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Refrigerators

  • Original price $274.99 - Original price $274.99
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    $274.99
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    Current price $274.99

    NewAir - Shadow T-Series 12-Bottle Wine Cooler with Triple-Layer Tempered Glass Door and Ultra-Quiet Thermoelectic Cooling

    Newair

    Preserve wine perfectly with vibration-free coolingUltra-quiet thermoelectric cooling minimizes vibrations that can stir up sediment and ruin the f...

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    Original price $274.99 - Original price $274.99
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    Current price $274.99
  • Original price $868.99 - Original price $868.99
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    NewAir - 15 Built-in 29 Bottle Dual Zone Compressor Wine Fridge with Recessed Kickplate - Stainless Steel

    Newair

    Built-In or Stand-AloneThe quiet front-venting compressor system and recessed kickplate allow this compact beverage fridge to fit easily under stan...

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    Original price $868.99 - Original price $868.99
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  • Original price $1,446.99 - Original price $1,446.99
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    Current price $1,446.99

    GE - 21.9 Cu. Ft. Top-Freezer Refrigerator with Garage Ready Performance from 38-110 Degrees Fahrenheit - Stainless Steel

    GE

    Fingerprint Resistant StainlessEasily wipe away smudges and fingerprints for a look that's always sparkling cleanGarage-readyTested to perform from...

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    Original price $1,446.99 - Original price $1,446.99
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  • Original price $918.99 - Original price $918.99
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    Frigidaire - 18.3 Cu. Ft. Top-Freezer Refrigerator - Stainless Steel

    Frigidaire

    Electromechanical controlsMake operation simple.Generous storageIncludes 2 fixed door racks and a full-width glass shelf to create plenty of space ...

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    Original price $918.99 - Original price $918.99
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  • Original price $875.99 - Original price $875.99
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    Current price $875.99

    LG - 17.5 Cu. Ft. Top-Freezer Refrigerator with Reversible Doors - Stainless Steel

    LG

    This refrigerator was designed with your garage in mind so you don't have to worry about the changes in temperature outside. This versatile garage-...

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    Original price $875.99 - Original price $875.99
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  • Original price $362.99 - Original price $362.99
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    Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Creamy vanilla

    Insignia

    Retro detailsOld-school metal handles and a cream color give this fridge a retro charm that will stand out as a great accent piece.Compact but spac...

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    Original price $362.99 - Original price $362.99
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  • Original price $1,209.99 - Original price $1,209.99
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    Frigidaire - 17.6 Cu. Ft. Top Freezer Refrigerator - Stainless Steel

    Frigidaire

    Spacious Interior StorageFind a place for everything with our spacious interior storage options designed for busy families including two edge-to-ed...

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    Original price $1,209.99 - Original price $1,209.99
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  • Original price $1,708.99 - Original price $1,708.99
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    LG - 27.12 Cu. Ft. Door-in-Door Side-by-Side Refrigerator with SpacePlus Ice System - Stainless Steel

    LG

    Ultra-Large Capacity 27.12 cu. ft.Go ahead and stock up—not only does this refrigerator offer a generous 27.12 cu. ft. of space but the vertical do...

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    Original price $1,708.99 - Original price $1,708.99
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  • Original price $4,974.99 - Original price $4,974.99
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    Caf - 22.3 Cu. Ft. Counter-Depth 4-Door French-Door Refrigerator - Platinum Glass

    GE Cafe

    Counter Depth DesignGet a built-in look in the kitchen with a counter depth refrigerator that fits almost flush with the rest of the cabinets and c...

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    Original price $4,974.99 - Original price $4,974.99
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  • Original price $1,814.99 - Original price $1,814.99
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    LG - 27.12 Cu. Ft. Door-in-Door Side-by-Side Refrigerator with Dual Ice Maker - Stainless Steel

    LG

    Ultra-Large Capacity 27.12 cu. ft.Go ahead and stock up—not only does this refrigerator offer a generous 27.12 cu. ft. of space but the vertical do...

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    Original price $1,814.99 - Original price $1,814.99
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  • Original price $1,513.99 - Original price $1,513.99
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    GE - 25.3 Cu. Ft. Side-by-Side Refrigerator with External Ice Water Dispenser - Stainless Steel

    GE

    Fingerprint Resistant StainlessEasily wipe away smudges and fingerprints for a look that's always sparkling cleanLED LightingQuickly find even the ...

