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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Caf - 1.7 Cu. Ft. Convection Over-the-Range Microwave with Air Fry - Stainless Steel

GE Cafe
Original price $1,181.99 - Original price $1,181.99
Original price
$1,181.99
$1,181.99 - $1,181.99
Current price $1,181.99

Air FryMake your favorite “fried foods healthy thanks to a mode that crisps without using oil for fryingCreate a streamlined cooking experienceSimp...

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Original price $1,181.99 - Original price $1,181.99
Original price
$1,181.99
$1,181.99 - $1,181.99
Current price $1,181.99

RIG - 800 Pro HX Wireless Gaming Headset Base Station for Xbox - Black

RIG
Original price $197.99 - Original price $197.99
Original price
$197.99
$197.99 - $197.99
Current price $197.99

Wireless excellenceNever run out of power with an impressive 60 hours of battery in a single charge and dedicated base station that provides seamle...

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Original price $197.99 - Original price $197.99
Original price
$197.99
$197.99 - $197.99
Current price $197.99

Sony - ZV-1F Vlog Camera for Content Creators and Vloggers - Black

Sony
Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

Fit everything in frameWith the ZV-1F you can truly capture it all - it allows you to snap a group selfie along with an expansive view of the backg...

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Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

Wasserstein - Solar Panel for Google Nest Cam Outdoor or Indoor Battery - 2.5W Solar Power - Made for Google Nest (3-Pack) - White

Wasserstein
Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

Non-Stop Solar PowerMade of high-efficiency solar cells the Wasserstein Solar Panel can quickly charge your Nest Cam with just a few hours of sunli...

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Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

ASUS - TUF Gaming 32" 2K VA 170Hz 1ms Gaming Monitor with FreeSync Premium and HDR (DisplayPort HDMI) - Black

ASUS
Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99

31.5" LED DisplayTUF Gaming VG32AQA1A Gaming Monitor 31.5 inch 2K (2560 x 1440)Viewing Angle178(H)/178(V)Special Picture ModesHDR Gaming monitorBr...

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Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99

Logitech - Combo Touch Keyboard Folio for Apple iPad Pro 12.9" (5th 6th Gen) with Detachable Backlit Keyboard - Oxford Gray

Logitech
Original price $294.99 - Original price $294.99
Original price
$294.99
$294.99 - $294.99
Current price $294.99

Works with Apple iPad ProCompatible with iPad Pro 12.9-inch (5th 6th gen - 2021 2022) - A2378 A2461 A2379 A2462-.Smart Connector technologyEnjoy in...

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Original price $294.99 - Original price $294.99
Original price
$294.99
$294.99 - $294.99
Current price $294.99

CORSAIR TC100 RELAXED - gaming chair - nylon plush leatherette - black

Corsair
Original price $203.99 - Original price $203.99
Original price
$203.99
$203.99 - $203.99
Current price $203.99

Tilt AngleTilt feature adds convenience in usageTilt LockThe tilt lock feature allows the tilted angle to be locked in placeBack Angle AdjustmentAd...

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Original price $203.99 - Original price $203.99
Original price
$203.99
$203.99 - $203.99
Current price $203.99

Razer - Basilisk V3 Pro 35K Optical Gaming Mouse with HyperScroll Tilt Wheel - Wireless - Black

Razer
Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

Configurable Razer HyperScroll Tilt WheelChoose between tactile cycling and smooth free-spin scrolling or auto-switch between them based on your sc...

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Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

Sony - FE 50mm F1.4 GM Full-Frame Large-Aperture G Master Lens - Black

Sony
Original price $1,509.99 - Original price $1,509.99
Original price
$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99

Breathtaking G Master image quality right out to the edges of the frameTwo high-precision XA lens elements effectively correct distortion and aberr...

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Original price $1,509.99 - Original price $1,509.99
Original price
$1,509.99
$1,509.99 - $1,509.99
Current price $1,509.99

Sony - HTS100F 2.0 Channel Soundbar with Bass Reflex Speaker - Black

TEAC
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

2 channelsThe two speaker setup delivers front surround sound from a compact unit.Bass Reflex speakerA speaker that delivers punchy bass without co...

