Office Furniture
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Original price $335.99 - Original price $335.99Original price$335.99$335.99 - $335.99Current price $335.99| /
OSP Home Furnishings - Dane Accent Chair - Blue Steel
OSP Home FurnishingsSophisticated mid-century styleRolled arm creates a classic charmSolid wood tapered legHigh density foam core cushion provides comfortBeautiful pip...
View full detailsOriginal price $335.99 - Original price $335.99Original price$335.99$335.99 - $335.99Current price $335.99| / -
Original price $1,013.99 - Original price $1,013.99Original price$1,013.99$1,013.99 - $1,013.99Current price $1,013.99| /
OSP Home Furnishings - Russell L-Shape Sectional Sofa - Gray
OSP Home FurnishingsSectional sofaMakes a tasteful addition to any living room.Plywood and poplar wood frame constructionFeatures a 500-lb. weight capacity which ensur...
View full detailsOriginal price $1,013.99 - Original price $1,013.99Original price$1,013.99$1,013.99 - $1,013.99Current price $1,013.99| / -
Original price $1,013.99 - Original price $1,013.99Original price$1,013.99$1,013.99 - $1,013.99Current price $1,013.99| /
OSP Home Furnishings - Russell L-Shape Sectional Sofa - White
Office Star ProductsSectional sofaMakes a tasteful addition to any living room.Plywood and poplar wood frame constructionFeatures a 500-lb. weight capacity which ensur...
View full detailsOriginal price $1,013.99 - Original price $1,013.99Original price$1,013.99$1,013.99 - $1,013.99Current price $1,013.99| / -
Original price $902.99 - Original price $902.99Original price$902.99$902.99 - $902.99Current price $902.99| /
OSP Home Furnishings - Russel 3 Seater Fabric Sofa - Navy
Office Star ProductsThree-seat sofaFeatures comfortable coil-spring seat cushions for a good rest.Solid wood frameCreates a durable construction.Upholstered in polyest...
View full detailsOriginal price $902.99 - Original price $902.99Original price$902.99$902.99 - $902.99Current price $902.99| / -
Original price $346.99 - Original price $346.99Original price$346.99$346.99 - $346.99Current price $346.99| /
OSP Home Furnishings - Maui Chair - Gray Wash
OSP Designs4-leg baseTo balance your weight in comfort and style.Rattan material in gray washCreates a stylish look.Padded seat cushionYou'll love sitting bac...
View full detailsOriginal price $346.99 - Original price $346.99Original price$346.99$346.99 - $346.99Current price $346.99| / -
Original price $203.99 - Original price $203.99Original price$203.99$203.99 - $203.99Current price $203.99| /
OSP Home Furnishings - Ravel Tool-less Folding Desk - Grey Oak/Black
OSP Home FurnishingsTool-less desk simply unfold to useQuick assemblyFolds flat for storagePerfect for small spacesSolid constructionHeavy metal frame provides excelle...
View full detailsOriginal price $203.99 - Original price $203.99Original price$203.99$203.99 - $203.99Current price $203.99| / -
Original price $196.99 - Original price $196.99Original price$196.99$196.99 - $196.99Current price $196.99| /
Office Star Products - 5 Piece Resin Folding Set - Light Gray
Office Star Products5-piece multipurpose setConsists of four folding chairs and a fold-in-half table.Long-lasting materialsIdeal for indoor or outdoor use.Lightweight ...
View full detailsOriginal price $196.99 - Original price $196.99Original price$196.99$196.99 - $196.99Current price $196.99| / -
Original price $116.99 - Original price $116.99Original price$116.99$116.99 - $116.99Current price $116.99| /
OSP Home Furnishings - Emerson Side Chair with 4 Leg Base - White
Office Star ProductsRated for users up to 200 lbs.For a comfortable and sturdy seat.Polyurethane and polypropylene upholstery in whiteCreates an attractive appearance....
View full detailsOriginal price $116.99 - Original price $116.99Original price$116.99$116.99 - $116.99Current price $116.99| / -
Original price $156.99 - Original price $156.99Original price$156.99$156.99 - $156.99Current price $156.99| /
OSP Home Furnishings - Backless 26" Stool - White
OSP Home FurnishingsMetal constructionProvides strength and durability.Chrome finish legsCreate an attractive appearance.Rubber foot capsProtect the floor.Modern desig...
