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Ranges, Ovens, & Cooktops

Rent to Own Ranges, Ovens, & Cooktops – Transform Your Kitchen with Flexible Financing

Upgrade your culinary space with premium ranges, ovens, and cooktops from Finance My Cart. Discover models featuring modern design, energy efficiency, and advanced cooking technology from top brands. Whether you're seeking a high-performance range or a versatile oven and cooktop combo, our rent-to-own financing options let you invest in quality appliances without a hefty upfront cost. Enjoy fast shipping, hassle-free financing, and no credit worries as you transform your kitchen into a stylish, functional space for everyday cooking and special occasions.

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Whirlpool - 30" Built-In Gas Cooktop with SpeedHeat Burner - White
$851.99 - $851.99
$851.99
$851.99 - $851.99
$851.99

Whirlpool - 30" Built-In Gas Cooktop with SpeedHeat Burner - White

Whirlpool

SpeedHeat BurnerGet a rapid boil and perfect sear quickly with the SpeedHeat Burner which generates high heat to get dinner to the table fast.Cooki...

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$851.99 - $851.99
$851.99
$851.99 - $851.99
$851.99
KitchenAid - 30" Built-In Electric Convection Double Wall Combination with Microwave and Air Fry Mode - Stainless Steel
$3,891.99 - $3,891.99
$3,891.99
$3,891.99 - $3,891.99
$3,891.99

KitchenAid - 30" Built-In Electric Convection Double Wall Combination with Microwave and Air Fry Mode - Stainless Steel

Kitchenaid

Air Fry ModeUses triple heating elements and a fan to circulate hot air around the included air fry basket crisping and browning food with less oil...

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$3,891.99 - $3,891.99
$3,891.99
$3,891.99 - $3,891.99
$3,891.99
ZLINE - 36" Legacy Dual Fuel Range with 6 Burners Oven (RAS-SN-36) - Stainless Steel
$3,268.99 - $3,268.99
$3,268.99
$3,268.99 - $3,268.99
$3,268.99

ZLINE - 36" Legacy Dual Fuel Range with 6 Burners Oven (RAS-SN-36) - Stainless Steel

ZLINE

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryProfession...

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$3,268.99 - $3,268.99
$3,268.99
$3,268.99 - $3,268.99
$3,268.99
ZLINE - 36" Legacy Dual Fuel Range with 6 Brass Burners (RAS-SN-BR-36) - DuraSnow Stainless Steel
$3,670.99 - $3,670.99
$3,670.99
$3,670.99 - $3,670.99
$3,670.99

ZLINE - 36" Legacy Dual Fuel Range with 6 Brass Burners (RAS-SN-BR-36) - DuraSnow Stainless Steel

ZLINE

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryHand-Cast ...

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$3,670.99 - $3,670.99
$3,670.99
$3,670.99 - $3,670.99
$3,670.99
Maytag - 30-Inch Wide Electric Range With No Preheat Air Fry and Air Baking - 5.3 cu. ft. - Stainless Steel
$1,090.99 - $1,090.99
$1,090.99
$1,090.99 - $1,090.99
$1,090.99

Maytag - 30-Inch Wide Electric Range With No Preheat Air Fry and Air Baking - 5.3 cu. ft. - Stainless Steel

Maytag

No Preheat Air FryStrapped for time No Preheat Air Fry eliminates the preheat process and cooks fried foods fast—delivering a crispy-on-the-outside...

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$1,090.99 - $1,090.99
$1,090.99
$1,090.99 - $1,090.99
$1,090.99
Maytag - 30-Inch Wide Gas Range With No Preheat Air Fry and Air Baking - 5.0 cu. ft. - Stainless Steel
$1,119.99 - $1,119.99
$1,119.99
$1,119.99 - $1,119.99
$1,119.99

Maytag - 30-Inch Wide Gas Range With No Preheat Air Fry and Air Baking - 5.0 cu. ft. - Stainless Steel

Maytag

No Preheat Air FryStrapped for time No Preheat Air Fry eliminates the preheat process and cooks fried foods fast—delivering a crispy-on-the-outside...

