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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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ASUS - ROG Harpe Ace Aim Lab Edition Ultralight Wireless Optical Gaming Mouse with ROG SpeedNova Wireless Technology - Wireless - Black

ASUS
Original price $101.99 - Original price $101.99
Original price
$101.99
$101.99 - $101.99
Current price $101.99

Compatible with WindowsWorks across a wide array of computers.ROG AimPointThe 36000-dpi ROG AimPoint optical sensor features a < 1 cpi deviation...

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Original price $101.99 - Original price $101.99
Original price
$101.99
$101.99 - $101.99
Current price $101.99

PowerA - Advantage Wireless Controller for Nintendo Switch 2 - Black

PowerA
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel and help with precision and longevity.Adva...

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Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

SteelSeries - Arctis Nova 7 Gen 2 Wireless Over-The-Ear Multi Gaming Headset for PC PS5 Switch Handheld - White

Steel Series
Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

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Original price $187.99 - Original price $187.99
Original price
$187.99
$187.99 - $187.99
Current price $187.99

Shark - StainForce Cordless Portable Spot Stain Cleaner with Dual-Activated Cleaning Solution - Hawaiian Gray

Shark
Original price $246.99 - Original price $246.99
Original price
$246.99
$246.99 - $246.99
Current price $246.99

TACKLE EVERYDAY MESSES ANYTIME ANYWHERECordless convenience to tackle stains spills wherever they happen even cars outdoorsALWAYS READYNo tanks ...

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Original price $246.99 - Original price $246.99
Original price
$246.99
$246.99 - $246.99
Current price $246.99

Google - Nest Cam Indoor (wired 3rd gen) - Latest Model - 2K Video and Gemini - Snow

GOOGLE
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Always in the know with always-on power.No need to recharge batteries or replace them. Nest Cam also powers 24/7 continuous video recording when yo...

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Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Insignia - 5 Cu. Ft. Garage-Ready Chest Freezer - White

Insignia
Original price $347.99 - Original price $347.99
Original price
$347.99
$347.99 - $347.99
Current price $347.99

5 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage-readyWorks in temperatures from 0 to 110 F...

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Original price $347.99 - Original price $347.99
Original price
$347.99
$347.99 - $347.99
Current price $347.99

GoPro - MAX2 Action Camera Accessory Bundle - Black

GoPro
Original price $562.99 - Original price $562.99
Original price
$562.99
$562.99 - $562.99
Current price $562.99

MAX Never Misses With 8K 360 VideoCapture everything in stunning 8K 360 with MAX2—no need to aim or frame. Just hit record and let it grab every an...

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Original price $562.99 - Original price $562.99
Original price
$562.99
$562.99 - $562.99
Current price $562.99

Moza Racing - R12 V2 Direct Drive Sim Racing Wheelbase for Windows - Black

Moza Racing
Original price $444.99 - Original price $444.99
Original price
$444.99
$444.99 - $444.99
Current price $444.99

12Nm DD powerThe 12Nm servo direct drive system is tailor-made for simulating race cars delivering a stable and realistic torque output of 12Nm. It...

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Original price $444.99 - Original price $444.99
Original price
$444.99
$444.99 - $444.99
Current price $444.99

Apple - 11-inch iPad Pro M5 chip Wi-Fi 512GB with OLED - Space Black

Apple
Original price $1,452.99 - Original price $1,452.99
Original price
$1,452.99
$1,452.99 - $1,452.99
Current price $1,452.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $1,452.99 - Original price $1,452.99
Original price
$1,452.99
$1,452.99 - $1,452.99
Current price $1,452.99

MSI - PRO MP251W E2 24" FHD 120Hz 1ms Adaptive Sync Monitor with Built-in Speakers (DisplayPort HDMI) - Matte White

MSI
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Broadened DisplayView your applications spreadsheets and more with a perfect screen size for work desk that aligns with the visual's comfort zone.1...

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Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Snaptain - S5C Ultra 1080p Camera Drone with Remote Controller - Gray

Snaptain
Original price $205.99 - Original price $205.99
Original price
$205.99
$205.99 - $205.99
Current price $205.99

Lightweight and compactS5C Ultra weighs under 190 g. No Need FAA/Remote ID¿Includes a storage bag for convenient portability.1080 FHD videoReal 108...

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Original price $205.99 - Original price $205.99
Original price
$205.99
$205.99 - $205.99
Current price $205.99

SteelSeries - Rival 5 Wired Optical Gaming Mouse with RGB Lighting - Wired - Black

Steel Series
Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

TrueMove Air SensorA custom true 1-to-1 tracking sensor co-developed with PixArt with true 1-to-1 tracking 18000 CPI 400 IPS 40G acceleration and t...

