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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi + Cellular 128GB - Space Gray (Unlocked)

Apple
Original price $837.99 - Original price $837.99
Original price
$837.99
$837.99 - $837.99
Current price $837.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $837.99 - Original price $837.99
Original price
$837.99
$837.99 - $837.99
Current price $837.99

Greenworks - 24V 5 Tool Combo Kit - Drill Impact Driver Recip Saw Light Bluetooth Speaker 2Ah + 4Ah Batteries Charger - Green

Greenworks
Original price $304.99 - Original price $304.99
Original price
$304.99
$304.99 - $304.99
Current price $304.99

Greenworks 24V Brushless 1/2" Hammer Drill / DriverPowerful 24V Brushless motor for more torque and longer life - 1/2" keyless ratcheting chuck and...

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Original price $304.99 - Original price $304.99
Original price
$304.99
$304.99 - $304.99
Current price $304.99

TCL - 85" Class Q5-Series 4K UHD HDR PRO+ QLED Smart Fire TV (2024)

TCL
Original price $896.99 - Original price $896.99
Original price
$896.99
$896.99 - $896.99
Current price $896.99

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness+ LED BacklightQ5 models produce bright...

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Original price $896.99 - Original price $896.99
Original price
$896.99
$896.99 - $896.99
Current price $896.99

Oura Ring 4 Charger - Size 7 - Charging Dock and USB-C Cable - Charges Oura Ring 4 up to 8 days - Grey

Oura
Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Chargers are size-specificYour Oura Ring 4 size can be found on the inside of your Oura Ring 4.Charging timeYour Oura Ring 4 typically charges full...

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Original price $85.99 - Original price $85.99
Original price
$85.99
$85.99 - $85.99
Current price $85.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Blue

Apple
Original price $667.99 - Original price $667.99
Original price
$667.99
$667.99 - $667.99
Current price $667.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $667.99 - Original price $667.99
Original price
$667.99
$667.99 - $667.99
Current price $667.99

NEXT - Dual Controller Charging Station for Playstation 5 - White

NEXT
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Fast PlayStation 5 controller chargingQuickly charges two PS5 DualSense controllersDesigned to complement the PlayStation 5 consoleBlack and white ...

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Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Therabody - SmartGoggles (2nd Generation) - Heated Eye Temple Massage For Relaxation Headache Relief Sleep - Black

Therabody
Original price $208.99 - Original price $208.99
Original price
$208.99
$208.99 - $208.99
Current price $208.99

A soothing combination of compression massage heat and vibrationSmartGoggles use a science-backed combination of compression massage heat and vibra...

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Original price $208.99 - Original price $208.99
Original price
$208.99
$208.99 - $208.99
Current price $208.99

Therabody - Theragun Prime Plus - Powerful Massage Enhanced With Heat For Faster Warm-Up and Recovery - Black

Therabody
Original price $374.99 - Original price $374.99
Original price
$374.99
$374.99 - $374.99
Current price $374.99

Unlock 3x faster results with the power of heated massagePowerful percussive massage combined with heat therapy helps speed up recovery optimize wa...

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Original price $374.99 - Original price $374.99
Original price
$374.99
$374.99 - $374.99
Current price $374.99

GoTrax - RAPTOR Electric Scooter w/28 mi Max Operating Range 30mph Max Speed - Gray

GoTrax
Original price $1,300.99 - Original price $1,300.99
Original price
$1,300.99
$1,300.99 - $1,300.99
Current price $1,300.99

PerformanceGOTRAX's performance series is here. Introducing the RAPTOR. Our first performance level electric scooter and the first to feature dual ...

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Original price $1,300.99 - Original price $1,300.99
Original price
$1,300.99
$1,300.99 - $1,300.99
Current price $1,300.99

GUNNAR - Barron Computer Glasses with Blue Light Reduction Clear Lenses - Black

GUNNAR
Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

Quality Comfortable FrameLightweight and durable stainless-steel frame with multi-barrel hinges and a low bridge fit.Wide Format LensesWide format ...

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Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

LG - Counter-Depth MAX 23.7 Cu. Ft. French Door Smart Refrigerator with Zero Clearance - Stainless Steel

LG
Original price $2,717.99 - Original price $2,717.99
Original price
$2,717.99
$2,717.99 - $2,717.99
Current price $2,717.99

Zero Clearance Hinge SystemZero Clearance hinges let you install your refrigerator next to a wall or adjacent cabinets for a nearly built-in look. ...

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Original price $2,717.99 - Original price $2,717.99
Original price
$2,717.99
$2,717.99 - $2,717.99
Current price $2,717.99

Sony - FE 24-50mm F2.8 G Standard Zoom Lens for E-mount Cameras - Black

Sony
Original price $1,394.99 - Original price $1,394.99
Original price
$1,394.99
$1,394.99 - $1,394.99
Current price $1,394.99

A compact F2.8 zoom that is ready to go anywhereWith a 24-50 mm range ideal for everyday shooting this versatile zoom offers a large F2.8 maximum a...