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$1,119.99 - $1,119.99
$1,119.99
$1,119.99 - $1,119.99
$1,119.99
GE - 5.0 Cu. Ft. Freestanding Electric Range - White
$792.99 - $792.99
$792.99
$792.99 - $792.99
$792.99

GE - 5.0 Cu. Ft. Freestanding Electric Range - White

GE

4 cooktop elementsProvide 1250-2400W of power to meet various cooking requirements.Porcelain-enamel cooktop surfaceOffers a durable design.Accommod...

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$792.99 - $792.99
$792.99
$792.99 - $792.99
$792.99
ZLINE - 36" Gas Cooktop with 6 Gas Burners
$917.99 - $917.99
$917.99
$917.99 - $917.99
$917.99

ZLINE - 36" Gas Cooktop with 6 Gas Burners

ZLINE

Italian-Made Sealed Brass BurnersGas cooktop includes 4 hand-cast brass burners with cooking power ranging from 1000 - 18000 BTUs providing cooking...

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$917.99 - $917.99
$917.99
$917.99 - $917.99
$917.99
Frigidaire - 5.3 Cu. Ft. Front Control Electric Induction Range with Convection Bake - Stainless Steel
$1,306.99 - $1,306.99
$1,306.99
$1,306.99 - $1,306.99
$1,306.99

Frigidaire - 5.3 Cu. Ft. Front Control Electric Induction Range with Convection Bake - Stainless Steel

Frigidaire

Wipe away cleaning time with the induction cooktopUnlike traditional electric and gas cooktops induction only heats the pan and the food in it so t...

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$1,306.99 - $1,306.99
$1,306.99
$1,306.99 - $1,306.99
$1,306.99
KitchenAid - 30" Built-In Gas Cooktop - Stainless Steel
$1,494.99 - $1,494.99
$1,494.99
$1,494.99 - $1,494.99
$1,494.99

KitchenAid - 30" Built-In Gas Cooktop - Stainless Steel

Kitchenaid

17000 BTU Professional Dual Ring Burner17000 BTU Professional Dual Ring Burner for simmering or boiling6000 BTU Even-Heat Simmer BurnerA diffuser p...

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$1,494.99 - $1,494.99
$1,494.99
$1,494.99 - $1,494.99
$1,494.99
ZLINE - Autograph 30" Legacy Dual Fuel Range in Black Stainless Steel Gold Accents (RABZ-30-G) - Black
ZLINE - Autograph 30" Legacy Dual Fuel Range in Black Stainless Steel Gold Accents (RABZ-30-G) - Black
$4,190.99 - $4,190.99
$4,190.99
$4,190.99 - $4,190.99
$4,190.99

ZLINE - Autograph 30" Legacy Dual Fuel Range in Black Stainless Steel Gold Accents (RABZ-30-G) - Black

ZLINE

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

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$4,190.99 - $4,190.99
$4,190.99
$4,190.99 - $4,190.99
$4,190.99
ZLINE - Autograph 36" Legacy Dual Fuel Range in DuraSnow Steel Gold Accents (RASZ-SN-36-G) - Stainless Steel
$4,203.99 - $4,203.99
$4,203.99
$4,203.99 - $4,203.99
$4,203.99

ZLINE - Autograph 36" Legacy Dual Fuel Range in DuraSnow Steel Gold Accents (RASZ-SN-36-G) - Stainless Steel

ZLINE

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

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$4,203.99 - $4,203.99
$4,203.99
$4,203.99 - $4,203.99
$4,203.99
Whirlpool - 5.3 Cu. Ft. Freestanding Electric Range with Cooktop Flexibility - Stainless Steel
Whirlpool - 5.3 Cu. Ft. Freestanding Electric Range with Cooktop Flexibility - Stainless Steel
$888.99 - $888.99
$888.99
$888.99 - $888.99
$888.99

Whirlpool - 5.3 Cu. Ft. Freestanding Electric Range with Cooktop Flexibility - Stainless Steel

Whirlpool

No Preheat ModeTake preheating off your plate with No Preheat Mode. Simply place your food in the oven and start baking. The oven will adjust the c...

