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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Samsung - 49" Odyssey 1000R Curved Dual QHD 240Hz 1ms FreeSync Gaming Monitor with HDR1000 (HDMI x2 DP USB) - Black

Samsung
Original price $1,434.99 - Original price $1,434.99
Original price
$1,434.99
$1,434.99 - $1,434.99
Current price $1,434.99

1000R Curved Screen with Dual QHD ResolutionExperience the next level of heart pounding gaming with vivid scenes wrapped deeply around your field o...

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Original price $1,434.99 - Original price $1,434.99
Original price
$1,434.99
$1,434.99 - $1,434.99
Current price $1,434.99

Logitech - A50 LIGHTSPEED Wireless Gaming Headset + Base Station (Gen 5) for Xbox PlayStation 5 PC/Mac or Nintendo Switch - Black

Logitech
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

PLAYSYNC AUDIO 3-System SwitchingThe A50 wireless gaming headset with mic connects to 3 platforms at once via USB-C so you can tap between Xbox PS5...

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Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Logitech - Keys-To-Go 2 Slim Portable Bluetooth Keyboard for iPad iPhone Mac and Apple TV With Built-in Cover - Pale Gray

Logitech
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Ultra portable keyboardThe super slim lightweight design of this portable Bluetooth keyboard makes it easy to pack and go—it’s the perfect companio...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Silver - (2024)

Samsung
Original price $323.99 - Original price $323.99
Original price
$323.99
$323.99 - $323.99
Current price $323.99

Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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Original price $323.99 - Original price $323.99
Original price
$323.99
$323.99 - $323.99
Current price $323.99

Apple Pencil Pro Pen Stylus - White

Apple
Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

COMPATIBILITY—Apple Pencil Pro works with iPad Pro 13-inch (M4 and M5) iPad Pro 11-inch (M4 and M5) iPad Air 13-inch (M2 and M3) iPad Air 11-inch (...

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Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

TCL - 85" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL
Original price $954.99 - Original price $954.99
Original price
$954.99
$954.99 - $954.99
Current price $954.99

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $954.99 - Original price $954.99
Original price
$954.99
$954.99 - $954.99
Current price $954.99

TCL - 43" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL
Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

TCL - 75" Class S5-Series 4K UHD HDR LED Smart Google TV (2024)

TCL
Original price $691.99 - Original price $691.99
Original price
$691.99
$691.99 - $691.99
Current price $691.99

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness LED BacklightEnjoy a brilliant picture...

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Original price $691.99 - Original price $691.99
Original price
$691.99
$691.99 - $691.99
Current price $691.99

Sonos - Ace Wireless Over-the-Ear Headphones with Active noise Cancellation (Each) - Soft White

Sonos Inc
Original price $403.99 - Original price $403.99
Original price
$403.99
$403.99 - $403.99
Current price $403.99

A new personal best for soundThe custom-designed driver renders each frequency with superior precision and clarity. From crystallized highs to thun...

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Original price $403.99 - Original price $403.99
Original price
$403.99
$403.99 - $403.99
Current price $403.99

Samsung - Galaxy Book4 Edge - Copilot+ PC - 14" AMOLED Touch-Screen Laptop - Snapdragon X Elite 3.4Ghz- 16GB Memory- 512GB Storage - Sapphire Blue

Samsung
Original price $1,318.99 - Original price $1,318.99
Original price
$1,318.99
$1,318.99 - $1,318.99
Current price $1,318.99

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,318.99 - Original price $1,318.99
Original price
$1,318.99
$1,318.99 - $1,318.99
Current price $1,318.99

Insignia - Full-Motion TV Wall Mount for Most 42"90" TVs — Extends 22" - Black

Insignia
Original price $141.99 - Original price $141.99
Original price
$141.99
$141.99 - $141.99
Current price $141.99

Compatible with most 42" 90" TVsHolds up to 120 lbs. (54.43 kg) for sturdy support.Narrow 3.11" profileFits close to the wall for a discreet look.E...

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Original price $141.99 - Original price $141.99
Original price
$141.99
$141.99 - $141.99
Current price $141.99

Collective Minds - Strike Pack Horizon Vista 4 Back Button adapter for standard Series X S and Xbox One Controllers - White

Collective Minds
Original price $72.99 - Original price $72.99
Original price
$72.99
$72.99 - $72.99
Current price $72.99

Programmable Back Buttons4 Programmable Back Buttons and endless MACROS ON DEMAND (M.O.D.s) combosApp poweredThe required STRIKEPACK CENTRAL app co...

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Original price $72.99 - Original price $72.99
Original price
$72.99
$72.99 - $72.99
Current price $72.99

eero - Pro 6E Tri-band Mesh Wi-Fi 6E System (2-pack) - White

Eero
Original price $365.99 - Original price $365.99
Original price
$365.99
$365.99 - $365.99
Current price $365.99

Blazing fast Wi-Fi 6E speedsAn eero Pro 6E (2-pack) covers up to 4000 sq. ft. with wifi delivers wifi speeds up to 2.3 Gbps when using both wired (...