View full detailsOriginal price $156.99 - Original price $156.99Original price$156.99$156.99 - $156.99Current price $156.99| / -
Original price $156.99 - Original price $156.99Original price$156.99$156.99 - $156.99Current price $156.99| /
OSP Home Furnishings - Backless 26" Stool - Black
OSP Home FurnishingsMetal constructionProvides strength and durability.Chrome-finished legsCreate an attractive appearance.Rubber foot capsEnsure protection of the flo...
View full detailsOriginal price $156.99 - Original price $156.99Original price$156.99$156.99 - $156.99Current price $156.99| / -
Original price $184.99 - Original price $184.99Original price$184.99$184.99 - $184.99Current price $184.99| /
Sauder - River Ranch Bookcase Full Queen Headboard - Mystic Oak
SauderConstruction materials/FinishEngineered wood with a Laminate Mystic Oak finish.Bed SizeFull / QueenStorage FeaturesBookcase CompartmentsFinishMyst...
View full detailsOriginal price $184.99 - Original price $184.99Original price$184.99$184.99 - $184.99Current price $184.99| / -
Original price $475.99 - Original price $475.99Original price$475.99$475.99 - $475.99Current price $475.99| /
Walker Edison - Modern Reeded 60 TV Stand with Open and Concealed Storage - Costal Oak
Walker EdisonOpen cubbies for added media storageDisplay your media library or your favorite consoles and devices with ample open shelves.Luxurious soft-close d...
View full detailsOriginal price $475.99 - Original price $475.99Original price$475.99$475.99 - $475.99Current price $475.99| / -
Original price $644.99 - Original price $644.99Original price$644.99$644.99 - $644.99Current price $644.99| /
Walker Edison - Reema 70" Modern Reeded TV Stand with Freestanding Electric Fireplace - Costal Oak
Walker EdisonGreat storage that fits your needs.Display your books tech devices media and more on easily adjustable shelvesDiscreet cord management.Conceal and ...
View full detailsOriginal price $644.99 - Original price $644.99Original price$644.99$644.99 - $644.99Current price $644.99| / -
Original price $652.99 - Original price $652.99Original price$652.99$652.99 - $652.99Current price $652.99| /
Walker Edison - Modern Reeded 60 Fireplace TV Stand with Removable Fireplace Insert - Costal Oak
Walker EdisonClean modern-inspired design style.Accentuate any room with the on-trend yet timelessly sophisticated design of this fireplace.On-trend reeded door...
View full detailsOriginal price $652.99 - Original price $652.99Original price$652.99$652.99 - $652.99Current price $652.99| / -
Original price $413.99 - Original price $413.99Original price$413.99$413.99 - $413.99Current price $413.99| /
Simpli Home - Brody Extra Large Coffee Table Pouf - Distressed Brown
Simpli HomeProduct dimensions36"D x 36" W x 14" HProduct detailsUpholstered with Distressed Brown Faux LeatherProduct descriptionConstructed using faux leathe...
View full detailsOriginal price $413.99 - Original price $413.99Original price$413.99$413.99 - $413.99Current price $413.99| / -
Original price $232.99 - Original price $232.99Original price$232.99$232.99 - $232.99Current price $232.99| /
Simpli Home - Robbie Accent Table - Distressed White Wash
Simpli HomeProduct dimensions16" D x 16" W x 18" HProduct detailsHandcrafted with care using the richly grained solid mango hardwoodProduct descriptionHand-fi...
View full detailsOriginal price $232.99 - Original price $232.99Original price$232.99$232.99 - $232.99Current price $232.99| / -
Original price $232.99 - Original price $232.99Original price$232.99$232.99 - $232.99Current price $232.99| /
Simpli Home - Haynes Wooden Accent Table - White Wash
Simpli HomeProduct dimensions15.75" D x 15.75" W x 17.7" HProduct detailsHandcrafted with care using the finest quality solid hardwoodProduct descriptionHand-...
View full detailsOriginal price $232.99 - Original price $232.99Original price$232.99$232.99 - $232.99Current price $232.99| / -
Original price $180.99 - Original price $180.99Original price$180.99$180.99 - $180.99Current price $180.99| /
Simpli Home - Marana Dining Chair - Gray
Simpli HomeProduct dimensions19.5" D x 20.8" W x 29.5"HProduct detailsHand constructed using solid and engineered woodmetal and high density foamProduct descr...