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$888.99 - $888.99
$888.99
$888.99 - $888.99
$888.99
ZLINE - Autograph 30" Legacy Dual Fuel Range in Black Stainless Steel Bronze Accents (RABZ-30-CB) - Black
$4,182.99 - $4,182.99
$4,182.99
$4,182.99 - $4,182.99
$4,182.99

ZLINE - Autograph 30" Legacy Dual Fuel Range in Black Stainless Steel Bronze Accents (RABZ-30-CB) - Black

ZLINE

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

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$4,182.99 - $4,182.99
$4,182.99
$4,182.99 - $4,182.99
$4,182.99
ZLINE - Autograph 36" Legacy Dual Fuel Range w/ 6 Burners White Gold Accents (RAZ-WM-36-G)
$4,086.99 - $4,086.99
$4,086.99
$4,086.99 - $4,086.99
$4,086.99

ZLINE - Autograph 36" Legacy Dual Fuel Range w/ 6 Burners White Gold Accents (RAZ-WM-36-G)

ZLINE

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

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$4,086.99 - $4,086.99
$4,086.99
$4,086.99 - $4,086.99
$4,086.99
ZLINE - Autograph 30" Legacy Dual Fuel Range w/ 4 Burners Champagne Bronze Accents (RAZ-30-CB)
ZLINE - Autograph 30" Legacy Dual Fuel Range w/ 4 Burners Champagne Bronze Accents (RAZ-30-CB)
$3,512.99 - $3,512.99
$3,512.99
$3,512.99 - $3,512.99
$3,512.99

ZLINE - Autograph 30" Legacy Dual Fuel Range w/ 4 Burners Champagne Bronze Accents (RAZ-30-CB)

ZLINE

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

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$3,512.99 - $3,512.99
$3,512.99
$3,512.99 - $3,512.99
$3,512.99
ZLINE - Autograph 36" Legacy Dual Fuel Range in DuraSnow w/ White Black Accents (RASZ-WM-36-MB) - Stainless Steel
$4,260.99 - $4,260.99
$4,260.99
$4,260.99 - $4,260.99
$4,260.99

ZLINE - Autograph 36" Legacy Dual Fuel Range in DuraSnow w/ White Black Accents (RASZ-WM-36-MB) - Stainless Steel

ZLINE

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

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$4,260.99 - $4,260.99
$4,260.99
$4,260.99 - $4,260.99
$4,260.99
ZLINE - Autograph 36" Legacy Dual Fuel Range in DuraSnow Steel Bronze Accents (RASZ-SN-36-CB) - Stainless Steel
$4,203.99 - $4,203.99
$4,203.99
$4,203.99 - $4,203.99
$4,203.99

ZLINE - Autograph 36" Legacy Dual Fuel Range in DuraSnow Steel Bronze Accents (RASZ-SN-36-CB) - Stainless Steel

ZLINE

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

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$4,203.99 - $4,203.99
$4,203.99
$4,203.99 - $4,203.99
$4,203.99
ZLINE - 36" Legacy Dual Fuel Range w/ 6 Brass Burners Oven in Black Stainless Steel (RAB-BR-36) - Black Stainless Steel
$4,004.99 - $4,004.99
$4,004.99
$4,004.99 - $4,004.99
$4,004.99

ZLINE - 36" Legacy Dual Fuel Range w/ 6 Brass Burners Oven in Black Stainless Steel (RAB-BR-36) - Black Stainless Steel

ZLINE

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryHand-Cast ...

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$4,004.99 - $4,004.99
$4,004.99
$4,004.99 - $4,004.99
$4,004.99
ZLINE - Autograph 36" Legacy Dual Fuel Range in DuraSnow Steel Black Accents (RASZ-SN-36-MB) - Stainless Steel
$4,190.99 - $4,190.99
$4,190.99
$4,190.99 - $4,190.99
$4,190.99

ZLINE - Autograph 36" Legacy Dual Fuel Range in DuraSnow Steel Black Accents (RASZ-SN-36-MB) - Stainless Steel

ZLINE

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

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$4,190.99 - $4,190.99
$4,190.99
$4,190.99 - $4,190.99
$4,190.99
ZLINE - Autograph 36" Legacy Dual Fuel Range w/ 6 Burners White Black Accents (RAZ-WM-36-MB) - Stainless Steel/Matte White
$4,072.99 - $4,072.99
$4,072.99
$4,072.99 - $4,072.99
$4,072.99

ZLINE - Autograph 36" Legacy Dual Fuel Range w/ 6 Burners White Black Accents (RAZ-WM-36-MB) - Stainless Steel/Matte White

