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Office Furniture

Rent To Own Office Furniture – Create Your Ideal Workspace with Flexible Financing

Transform your office with high-quality furniture from Finance My Cart. Whether you're setting up a home office, updating your workspace, or outfitting an entire office, we offer top brands like Steelcase, Sauder, and more. From ergonomic chairs to stylish desks and storage solutions, we have everything you need to boost productivity and comfort. With our rent-to-own and buy now, pay later payment plans, you can get the office furniture you need without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options that suit your budget and credit situation. Create your perfect workspace today with flexible financing that works for you!

Original price $235.99 - Original price $235.99
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$235.99
$235.99 - $235.99
Current price $235.99

LOWELL DINING CHAIR

Simpli Home

LOWELL DINING CHAIR

Original price $235.99 - Original price $235.99
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$235.99
$235.99 - $235.99
Current price $235.99
Original price $266.99 - Original price $266.99
Original price
$266.99
$266.99 - $266.99
Current price $266.99

Simpli Home - Robbie Accent Table - Walnut Brown

Simpli Home

1DIMENSIONS 16" D x 16" W x 18" H2Handcrafted with care using the finest quality richly grained solid Mango Hardwood3Hand-finished with a Walnut Br...

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Original price $266.99 - Original price $266.99
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$266.99
$266.99 - $266.99
Current price $266.99
Original price $739.99 - Original price $739.99
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$739.99
$739.99 - $739.99
Current price $739.99

Simpli Home - Artisan Large Sideboard Buffet - Russet Brown

Simpli Home

Product dimensions17"d x 60"w x 30"hProduct detailsHandcrafted with care using the finest quality solid woodProduct descriptionHand-finished with a...

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Original price $739.99 - Original price $739.99
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$739.99
$739.99 - $739.99
Current price $739.99
Original price $493.99 - Original price $493.99
Original price
$493.99
$493.99 - $493.99
Current price $493.99

Simpli Home - Millbury solid mango wood 36 inch wide round modern industrial drum coffee table in - Natural

Simpli Home

Product dimensions36"d x 36" w x 14"hProduct detailsHandcrafted with care using the finest quality of solid mango woodProduct descriptionHand finis...

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Original price $493.99 - Original price $493.99
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$493.99
$493.99 - $493.99
Current price $493.99
Original price $216.99 - Original price $216.99
Original price
$216.99
$216.99 - $216.99
Current price $216.99

Simpli Home - Dafney Counter Height Stool (Set of 2) - Camel Brown

Simpli Home

Product dimensions18.5" D x 18.5" W x 27"HProduct detailsHand Constructed using engineered wood metal foam and polyester fiber battingProduct descr...

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Original price $216.99 - Original price $216.99
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$216.99
$216.99 - $216.99
Current price $216.99
Original price $182.99 - Original price $182.99
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$182.99
$182.99 - $182.99
Current price $182.99

Simpli Home - Corbin Metal Side Table - Hammered Antique Copper

Simpli Home

Product dimensions16" D x 16" W x 21" HProduct detailsHandcrafted with care using premium solid metalProduct descriptionHand finished in a Hammered...

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Original price $182.99 - Original price $182.99
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$182.99
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Current price $182.99
Original price $465.99 - Original price $465.99
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$465.99
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Current price $465.99

Simpli Home - Rayburn Drum Coffee Table - Natural

Simpli Home

Product dimensions38"d x 38" w x 14"hProduct detailsHandcrafted with care using the finest quality of solid mango wood and metalProduct description...

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Original price $465.99 - Original price $465.99
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$465.99
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Current price $465.99
Original price $206.99 - Original price $206.99
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$206.99
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Current price $206.99

Simpli Home - Boyd Wooden Accent Table - White Wash

Simpli Home

Product dimensions12.6" D x 12.6" W x 17.7" HProduct detailsHandcrafted with care using the solid hardwoodProduct descriptionHand-finished with a w...

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Original price $206.99 - Original price $206.99
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$206.99
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Current price $206.99
Original price $167.99 - Original price $167.99
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$167.99
$167.99 - $167.99
Current price $167.99

Simpli Home - Boyd Wooden Accent Table - Warm Dark Brown

Simpli Home

Product dimensions12.6" D x 12.6" W x 17.7" HProduct detailsHandcrafted with care using the finest quality solid hardwoodProduct Color and finishin...

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Original price $167.99 - Original price $167.99
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$167.99
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Current price $167.99
Original price $238.99 - Original price $238.99
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$238.99
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Current price $238.99

Simpli Home - Jaxine Side Table - Black Gold

Simpli Home

1DIMENSIONS 16"D x 16"W x 19.5"H2Handcrafted with care using the finest quality solid marble and metal3Hand-finished in Black Gold and White4Featur...

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Original price $238.99 - Original price $238.99
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$238.99
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Current price $238.99
Original price $199.99 - Original price $199.99
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$199.99
$199.99 - $199.99
Current price $199.99

Simpli Home - Robbie Accent Table - Distressed White Wash

Simpli Home

Product dimensions16" D x 16" W x 18" HProduct detailsHandcrafted with care using the richly grained solid mango hardwoodProduct descriptionHand-fi...

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Original price $199.99 - Original price $199.99
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$199.99
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Current price $199.99
Original price $202.99 - Original price $202.99
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$202.99
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Current price $202.99

Simpli Home - Haynes Wooden Accent Table - White Wash

Simpli Home

Product dimensions15.75" D x 15.75" W x 17.7" HProduct detailsHandcrafted with care using the finest quality solid hardwoodProduct descriptionHand-...

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Original price $202.99 - Original price $202.99
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$202.99
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Current price $202.99
Original price $156.99 - Original price $156.99
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$156.99
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Current price $156.99

Simpli Home - Marana Dining Chair - Gray

Simpli Home

Product dimensions19.5" D x 20.8" W x 29.5"HProduct detailsHand constructed using solid and engineered woodmetal and high density foamProduct descr...

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Original price $156.99 - Original price $156.99
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$156.99
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Current price $156.99
Original price $179.99 - Original price $179.99
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$179.99
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Current price $179.99

Simpli Home - Amery Mid Century Modern Metal Adjustable Swivel Bar Stool - Denim Blue

Simpli Home

Product dimensions19.7"D x 20.8"W x 34-42"HProduct detailsHand constructed using kiln-dried bentwood plywood premium walnut veneer chrome foam and ...

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Original price $179.99 - Original price $179.99
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$179.99
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Current price $179.99
Original price $163.99 - Original price $163.99
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$163.99
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Current price $163.99

Simpli Home - Rayne 30 inch Metal Bar Stool (Set of 2) - Gray

Simpli Home

Product dimensions17.7" D x 17.2" W x 39.6" HProduct detailsHand constructed using high quality iron sheeting and tubingProduct descriptionHand fin...

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Original price $163.99 - Original price $163.99
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$163.99
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Current price $163.99
Original price $106.99 - Original price $106.99
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$106.99
$106.99 - $106.99
Current price $106.99

Simpli Home Milltown Small - bench ottoman - rectangular - plywood linen-look fabric - gray

Simpli Home

Simpli Home Milltown Small - Bench ottoman - rectangular - plywood linen-look fabric - gray

Original price $106.99 - Original price $106.99
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$106.99
$106.99 - $106.99
Current price $106.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.