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    Original price $1,513.99 - Original price $1,513.99
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  • Original price $2,897.99 - Original price $2,897.99
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    Samsung - Bespoke 23 Cu. Ft. 4-Door Flex French Door Counter Depth Refrigerator with Beverage Center - Stainless Steel

    Samsung

    Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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    Original price $2,897.99 - Original price $2,897.99
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  • Original price $393.99 - Original price $393.99
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    $393.99
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    Current price $393.99

    Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer - Creamy vanilla

    Insignia

    Retro detailsOld-school metal handles and a cream color give this fridge a retro charm that will stand out as a great accent piece.Compact but spac...

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    Original price $393.99 - Original price $393.99
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    $393.99
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  • Original price $2,915.99 - Original price $2,915.99
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    LG - 30.7 Cu. Ft. French Door Standard-Depth Smart Refrigerator with InstaView - Stainless Steel

    LG

    Super-Capacity 30.7 cu. ft.With the super-capacity Standard-Depth MAX 30.7 cu. ft. refrigerator you have even more usable space allowing you to sto...

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    Original price $2,915.99 - Original price $2,915.99
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  • Original price $374.99 - Original price $374.99
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    $374.99
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    NewAir - 24-Bottle Wine Cooler with Mirrored Double-Layer Tempered Glass Door Compressor Cooling Digital Temperature Control - Black

    Newair

    Frameless mirrored doorResists fingerprints and smudges for effortless sophistication and simplicity.Powerful and quiet compressor coolingKeeps win...

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    Original price $374.99 - Original price $374.99
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  • Original price $397.99 - Original price $397.99
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    Insignia - 4.3 Cu. Ft. Mini Fridge with Top Freezer a- Stainless Steel

    Insignia

    Analog temperature controls ensure simple operationFor straightforward control of refrigerator and freezer temperature.Generous storageIncludes a w...

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    Original price $397.99 - Original price $397.99
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  • Original price $815.99 - Original price $815.99
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    Insignia - 18.6 Cu. Ft. Bottom Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

    Insignia

    18.6 cu. ft. capacityProvides plenty of space for all your essentials and more.Versatile placementA freestanding design with reversible doors provi...

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    Original price $815.99 - Original price $815.99
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  • Original price $2,375.99 - Original price $2,375.99
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    Samsung - BESPOKE Side-by-Side Smart Refrigerator with Beverage Center

    Samsung

    Bespoke DesignCreate a stylish kitchen with your choice of color and finish Bespoke White Glass or fingerprint-resistant Stainless Steel.Beverage C...

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    Original price $2,375.99 - Original price $2,375.99
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  • Original price $701.99 - Original price $701.99
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    $701.99
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    Current price $701.99

    Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

    Insignia

    18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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    Original price $701.99 - Original price $701.99
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  • Original price $422.99 - Original price $422.99
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    $422.99
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    Insignia - 4.9 Cu. Ft. Mini Fridge with Bottom Freezer and ENERGY STAR Certification - Stainless Steel

    Insignia

    4.9 cu. ft. capacityProvides enough space for all your essentials while still being compact enough for the office dorm or other small spaces.Versat...

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    Original price $422.99 - Original price $422.99
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  • Original price $161.99 - Original price $161.99
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    Insignia - 14-Bottle Wine Cooler with ENERGY STAR Certification - Stainless Steel

    Insignia

    1.5 cu. ft. (0.4 cu. m) capacityStores up to 14 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine a...

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    Original price $161.99 - Original price $161.99
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  • Original price $1,986.99 - Original price $1,986.99
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    Vinotemp - 114-Bottle Freestanding Single-Zone Wine Cooler - Silver

    Vinotemp

    Rear exhaust for freestanding installation onlyInterior LED lightingSingle zone wine coolerDigital temperature control panel

    Original price $1,986.99 - Original price $1,986.99
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  • Original price $555.99 - Original price $555.99
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    Insignia - 10 Cu. Ft. Top-Freezer Refrigerator with Reversible Door and ENERGY STAR Certification - White

    Insignia

    10 cu. ft. capacityIdeal for smaller spaces store a selection of foods all in one place.Optimal fridge storageTwo spill-safe adjustable glass shelv...

