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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PS5 PS4 PC Switch - White

Steel Series
Original price $294.99 - Original price $294.99
Original price
$294.99
$294.99 - $294.99
Current price $294.99

Worn By ChampionsFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.Active ...

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Original price $294.99 - Original price $294.99
Original price
$294.99
$294.99 - $294.99
Current price $294.99

Sunpak - Bi-Color Studio Light Kit - Black

Sunpak
Original price $177.99 - Original price $177.99
Original price
$177.99
$177.99 - $177.99
Current price $177.99

Complete kit for studio lighting needsThe studio lighting kit includes everything you need to properly light your subjects with soft even lighting ...

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Original price $177.99 - Original price $177.99
Original price
$177.99
$177.99 - $177.99
Current price $177.99

GIGABYTE - Z790 EAGLE AX (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

Gigabyte Technology
Original price $215.99 - Original price $215.99
Original price
$215.99
$215.99 - $215.99
Current price $215.99

Processor CompatibilitySupports 14th and 13th Gen Intel Core Series ProcessorsDDR5 Compatible4SMD DIMMs with XMP 3.0 Memory Module SupportNext Gen ...

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Original price $215.99 - Original price $215.99
Original price
$215.99
$215.99 - $215.99
Current price $215.99

Panasonic - LUMIX G100D Mirrorless Camera for Photo 4K Video and Vlogging 12-32mm Lens - Black

Panasonic
Original price $838.99 - Original price $838.99
Original price
$838.99
$838.99 - $838.99
Current price $838.99

20.3MP Micro-Four-Thirds Digital Live MOS SensorDelivers vibrant high-contrast photos and sharp smooth 4K video across a wide range of lighting con...

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Original price $838.99 - Original price $838.99
Original price
$838.99
$838.99 - $838.99
Current price $838.99

Kodak - PIXPRO FZ55-BK - Black

JK Imaging
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

Zoom5x.Megapixels16MP CMOS sensor.Lens28mm wide angle.Video1080p full HD video.BatteryLithium-ion battery (LB-012).

Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

LG - 4.1 Cu. Ft. High-Efficiency Top Load Washer with TurboDrum Technology - Monochrome Grey

LG
Original price $823.99 - Original price $823.99
Original price
$823.99
$823.99 - $823.99
Current price $823.99

Ultra-Large 4.1 cu.ft. CapacityTowers of towels piles of sweatshirts and a mountain of jeans Go for it. The ultra-large capacity (4.1 cu.ft.) tub l...

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Original price $823.99 - Original price $823.99
Original price
$823.99
$823.99 - $823.99
Current price $823.99

Targus - Antimicrobial Active Stylus for iPad - White

Targus
Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

1.2 mm fine point POM tipProvides pixel precision with tilt shading.Palm rejectionAllows you to rest your palm on the screen without causing interf...

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Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Greenworks - 24-Volt 22-Inch Cordless Hedge Trimmer (1 x 4.0Ah Battery and 1 x Charger) - Black/Green

Greenworks
Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

EfficientGreenworks 24V Lithium-Ion battery provides 20 more power and 35 more run-time and delivers fade-free power with no memory loss after char...

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Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

LG - 5.1-Channel S60TR Home Theater Soundbar with Wireless Subwoofer and Rear Speakers Dolby Audio - Black

LG
Original price $295.99 - Original price $295.99
Original price
$295.99
$295.99 - $295.99
Current price $295.99

Bring Home Epic SoundExperience a new dimension of sound with our 5.1 channel Home Theater Soundbar. Transform your room into a dynamic home theate...

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Original price $295.99 - Original price $295.99
Original price
$295.99
$295.99 - $295.99
Current price $295.99

SideTrak - SideTrak Swivel 12.5" Attachable Portable Monitor - Black

SideTrak
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Attachable designMagnetically connects to your laptop for a clean portable setupPatented 360 swivel hingeCustomize your viewing angle or rotate for...

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Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

8BitDo - Ultimate Bluetooth Controller for Switch and Windows with Charging Dock - Black

8BitDo
Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

Multi-platformCompatible with Switch via Bluetooth 2.4G adapter or USB Cable. Compatible with Windows with a 2.4G adapter or USB Cable.Multifunctio...

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Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

Insignia - Display and Storage Stand - Works with Meta Quest 2/3/3S - White

Insignia
Original price $44.99 - Original price $44.99
Original price
$44.99
$44.99 - $44.99
Current price $44.99

Extra stable baseWeighted base for stabilityCable managementNeatly organizes cablesEasy drop-in designSupports both standard and elite head strapsW...

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Original price $44.99 - Original price $44.99
Original price
$44.99
$44.99 - $44.99
Current price $44.99

Beats - Solo 4 Wireless On-Ear Headphones - Slate Blue

Apple
Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.185;Ultralight ergo...

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Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

Waterpik - Sonic-Fusion 2.0 - White

Waterpik
Original price $211.99 - Original price $211.99
Original price
$211.99
$211.99 - $211.99
Current price $211.99

Dentist RecommendedWaterpik is the 1 water flosser brand recommended by 9 in 10 dental professionals over other water flosser brandsADA AcceptedWat...

