Refrigerators
Rent to Own Refrigerators – Keep Your Cool with Flexible Financing
Upgrade your kitchen with a high-quality refrigerator from Finance My Cart. Choose from top brands like Samsung, LG, Whirlpool, and Maytag, offering features such as energy efficiency, spacious interiors, and modern designs. Our rent-to-own plans provide flexible financing options, allowing you to enjoy a new refrigerator without a hefty upfront cost. Plus, with fast shipping and no credit checks, keeping your food fresh has never been easier. Explore our selection today and find the perfect fridge to suit your needs!
Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with Handles - White
Insignia
Original price
$648.99
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Original price
$648.99
Original price
$648.99
$648.99
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$648.99
Current price
$648.99
18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...
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Original price
$648.99
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Original price
$648.99
Original price
$648.99
$648.99
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$648.99
Current price
$648.99
Insignia - 3.3 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - Black
Insignia
Original price
$308.99
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Original price
$308.99
Original price
$308.99
$308.99
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$308.99
Current price
$308.99
Freestanding compact 3.3 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.3 tempered gla...
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Original price
$308.99
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Original price
$308.99
Original price
$308.99
$308.99
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$308.99
Current price
$308.99
Insignia - 10.4 Cu. Ft. Garage-Ready Chest Freezer - White
Insignia
Original price
$478.99
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Original price
$478.99
Original price
$478.99
$478.99
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$478.99
Current price
$478.99
10.4 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage-readyWorks in temperatures from 0 to 11...
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Original price
$478.99
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Original price
$478.99
Original price
$478.99
$478.99
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$478.99
Current price
$478.99
Insignia - 3.3 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - White
Insignia
Original price
$172.99
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Original price
$172.99
Original price
$172.99
$172.99
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$172.99
Current price
$172.99
Freestanding compact 3.3 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.3 tempered gla...
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Original price
$172.99
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Original price
$172.99
Original price
$172.99
$172.99
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$172.99
Current price
$172.99
Insignia - 4.5 Cu. Ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Stainless Steel Look
Insignia
Original price
$397.99
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Original price
$397.99
Original price
$397.99
$397.99
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$397.99
Current price
$397.99
4.5 cu. ft. storage capacityAmple space for storing your everyday essentials without taking up too much room.Freestanding designEnables flexible pl...
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Original price
$397.99
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Original price
$397.99
Original price
$397.99
$397.99
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$397.99
Current price
$397.99
Insignia - 18.6 Cu. Ft. Bottom Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel
Insignia - 18.6 Cu. Ft. Bottom Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel
Insignia
Original price
$818.99
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Original price
$818.99
Original price
$818.99
$818.99
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$818.99
Current price
$818.99
18.6 cu. ft. capacityProvides plenty of space for all your essentials and more.Versatile placementA freestanding design with reversible doors provi...
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Original price
$818.99
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Original price
$818.99
Original price
$818.99
$818.99
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$818.99
Current price
$818.99
Insignia - 14-Bottle Wine Cooler with ENERGY STAR Certification - Stainless Steel
Insignia
Original price
$188.99
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Original price
$188.99
Original price
$188.99
$188.99
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$188.99
Current price
$188.99
1.5 cu. ft. capacityStores up to 14 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine at your chose...
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Original price
$188.99
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Original price
$188.99
Original price
$188.99
$188.99
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$188.99
Current price
$188.99
Insignia - 14.0 Cu. Ft. Garage-Ready Chest Freezer - White
Insignia
Original price
$536.99
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Original price
$536.99
Original price
$536.99
$536.99
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$536.99
Current price
$536.99
14 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage readyWorks in temperatures from 0 to 110 ...
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Original price
$536.99
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Original price
$536.99
Original price
$536.99
$536.99
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$536.99
Current price
$536.99
Insignia - 7.2 Cu. Ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Stainless Steel Look
Insignia
Original price
$427.99
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Original price
$427.99
Original price
$427.99
$427.99
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$427.99
Current price
$427.99
7.2 cu. ft. storage capacityAmple space for storing your everyday essentials without taking up too much room.Freestanding designEnables flexible pl...
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Original price
$427.99
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Original price
$427.99
Original price
$427.99
$427.99
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$427.99
Current price
$427.99
Insignia - 115 Can Beverage Cooler with Glass Shelves - Stainless Steel Look
Insignia
Original price
$467.99
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Original price
$467.99
Original price
$467.99
$467.99
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$467.99
Current price
$467.99
3.3 cu. ft. storage capacityCompact 115 12-ounce can capacity provides plenty of space for cans bottles and more.Three adjustable shelvesFit the sh...
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Original price
$467.99
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Original price
$467.99
Original price
$467.99
$467.99
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$467.99
Current price
$467.99
Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - White
Insignia
Original price
$727.99
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Original price
$727.99
Original price
$727.99
$727.99
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$727.99
Current price
$727.99
11.5 cu. ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...
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Original price
$727.99
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Original price
$727.99
Original price
$727.99
$727.99
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$727.99
Current price
$727.99
Insignia - 2.7 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - Black
Insignia
Original price
$162.99
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Original price
$162.99
Original price
$162.99
$162.99
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$162.99
Current price
$162.99
Freestanding compact 2.7 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.2 tempered gla...
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Original price
$162.99
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Original price
$162.99
Original price
$162.99
$162.99
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$162.99
Current price
$162.99
Insignia - 2.7 Cu. Ft. Mini Fridge with Door Storage - Black
Insignia
Original price
$145.99
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Original price
$145.99
Original price
$145.99
$145.99
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$145.99
Current price
$145.99
Freestanding compact 2.7 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.2 tempered gla...
View full details
Original price
$145.99
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Original price
$145.99
Original price
$145.99
$145.99
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$145.99
Current price
$145.99
Insignia - 29 Bottle Wine Cooler with ENERGY STAR Certification - Stainless Steel Look
Insignia
Original price
$468.99
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Original price
$468.99
Original price
$468.99
$468.99
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$468.99
Current price
$468.99
3.3 cu. ft. capacityStores up to 29 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine at your chose...
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Original price
$468.99
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Original price
$468.99
Original price
$468.99
$468.99
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$468.99
Current price
$468.99
Insignia - 5.4 Cu. Ft. Indoor/Outdoor Mini Fridge with ENERGY STAR Certification - Stainless Steel
Insignia
Original price
$926.99
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Original price
$926.99
Original price
$926.99
$926.99
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$926.99
Current price
$926.99
5.4 cu. ft. capacityGives you plenty of space for all your food and beverage essentials.Easy temperature controlAdjust the temperature from 34 to 5...
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Original price
$926.99
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Original price
$926.99
Original price
$926.99
$926.99
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$926.99
Current price
$926.99
Insignia - NS-RTM18WHD2 - 18 Cu. Ft. Top-Freezer Refrigerator with Handles - White
Insignia
Original price
$666.99
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Original price
$666.99
Original price
$666.99
$666.99
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$666.99
Current price
$666.99
18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...
View full details
Original price
$666.99
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Original price
$666.99
Original price
$666.99
$666.99
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$666.99
Current price
$666.99
Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel
Insignia
Original price
$702.99
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Original price
$702.99
Original price
$702.99
$702.99
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$702.99
Current price
$702.99
18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...
View full details
Original price
$702.99
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Original price
$702.99
Original price
$702.99
$702.99
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$702.99
Current price
$702.99
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.