$156.99 - $156.99
$156.99
$156.99 - $156.99
$156.99
Alamont Home - Kelista Contemporary Mesh Drafting Stool - Black
$211.99 - $211.99
$211.99
$211.99 - $211.99
$211.99

Alamont Home - Kelista Contemporary Mesh Drafting Stool - Black

Alamont Home

Lumbar supportAchieve better posture with proper lumbar support that conforms to the natural curve in your spine to support your lower back.Tilt lo...

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$211.99 - $211.99
$211.99
$211.99 - $211.99
$211.99
Alamont Home - Tiverton Collection Rectangle Industrial Laminate Office Desk - Mahogany Top/Black Frame
$123.99 - $123.99
$123.99
$123.99 - $123.99
$123.99

Alamont Home - Tiverton Collection Rectangle Industrial Laminate Office Desk - Mahogany Top/Black Frame

Alamont Home

Commercial ratedRest assure that your item will withstand daily usage with its commercial classification.Room locationYour Office Desk is intended ...

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$123.99 - $123.99
$123.99
$123.99 - $123.99
$123.99
Alamont Home - Layla Contemporary Mesh Executive Swivel Office Chair - Black
$288.99 - $288.99
$288.99
$288.99 - $288.99
$288.99

Alamont Home - Layla Contemporary Mesh Executive Swivel Office Chair - Black

Alamont Home

Ergonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Lumbar support...

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$288.99 - $288.99
$288.99
$288.99 - $288.99
$288.99
Alamont Home - Kelista Contemporary Mesh Drafting Stool - Black LeatherSoft/Mesh
$247.99 - $247.99
$247.99
$247.99 - $247.99
$247.99

Alamont Home - Kelista Contemporary Mesh Drafting Stool - Black LeatherSoft/Mesh

Alamont Home

Ergonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Lumbar support...

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$247.99 - $247.99
$247.99
$247.99 - $247.99
$247.99
Alamont Home - Kimberly Rectangle Industrial Laminate Office Desk - Rustic Gray Top/White Frame
$138.99 - $138.99
$138.99
$138.99 - $138.99
$138.99

Alamont Home - Kimberly Rectangle Industrial Laminate Office Desk - Rustic Gray Top/White Frame

Alamont Home

Commercial ratedRest assure that your item will withstand daily usage with its commercial classification.Room locationYour Office Desk is intended ...

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$138.99 - $138.99
$138.99
$138.99 - $138.99
$138.99
Alamont Home - Hansel Contemporary Leather/Faux Leather Executive Swivel Office Chair - Black
$329.99 - $329.99
$329.99
$329.99 - $329.99
$329.99

Alamont Home - Hansel Contemporary Leather/Faux Leather Executive Swivel Office Chair - Black

Alamont Home

Ergonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Lumbar support...

View full details
$329.99 - $329.99
$329.99
$329.99 - $329.99
$329.99
Alamont Home - Warfield Modern Mesh Executive Swivel Office Chair - Black Mesh/Black Frame
$297.99 - $297.99
$297.99
$297.99 - $297.99
$297.99

Alamont Home - Warfield Modern Mesh Executive Swivel Office Chair - Black Mesh/Black Frame

Alamont Home

Ergonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Lumbar support...

View full details
$297.99 - $297.99
$297.99
$297.99 - $297.99
$297.99
Alamont Home - Kale Contemporary Mesh Executive Swivel High Back Office Chair - Black
$260.99 - $260.99
$260.99
$260.99 - $260.99
$260.99

Alamont Home - Kale Contemporary Mesh Executive Swivel High Back Office Chair - Black

Alamont Home

Ergonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Lumbar support...

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$260.99 - $260.99
$260.99
$260.99 - $260.99
$260.99
Alamont Home - Hercules Contemporary Leather/Faux Leather 24/7 Big Tall Swivel Office Chair - Black LeatherSoft
$579.99 - $579.99
$579.99
$579.99 - $579.99
$579.99

Alamont Home - Hercules Contemporary Leather/Faux Leather 24/7 Big Tall Swivel Office Chair - Black LeatherSoft

Alamont Home

24/7 usageReady for your call center multi-shift offices and your home office this office chair is designed for 24/7 use.Big tall seatingSit comfo...

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$579.99 - $579.99
$579.99
$579.99 - $579.99
$579.99
Alamont Home - Clayton Modern Vinyl Swivel Office Chair with Arms - Black
$170.99 - $170.99
$170.99
$170.99 - $170.99
$170.99

Alamont Home - Clayton Modern Vinyl Swivel Office Chair with Arms - Black

Alamont Home

Supportive armsThe arms provide support to your upper body.Wheels for ease of movementCasters provide ease of mobility to reposition with minimal e...

View full details
$170.99 - $170.99
$170.99
$170.99 - $170.99
$170.99
Alamont Home - Carolyn Contemporary Leather/Faux Leather Executive Swivel Office Chair - Black
$234.99 - $234.99
$234.99
$234.99 - $234.99
$234.99

Alamont Home - Carolyn Contemporary Leather/Faux Leather Executive Swivel Office Chair - Black

Alamont Home

Lumbar supportAchieve better posture with proper lumbar support that conforms to the natural curve in your spine to support your lower back.Tilt lo...

View full details
$234.99 - $234.99
$234.99
$234.99 - $234.99
$234.99
Alamont Home - Folding XL Faux Fur Saucer Chair for Dorm or Bedroom - Black/Black
$125.99 - $125.99
$125.99
$125.99 - $125.99
$125.99

Alamont Home - Folding XL Faux Fur Saucer Chair for Dorm or Bedroom - Black/Black

Alamont Home

FoldableSave on space by folding and storing after use. The foldable design allows for ease of transport.Room locationYour Accent Chair - Upholster...

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$125.99 - $125.99
$125.99
$125.99 - $125.99
$125.99
Alamont Home - Contemporary Mesh Swivel Task Chair - Black
$124.99 - $124.99
$124.99
$124.99 - $124.99
$124.99

Alamont Home - Contemporary Mesh Swivel Task Chair - Black

Alamont Home

Ergonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Lumbar support...

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$124.99 - $124.99
$124.99
$124.99 - $124.99
$124.99
Alamont Home - Contemporary Leather/Faux Leather Big Tall Swivel Office Chair - Black
$230.99 - $230.99
$230.99
$230.99 - $230.99
$230.99

Alamont Home - Contemporary Leather/Faux Leather Big Tall Swivel Office Chair - Black

Alamont Home

Big tall seatingSit comfortably all day with the extra wide back and seat designed to support larger and taller body types.Ergonomic supportGain b...

View full details
$230.99 - $230.99
$230.99
$230.99 - $230.99
$230.99
Alamont Home - Contemporary Mesh Swivel Office Chair - Black
$92.99 - $92.99
$92.99
$92.99 - $92.99
$92.99

Alamont Home - Contemporary Mesh Swivel Office Chair - Black

Alamont Home

Ergonomic supportGain better productivity with the comfort of an ergonomically designed chair that offers better posture and support.Lumbar support...

View full details
$92.99 - $92.99
$92.99
$92.99 - $92.99
$92.99
Alamont Home - Contemporary Leather/Faux Leather Big Tall Swivel Office Chair - Brown
$230.99 - $230.99
$230.99
$230.99 - $230.99
$230.99

Alamont Home - Contemporary Leather/Faux Leather Big Tall Swivel Office Chair - Brown

Alamont Home

Big tall seatingSit comfortably all day with the extra wide back and seat designed to support larger and taller body types.Ergonomic supportGain b...

View full details
$230.99 - $230.99
$230.99
$230.99 - $230.99
$230.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.