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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Sony - FE 85mm F1.4 GM II lens - Black

Sony
Original price $2,141.99 - Original price $2,141.99
Original price
$2,141.99
$2,141.99 - $2,141.99
Current price $2,141.99

Next-level G Master performance even sharper with gorgeous bokeh12 XA (extreme aspherical) elements achieve eye-opening resolution right out to the...

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Original price $2,141.99 - Original price $2,141.99
Original price
$2,141.99
$2,141.99 - $2,141.99
Current price $2,141.99

eufy - E340 Outdoor Wired 3K PTZ Security Camera with Floodlights and Dual Lens - White

Eufy
Original price $173.99 - Original price $173.99
Original price
$173.99
$173.99 - $173.99
Current price $173.99

Double the Cameras Double the PossibilitiesExperience 3K resolution with the telephoto and wide-angle lens dual cameras. Capture distant details cl...

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Original price $173.99 - Original price $173.99
Original price
$173.99
$173.99 - $173.99
Current price $173.99

Lenovo - ThinkBook 14 G7 14" Touch-Screen Laptop - AMD Ryzen 5 7535HS with 16GB Memory - 512GB SSD - Arctic Gray

Lenovo
Original price $1,200.99 - Original price $1,200.99
Original price
$1,200.99
$1,200.99 - $1,200.99
Current price $1,200.99

Windows 11 ProWindows 11 is designed for hybrid work. Windows 11 Pro delivers a powerful streamlined user experience that helps you stay focused an...

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Original price $1,200.99 - Original price $1,200.99
Original price
$1,200.99
$1,200.99 - $1,200.99
Current price $1,200.99

GE Profile - 2.2 Cu. Ft. Countertop Microwave with Sensor Cooking and Scan to Cook Technology - Stainless Steel

GE Profile
Original price $555.99 - Original price $555.99
Original price
$555.99
$555.99 - $555.99
Current price $555.99

Scan to Cook TechnologyEffortlessly prepare your favorite frozen meals exactly as intended by the manufacturer—just scan the barcode and let your m...

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Original price $555.99 - Original price $555.99
Original price
$555.99
$555.99 - $555.99
Current price $555.99

Samsung - 27" S3 (S30GD) IPS LED FHD 100Hz Monitor (HDMI D-sub) - Black

Samsung
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

IPS PanelStay in the action when playing games watching videos or working on creative projects. The 100Hz refresh rate reduces lag and motion blur ...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

CORSAIR - K70 PRO TKL Wired Hall Effect Programmable Gaming Keyboard with Rapid Trigger - Black

Corsair
Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Speed is EverythingTo be first you have to be fast. With Rapid Trigger ultra-fast polling and per-key adjustable switches K70 PRO TKL removes every...

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Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Disney - Lorcana Archazia's Island Card Sleeve (Ursula)

Disney
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Play in StyleElevate your gaming experience with these stunning card sleeves.Ultimate Card ProtectionKeep your cards in pristine condition during i...

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Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Bose - SoundLink Flex (2nd Gen) Portable Bluetooth Speaker with Waterproof/Dustproof Design - Sandstone

Bose
Original price $205.99 - Original price $205.99
Original price
$205.99
$205.99 - $205.99
Current price $205.99

Sound that takes you places.Hit the road in hi-fi with the surprisingly powerful performance of SoundLink Flex. It’s clear balanced high-fidelity a...

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Original price $205.99 - Original price $205.99
Original price
$205.99
$205.99 - $205.99
Current price $205.99

GoPro - Ultra Wide Lens Mod for HERO13 Black - Black

GoPro
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Boosts HERO13 Black’s field of view up to 177 (36 wider and 48 taller)Improves HyperSmooth performance to deliver unbreakable video stabilization i...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Sony - PlayStation VR2 PC Adapter - Black

Sega
Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

Access to SteamVRThousands of virtual reality games on Steam available to buy and play.1Convenient connectivityConnects PlayStation VR2 to a PC.2Ge...

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Original price $80.99 - Original price $80.99
Original price
$80.99
$80.99 - $80.99
Current price $80.99

GIGABYTE - NVIDIA GeForce RTX 3050 WINDFORCE OC V2 6GB GDDR6 PCI Express 4.0 Graphics Card - Black

GIGABYTE
Original price $261.99 - Original price $261.99
Original price
$261.99
$261.99 - $261.99
Current price $261.99

Graphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 3050 graphics processing unit (GPU)Video Memory6GB GDDR6 (96-bit)Interf...

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Original price $261.99 - Original price $261.99
Original price
$261.99
$261.99 - $261.99
Current price $261.99

Logitech - MX Anywhere 3S Wireless Bluetooth Optical Fast Scrolling Mouse with Programmable Buttons - Wireless - Black

Logitech
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Tracks ¿nywhere goes ¿verywhereWork on any surface even glass with MX Anywhere 3S Bluetooth Mouse now with an 8K DPI sensor so you can cover more ...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

ZAGG - Messenger Folio 2 for iPad Air 11" (M4 M3 M2) iPad Air 10.9" (Gen 5 4) iPad Pro 11" (Gen 4 3 2 1) - Black

invisibleSHIELD
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Latop-style keysSpacious laptop-style keys with a clean precise keystroke make typing comfortable and easy.Built-in StandThe built-in stand holds y...