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Original price $1,394.99 - Original price $1,394.99
Original price
$1,394.99
$1,394.99 - $1,394.99
Current price $1,394.99

LG - 0.9 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Stainless Steel

LG
Original price $203.99 - Original price $203.99
Original price
$203.99
$203.99 - $203.99
Current price $203.99

Smart InverterTry defrosting in an ordinary microwave and you’ll get alternating blasts of full power followed by a periods of no power until the t...

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Original price $203.99 - Original price $203.99
Original price
$203.99
$203.99 - $203.99
Current price $203.99

Digipower - Travel Charger For Mirrorless DSLR Cannon Camera Batteries LPE6/LPE10/LPE17/ NB-L13/NB/L12 - Black

Digipower
Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Compatible with select Canon batteriesLP-E17 LP-E6 LP-E10 NB-L13 NB-12LFast charging for Canon camera batteries1-hour charging time.Built in 100-24...

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Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Turtle Beach - Stealth 600 Wireless Over-Ear Multiplatform Gaming Headset for PS5 PS4 PC Mobile - White

Turtle Beach
Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Multiplatform Wireless + BluetoothExperience low-latency multiplatform freedom with 2.4GHz wireless and Bluetooth 5.2 on PlayStation PC or Steam De...

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Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

JBL - Live Beam 3 True Wireless Noise Cancelling Earbuds - 2024 - Black

JBL
Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

Hi-Res Audio Wireless with JBL signature soundThe JBL Live Beam 3's 10mm dynamic drivers are powered by JBL Signature Sound. Each driver is perfect...

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Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

GE Profile - 24" Top Control Smart Built-In Tub Dishwasher with 3rd Rack Dedicated Jet Targeted Wash and 42 dBA - Stainless Steel

GE Profile
Original price $1,087.99 - Original price $1,087.99
Original price
$1,087.99
$1,087.99 - $1,087.99
Current price $1,087.99

Deep Clean Washing 3rd RackThis innovative third rack offers a flexible design that lets you clean a variety of items in a single load. Dedicated j...

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Original price $1,087.99 - Original price $1,087.99
Original price
$1,087.99
$1,087.99 - $1,087.99
Current price $1,087.99

Sony - ULT FIELD 1 Wireless Speaker - Black

Sony
Original price $108.99 - Original price $108.99
Original price
$108.99
$108.99 - $108.99
Current price $108.99

Boost the bass with the ULT buttonPress the ULT button for enhanced bass.Enjoy music for longerUp to 12 hours of battery life pumping out music as ...

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Original price $108.99 - Original price $108.99
Original price
$108.99
$108.99 - $108.99
Current price $108.99

Shark - Rotator with PowerFins HairPro and Odor Neutralizer Technology Upright Vacuum - Charcoal

Shark
Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99

Powerfins HairproActively grips captures stubborn long hair short hair and pet hair on carpets floors.Self-Cleaning BrushrollFor powerful pet hai...

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Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99

Bose - Ultra Open-Ear True Wireless Open Earbuds - Black

Bose
Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Open your ears to the worldNow with smoother ear-to-ear syncing and a more refined experience when not playing content. Hear all of what’s around y...

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Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Yale - Assure Lock 2 - Smart Lock Wi-Fi Deadbolt with Push Button Keypad Key Access - Black Suede

Yale
Original price $215.99 - Original price $215.99
Original price
$215.99
$215.99 - $215.99
Current price $215.99

Key-free accessEveryone that needs access can choose their own way to unlock whether it's the keypad voice assistant Auto-Unlock or the Yale Access...

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Original price $215.99 - Original price $215.99
Original price
$215.99
$215.99 - $215.99
Current price $215.99

Yale - Assure Lock 2 - Smart Lock Wi-Fi Deadbolt with Push Button Keypad Key Access - Satin Nickel

Yale
Original price $258.99 - Original price $258.99
Original price
$258.99
$258.99 - $258.99
Current price $258.99

Key-free accessEveryone that needs access can choose their own way to unlock whether it's the keypad voice assistant Auto-Unlock or the Yale Access...

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Original price $258.99 - Original price $258.99
Original price
$258.99
$258.99 - $258.99
Current price $258.99

Sony - INZONE H9 II Wireless Noise Canceling Gaming Headset for PC PS5 Switch and Mobile - White

Sony
Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

Sound that sharpens your shotPowered by a carbon composite diaphragm the H9 II delivers powerful detailed sound that helps FPS players track moveme...

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Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

Apple Watch Series 11 (GPS+Cellular) 42mm Aluminum Case with Black Sport Band - S/M - Jet Black - (2025)

Apple
Original price $579.99 - Original price $579.99
Original price
$579.99
$579.99 - $579.99
Current price $579.99

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...

