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Refrigerators

Rent to Own Refrigerators – Keep Your Cool with Flexible Financing

Upgrade your kitchen with a high-quality refrigerator from Finance My Cart. Choose from top brands like Samsung, LG, Whirlpool, and Maytag, offering features such as energy efficiency, spacious interiors, and modern designs. Our rent-to-own plans provide flexible financing options, allowing you to enjoy a new refrigerator without a hefty upfront cost. Plus, with fast shipping and no credit checks, keeping your food fresh has never been easier. Explore our selection today and find the perfect fridge to suit your needs!

Original price $1,606.99 - Original price $1,606.99
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Current price $1,606.99

Samsung - 27 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with Dual Auto Ice Maker - Fingerprint Resistant Stainless Look

Samsung

27 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 27 cu. ft. mega capacity refrigerator gives you more space with easy...

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Original price $1,606.99 - Original price $1,606.99
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$1,606.99
$1,606.99 - $1,606.99
Current price $1,606.99
Original price $2,317.99 - Original price $2,317.99
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Current price $2,317.99

Whirlpool - 24.5 Cu. Ft. French Door Refrigerator with Two-Tier Freezer Storage - Stainless Steel

Whirlpool

Exterior Water Dispenser with EveryDrop FiltrationAccess fresh filtered water without ever opening the refrigerator door.Refrigerated Exterior Draw...

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Original price $2,317.99 - Original price $2,317.99
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Current price $2,317.99
Original price $1,636.99 - Original price $1,636.99
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$1,636.99
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Current price $1,636.99

GE - 27.0 Cu. Ft. French Door Refrigerator with Internal Water Dispenser - Stainless Steel

GE

Fingerprint-resistant stainless steelEasily wipe away smudges and fingerprints for a look that's always sparkling clean.27.0 cu. ft. capacityEasily...

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Original price $1,636.99 - Original price $1,636.99
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Current price $1,636.99
Original price $312.99 - Original price $312.99
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$312.99
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Current price $312.99

Insignia - 3.5 Cu. Ft. Garage-Ready Chest Freezer - White

Insignia

3.5 cu. ft. storage capacityStore your favorite frozen snacks and entrees.Garage-readyWorks in temperatures from 0 to 110 F.Storage basketA wired b...

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Original price $312.99 - Original price $312.99
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$312.99
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Current price $312.99
Original price $873.99 - Original price $873.99
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$873.99
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Current price $873.99

Samsung - 15.6 cu. ft. Top Freezer Refrigerator with All-Around Cooling - Stainless Steel

Samsung

All-Around CoolingMulti-vent technology keeps items evenly cooled on every shelf.Reversible DoorThe reversible door makes it adjustable to any spac...

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Original price $873.99 - Original price $873.99
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$873.99
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Current price $873.99
Original price $951.99 - Original price $951.99
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$951.99
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Whirlpool - 20.5 Cu. Ft. Top-Freezer Refrigerator - Black

Whirlpool

Wire shelfMakes it easy to organize frozen food.Organize contents with easeIncludes 2 adjustable glass shelves 2 humidity controlled drawers 3 adju...

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Original price $951.99 - Original price $951.99
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$951.99
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Current price $951.99
Original price $2,817.99 - Original price $2,817.99
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Current price $2,817.99

Samsung - Bespoke 29 cu. ft. 4-Door French Door Refrigerator with Inner Beverage Center FlexZone Drawer - Stainless Steel

Samsung

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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Original price $2,817.99 - Original price $2,817.99
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Original price $2,027.99 - Original price $2,027.99
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Samsung - 28 Cu. Ft. 4-Door French Door Smart

Samsung

FlexZone DrawerA flexible storage drawer with four different temperature settings and an adjustable Smart Divider to stay organized.Twin Cooling Pl...