View full detailsOriginal price $180.99 - Original price $180.99Original price$180.99$180.99 - $180.99Current price $180.99| / -
Original price $188.99 - Original price $188.99Original price$188.99$188.99 - $188.99Current price $188.99| /
Simpli Home - Boyd Wooden Accent Table - Black
Simpli HomeProduct dimensions12.6" D x 12.6" W x 17.7" HProduct detailsHandcrafted with care using the finest quality solid hardwoodProduct Color and finishin...
View full detailsOriginal price $188.99 - Original price $188.99Original price$188.99$188.99 - $188.99Current price $188.99| / -
Original price $235.99 - Original price $235.99Original price$235.99$235.99 - $235.99Current price $235.99| /
Simpli Home - Haynes Solid Mango Wood 16 inch Wide Round Boho Wooden Accent Table - Black
Simpli HomeProduct dimensions15.75" D x 15.75" W x 17.7" HProduct detailsHandcrafted with care using the finest quality solid hardwoodProduct Color and finish...
View full detailsOriginal price $235.99 - Original price $235.99Original price$235.99$235.99 - $235.99Current price $235.99| / -
Original price $125.99 - Original price $125.99Original price$125.99$125.99 - $125.99Current price $125.99| /
Simpli Home - Serena Round Braided Pouf - Dove Grey
Simpli HomeProduct dimensions18" D x 18" W x 14" HProduct detailsHandcrafted with a Dove Grey Hand Braided Cotton JuteProduct descriptionSturdy and structured...
View full detailsOriginal price $125.99 - Original price $125.99Original price$125.99$125.99 - $125.99Current price $125.99| / -
Original price $393.99 - Original price $393.99Original price$393.99$393.99 - $393.99Current price $393.99| /
Sauder - 5-Shelf Display Bookcase w/ 3 adjustable Shelves - Laurel Oak
SauderConstruction MaterialsManufactured Wood with Laminate FinishNumber of Shelves5-Shelf Display BookcaseDesign StyleCoastal Cottage TransitionalFinish...
View full detailsOriginal price $393.99 - Original price $393.99Original price$393.99$393.99 - $393.99Current price $393.99| / -
Original price $264.99 - Original price $264.99Original price$264.99$264.99 - $264.99Current price $264.99| /
Insignia - TV Stand for Most TVs Up to 55 with Gaming Nook - Dark Gray
InsigniaSupports TVs up to 55Sturdy tabletop holds most TVs up to 55 (139.7 cm) and 70 lbs. (31.75 kg).Neutral dark gray colorSolid dark gray finish matche...
View full detailsOriginal price $264.99 - Original price $264.99Original price$264.99$264.99 - $264.99Current price $264.99| / -
Original price $178.99 - Original price $178.99Original price$178.99$178.99 - $178.99Current price $178.99| /
Simpli Home - Amery Mid Century Modern Metal Adjustable Swivel Bar Stool - Denim Blue
Simpli HomeProduct dimensions19.7"D x 20.8"W x 34-42"HProduct detailsHand constructed using kiln-dried bentwood plywood premium walnut veneer chrome foam and ...
View full detailsOriginal price $178.99 - Original price $178.99Original price$178.99$178.99 - $178.99Current price $178.99| / -
Original price $121.99 - Original price $121.99Original price$121.99$121.99 - $121.99Current price $121.99| /
Sauder - River Ranch Night Stand Dresser - Sindoori Mango
SauderConstruction MaterialsEngineered WoodNumber of Drawers1Design StyleTransitionalFinishSindoori MangoAssemblyMinimal assembly required. Save time by...
View full detailsOriginal price $121.99 - Original price $121.99Original price$121.99$121.99 - $121.99Current price $121.99| / -
Original price $437.99 - Original price $437.99Original price$437.99$437.99 - $437.99Current price $437.99| /
Walker Edison - Mid Century Solid Wood Nightstand set of 2 - Caramel
Walker EdisonStylish solid wood constructionMade with responsibly-sourced solid pine woodClosed storageStowe your essentials within 2 smooth-glide drawersVersat...
View full detailsOriginal price $437.99 - Original price $437.99Original price$437.99$437.99 - $437.99Current price $437.99| / -
Original price $304.99 - Original price $304.99Original price$304.99$304.99 - $304.99Current price $304.99| /
La-Z-Boy Sutherland - chair - bonded leather polished chrome - ivory polished chrome
La-Z-BoyBonded leather seat and backOffer a touch of style.CushionedFor added functionality.Easily adjustable seat heightTo customize the height with a sin...