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Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Ninja - Foodi 6-in-1 Countertop Indoor Grill with 4-quart Air Fryer Roast Bake Broil Dehydrate - Stainless Steel

Ninja
Original price $203.99 - Original price $203.99
Original price
$203.99
$203.99 - $203.99
Current price $203.99

Ninja Foodi GrillThe grill that sears sizzles and air fry crisps. New exterior look with 6-in-1 functionality from the original Foodi Grill.6-in-1 ...

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Original price $203.99 - Original price $203.99
Original price
$203.99
$203.99 - $203.99
Current price $203.99

27" Built-In Trim Kit for Select GE Microwaves - White

GE
Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

Compatible with select GE microwavesIncluding PEM31SFSS PEM31RFSS PEM31DFBB PEM31DFWW PEM31DFCC ZEM115SFSS and ZEM115SJSS models for simple install...

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Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

Sony - WHCH720N Wireless Noise Canceling Headphones - Black

Sony
Original price $155.99 - Original price $155.99
Original price
$155.99
$155.99 - $155.99
Current price $155.99

Headphones that let you fully immerse yourself in the musicDual Noise Sensor Technology and an Integrated Processor V1 takes noise cancelling to th...

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Original price $155.99 - Original price $155.99
Original price
$155.99
$155.99 - $155.99
Current price $155.99

Disney - Lorcana Deck Box (Tiana)

Lorcana
Original price $20.99 - Original price $20.99
Original price
$20.99
$20.99 - $20.99
Current price $20.99

Officially LicensedThe Disney Lorcana deck box is an officially licensed product ensuring authenticity and quality. Safeguard your precious card co...

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Original price $20.99 - Original price $20.99
Original price
$20.99
$20.99 - $20.99
Current price $20.99

Belkin - USB-C to DisplayPort 1.4 Cable 6.6ft 8K60Hz or 4K144HZ - BLACK

Belkin
Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

Vivid 8K HDR displayConnect USB-C devices and laptops with our USB-C to DisplayPort 1.4 cable to get vividly sharp HDR and up to 8K resolution at 6...

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Original price $50.99 - Original price $50.99
Original price
$50.99
$50.99 - $50.99
Current price $50.99

Ring - Spotlight Cam Plus 2-pack Camera Indoor/Outdoor Wireless 1080p Security Cameras - White

Ring
Original price $221.99 - Original price $221.99
Original price
$221.99
$221.99 - $221.99
Current price $221.99

Look in anytimeWatch over your home day or night in wide-angle 1080p HD video with Color Night Vision and check in at anytime with Live View.Stop i...

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Original price $221.99 - Original price $221.99
Original price
$221.99
$221.99 - $221.99
Current price $221.99

HyperX - Cloud III Wired Gaming Headset for PC PS5 PS4 Xbox Series XS Xbox One Nintendo Switch and Mobile - Black/Red

HyperX
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Comfort is KingComfort’s in the Cloud III’s DNA. HyperX signature memory foam in the headband and ear cushions wrapped in soft premium leatherette ...

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Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Nikon - NIKKOR Z 28-400mm f/4-8 VR Super Telephoto lens for Z Mount Mirrorless Cameras - Black

Nikon
Original price $1,336.99 - Original price $1,336.99
Original price
$1,336.99
$1,336.99 - $1,336.99
Current price $1,336.99

CompatibilityCompatible with Nikon Z Mirrorless CamerasTelephoto lens provides detailed photos from a distanceMagnify distant subjects and isolate ...

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Original price $1,336.99 - Original price $1,336.99
Original price
$1,336.99
$1,336.99 - $1,336.99
Current price $1,336.99

Insignia - 8' 4K Ultra HD HDMI Cable - Black

Insignia
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Supports 4K ultra HD contentWorks with 4K resolutions at 60 FPS to reduce blurring during fast-motion scenes.18 Gbps bandwidthSupports high-speed d...