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Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Peak Design - Everyday Backpack V2 20L - Black

Peak Design
Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

Designed for digital photo camera with lenses and notebookTo protect your devices and lenses on the go.400D nylon canvas constructionProvides durab...

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Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

Bose - Smart Soundbar with Dolby Atmos and Voice Control - Black

Bose
Original price $645.99 - Original price $645.99
Original price
$645.99
$645.99 - $645.99
Current price $645.99

Ultra-crisp dialogue clarity.Having a hard time hearing what your favorite characters are saying A.I. Dialogue Mode balances voice and surround sou...

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Original price $645.99 - Original price $645.99
Original price
$645.99
$645.99 - $645.99
Current price $645.99

Elgato - Facecam Neo 1080p60 Full HD Webcam for Video Conferencing Gaming and Streaming - White

Elgato
Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

True HD imageCapture more detail in ultra-sharp 1080p video.Smoother motionMove naturally with less motion blur in 60 fps.Plug-’n-playIt’s ready ou...

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Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

Sync Module XR (newest model) — System hub for all Blink devices up to 400 feet from your home w/ Outdoor 4 - White

Blink
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Range extensionBlink Sync Module XR is the first system hub to extend the range of your Blink Outdoor 4 wire-free smart security cameras and Outdoo...

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Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Whirlpool - 5.0 Cu. Ft. Freestanding Single Gas Range with Air Fry and Air Baking - Stainless Steel

Whirlpool
Original price $1,134.99 - Original price $1,134.99
Original price
$1,134.99
$1,134.99 - $1,134.99
Current price $1,134.99

Air Cooking technologyAdd convenience to your cooking and spice up the menu with the added power of No Preheat Air Fry and Air BakingNo Preheat Air...

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Original price $1,134.99 - Original price $1,134.99
Original price
$1,134.99
$1,134.99 - $1,134.99
Current price $1,134.99

KitchenAid - 26.2 Cu. Ft. Multi-Door French Door Refrigerator with Platinum Interior - Stainless Steel

Kitchenaid
Original price $2,817.99 - Original price $2,817.99
Original price
$2,817.99
$2,817.99 - $2,817.99
Current price $2,817.99

Signature Platinum InteriorWows from the inside out with premium craftsmanship and design. Wood-look trim metallic touchpoints smoked crisper bins ...

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Original price $2,817.99 - Original price $2,817.99
Original price
$2,817.99
$2,817.99 - $2,817.99
Current price $2,817.99

Vankyo - Leisure 470 Pro Native 1080P Wireless Single LCD Mini Projector - White

Vankyo
Original price $149.99 - Original price $149.99
Original price
$149.99
$149.99 - $149.99
Current price $149.99

Built In Cooling SystemThe projector's advanced cooling system is designed to operate silently while efficiently managing heat for extended use.170...

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Original price $149.99 - Original price $149.99
Original price
$149.99
$149.99 - $149.99
Current price $149.99

Sennheiser - MOMENTUM True Wireless 4 Earbuds - Blue

Sennheiser
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Sennheiser’s signature soundDelivers exceptional artist-intended sound fidelity ensuring every detail and emotion is captured thanks to our proprie...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Sony - PULSE Elite wireless headset - Midnight Black

Sony
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Planar Magnetic DriversStudio-inspired drivers reproduce soundscapes with ultra-low distortion to deliver rich details and deep clear bass so you c...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Samsung - 18 cu. ft. Top Freezer Refrigerator with All-Around Cooling - Stainless Steel

Samsung
Original price $930.99 - Original price $930.99
Original price
$930.99
$930.99 - $930.99
Current price $930.99

Even cooling top to bottomMulti-vent technology keeps items evenly cooled on every shelf.Perfect for your garageDesigned to withstand wide fluctuat...

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Original price $930.99 - Original price $930.99
Original price
$930.99
$930.99 - $930.99
Current price $930.99

HP - OmniStudio X - Copilot+ PC - 31.5" 4K UHD All-in-One with Adjustable Height - Intel Core Ultra 7 - 32GB Memory - 1TB SSD - Meteor Silver

HP
Original price $2,258.99 - Original price $2,258.99
Original price
$2,258.99
$2,258.99 - $2,258.99
Current price $2,258.99

Get A Fresh Perspective With Windows 11From a rejuvenated start menu to new ways to connect to your favorite people news games and content—windows ...

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Original price $2,258.99 - Original price $2,258.99
Original price
$2,258.99
$2,258.99 - $2,258.99
Current price $2,258.99

Lasko - 1500-Watt Full-Circle Warmth Ceramic Tower Space Heater with Remote Control CT22360 - Black

Lasko
Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

1500 Watts of comforting warmthTo thoroughly heat your room.Easy to use controlsThe front-facing controls are within easy reach and the digital dis...