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Original price $579.99 - Original price $579.99
Original price
$579.99
$579.99 - $579.99
Current price $579.99

Vivitar - 4K (2160) Video Hybrid Optical Zoom Camera with Lens - Silver/Black

Vivitar
Original price $209.99 - Original price $209.99
Original price
$209.99
$209.99 - $209.99
Current price $209.99

64 Mega Pixel ResolutionCapture incredibly detailed high-resolution photos with 64MP perfect for large prints and stunning clarity in every shot.60...

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Original price $209.99 - Original price $209.99
Original price
$209.99
$209.99 - $209.99
Current price $209.99

Arlo - Essential Outdoor Security Camera 2K (3rd Gen 2025 Release) - Wireless Rechargeable Camera with Yard Sign 4-Cam - White

Arlo
Original price $185.99 - Original price $185.99
Original price
$185.99
$185.99 - $185.99
Current price $185.99

Exclusive bundle -- a 305 value if purchased separatelyIncludes (4) Essential Security Camera 2K (3rd Gen) and (1) Arlo Security Yard SignSimple Re...

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Original price $185.99 - Original price $185.99
Original price
$185.99
$185.99 - $185.99
Current price $185.99

Arlo - Essential Pan Tilt Outdoor Security Camera 2K (2025 Release) - Wired Plug-In Powered 1-Cam - White

Arlo
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Leave No Blindspots with Plug-In Pan TiltDependable 2K protection to monitor your home family pets in clear 360 video with Dual-Band Wi-Fi connec...

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Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Arlo - Pro 1-Camera Wireless 2K Security Camera (6th Gen) Battery Powered - White

Arlo
Original price $153.99 - Original price $153.99
Original price
$153.99
$153.99 - $153.99
Current price $153.99

Premium Protection for Busy FamiliesA 2K HDR security camera with Smart Detections to reduce false alerts Auto Zoom Tracking to keep your home sa...

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Original price $153.99 - Original price $153.99
Original price
$153.99
$153.99 - $153.99
Current price $153.99

Insignia - RCA to HDMI Converter - Black

Insignia
Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

One-way transfer onlyUnidirectional converter with an RCA input and HDMI output.Experience legacy contentRCA jack accepts signals from VCRs video c...

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Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

LG - 27" IPS FHD 120Hz Monitor with HDR10 (HDMI) - Black

LG
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Vivid Color with Full HD ResolutionThe LG 27" IPS monitor with Full HD (1920 x 1080) resolution delivers sharp vibrant visuals from virtually any a...

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Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Fujifilm - instax mini 12 Holiday Bundle 2025 - Lilac Purple

Fujifilm
Original price $135.99 - Original price $135.99
Original price
$135.99
$135.99 - $135.99
Current price $135.99

Compact and cute design. Easily twist the lens to turn on and offBuilt-in selfie mirror for easy selfies Close-up mode with parallax correctionFe...

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Original price $135.99 - Original price $135.99
Original price
$135.99
$135.99 - $135.99
Current price $135.99

Fujifilm - instax mini 12 Holiday Bundle 2025 - Pastel Blue

Fujifilm
Original price $135.99 - Original price $135.99
Original price
$135.99
$135.99 - $135.99
Current price $135.99

Compact and cute design. Easily twist the lens to turn on and offBuilt-in selfie mirror for easy selfies Close-up mode with parallax correctionFe...

View full details
Original price $135.99 - Original price $135.99
Original price
$135.99
$135.99 - $135.99
Current price $135.99

Breville - the Super Q Blender 1600W with 12 speed settings and 68 oz Jug - Brushed Stainless Steel

Breville
Original price $567.99 - Original price $567.99
Original price
$567.99
$567.99 - $567.99
Current price $567.99

Super Quick and PowerfulWith a powerful 1800 Watt motor the Super Q has the highest possible motor rating. With 186mph blade tip speed under load f...

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Original price $567.99 - Original price $567.99
Original price
$567.99
$567.99 - $567.99
Current price $567.99

Breville - Juice Fountain Cold XL Juicer - Black Truffle

Breville
Original price $456.99 - Original price $456.99
Original price
$456.99
$456.99 - $456.99
Current price $456.99

Juices fruits and vegetables of varying texturesYou can use the low speed to juice soft fruits and vegetables such as strawberries grapes cucumbers...

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Original price $456.99 - Original price $456.99
Original price
$456.99
$456.99 - $456.99
Current price $456.99

Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black Alpine Loop - Small - Black - (2025)

Apple
Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

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Original price $910.99 - Original price $910.99
Original price
$910.99
$910.99 - $910.99
Current price $910.99

Arlo - Ultra Outdoor Security Camera 4K HDR (3rd Gen 2025 Release) - Wireless Rechargeable Battery Charging Station 3-Cam - White

Arlo
Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

Exclusive bundle -- a 675 value if purchased separatelyIncludes (3) Ultra Security Cameras 4K HDR (3rd Gen) (4) Rechargeable Batteries (1) Dual Cha...

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Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.