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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Marshall - Stanmore III Bluetooth Home Speaker with Bass / Treble / Volume Controls and 3.5 mm Auxiliary / RCA Inputs - Brown

Marshall
Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99

Home-filling SoundStanmore III has an even wider soundstage than its predecessor delivering home-filling Marshall signature sound that has been re-...

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Original price $439.99 - Original price $439.99
Original price
$439.99
$439.99 - $439.99
Current price $439.99

Apple - 11-inch iPad Pro M5 chip Wi-Fi 2TB with OLED - Space Black

Apple
Original price $2,439.99 - Original price $2,439.99
Original price
$2,439.99
$2,439.99 - $2,439.99
Current price $2,439.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $2,439.99 - Original price $2,439.99
Original price
$2,439.99
$2,439.99 - $2,439.99
Current price $2,439.99

Hyperice - Normatec Elite Hip - Black

Hyperice
Original price $658.99 - Original price $658.99
Original price
$658.99
$658.99 - $658.99
Current price $658.99

Truly portable recoveryNo cords no setup no limits. The Normatec Elite Hips delivers clinical-grade compression therapy with up to 4 hours of batte...

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Original price $658.99 - Original price $658.99
Original price
$658.99
$658.99 - $658.99
Current price $658.99

BIRDFY - Humming Bird Feeder with Camera 1080P FHD Hummingbird Feeder Camera with Ant Moat - RedWhite

Birdfy
Original price $163.99 - Original price $163.99
Original price
$163.99
$163.99 - $163.99
Current price $163.99

Watch Hummers’ Graceful Moves on Your PhoneThe side-swivel ports are designed for two hummingbirds to drink together comfortably bringing their bea...

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Original price $163.99 - Original price $163.99
Original price
$163.99
$163.99 - $163.99
Current price $163.99

Samsung - MX-ST50F/ZA Sound Tower 240W Portable Party Speaker with Built In Battery - Black

Samsung
Original price $587.99 - Original price $587.99
Original price
$587.99
$587.99 - $587.99
Current price $587.99

Powerful Party SoundFrom the first drop to the final track feel every beat with deep thumping bass powered by two 6.5 inch built in woofers. The th...

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Original price $587.99 - Original price $587.99
Original price
$587.99
$587.99 - $587.99
Current price $587.99

8BitDo - Ultimate 2 Bluetooth Wireless Gaming Controller for Nintendo Switch PC - Black

8BitDo
Original price $89.99 - Original price $89.99
Original price
$89.99
$89.99 - $89.99
Current price $89.99

TMR joysticksExperience higher sensitivity greater precision and enhanced durability with cutting-edge TMR joystick technology delivering smoother ...

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Original price $89.99 - Original price $89.99
Original price
$89.99
$89.99 - $89.99
Current price $89.99

GameSir - G7 SE Wired Controller for Xbox Series XSOne Windows 10/11 Plug Play with Hall Effect Joysticks Trigger 3.5mm - White

GameSir
Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

Anti-drift Hall Effect sticksUsing non-contact magnetic sensors to ensure the sticks neverwear down in their lifetime GameSir G7 SE prevents stick ...

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Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

AOC - 22" 22B30HM2 FHD monitor - Black

AOC
Original price $95.99 - Original price $95.99
Original price
$95.99
$95.99 - $95.99
Current price $95.99

VA PanelVA Panels (Vertical Alignment) display deeper blacks and a high contrast for extra vivid and bright images.Fast 120Hz Refresh RateEquip you...

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Original price $95.99 - Original price $95.99
Original price
$95.99
$95.99 - $95.99
Current price $95.99

Night Owl - 8 Channel 6K (12MP) NVR with 6 (4K) Cameras and 2TB Storage Expandable up to 4 Additional Wi-Fi Cameras - White

Night Owl
Original price $681.99 - Original price $681.99
Original price
$681.99
$681.99 - $681.99
Current price $681.99

12MP Video RecorderExceptional clarity and detail.Secure Bluetooth SetupQuick and secure mobile setup.2-Way AudioListen and talk remotely.Built-In ...