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Original price $2,027.99 - Original price $2,027.99
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Original price $3,422.99 - Original price $3,422.99
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Current price $3,422.99

Samsung - BESPOKE 29 cu. ft. 4-Door French Door Smart Refrigerator with Beverage Center - White Glass

Samsung

Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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Original price $3,422.99 - Original price $3,422.99
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Current price $3,422.99
Original price $2,807.99 - Original price $2,807.99
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Current price $2,807.99

Samsung - 25 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with Family Hub - Stainless Steel

Samsung

25 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 25 cu. ft. mega capacity french door refrigerator gives you more spa...

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Original price $2,807.99 - Original price $2,807.99
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Current price $2,807.99
Original price $1,738.99 - Original price $1,738.99
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Current price $1,738.99

Samsung - BESPOKE Side-by-Side Smart Refrigerator with Beverage Center - Stainless Steel

Samsung

Bespoke DesignCreate a stylish kitchen with your choice of color and finish Bespoke White Glass or fingerprint-resistant Stainless Steel.Beverage C...

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Original price $1,738.99 - Original price $1,738.99
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Original price $1,324.99 - Original price $1,324.99
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Current price $1,324.99

Samsung - 28 cu. ft. Side-by-Side Smart Refrigerator with Large Capacity - Stainless Steel

Samsung

Large CapacityA completely redesigned interior with 28 cu. ft. capacity that fits 10 more groceries than ever.Modern DesignA modern look featuring ...

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Original price $1,324.99 - Original price $1,324.99
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Original price $921.99 - Original price $921.99
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Current price $921.99

NewAir - 15 Built-in 29 Bottle Dual Zone Compressor Wine Fridge - Black Stainless Steel

Newair

Built-In or Stand-AloneThe quiet front-venting compressor system allows this compact beverage fridge to fit easily under standard kitchen counters....

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Original price $921.99 - Original price $921.99
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Current price $921.99
Original price $367.99 - Original price $367.99
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$367.99
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Current price $367.99

NewAir - Freestanding 23 Bottle Compressor Wine Fridge Adjustable Racks Exterior Digital Thermostat - Stainless Steel

Newair

Perfect Wine Every Time with Compressor CoolingWine tastes its best when stored at a temperature that brings out its full flavor. Compressor coolin...

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Original price $367.99 - Original price $367.99
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Original price $694.99 - Original price $694.99
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NewAir - Freestanding 43 Bottle Dual Zone Compressor Wine Fridge - Stainless Steel

Newair

Perfect Wine Every Time With Compressor CoolingWine tastes its best when stored at a temperature that brings out its full flavor. Compressor coolin...

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Original price $694.99 - Original price $694.99
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$694.99
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Current price $694.99
Original price $591.99 - Original price $591.99
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$591.99
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Current price $591.99

NewAir - Freestanding 28 Bottle Dual Zone Compressor Wine Fridge with Adjustable Racks and Exterior Digital Thermostat - Stainless Steel

Newair

Ideal CapacityHolds 28 standard bottles.Dual zonePreserve your entire collection at the perfect temperature in one place.Double pane insulating gla...

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Original price $591.99 - Original price $591.99
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Original price $592.99 - Original price $592.99
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NewAir - Freestanding 33 Bottle Compressor Wine Fridge Adjustable Racks and Exterior Digital Thermostat - Stainless Steel

Newair

Quiet compressor coolingCirculates air evenly inside the fridge.Double Pane Glass DoorStrongly insulates your fridge so no cool air escapes and no ...

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Original price $592.99 - Original price $592.99
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Original price $1,944.99 - Original price $1,944.99
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Maytag - 24.5 Cu. Ft. Side-by-Side Refrigerator - Stainless Steel

Maytag

Fingerprint-resistant stainless steel finishEasy-to-clean it helps prevent smudges and keeps your refrigerator looking as good on the outside as it...

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Original price $1,944.99 - Original price $1,944.99
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Original price $2,367.99 - Original price $2,367.99
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Current price $2,367.99

LG - Standard-Depth MAX 29.6 Cu. Ft. 4-Door French Door Smart Refrigerator with Full-Convert Drawer - Stainless Steel

LG

Capacity 29.6 Cubic Feet Standard-Depth MAXWith 29.6 cu. ft. of usable space you can save time and stock up on your club store fresh and frozen fav...