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Original price $365.99 - Original price $365.99
Original price
$365.99
$365.99 - $365.99
Current price $365.99

Turtle Beach - Stealth 600 Wireless Over-Ear Multiplatform Gaming Headset for PC PS5 PS4 Mobile - Black

Turtle Beach
Original price $108.99 - Original price $108.99
Original price
$108.99
$108.99 - $108.99
Current price $108.99

Multiplatform Wireless + BluetoothExperience low-latency multiplatform freedom with 2.4GHz Wireless and Bluetooth 5.2 on PC PlayStation or Steam De...

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Original price $108.99 - Original price $108.99
Original price
$108.99
$108.99 - $108.99
Current price $108.99

Amazon - Echo Spot (2024 release) Smart alarm clock with vibrant sound and Alexa - Black

AMAZON
Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

Meet the new echo spotA sleek smart alarm clock with Alexa and big vibrant sound. Ready to help you wake up wind down and so much more.Alexa+ Early...

View full details
Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

XFX - Mercury AMD Radeon RX 9060XT OC Gaming Edition 16GB GDDR6 PCI Express 5.0 Gaming Graphics Card - Black

XFX
Original price $563.99 - Original price $563.99
Original price
$563.99
$563.99 - $563.99
Current price $563.99

GDDR6 Memory for advanced gamingEquipped with 16GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for to...

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Original price $563.99 - Original price $563.99
Original price
$563.99
$563.99 - $563.99
Current price $563.99

Marshall - Minor IV True Wireless In-Ear Bluetooth Earbuds with Microphone for Calls - Black

Marshall
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Marshall Signature SoundMarshall signature sound always takes centre stage in our products and Minor IV is no different. These earbuds are acoustic...

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Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

HiBoy - KS4 Pro Foldable Electric Scooter w/ 25 mi Max Operating Range 19 mph Max Speed - Black

11 bit studios
Original price $431.99 - Original price $431.99
Original price
$431.99
$431.99 - $431.99
Current price $431.99

Powerful Motor BatteryKS4 Pro electric scooter equipped with a 500W(Peak 750W) motor and high capacity battery. With a top speed of 19mph the scoo...

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Original price $431.99 - Original price $431.99
Original price
$431.99
$431.99 - $431.99
Current price $431.99

Samsung - Bespoke 6.0 Cu. Ft. Slide-In Gas Range with Air Fry - Stainless Steel

Samsung
Original price $1,489.99 - Original price $1,489.99
Original price
$1,489.99
$1,489.99 - $1,489.99
Current price $1,489.99

Bespoke designGive your kitchen a premium look with a stylish and contemporary Bespoke design that will enhance the look of your kitchen or add an ...

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Original price $1,489.99 - Original price $1,489.99
Original price
$1,489.99
$1,489.99 - $1,489.99
Current price $1,489.99

eufy - SoloCam S220 2-Outdoor Wireless 2K Solar Powered Security Cameras with Homebase 3 - White

Eufy
Original price $264.99 - Original price $264.99
Original price
$264.99
$264.99 - $264.99
Current price $264.99

Smarter Facial RecognitionReduce false alerts with BionicMind on HomeBase S380 a self-learning AI that improves facial recognition accuracy to 99.9...

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Original price $264.99 - Original price $264.99
Original price
$264.99
$264.99 - $264.99
Current price $264.99

GE - 5.3 Cu. Ft. Freestanding Electric Convection Range with Steam Cleaning and EasyWash Tray - Stainless Steel

GE
Original price $1,001.99 - Original price $1,001.99
Original price
$1,001.99
$1,001.99 - $1,001.99
Current price $1,001.99

EasyWash Oven TrayOven cleaning is easier than ever with the industry-first EasyWash Oven Tray. This enameled tray is easily removed and rinsed cle...

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Original price $1,001.99 - Original price $1,001.99
Original price
$1,001.99
$1,001.99 - $1,001.99
Current price $1,001.99

AMD - Ryzen 9 9900X 12-Core - 24-Thread 4.4 GHz (5.6 GHz Max Boost) Socket AM5 Unlocked Desktop Processor - Silver

AMD
Original price $566.99 - Original price $566.99
Original price
$566.99
$566.99 - $566.99
Current price $566.99

12 cores24 Threads5.6 max boost76MB Cache120W TDP

Original price $566.99 - Original price $566.99
Original price
$566.99
$566.99 - $566.99
Current price $566.99

NordicTrack - T 6.5 S; Treadmill for Running and Walking with 5 Display and SpaceSaver Design - Black

Nordictrack
Original price $1,019.99 - Original price $1,019.99
Original price
$1,019.99
$1,019.99 - $1,019.99
Current price $1,019.99

Powered by iFITWith the included 1-month iFIT Train Membership access over 10000 workouts on your smart treadmill. Just press start and your machin...

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Original price $1,019.99 - Original price $1,019.99
Original price
$1,019.99
$1,019.99 - $1,019.99
Current price $1,019.99

LG - 1.5 Cu. Ft. Countertop Microwave with Sensor Cooking and Smart Inverter - Stainless Steel

LG
Original price $281.99 - Original price $281.99
Original price
$281.99
$281.99 - $281.99
Current price $281.99

Smart InverterTry defrosting in an ordinary microwave and you’ll get alternating blasts of full power followed by a periods of no power until the t...