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Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

Ring - Battery Doorbell Plus Smart Wifi Video Doorbell Battery Operated with Head-to-Toe View - Satin Nickel

Ring
Original price $95.99 - Original price $95.99
Original price
$95.99
$95.99 - $95.99
Current price $95.99

Head-to-Toe ViewSee more of who's there - Battery Doorbell Plus with Head-to-Toe HD+ Video in 1536p gives you an expanded field of view so you can ...

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Original price $95.99 - Original price $95.99
Original price
$95.99
$95.99 - $95.99
Current price $95.99

Dyson - Car+Boat Handheld Cordless Vacuum with 3 Accessories - Silver

Dyson
Original price $346.99 - Original price $346.99
Original price
$346.99
$346.99 - $346.99
Current price $346.99

Powerful Handheld VacuumLightweight and compact for quick spot cleans.Up to 50 minutes of fade-free suctionUp to 50 minutes of fade-free Dyson suct...

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Original price $346.99 - Original price $346.99
Original price
$346.99
$346.99 - $346.99
Current price $346.99

Samsung - 18 cu. ft. Top Freezer Refrigerator with Ice Maker - Stainless Steel

Samsung
Original price $987.99 - Original price $987.99
Original price
$987.99
$987.99 - $987.99
Current price $987.99

Even cooling top to bottomMulti-vent technology keeps items evenly cooled on every shelf.Perfect for your garageDesigned to withstand wide fluctuat...

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Original price $987.99 - Original price $987.99
Original price
$987.99
$987.99 - $987.99
Current price $987.99

PETLIBRO - Granary WiFi Stainless Steel Dual Food Tray 5L Automatic Dog and Cat Feeder with Camera Monitoring - Black

PETLIBRO
Original price $188.99 - Original price $188.99
Original price
$188.99
$188.99 - $188.99
Current price $188.99

Smart app controlThe feeder supports both 5GHz and 2.4GHz WiFi networks allowing you to program and monitor your pet's meals anytime anywhere using...

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Original price $188.99 - Original price $188.99
Original price
$188.99
$188.99 - $188.99
Current price $188.99

Bose - QuietComfort True Wireless Noise Cancelling In-Ear Earbuds - White Smoke

Bose
Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

Sound without compromise.Make the everyday sound epic with iconic sound and renowned noise cancellation with up to 8.5 hours 185; of go-with-the-fl...

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Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

LG - 4.8 Cu. Ft. High-Efficiency Smart Top Load Washer with EasyUnload - Platinum Black

LG
Original price $1,032.99 - Original price $1,032.99
Original price
$1,032.99
$1,032.99 - $1,032.99
Current price $1,032.99

4.8 cu. ft. Mega CapacitySay never again to never-ending piles of laundry—this mega capacity washer fits more clothes in every load and helps you p...

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Original price $1,032.99 - Original price $1,032.99
Original price
$1,032.99
$1,032.99 - $1,032.99
Current price $1,032.99

WORX - 20V Power Share PRO 4.0Ah Lithium Battery

Worx
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Run Longer With High-Capacity BatteriesWorx Power Share PRO intelligent batteries deliver extended run times plus heat and impact protection. Compa...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Insignia - Mobile TV Cart with Shelves for Most 32-90" TVs - Black

Insignia
Original price $357.99 - Original price $357.99
Original price
$357.99
$357.99 - $357.99
Current price $357.99

Suitable for most 32 to 90 in. (81-228.6 cm) TVsSturdy construction supports up to 130 lbs. (58.96 kg).Roll from room to room3 in. (7.62 cm) swivel...

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Original price $357.99 - Original price $357.99
Original price
$357.99
$357.99 - $357.99
Current price $357.99

Bambu Lab - P1S Combo 3D Printer - Black

Bambu Lab
Original price $564.99 - Original price $564.99
Original price
$564.99
$564.99 - $564.99
Current price $564.99

Works right out of the box set up in 15 minutesWell-polished hardware and softwareEnclosed-body for high-temperature filament printingUp to 16-colo...

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Original price $564.99 - Original price $564.99
Original price
$564.99
$564.99 - $564.99
Current price $564.99

Shark - StainStriker Portable Carpet Upholstery Cleaner - Spot Stain Odor Eliminator - White

Euro-Pro
Original price $132.99 - Original price $132.99
Original price
$132.99
$132.99 - $132.99
Current price $132.99

Powerful Tough Stain EliminationDual-activated stain eliminator with no premix required‡ eliminates stains odors throughout your home carpets area...

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Original price $132.99 - Original price $132.99
Original price
$132.99
$132.99 - $132.99
Current price $132.99

PowerA USB-C to USB-C 10 ft. Cable for PlayStation5 - Black

PowerA
Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

Charge and playCharge and Play - Reliable high-performance USB-C to USB-C cable allows you to recharge you controller while playing or when not in ...

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Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.