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Original price $2,367.99 - Original price $2,367.99
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Current price $2,367.99
Original price $3,470.99 - Original price $3,470.99
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Current price $3,470.99

LG - Standard-Depth MAX 30.7 Cu. Ft. French Door Smart Refrigerator with InstaView - Stainless Steel

LG

Super-Capacity 30.7 cu. ft. Standard-Depth MAXWith this super-capacity 30.7 cu. ft. refrigerator you have even more usable space allowing you to st...

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Original price $3,470.99 - Original price $3,470.99
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Current price $3,470.99
Original price $3,142.99 - Original price $3,142.99
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LG - Standard-Depth MAX 30.7 Cu. Ft. French Door Smart Refrigerator with Tall Ice and Water Dispenser - Stainless Steel

LG

Super-Capacity 30.7 cu. ft. Standard-Depth MAXWith this super-capacity 30.7 cu. ft. refrigerator you have even more usable space allowing you to st...

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Original price $3,142.99 - Original price $3,142.99
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$3,142.99
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Current price $3,142.99
Original price $2,366.99 - Original price $2,366.99
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Current price $2,366.99

LG - Standard Depth MAX 24.5 Cu. Ft. Smart French Door Refrigerator with Dual Ice - Stainless Steel

LG

Standard-Depth MAX 25 cu. ft. 33" WidthMAX out your space with a French door refrigerator designed for 33" wide cabinet openings. Enjoy premium sty...

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Original price $2,366.99 - Original price $2,366.99
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$2,366.99
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Current price $2,366.99
Original price $3,802.99 - Original price $3,802.99
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Current price $3,802.99

LG - 22.5 Cu. Ft. 4-Door French Door-in-Door Counter-Depth Smart Refrigerator with Craft Ice - Black Stainless Steel

LG

Large Capacity 22.5 cu ft.Get more space for groceries in a great feature-packed refrigerator. Nothing beats the convenience of having more food wh...

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Original price $3,802.99 - Original price $3,802.99
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Original price $1,827.99 - Original price $1,827.99
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LG - 21.8 Cu. Ft. French Door Refrigerator with External Water Dispenser - Stainless Steel

LG

Contoured DoorsAlign perfectly with any stylish kitchen design.Electronic ControlsMake operation simple.Drawer DividerMakes it easy to organize fro...

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Original price $1,827.99 - Original price $1,827.99
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Original price $2,812.99 - Original price $2,812.99
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Current price $2,812.99

KitchenAid - 19.4 Cu. Ft. Bottom-Freezer 4-Door French Door Refrigerator - Stainless Steel

Kitchenaid

4-Door DesignThis refrigerator has a modern aesthetic with sections to keep fresh and frozen ingredients organized and easy to locate. The side-by-...

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Original price $2,812.99 - Original price $2,812.99
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Current price $2,812.99
Original price $2,493.99 - Original price $2,493.99
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Current price $2,493.99

KitchenAid -22 Cu Ft French Door Refrigerator w Interior Water Dispenser -Stainless Steel

Kitchenaid

ExtendFresh Temperature Management SystemSeparately monitors the temperatures in the refrigerator and freezer through a sensor located in each to h...

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Original price $2,493.99 - Original price $2,493.99
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Current price $2,493.99
Original price $647.99 - Original price $647.99
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$647.99
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Current price $647.99

Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with Handles - White

Insignia

18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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Original price $647.99 - Original price $647.99
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$647.99
$647.99 - $647.99
Current price $647.99
Original price $387.99 - Original price $387.99
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$387.99
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Current price $387.99

Insignia - 4.3 Cu. Ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Stainless Steel

Insignia

Analog temperature controls ensure simple operationFor straightforward control of refrigerator and freezer temperature.Generous storageIncludes a w...