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Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Ninja - NeverClog Cold Press Juicer - Charcoal

Ninja
Original price $188.99 - Original price $188.99
Original price
$188.99
$188.99 - $188.99
Current price $188.99

Non-Stop JuicingPowers through tough ingredients for powerful non-stop juicing.Control PulpTotal Pulp Control allows for customized juice with two ...

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Original price $188.99 - Original price $188.99
Original price
$188.99
$188.99 - $188.99
Current price $188.99

GE - 1.1 Cu. Ft. Countertop Microwave with Convenience Cooking Controls - Stainless Steel

GE
Original price $151.99 - Original price $151.99
Original price
$151.99
$151.99 - $151.99
Current price $151.99

1.1 Cu. Ft. Capacity950 Watts (IEC-705 test procedure).Convenience Cooking ControlsOperating made quick and easy.Weight and Time DefrostSimply ente...

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Original price $151.99 - Original price $151.99
Original price
$151.99
$151.99 - $151.99
Current price $151.99

Samsung - 24 Top Control Built-In Hybrid Stainless Steel Tub Dishwasher with Height-Adjustable Rack 53 dBA - Stainless Steel

Samsung
Original price $640.99 - Original price $640.99
Original price
$640.99
$640.99 - $640.99
Current price $640.99

3 Point Wash System3 Point Wash Systemincludes three precision spray arms that deliver a powerful thorough clean on every rack ensuring spotless re...

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Original price $640.99 - Original price $640.99
Original price
$640.99
$640.99 - $640.99
Current price $640.99

Edifier - M201BT 2.1 Bluetooth Multimedia Speaker System (3-Piece) - Black

Edifier
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

68 Watts peak power output with 5-inch wooferThe system includes two satellite speakers and one 5-inch subwoofer with 68 watts peak power output to...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Ninja - Foodi PossibleCooker PRO 8.5qt Multi-Cooker - Sea Salt Grey

Ninja
Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99

Replaces 14 Cooking Tools AppliancesThis cooker replaces the need for a slow cooker steam oven food warmer nonstick pot saute pan cast iron skille...

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Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99

LG - 7.4 Cu. Ft. Stackable Smart Gas Dryer with Steam and Sensor Dry - Graphite Steel

LG
Original price $1,828.99 - Original price $1,828.99
Original price
$1,828.99
$1,828.99 - $1,828.99
Current price $1,828.99

Sleek Modern StyleAward-winning8308; design brings a premium look to your laundry space with a flat front design black steel finish tinted tempered...

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Original price $1,828.99 - Original price $1,828.99
Original price
$1,828.99
$1,828.99 - $1,828.99
Current price $1,828.99

Sony - XB100 Compact Bluetooth Speaker - Black

Sony
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Enjoy powerful clear sound with a deep bass anywhere you goImproved driver enhances low-end tones delivering powerful sound with a deep bass.Compac...

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Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

GoPro - Macro Lens Mod for HERO13 Black - Black

GoPro
Original price $157.99 - Original price $157.99
Original price
$157.99
$157.99 - $157.99
Current price $157.99

Focus on objects 4x closer than ever before with a GoPro camera for artistic slo-mos and engaging time lapsesRotating focus ring lets you manually ...

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Original price $157.99 - Original price $157.99
Original price
$157.99
$157.99 - $157.99
Current price $157.99

ZAGG - Messenger Folio 2 Keyboard Case for Apple iPad 10.9" (Gen 10) iPad 11" (A16) - Black

invisibleSHIELD
Original price $72.99 - Original price $72.99
Original price
$72.99
$72.99 - $72.99
Current price $72.99

Space efficient standing designThe case holds your iPad securely upright so you don’t need extra surface space to accommodate a kickstand. Your iPa...