View full detailsOriginal price $304.99 - Original price $304.99Original price$304.99$304.99 - $304.99Current price $304.99| / -
Original price $302.99 - Original price $302.99Original price$302.99$302.99 - $302.99Current price $302.99| /
Walker Edison - Retro 2-Piece 2-Drawer Nightstand Set - Natural Pine
Walker EdisonComes in a setIncludes 2 nightstandsVersatile styleUse as nightstands side tables or end tablesSolid sustainable buildMade from responsibly sourced...
View full detailsOriginal price $302.99 - Original price $302.99Original price$302.99$302.99 - $302.99Current price $302.99| / -
Original price $692.99 - Original price $692.99Original price$692.99$692.99 - $692.99Current price $692.99| /
La-Z-Boy - Delano Big Tall Bonded Leather Executive Chair - Jet Black/Mahogany
La-Z-BoySit comfortably all day longComfort Core Plus with memory foam cushions an elevated headrest and a supportive lumbar form for lasting comfort.Add a...
View full detailsOriginal price $692.99 - Original price $692.99Original price$692.99$692.99 - $692.99Current price $692.99| / -
Original price $237.99 - Original price $237.99Original price$237.99$237.99 - $237.99Current price $237.99| /
Sauder - Boulevard Caf Collection 4-Leg Accent Chair - Camel
SauderCamel upholsteryCreates a stylish look.Wood and powder-coated metal armrestsCreate a classy appearance.4-leg baseTo balance your weight in comfort ...
View full detailsOriginal price $237.99 - Original price $237.99Original price$237.99$237.99 - $237.99Current price $237.99| / -
Original price $445.99 - Original price $445.99Original price$445.99$445.99 - $445.99Current price $445.99| /
OSP Home Furnishings - Vivid 2 Drawer Desk - Lapis Blue/Chrome
OSP Home FurnishingsContemporary and modern design styleBeautiful chrome hardware and 2 Euro-glide drawers. Desk surface finished in high-gloss finish.Solid constructi...
View full detailsOriginal price $445.99 - Original price $445.99Original price$445.99$445.99 - $445.99Current price $445.99| / -
Original price $172.99 - Original price $172.99Original price$172.99$172.99 - $172.99Current price $172.99| /
OSP Home Furnishings - Victor Writing Desk - Champagne Oak
OSP Home FurnishingsContemporary StyleModern rustic design elementsAmble work spaceLarge 42" x 24" desk surfaceAdditional StorageLarge accessory drawerSimple Assembly ...
View full detailsOriginal price $172.99 - Original price $172.99Original price$172.99$172.99 - $172.99Current price $172.99| / -
Original price $126.99 - Original price $126.99Original price$126.99$126.99 - $126.99Current price $126.99| /
Office Star Products - Single Monitor Arm with USB - Black
Office Star ProductsAdd functionality and increase ergonomics to any workstation or deskGas assisted adjustment which provides a smooth quiet and infinite height adjus...
View full detailsOriginal price $126.99 - Original price $126.99Original price$126.99$126.99 - $126.99Current price $126.99| / -
Original price $300.99 - Original price $300.99Original price$300.99$300.99 - $300.99Current price $300.99| /
OSP Home Furnishings - Tool Less Meridian Computer Desk - Black / Clear Glass
OSP Home FurnishingsContemporaryClean contemporary design compliments most any decorSolid constructionMade of select veneers and wood solids finished in a beautiful Eb...
View full detailsOriginal price $300.99 - Original price $300.99Original price$300.99$300.99 - $300.99Current price $300.99| / -
Original price $379.99 - Original price $379.99Original price$379.99$379.99 - $379.99Current price $379.99| /
Office Star Products - High Back Antimicrobial Fabric Office Chair - Dillon Steel
Office Star ProductsAntimicrobial fabricPromotes clean safe environments with industry-leading Silver Ion Technology that kills and inhibits bacterial growth by 99.9 f...
View full detailsOriginal price $379.99 - Original price $379.99Original price$379.99$379.99 - $379.99Current price $379.99| / -
Original price $126.99 - Original price $126.99Original price$126.99$126.99 - $126.99Current price $126.99| /
Office Star Products - Single Monitor Arm with USB - Silver
Office Star ProductsAdd functionality and increase ergonomics to any workstation or deskGas assisted adjustment which provides a smooth quiet and infinite height adjus...
View full detailsOriginal price $126.99 - Original price $126.99Original price$126.99$126.99 - $126.99Current price $126.99| /
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.