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Original price $281.99 - Original price $281.99
Original price
$281.99
$281.99 - $281.99
Current price $281.99

Yale - Assure Lock - Smart Lock Wi-Fi Lever with Touchscreen Keypad Key Access - Satin Nickel

Yale
Original price $294.99 - Original price $294.99
Original price
$294.99
$294.99 - $294.99
Current price $294.99

Replaces your existing lever or knobon doors with a single hole (no deadbolt) that are 1-3/8" to 1-3/4" thick with just a screwdriverLock unlock sh...

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Original price $294.99 - Original price $294.99
Original price
$294.99
$294.99 - $294.99
Current price $294.99

Digipower - DSLR/Mirrorless Camera Travel Charger with LCD battery level indicator for Nikon Batteries EL14/15/25 - Black

Digipower
Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Compatible with select Nikon batteries.EN-EL14 EN-EL15 EN-EL25Fast charging for Nikon camera batteriesWorks with popular Nikon DSLR/Mirrorless came...

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Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

HP - OmniDesk Desktop - AMD Ryzen 7 - 16GB DDR5 Memory - 1TB SSD - Gray Wood

HP
Original price $909.99 - Original price $909.99
Original price
$909.99
$909.99 - $909.99
Current price $909.99

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $909.99 - Original price $909.99
Original price
$909.99
$909.99 - $909.99
Current price $909.99

ASUS - PRIME NVIDIA GeForce RTX 5060 Ti OC Edition 16GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $699.99 - Original price $699.99
Original price
$699.99
$699.99 - $699.99
Current price $699.99

AI Performance772 AI TOPSOC Edition2647 MHz OC mode 2617 MHz default modePowered byNVIDIA Blackwell architecture and DLSS 4SFF-ReadyEnthusiast GeFo...

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Original price $699.99 - Original price $699.99
Original price
$699.99
$699.99 - $699.99
Current price $699.99

Turtle Beach - Stealth 500 Wireless Over-Ear Gaming Headset for PC PS5 PS4 Mobile - Black

Turtle Beach
Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

Step up to Wireless FreedomPlay your favorite games on PC PS5 PS4 mobile devices with low-latency 2.4GHz wireless and Bluetooth 5.2 connectivity....

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Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

CORSAIR - XTM60 High Performance Thermal Paste - Gray

Corsair
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Superior Cooling PerformanceProvides exceptional thermal conductivity between your CPU or GPU and cooler resulting in improved heat dissipation and...

View full details
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

Edifier - G1500 2.0 Bluetooth Gaming Speakers with RGB Lighting (2-Piece) - Black

Edifier
Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

RGB the lighting of faithRGB colorful straps cyclically breath-stylish flashing for the dynamic expedition of championship. Wake the soul of esport...

View full details
Original price $116.99 - Original price $116.99
Original price
$116.99
$116.99 - $116.99
Current price $116.99

TP-Link - BE19000 Tri-Band Wi-Fi 7 Gaming Router - Black/Red

TP Link
Original price $594.99 - Original price $594.99
Original price
$594.99
$594.99 - $594.99
Current price $594.99

Game at Warp Speed with Wi-Fi 7Experience online gaming like never before with Multi-Link Operation (MLO) technology using all the 6 GHz 5 GHz and ...

View full details
Original price $594.99 - Original price $594.99
Original price
$594.99
$594.99 - $594.99
Current price $594.99

Insta360 - Extended Edition Selfie Stick - Black

Insta360
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Extendable designEasily adjust the length of the selfie stick to capture shots from various perspectives ranging from close-up selfies to expansive...

View full details
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

LG - 330 Sq. Ft. 8000 BTU In Wall Air Conditioner with Remote - White

LG
Original price $796.99 - Original price $796.99
Original price
$796.99
$796.99 - $796.99
Current price $796.99

Energy Efficient R-32 RefrigerantWith an energy efficiency ratio (EER) of 10.7 this wall mounted ac unit employs the most efficient refrigerant cur...

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Original price $796.99 - Original price $796.99
Original price
$796.99
$796.99 - $796.99
Current price $796.99

Logitech - MX Creative Console Programmable Keypad with 9 Customizable Keys Control Dial for Graphic Design Video Editing more - Graphite

Logitech
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

3-months of Adobe Creative Cloud on us (a value of 179)Pair two of the world’s top creative tools. Buy one MX Creative Console and claim your free ...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Shark - Clean Empty Cordless Stick Vacuum with 1.3L Auto-Empty System HEPA Up tp 40 Min Runtime - White

Shark
Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

AUTOMATICALLY CHARGES EMPTIES AFTER EVERY CLEANReturn the vac to its charging dock where it automatically empties into the 1.3L base. After every ...

View full details
Original price $354.99 - Original price $354.99
Original price
$354.99
$354.99 - $354.99
Current price $354.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.