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Original price $72.99 - Original price $72.99
Original price
$72.99
$72.99 - $72.99
Current price $72.99

Best Buy essentials - 3' 4K Ultra HD HDMI Cable - Black

Best Buy essentials
Original price $20.99 - Original price $20.99
Original price
$20.99
$20.99 - $20.99
Current price $20.99

Supports 4K HDR contentWorks with 4K Ultra HD resolutions at 60 Hz for better video and audio.18 Gbps bandwidthEnsures the best picture and sound f...

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Original price $20.99 - Original price $20.99
Original price
$20.99
$20.99 - $20.99
Current price $20.99

Frigidaire - Gallery 5.1 Cu. Ft. Slide-in Gas Total Convection Range with Air Fry and Steam Clean - Stainless Steel

Frigidaire
Original price $1,616.99 - Original price $1,616.99
Original price
$1,616.99
$1,616.99 - $1,616.99
Current price $1,616.99

Total Convection SystemTotal Convection gives you maximum versatility in the kitchen powering cooking modes like Air Fry No Preheat Slow Cook Air S...

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Original price $1,616.99 - Original price $1,616.99
Original price
$1,616.99
$1,616.99 - $1,616.99
Current price $1,616.99

Sanus - Premium Outdoor Full-Motion Mount for TVs 40"-85" - Black

Sanus
Original price $301.99 - Original price $301.99
Original price
$301.99
$301.99 - $301.99
Current price $301.99

WeatherproofIncludes corrosion-resistant coating and stainless-steel hardware for outdoor useStable and secureFeaturing our motion lock knobs to ho...

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Original price $301.99 - Original price $301.99
Original price
$301.99
$301.99 - $301.99
Current price $301.99

Samsung -6.0 cu ft Bespoke Smart Slide-In Gas Range with True Convection -Stainless Steel

Samsung
Original price $1,851.99 - Original price $1,851.99
Original price
$1,851.99
$1,851.99 - $1,851.99
Current price $1,851.99

Pro-Style DesignHigh end finishes including large solid knobs a bold handle and premium front controls create a timeless look that elevates your ki...

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Original price $1,851.99 - Original price $1,851.99
Original price
$1,851.99
$1,851.99 - $1,851.99
Current price $1,851.99

Samsung - T7 Shield 1TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Black

Samsung
Original price $345.99 - Original price $345.99
Original price
$345.99
$345.99 - $345.99
Current price $345.99

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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Original price $345.99 - Original price $345.99
Original price
$345.99
$345.99 - $345.99
Current price $345.99

ASUS - Zenbook 14 14" 3K OLED Touch Screen Laptop - Intel Core Ultra 9 285H - 32GB RAM - 1TB SSD - Foggy Silver

ASUS
Original price $2,034.99 - Original price $2,034.99
Original price
$2,034.99
$2,034.99 - $2,034.99
Current price $2,034.99

Windows 11 HomeWindows 11 Home delivers a streamlined intuitive experience with smart tools and built-in security designed for everyday ease. For a...

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Original price $2,034.99 - Original price $2,034.99
Original price
$2,034.99
$2,034.99 - $2,034.99
Current price $2,034.99

Klipsch - R-800F Reference Series Dual 8" 600-Watt Passive 2-Way Floor Standing Speaker (Each) - Black

Klipsch
Original price $666.99 - Original price $666.99
Original price
$666.99
$666.99 - $666.99
Current price $666.99

Handles up to 600W peak power (150W continuous)For robust and controlled audio that is crisp and clear.Two 8" spun-copper TCP WoofersUtlizing trick...

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Original price $666.99 - Original price $666.99
Original price
$666.99
$666.99 - $666.99
Current price $666.99

Razer - Leviathan V2 Bluetooth Gaming Speakers with RGB Lighting (2-Piece) - Black

Razer
Original price $233.99 - Original price $233.99
Original price
$233.99
$233.99 - $233.99
Current price $233.99

Multi-driver PC Soundbar and SubwooferPacked with 2 full-range drivers a down-firing subwoofer and more our all-in-one sound system is designed to ...

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Original price $233.99 - Original price $233.99
Original price
$233.99
$233.99 - $233.99
Current price $233.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.