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Original price $57.99 - Original price $57.99
Original price
$57.99
$57.99 - $57.99
Current price $57.99

Alienware - AW3425DW 34" TFT QD-OLED Curved WQHD 240Hz 0.03ms FreeSync Gaming Monitor with HDR (HDMI DisplayPort) - Interstellar Indigo

Dell
Original price $899.99 - Original price $899.99
Original price
$899.99
$899.99 - $899.99
Current price $899.99

Ultrawide immersion for elite gameplayOur expansive 34" QD-OLED monitor delivers seamless speed and super smooth motion with intuitive function and...

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Original price $899.99 - Original price $899.99
Original price
$899.99
$899.99 - $899.99
Current price $899.99

Samsung - 27" S39GD Series Curved FHD 100Hz Monitor with Built-in Speakers - Black

Samsung
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

1800R Curved ScreenA truly immersive viewing experience. The curved monitor wraps closely around your field of vision to create a wider view that e...

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Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

HiBoy - U3 Electric Scooter with Seat 500W Motor Neon Lights 25-Mile Range 20 mph Max Speed 14" Tires - Black

HiBoy
Original price $566.99 - Original price $566.99
Original price
$566.99
$566.99 - $566.99
Current price $566.99

High Performance Long RangeReach speeds of up to 20 MPH with a powerful 36V 10.4Ah battery that offers a range of 25 miles on a single charge perf...

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Original price $566.99 - Original price $566.99
Original price
$566.99
$566.99 - $566.99
Current price $566.99

LG - Standard-Depth MAX 28.6 Cu. Ft. 4-Door French Door Refrigerator Smart Refrigerator with Full Convert Drawer - PrintProof Stainless Steel Look

LG
Original price $1,981.99 - Original price $1,981.99
Original price
$1,981.99
$1,981.99 - $1,981.99
Current price $1,981.99

Capacity 28.6 Cubic FeetTake advantage of all the space 28.6 cubic feet to be exact. This LG French Door refrigerator’s wide-open shelves keep all...

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Original price $1,981.99 - Original price $1,981.99
Original price
$1,981.99
$1,981.99 - $1,981.99
Current price $1,981.99

Peerless-AV - AEC0305 - BLACK

Peerless Industries
Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

1-1/2"-11.5 NPT (38mm) aluminum column threaded on both endsHeight adjustment at 1" (25mm) incrementsLightweight aluminum construction for ease o...

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Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

JBL - BAR500MK2 5.1 Soundbar with Dolby Atmos and Wireless Subwoofer - Black

JBL
Original price $597.99 - Original price $597.99
Original price
$597.99
$597.99 - $597.99
Current price $597.99

750W max output power and a 10" wireless subwooferFeel every on-screen crash bang and boom right in your chest. Your movies music and games become ...

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Original price $597.99 - Original price $597.99
Original price
$597.99
$597.99 - $597.99
Current price $597.99

GE - 0.9 Cu. Ft. Countertop Microwave with Convenience Cooking Controls - Stainless Steel

GE
Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

0.9 Cu. Ft. Capacity900 Watts (IEC-705 test procedure).Convenience Cooking ControlsOperating made quick and easy.Auto and Time DefrostDefrosting ti...

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Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

Insignia - 14.2 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

Insignia
Original price $648.99 - Original price $648.99
Original price
$648.99
$648.99 - $648.99
Current price $648.99

14.2 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors pro...

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Original price $648.99 - Original price $648.99
Original price
$648.99
$648.99 - $648.99
Current price $648.99

PowerA - Wireless Controller for Nintendo Switch Nintendo Switch 2 - Kirby Mouthful

PowerA
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Works with Nintendo Switch 2. C button not availableWireless Freedom Play wirelessly on Nintendo Switch OLED Model Nintendo Switch and Nintendo S...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Ninja - Prestige Smart XL Air Fryer Countertop Oven + Pro Cook - Stainless Steel

Ninja
Original price $285.99 - Original price $285.99
Original price
$285.99
$285.99 - $285.99
Current price $285.99

Smart Surround ConvectionOur high velocity fan and rear heat source combine to completely surround food for all-around crisp.Pro Cook SystemAchieve...

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Original price $285.99 - Original price $285.99
Original price
$285.99
$285.99 - $285.99
Current price $285.99

Night Owl - 8-Channel 4-Camera Indoor/Outdoor Wire Free 2K 64GB Security System - White

Night Owl
Original price $394.99 - Original price $394.99
Original price
$394.99
$394.99 - $394.99
Current price $394.99

Capture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 4K r...

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Original price $394.99 - Original price $394.99
Original price
$394.99
$394.99 - $394.99
Current price $394.99

WORX - 20V 12" Brushless Cordless String Trimmer (1 x 4.0Ah and 1 x Charger) - Black

Worx
Original price $131.99 - Original price $131.99
Original price
$131.99
$131.99 - $131.99
Current price $131.99

3-Tools-In-1Easily transforms from a precision string trimmer into a powerful in-line wheeled edger into a nimble mini-mowerAutomatic Fresh LinePro...