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Original price $211.99 - Original price $211.99
Original price
$211.99
$211.99 - $211.99
Current price $211.99

ZLINE - Autograph 30" Legacy Dual Fuel Range w/ 4 Burners Matte Black Accents (RAZ-30-MB) - Stainless Steel/Matte Black Accents

ZLINE
Original price $3,322.99 - Original price $3,322.99
Original price
$3,322.99
$3,322.99 - $3,322.99
Current price $3,322.99

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

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Original price $3,322.99 - Original price $3,322.99
Original price
$3,322.99
$3,322.99 - $3,322.99
Current price $3,322.99

GE - 20.6 Cu. Ft. French Door Counter Depth Refrigerator with Space Saving Icemaker - Stainless Steel

GE
Original price $2,356.99 - Original price $2,356.99
Original price
$2,356.99
$2,356.99 - $2,356.99
Current price $2,356.99

Fingerprint Resistant StainlessEasily wipe away smudges and fingerprints for a look that's always sparkling clean.Counter-Depth DesignOffers a buil...

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Original price $2,356.99 - Original price $2,356.99
Original price
$2,356.99
$2,356.99 - $2,356.99
Current price $2,356.99

Samsung - 24" AutoRelease Dry Built-In Hybrid Stainless Steel Tub Dishwasher with 3rd Rack Fingerprint Resistant 51 dBA - Stainless Steel

Samsung
Original price $707.99 - Original price $707.99
Original price
$707.99
$707.99 - $707.99
Current price $707.99

3rd RackThe flexible 3rd rack allows extra space to load small mugs utensils and silverware freeing up to 30 more space on the lower racks. Load mo...

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Original price $707.99 - Original price $707.99
Original price
$707.99
$707.99 - $707.99
Current price $707.99

Logitech - G640 Cloth Gaming Mouse Pad with Rubber Base - Black

Logitech
Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

Moderate surface frictionGaming mousepad with cloth surface gives the right amount of resistance to the mouse feet when starting or stopping a rapi...

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Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

CORSAIR - K60 PRO TKL Wired Optical-Mechanical OPX Linear Switch Gaming Keyboard with per-key RGB Backlighting - White

Corsair
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Exclusive CORSAIR OPX RGB optical-mechanical keyswitchesHyper-fast input with 1.0mm actuation distance and smooth linear travel guaranteed for 150 ...

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Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Shark - Matrix Plus 2-in-1 Robot Vacuum Mop with Sonic Mopping Matrix Clean Home Mapping HEPA Bagless Self Empty WiFi - Black

Shark
Original price $788.99 - Original price $788.99
Original price
$788.99
$788.99 - $788.99
Current price $788.99

Incredible Suction and Sonic MoppingFirst it’s an ultra-powerful whole home vacuum on carpets and floors that empties its own dustbin. Second it’s ...

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Original price $788.99 - Original price $788.99
Original price
$788.99
$788.99 - $788.99
Current price $788.99

Klipsch - Flexus CORE 200 3.1.2 Soundbar - Black

Klipsch
Original price $445.99 - Original price $445.99
Original price
$445.99
$445.99 - $445.99
Current price $445.99

Powered By OnkyoWe’ve teamed up with Onkyo combining their decades of proven manufacturing and tech prowess with our classic Klipsch acoustics to e...

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Original price $445.99 - Original price $445.99
Original price
$445.99
$445.99 - $445.99
Current price $445.99

Samsung - 25 cu. ft. 3-Door French Door Smart Refrigerator with Beverage Center - Stainless Steel

Samsung
Original price $2,266.99 - Original price $2,266.99
Original price
$2,266.99
$2,266.99 - $2,266.99
Current price $2,266.99

DesignThe modern design features beautiful doors with recessed handles that blend seamlessly into your kitchen.Beverage Center AutoFill Water Pitc...

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Original price $2,266.99 - Original price $2,266.99
Original price
$2,266.99
$2,266.99 - $2,266.99
Current price $2,266.99

Fujifilm - INSTAX MINI Evo Instant Film Camera - Black

Fujifilm
Original price $281.99 - Original price $281.99
Original price
$281.99
$281.99 - $281.99
Current price $281.99

Compact and PortableThe INSTAX MINI Evo Instant Film Camera is designed to be compact and portable making it easy to take with you wherever you go....

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Original price $281.99 - Original price $281.99
Original price
$281.99
$281.99 - $281.99
Current price $281.99

Nespresso - Vertuo Lattissima by De'Longhi - Black

De'Longhi
Original price $418.99 - Original price $418.99
Original price
$418.99
$418.99 - $418.99
Current price $418.99

Signature Coffees and EspressosVertuo Lattissima offers a variety of coffee formats in 6 sizes including 5 8 12 and 18 fl. oz coffees as well as si...

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Original price $418.99 - Original price $418.99
Original price
$418.99
$418.99 - $418.99
Current price $418.99

Dyson - V11 Plus Cordless Vacuum - Nickel/Purple

Dyson
Original price $524.99 - Original price $524.99
Original price
$524.99
$524.99 - $524.99
Current price $524.99

Versatile and cordless for whole-home deep cleaning.Engineered with the power versatility and run time to deep clean homes with pets.60 more power....