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Original price $681.99 - Original price $681.99
Original price
$681.99
$681.99 - $681.99
Current price $681.99

Moza Racing - SGP Sim Racing Stick Sequential Shifter for Windows

Moza Racing
Original price $157.99 - Original price $157.99
Original price
$157.99
$157.99 - $157.99
Current price $157.99

Full metal constructionCrafted from aerospace-grade aluminum alloy and high-strength steel using CNC high-gloss cutting technology our shifter boas...

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Original price $157.99 - Original price $157.99
Original price
$157.99
$157.99 - $157.99
Current price $157.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi 2TB with OLED - Silver

Apple
Original price $2,777.99 - Original price $2,777.99
Original price
$2,777.99
$2,777.99 - $2,777.99
Current price $2,777.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
Original price $2,777.99 - Original price $2,777.99
Original price
$2,777.99
$2,777.99 - $2,777.99
Current price $2,777.99

eufy - E30 Indoor Wired 4K PTZ Security Camera with Spotlight - White

Eufy
Original price $72.99 - Original price $72.99
Original price
$72.99
$72.99 - $72.99
Current price $72.99

4K Ultra-Clear 24/7 RecordingCapture every detail day or night with crystal-clear 4K recording. Stay connected with family and pets using the built...

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Original price $72.99 - Original price $72.99
Original price
$72.99
$72.99 - $72.99
Current price $72.99

Polk Audio - Signature Elite Series 10 200W Powered Subwoofer - Black

Polk Audio
Original price $743.99 - Original price $743.99
Original price
$743.99
$743.99 - $743.99
Current price $743.99

Balanced Bass for Midsize RoomsThe Polk Audio Signature Elite ES10 Subwoofer with its high-excursion 10 woofer is designed to enhance your medium t...

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Original price $743.99 - Original price $743.99
Original price
$743.99
$743.99 - $743.99
Current price $743.99

Amazon - Echo Dot Max (newest model) Alexa speaker w/ room-filling sound and built-in smart home hub designed for Alexa+ - Amethyst

AMAZON
Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

Meet Echo Dot MaxDesigned to deliver rich room-filling sound that automatically adapts to your space and fine-tunes playback. Features a built-in s...

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Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

Insignia - 4.4 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - Stainless Steel

Insignia
Original price $312.99 - Original price $312.99
Original price
$312.99
$312.99 - $312.99
Current price $312.99

Freestanding compact 4.4 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.3 tempered gla...

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Original price $312.99 - Original price $312.99
Original price
$312.99
$312.99 - $312.99
Current price $312.99

NEXT - Mouse Shell 2-Pack for Nintendo Switch 2 - Black

NEXT
Original price $23.99 - Original price $23.99
Original price
$23.99
$23.99 - $23.99
Current price $23.99

Mouse-Style Precision GamingTransforms your Joy-Con2 into a precise mouse-like controller. Experience enhanced accuracy and refined control - ideal...

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Original price $23.99 - Original price $23.99
Original price
$23.99
$23.99 - $23.99
Current price $23.99

Camp Snap - Screen Free Digital Camera - Green

Homedics
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Megapixels8StoragePre-installed 4GB SD card capable of holding 2000 photosBatteryBuilt in Li-ion rechargeable battery capable of taking 500 photos/...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi + Cellular 256GB with OLED - Space Black

Apple
Original price $1,833.99 - Original price $1,833.99
Original price
$1,833.99
$1,833.99 - $1,833.99
Current price $1,833.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
Original price $1,833.99 - Original price $1,833.99
Original price
$1,833.99
$1,833.99 - $1,833.99
Current price $1,833.99

Shark - Stratos 2-in-1 Robot Vacuum Mop With 25+ Hands-Free Features NeverTouch Self-Cleaning Base - White

Shark
Original price $524.99 - Original price $524.99
Original price
$524.99
$524.99 - $524.99
Current price $524.99

UP TO 30 DAYS OF HANDS-FREE CLEANINGThe NeverTouch Base automatically empties debris refills the water tank and washes and dries the mop for up to ...