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Original price $131.99 - Original price $131.99
Original price
$131.99
$131.99 - $131.99
Current price $131.99

WD - BLACK 8TB Gaming Internal Hard Drive

Western Digital
Original price $456.99 - Original price $456.99
Original price
$456.99
$456.99 - $456.99
Current price $456.99

Gaming Performance and CapacityWD_BLACK is purpose-built to enhance your PC gaming experience. Available with an impressive 256 MiB of DRAM cache o...

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Original price $456.99 - Original price $456.99
Original price
$456.99
$456.99 - $456.99
Current price $456.99

Beats - Pill Portable Wireless Bluetooth Speaker and Portable Charger - Matte Black

Apple
Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

The Beats Pill speaker’s upgraded acoustic architecture delivers more powerful room-filling sound bigger bass and improved tonality across the audi...

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Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

eero - 7 Dual-band Mesh Wi-Fi 7 System (3-pack) - White

Eero
Original price $390.99 - Original price $390.99
Original price
$390.99
$390.99 - $390.99
Current price $390.99

OUR MOST AFFORDABLE WI-FI 7 ROUTERAn eero 7 (3-pack) covers up to 6000 sq. ft. with wifi supports internet plans up to 2.5 Gbps wireless network sp...

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Original price $390.99 - Original price $390.99
Original price
$390.99
$390.99 - $390.99
Current price $390.99

Sennheiser - MOMENTUM True Wireless 4 Earbuds - Black

Sennheiser
Original price $197.99 - Original price $197.99
Original price
$197.99
$197.99 - $197.99
Current price $197.99

Sennheiser’s signature soundDelivers exceptional artist-intended sound fidelity ensuring every detail and emotion is captured thanks to our proprie...

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Original price $197.99 - Original price $197.99
Original price
$197.99
$197.99 - $197.99
Current price $197.99

Samsung - Galaxy Buds3 Pro Wireless Earbud Headphones - Silver

Samsung
Original price $199.99 - Original price $199.99
Original price
$199.99
$199.99 - $199.99
Current price $199.99

Redesigned with the best sound in mindListen in long-lasting comfort with an improved shape that delivers a snugt fit. Enjoy a completely new immer...

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Original price $199.99 - Original price $199.99
Original price
$199.99
$199.99 - $199.99
Current price $199.99

SteelSeries - Arctis Nova 5X Wireless Gaming Headset for Xbox Series XS Xbox One - Black

Steel Series
Original price $179.99 - Original price $179.99
Original price
$179.99
$179.99 - $179.99
Current price $179.99

100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

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Original price $179.99 - Original price $179.99
Original price
$179.99
$179.99 - $179.99
Current price $179.99

Elgato - Stream Deck Neo - White

Elgato
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Control any appWith a key press manage your video calls music livestreams slideshows and more—even when they’re in the background or minimized.Stre...

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Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Bosch - 100 Series 24" Front Control Smart Built-In Stainless Steel Tub Dishwasher with PrecisionWash 48 dBA - Stainless Steel

Bosch
Original price $946.99 - Original price $946.99
Original price
$946.99
$946.99 - $946.99
Current price $946.99

Quiet Operation at 48 dBACreating a dishwasher so quiet you can't always tell it's running. For you that means never having to wait until going to ...

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Original price $946.99 - Original price $946.99
Original price
$946.99
$946.99 - $946.99
Current price $946.99

Glorious - GMMK 3 65 Wired Mechanical Linear Switch Gaming Keyboard with Hot-swappable Switches - White

Glorious
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

9 Points of ModularityA highly modular design makes it easy for you to swap the GMMK 3's parts tailoring its look sound and feel to your exact pref...

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Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

PowerA - Wired Controller for Xbox Series XS - Red

PowerA
Original price $49.99 - Original price $49.99
Original price
$49.99
$49.99 - $49.99
Current price $49.99

Deep variant redFeaturing a vibrant deep red designDual rumble motorsDual Rumble Motors - Take your gaming experience to the next level providing ...

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Original price $49.99 - Original price $49.99
Original price
$49.99
$49.99 - $49.99
Current price $49.99

eero - 6+ Dual-band Mesh Wi-Fi 6 System (2-pack) - White

Eero
Original price $283.99 - Original price $283.99
Original price
$283.99
$283.99 - $283.99
Current price $283.99

A GIGABIT SPEED ROUTER FOR LESSAn eero 6+ (2-pack) covers up to 3000 sq. ft. with wifi delivers wifi speeds up to a gigabit and supports 75+ connec...

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Original price $283.99 - Original price $283.99
Original price
$283.99
$283.99 - $283.99
Current price $283.99

CASETiFY - Bounce Band for Apple Watch 42mm 44mm 45mm and Apple Watch Ultra 49mm (All Series) - Black

Casetify
Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Designed for your Apple WatchFits the Apple Watch 42mm 44mm 45mm (all series) Apple Watch Ultra 49mm and Apple Watch Ultra 2 49mm.Durable breathab...

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Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.