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Original price $524.99 - Original price $524.99
Original price
$524.99
$524.99 - $524.99
Current price $524.99

Razer - Leviathan V2 X 2.0 Bluetooth Gaming Speaker with RGB Lighting (1-Piece) - Black

Razer
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

PC Soundbar with Full-Range DriversArmed with two full-range drivers and two passive radiators for bold clarity and resonating depth the Razer Levi...

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Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Roku - Wall Mount Kit for 75 Pro Series TV - Ultra-Slim with Minimalist Flat Design - Hinged Mount for Easy Access to Cables - Black

Roku
Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Mount your Roku Pro Series flat against the wall like a work of art.Hinged bracket for easy access to cables and inputs.Designed for Roku Pro Serie...

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Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

De'Longhi - Magnifica Evo Espresso Machine with Automatic Milk Frother for Hot and Iced Lattes Coffee and More - Silver

De'Longhi
Original price $617.99 - Original price $617.99
Original price
$617.99
$617.99 - $617.99
Current price $617.99

Espresso Made Right is Now Just a Touch Away7 One-Touch Recipes7 one-touch or customized coffee drinks espresso cappuccino latte macchiato iced cof...

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Original price $617.99 - Original price $617.99
Original price
$617.99
$617.99 - $617.99
Current price $617.99

Samsung - Bespoke 29 Cu. Ft. 4-Door Flex French Door Smart Refrigerator with AI Family Hub+ - Stainless Steel

Samsung
Original price $4,060.99 - Original price $4,060.99
Original price
$4,060.99
$4,060.99 - $4,060.99
Current price $4,060.99

AI Family Hub +AI Family Hub+ features a 32" screen for an enhanced user experience. It utilizes AI for image recognition and recipe recommendation...

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Original price $4,060.99 - Original price $4,060.99
Original price
$4,060.99
$4,060.99 - $4,060.99
Current price $4,060.99

Google - Nest Cam 3 Pack Indoor/Outdoor Wire Free Security Cameras - Snow

GOOGLE
Original price $396.99 - Original price $396.99
Original price
$396.99
$396.99 - $396.99
Current price $396.99

Control with the Google Home app.View live HD video replay video recordings talk to visitors and more all from the Google Home app. The Nest Cam (...

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Original price $396.99 - Original price $396.99
Original price
$396.99
$396.99 - $396.99
Current price $396.99

Logitech - Astro A50 X LIGHTSPEED Wireless w/ PLAYSYNC Over-the-Ear Gaming Headset + Base Station for Xbox Series XS PS5 PC/MAC - Black

Logitech
Original price $428.99 - Original price $428.99
Original price
$428.99
$428.99 - $428.99
Current price $428.99

PRO-G GRAPHENE audio driversGroundbreaking clarity and response for precise audio separation location and timing accuracy (40 mm diameter).24-hours...

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Original price $428.99 - Original price $428.99
Original price
$428.99
$428.99 - $428.99
Current price $428.99

Philips - Hue Bluetooth 5-6" High Lumen Recessed Downlight (4-pack) - White and Color Ambiance

Philips
Original price $288.99 - Original price $288.99
Original price
$288.99
$288.99 - $288.99
Current price $288.99

Colorful smart lightingChoose from millions of colors and shades of warm-to-cool white light to enhance your room decor and ambiance. Create the ul...

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Original price $288.99 - Original price $288.99
Original price
$288.99
$288.99 - $288.99
Current price $288.99

Marshall - Acton III Bluetooth Home Speaker with Bass / Treble / Volume Controls and 3.5 mm Auxiliary Input - Cream

Marshall
Original price $219.99 - Original price $219.99
Original price
$219.99
$219.99 - $219.99
Current price $219.99

Room-filling SoundActon III has an even wider soundstage than its predecessor delivering room-filling Marshall signature sound that has been re-eng...

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Original price $219.99 - Original price $219.99
Original price
$219.99
$219.99 - $219.99
Current price $219.99

Sony - ULT WEAR Wireless Noise Canceling Headphones - White

Sony
Original price $209.99 - Original price $209.99
Original price
$209.99
$209.99 - $209.99
Current price $209.99

ULT Power SoundPress ULT and feel the power of sound and bass. ULT1 delivers deep low frequency ULT2 brings ultra-bass. Set the vibe and yourself a...

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Original price $209.99 - Original price $209.99
Original price
$209.99
$209.99 - $209.99
Current price $209.99

CORSAIR - HS80 RGB Wired Gaming Headset for PC - Carbon

Corsair
Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

Live the GameThe HS80 RGB USB merges iconic CORSAIR design superb sound and trusted build quality.Dolby Audio 7.1 Surround SoundBrings your game to...

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Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

ZUGU - Slim Protective Case for iPad Air 11 M2/M3/M4 (2024/2025/2026) and Apple iPad Air 10.9 (4th/5th Generation 2020/2022) - Black

ZUGU
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Adjustable magnetic stand with 8 different anglesRobust bumper and rugged TPU + PC shell for major drop protectionSecure magnetic mount capability ...

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Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.