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Original price $524.99 - Original price $524.99
Original price
$524.99
$524.99 - $524.99
Current price $524.99

Insignia - 4.5 Cu. Ft. Mini Fridge with Top Freezer and ENERGY STAR Certification - Stainless Steel Look

Insignia
Original price $367.99 - Original price $367.99
Original price
$367.99
$367.99 - $367.99
Current price $367.99

4.5 cu. ft. storage capacityAmple space for storing your everyday essentials without taking up too much room.Freestanding designEnables flexible pl...

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Original price $367.99 - Original price $367.99
Original price
$367.99
$367.99 - $367.99
Current price $367.99

Fellow - Atmos Vacuum Airtight Canister 0.7L - Clear Glass

Fellow
Original price $95.99 - Original price $95.99
Original price
$95.99
$95.99 - $95.99
Current price $95.99

Keep it freshAirtight is good but vacuum sealed is better. Atmos takes the hassle (and oxygen) out of storing coffee. Hidden inside its magic lid i...

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Original price $95.99 - Original price $95.99
Original price
$95.99
$95.99 - $95.99
Current price $95.99

Ultimate Ears - EVERBOOM Portable Wireless Bluetooth Speaker with Waterproof Dustproof and Floatable design - Cobalt Blue

Ultimate Ears
Original price $192.99 - Original price $192.99
Original price
$192.99
$192.99 - $192.99
Current price $192.99

360-degree big bass and customizable EQThe EVERBOOM Waterproof Bluetooth Speaker delivers balanced sound and immersive audio; select or customize t...

View full details
Original price $192.99 - Original price $192.99
Original price
$192.99
$192.99 - $192.99
Current price $192.99

14-inch MacBook Pro - Apple M5 chip with 10-core CPU and 10-core GPU - 16GB Memory - 1TB SSD - Space Black

Apple
Original price $2,041.99 - Original price $2,041.99
Original price
$2,041.99
$2,041.99 - $2,041.99
Current price $2,041.99

SUPERCHARGED BY M5—Along with its faster CPU and unified memory M5 features a more powerful GPU with a Neural Accelerator built into each core deli...

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Original price $2,041.99 - Original price $2,041.99
Original price
$2,041.99
$2,041.99 - $2,041.99
Current price $2,041.99

Logitech - Wave Keys and Lift Vertical Mouse Wireless Ergonomic Keyboard and Mouse Bundle with Cushioned Palm Rest - Graphite

Logitech
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Feel the Wave. Feel the LiftWave Keys ergonomic wireless keyboard and Lift vertical ergonomic mouse are matched to turn your desk life into a feel-...

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Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Hyperice - Hyperboot by Nike x Hyperice- Medium - Black

Hyperice
Original price $882.99 - Original price $882.99
Original price
$882.99
$882.99 - $882.99
Current price $882.99

Revolutionary warmup + recovery.Industry-leading heat and Normatec dynamic air compression technologies help to improve circulation from the feet a...

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Original price $882.99 - Original price $882.99
Original price
$882.99
$882.99 - $882.99
Current price $882.99

LG - UltraGear 27" IPS Dual Mode (4K UHD 180Hz FHD 360Hz) 1ms NVIDIA G-SYNC AMD Freesync Gaming Monitor (HDMI DP USB-C) - Black

LG
Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

27 4K Gaming—Speed Meets ClarityUltraGear's 27-inch 4K UHD gaming monitor delivers stunning native resolution with incredible clarity. With Dual Mo...