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Original price $387.99 - Original price $387.99
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$387.99
$387.99 - $387.99
Current price $387.99
Original price $762.99 - Original price $762.99
Original price
$762.99
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Current price $762.99

Insignia - 5.6 Cu. Ft. 1-Tap Beverage Cooler Kegerator - Stainless Steel

Insignia

5.6 cu. ft. capacityHolds either a 1/2 keg or a 1/4 slim keg. The unit converts between a refrigerator and a beverage cooler to suit your needs. No...

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Original price $762.99 - Original price $762.99
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$762.99
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Current price $762.99
Original price $931.99 - Original price $931.99
Original price
$931.99
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Current price $931.99

Frigidaire - 20.0 Cu. Ft. Garage Ready Top Freezer Refrigerator - Stainless Steel

Frigidaire

More capacity fits the same cutoutStock up with 20 cu. ft. of storage that fits in a standard 18 cu. ft. fridge cutout.EvenTemp cooling systemPreve...

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Original price $931.99 - Original price $931.99
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$931.99
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Current price $931.99
Original price $1,429.99 - Original price $1,429.99
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$1,429.99
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Current price $1,429.99

Frigidaire - 25.6 Cu. Ft. Side-by-Side Refrigerator with EvenTemp Cooling System - Black

Frigidaire

EvenTemp Cooling SystemKeep your food fresh and reduce freezer burn with our EvenTemp Cooling System that which reacts quickly to temperature fluct...

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Original price $1,429.99 - Original price $1,429.99
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$1,429.99
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Current price $1,429.99
Original price $1,565.99 - Original price $1,565.99
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$1,565.99
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Current price $1,565.99

Frigidaire - 22.3 Cu. Ft. Side-by-Side Refrigerator with EvenTemp Cooling System - White

Frigidaire

EvenTemp Cooling SystemKeep your food fresh and reduce freezer burn with our EvenTemp Cooling System that reacts quickly to temperature fluctuation...

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Original price $1,565.99 - Original price $1,565.99
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$1,565.99
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Current price $1,565.99
Original price $942.99 - Original price $942.99
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$942.99
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Current price $942.99

Frigidaire - 15.5 Cu. Ft. Garage Ready Upright Freezer with Interior Light - Fingerprint-Resistant Stainless Look

Frigidaire

15.5 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Keep your food organized and easy to find4 adjustable...

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Original price $942.99 - Original price $942.99
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$942.99
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Current price $942.99
Original price $912.99 - Original price $912.99
Original price
$912.99
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Current price $912.99

Frigidaire - 20 Cu. Ft. Garage Ready Top-Freezer Refrigerator - Stainless Steel

Frigidaire

More Capacity Fits the Same CutoutStock up with 20 cu. ft. of storage that fits in a standard 18 cu. ft. fridge cutout (30" width x 66" height cuto...

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Original price $912.99 - Original price $912.99
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$912.99
$912.99 - $912.99
Current price $912.99
Original price $1,184.99 - Original price $1,184.99
Original price
$1,184.99
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Current price $1,184.99

Frigidaire - 20.0 Cu. Ft Garage Ready Single-Door Refrigerator - White

Frigidaire

EvenTemp Cooling SystemPrevent warm spots and unwanted freezing with our EvenTemp cooling system's optimized airflow that ensures a consistent temp...

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Original price $1,184.99 - Original price $1,184.99
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$1,184.99
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Current price $1,184.99
Original price $909.99 - Original price $909.99
Original price
$909.99
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Current price $909.99

Frigidaire - 20 Cu. Ft. Garage Ready Top-Freezer Refrigerator - White

Frigidaire

More Capacity Fits the Same CutoutStock up with 20 cu. ft. of storage that fits in a standard 18 cu. ft. fridge cutout (30" width x 66" height cuto...

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Original price $909.99 - Original price $909.99
Original price
$909.99
$909.99 - $909.99
Current price $909.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.