ZLINE

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

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$4,072.99 - $4,072.99
$4,072.99
$4,072.99 - $4,072.99
$4,072.99
ZLINE - Autograph 36" Legacy Dual Fuel Range in DuraSnow w/ White Gold Accents (RASZ-WM-36-G) - Stainless Steel
ZLINE - Autograph 36" Legacy Dual Fuel Range in DuraSnow w/ White Gold Accents (RASZ-WM-36-G) - Stainless Steel
$4,274.99 - $4,274.99
$4,274.99
$4,274.99 - $4,274.99
$4,274.99

ZLINE - Autograph 36" Legacy Dual Fuel Range in DuraSnow w/ White Gold Accents (RASZ-WM-36-G) - Stainless Steel

ZLINE

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

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$4,274.99 - $4,274.99
$4,274.99
$4,274.99 - $4,274.99
$4,274.99
ZLINE - 36" Legacy Dual Fuel Range in DuraSnow Stainless Steel w/ White Matte Door (RAS-WM-36) - Matte White
$3,491.99 - $3,491.99
$3,491.99
$3,491.99 - $3,491.99
$3,491.99

ZLINE - 36" Legacy Dual Fuel Range in DuraSnow Stainless Steel w/ White Matte Door (RAS-WM-36) - Matte White

ZLINE

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryCustom Doo...

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$3,491.99 - $3,491.99
$3,491.99
$3,491.99 - $3,491.99
$3,491.99
ZLINE - 30" Legacy Dual Fuel Range w/ 4 Burner Gas Cooktop and Electric Convection Oven (RA30) - Stainless Steel
$2,562.99 - $2,562.99
$2,562.99
$2,562.99 - $2,562.99
$2,562.99

ZLINE - 30" Legacy Dual Fuel Range w/ 4 Burner Gas Cooktop and Electric Convection Oven (RA30) - Stainless Steel

ZLINE

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryProfession...

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$2,562.99 - $2,562.99
$2,562.99
$2,562.99 - $2,562.99
$2,562.99
ZLINE - 48 inches - Externally Vented - Wall Range Hood - Brushed Stainless Steel
$1,052.99 - $1,052.99
$1,052.99
$1,052.99 - $1,052.99
$1,052.99

ZLINE - 48 inches - Externally Vented - Wall Range Hood - Brushed Stainless Steel

ZLINE

400 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.4 fan-speed settingsAllow you to adjust ventilation to meet your needs....

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$1,052.99 - $1,052.99
$1,052.99
$1,052.99 - $1,052.99
$1,052.99
ZLINE - 36" Legacy Dual Fuel Range w/ 6 Burner Cooktop Electric Oven w/ White Matte Door (RA-WM-36) - Matte White
$3,313.99 - $3,313.99
$3,313.99
$3,313.99 - $3,313.99
$3,313.99

ZLINE - 36" Legacy Dual Fuel Range w/ 6 Burner Cooktop Electric Oven w/ White Matte Door (RA-WM-36) - Matte White

ZLINE

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryCustom Doo...

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$3,313.99 - $3,313.99
$3,313.99
$3,313.99 - $3,313.99
$3,313.99
ZLINE - 30 inches - Externally Vented - Under cabinet Range Hood - Brushed Stainless Steel
$456.99 - $456.99
$456.99
$456.99 - $456.99
$456.99

ZLINE - 30 inches - Externally Vented - Under cabinet Range Hood - Brushed Stainless Steel

ZLINE

Easy-to-usepush button controls let you easily control fan speed and lightingFixed vent with ductworkeasily connects to the top of the range hood f...

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$456.99 - $456.99
$456.99
$456.99 - $456.99
$456.99
ZLINE - 36" Legacy Dual Fuel Range w/ 6 Burner Cooktop Electric Oven w/ DuraSnow Door (RA-SN-36) - Stainless Steel
$3,209.99 - $3,209.99
$3,209.99
$3,209.99 - $3,209.99
$3,209.99

ZLINE - 36" Legacy Dual Fuel Range w/ 6 Burner Cooktop Electric Oven w/ DuraSnow Door (RA-SN-36) - Stainless Steel

ZLINE

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryCustom Doo...