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Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

CORSAIR - K70 CORE TKL Compact Wireless RGB Pre-Lubed Linear Mechanical Switches Gaming Keyboard with Sound Dampening - Black

Corsair
Original price $132.99 - Original price $132.99
Original price
$132.99
$132.99 - $132.99
Current price $132.99

Space-Saving Tenkeyless LayoutThe compact tenkeyless footprint fits in tight gaming setups and leaves more room for sweeping mouse movements.Pre-Lu...

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Original price $132.99 - Original price $132.99
Original price
$132.99
$132.99 - $132.99
Current price $132.99

Samsung - Galaxy Tab A11+ Book Cover - White

Samsung
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

Two ways to stand. Twice the freedom.Whether you’re catching up on your favorite shows in landscape mode or tackling a productive day in portrait m...

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Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

GE - 450 Sq. Ft. 10100 BTU Smart Window Air Conditioner - White

GE
Original price $492.99 - Original price $492.99
Original price
$492.99
$492.99 - $492.99
Current price $492.99

Cools Medium Rooms10000 BTU cooling capacity offers maximum comfort in rooms up to 450 square feet.Built-In WiFiUse the SmartHQ app to control and ...

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Original price $492.99 - Original price $492.99
Original price
$492.99
$492.99 - $492.99
Current price $492.99

Beats - Pill Portable Wireless Bluetooth Speaker and Portable Charger - Champagne Gold

Apple
Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

The Beats Pill speaker’s upgraded acoustic architecture delivers more powerful room-filling sound bigger bass and improved tonality across the audi...

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Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Green - (2024)

Samsung
Original price $323.99 - Original price $323.99
Original price
$323.99
$323.99 - $323.99
Current price $323.99

Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

View full details
Original price $323.99 - Original price $323.99
Original price
$323.99
$323.99 - $323.99
Current price $323.99

Samsung - Galaxy Watch7 Aluminum Smartwatch 40mm BT - Cream - (2024)

Samsung
Original price $301.99 - Original price $301.99
Original price
$301.99
$301.99 - $301.99
Current price $301.99

Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

View full details
Original price $301.99 - Original price $301.99
Original price
$301.99
$301.99 - $301.99
Current price $301.99

Sony - PULSE Elite Wireless Gaming Headset - for PS5 - White

Sony Computer Entertainment Am
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Planar Magnetic DriversStudio-inspired drivers reproduce soundscapes with ultra-low distortion to deliver rich details and deep clear bass so you c...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

GE - 550 Sq. Ft. 12000 BTU Smart Window Air Conditioner - White

GE
Original price $550.99 - Original price $550.99
Original price
$550.99
$550.99 - $550.99
Current price $550.99

Cools Large Rooms12000 BTU cooling capacity offers maximum comfort in rooms up to 550 square feet.Built-In WiFiUse the SmartHQ app to control and m...

View full details
Original price $550.99 - Original price $550.99
Original price
$550.99
$550.99 - $550.99
Current price $550.99

LG - 36-in Wide Standard-Depth MAX 28.6 Cu. Ft. 4-Door French Door-in-Door Smart Refrigerator with InstaView MyColor - Stainless Steel

LG
Original price $3,192.99 - Original price $3,192.99
Original price
$3,192.99
$3,192.99 - $3,192.99
Current price $3,192.99

InstaView Door-in-DoorThe LG InstaView Door-in-Door has a tinted glass panel that illuminates with two quick knocks allowing you to see inside the ...

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Original price $3,192.99 - Original price $3,192.99
Original price
$3,192.99
$3,192.99 - $3,192.99
Current price $3,192.99

Shure - MV7+ Podcast Microphone + Stand - USB-C XLR Outputs for Podcasting Live Streaming Music Recording Youtube Content - Black

Shure
Original price $325.99 - Original price $325.99
Original price
$325.99
$325.99 - $325.99
Current price $325.99

Dual USB/XLR outputs for digital or analog recordingHighly directional dynamic element with proven Voice Isolation TechnologyCustomizable LED touch...

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Original price $325.99 - Original price $325.99
Original price
$325.99
$325.99 - $325.99
Current price $325.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.