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    Original price $555.99 - Original price $555.99
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  • Original price $698.99 - Original price $698.99
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    Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - Stainless Steel

    Insignia

    11.5 Cu. Ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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    Original price $698.99 - Original price $698.99
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  • Original price $677.99 - Original price $677.99
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    Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - White

    Insignia

    11.5 Cu. Ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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    Original price $677.99 - Original price $677.99
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    $677.99
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  • Original price $322.99 - Original price $322.99
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    Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Mint

    Insignia

    Retro detailsOld-school metal handles and a refreshing mint green color give this fridge a retro charm that will stand out as a great accent piece....

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    Original price $322.99 - Original price $322.99
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  • Original price $325.99 - Original price $325.99
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    Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Red

    Insignia

    Retro detailsOld-school metal handles and a hot rod red color give this fridge a retro charm that will stand out as a great accent piece.Compact bu...

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    Original price $325.99 - Original price $325.99
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  • Original price $1,426.99 - Original price $1,426.99
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    Samsung - 28 cu. ft. Side-by-Side Smart Refrigerator with Large Capacity

    Samsung

    Large CapacityA completely redesigned interior with 28 cu. ft. capacity that fits 10 more groceries than ever.Modern DesignA modern look featuring ...

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    Original price $1,426.99 - Original price $1,426.99
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  • Original price $107.99 - Original price $107.99
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    Insignia - 1.7 Cu. Ft. Mini Fridge with ENERGY STAR Certification - Black

    Insignia

    1.7 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsLet you quickly and easily set your cooling options.Singl...

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    Original price $107.99 - Original price $107.99
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    Current price $107.99
  • Original price $388.99 - Original price $388.99
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    Insignia - 4.3 Cu. Ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Stainless Steel

    Insignia

    Analog temperature controls ensure simple operationFor straightforward control of refrigerator and freezer temperature.Generous storageIncludes a w...

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    Original price $388.99 - Original price $388.99
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    Current price $388.99
  • Original price $698.99 - Original price $698.99
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    Insignia - 5.6 Cu. Ft. 1-Tap Beverage Cooler Kegerator

    Insignia

    This Insignia NS-BK1TSS6 kegerator/beverage cooler holds either a 1/2 keg or a 1/4 slim keg and features an adjustable thermostat so you can easily...

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    Original price $698.99 - Original price $698.99
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  • Original price $2,050.99 - Original price $2,050.99
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    Vinotemp - 33-Bottle and 101-Can Dual Zone Wine and Beverage Cooler - Silver

    Vinotemp

    Modern soft blue interior LED lightingShowcases your wine making it easy to read and select each bottle.Built-in lock and keyProvides extra securit...

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    Original price $2,050.99 - Original price $2,050.99
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  • Original price $1,860.99 - Original price $1,860.99
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    Whirlpool - 20.6 Cu. Ft. Side-by-Side Counter-Depth Refrigerator - Stainless Steel

    Whirlpool

    Fingerprint-resistant finishThe door aligns perfectly with any stylish kitchen design.Electronic controlsMake operation simple.Generous storageIncl...

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    Original price $1,860.99 - Original price $1,860.99
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  • Original price $2,057.99 - Original price $2,057.99
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    LG - 27 Cu. Ft. Side-by-Side Smart Refrigerator with Craft Ice - Black Stainless Steel

    LG

    Ultra-Large Capacity 27 cu. ft.Go ahead and stock up—not only does this refrigerator offer a generous 27 cu. ft. of space but the vertical door des...

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    Original price $2,057.99 - Original price $2,057.99
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  • Original price $877.99 - Original price $877.99
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    LG - 20.2 Cu. Ft. Top-Freezer Refrigerator - White

    LG

    Large Capacity 20 cu ft.Get more space for groceries in a great feature-packed refrigerator. Nothing beats the convenience of having more food when...

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    Original price $877.99 - Original price $877.99
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  • Original price $1,765.99 - Original price $1,765.99
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    Current price $1,765.99

    Samsung - 23 cu. ft. Side-by-Side Counter Depth Smart Refrigerator with All-Around Cooling - Stainless Steel

    Samsung

    Counter DepthA modern built-in look featuring a minimalist exterior with signature flat-door design and recessed handles that seamlessly blend into...

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    Original price $1,765.99 - Original price $1,765.99
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    $1,765.99
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    Current price $1,765.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.