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$3,209.99 - $3,209.99
$3,209.99
$3,209.99 - $3,209.99
$3,209.99
ZLINE - 30 inches - Externally Vented - Wall Range Hood - Brushed Stainless Steel
ZLINE - 30 inches - Externally Vented - Wall Range Hood - Brushed Stainless Steel
$445.99 - $445.99
$445.99
$445.99 - $445.99
$445.99

ZLINE - 30 inches - Externally Vented - Wall Range Hood - Brushed Stainless Steel

ZLINE

400 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.4 fan-speed settingsAllow you to adjust ventilation to meet your needs....

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$445.99 - $445.99
$445.99
$445.99 - $445.99
$445.99
ZLINE - 36" Legacy Dual Fuel Range w/ 6 Burner Gas Cooktop and Electric Convection Oven (RA36) - Stainless Steel
$3,062.99 - $3,062.99
$3,062.99
$3,062.99 - $3,062.99
$3,062.99

ZLINE - 36" Legacy Dual Fuel Range w/ 6 Burner Gas Cooktop and Electric Convection Oven (RA36) - Stainless Steel

ZLINE

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryProfession...

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$3,062.99 - $3,062.99
$3,062.99
$3,062.99 - $3,062.99
$3,062.99
ZLINE - 34 inches - Externally Vented - Range Hood Insert - Brushed Stainless Steel
$893.99 - $893.99
$893.99
$893.99 - $893.99
$893.99

ZLINE - 34 inches - Externally Vented - Range Hood Insert - Brushed Stainless Steel

ZLINE

1200 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.4 fan-speed settingsAllow you to adjust ventilation to meet your needs...

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$893.99 - $893.99
$893.99
$893.99 - $893.99
$893.99
ZLINE - 36 inches - Externally Vented - Wall Range Hood - Brushed Stainless Steel
ZLINE - 36 inches - Externally Vented - Wall Range Hood - Brushed Stainless Steel
$566.99 - $566.99
$566.99
$566.99 - $566.99
$566.99

ZLINE - 36 inches - Externally Vented - Wall Range Hood - Brushed Stainless Steel

ZLINE

760 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.4 fan-speed settingsAllow you to adjust ventilation to meet your needs....

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$566.99 - $566.99
$566.99
$566.99 - $566.99
$566.99
ZLINE - Designer Wood 30" Externally Vented Range Hood - Black Painted
$867.99 - $867.99
$867.99
$867.99 - $867.99
$867.99

ZLINE - Designer Wood 30" Externally Vented Range Hood - Black Painted

ZLINE

400 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.4 fan-speed settingsAllow you to adjust ventilation to meet your needs....

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$867.99 - $867.99
$867.99
$867.99 - $867.99
$867.99
GE Profile - 5.6 Cu. Ft. Slide-In Gas True Convection Range with Built-In Wi-Fi and Hot Air Frying - Stainless Steel
$2,460.99 - $2,460.99
$2,460.99
$2,460.99 - $2,460.99
$2,460.99

GE Profile - 5.6 Cu. Ft. Slide-In Gas True Convection Range with Built-In Wi-Fi and Hot Air Frying - Stainless Steel

GE Profile

No Preheat Air FryCook healthier crispier versions of your favorite foods in less time thanks to an air fryer right in your oven that doesn’t requi...

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$2,460.99 - $2,460.99
$2,460.99
$2,460.99 - $2,460.99
$2,460.99
ZLINE - Autograph 36" Legacy Dual Fuel Range in Black Stainless Steel Bronze Accents (RABZ-36-CB) - Black
ZLINE - Autograph 36" Legacy Dual Fuel Range in Black Stainless Steel Bronze Accents (RABZ-36-CB) - Black
$4,667.99 - $4,667.99
$4,667.99
$4,667.99 - $4,667.99
$4,667.99

ZLINE - Autograph 36" Legacy Dual Fuel Range in Black Stainless Steel Bronze Accents (RABZ-36-CB) - Black

ZLINE

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

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$4,667.99 - $4,667.99
$4,667.99
$4,667.99 - $4,667.99
$4,667.99
Whirlpool - 30 inches - Externally Vented - Wall Range Hood - Stainless Steel
$274.99 - $274.99
$274.99
$274.99 - $274.99
$274.99

Whirlpool - 30 inches - Externally Vented - Wall Range Hood - Stainless Steel

Whirlpool

270 cfm exhaust capacityQuickly pull smoke and cooking odors out of the air.2 fan-speed settingsAllow you to adjust ventilation to meet your needs....

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$274.99 - $274.99
$274.99
$274.99 - $274.99
$274.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.