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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Lenovo - Legion Pro 5i 16" 3K OLED Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5070Ti - 1TB - Eclipse Black

Lenovo
Original price $3,366.99 - Original price $3,366.99
Original price
$3,366.99
$3,366.99 - $3,366.99
Current price $3,366.99

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $3,366.99 - Original price $3,366.99
Original price
$3,366.99
$3,366.99 - $3,366.99
Current price $3,366.99

Samsung - Bespoke AI 27 cu. ft. Side-by-Side Refrigerator with Sphere Ice and External Water Ice Dispenser - Stainless Steel

Samsung
Original price $1,735.99 - Original price $1,735.99
Original price
$1,735.99
$1,735.99 - $1,735.99
Current price $1,735.99

Keep your drinks colder longerEnhance your drinks with Sphere Ice - its slow-melting rounded shape keeps drinks colder longer.Easy access to water ...

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Original price $1,735.99 - Original price $1,735.99
Original price
$1,735.99
$1,735.99 - $1,735.99
Current price $1,735.99

Lexar - Professional GOLD CFexpress 4.0 Type B 256 GB

Lexar
Original price $388.99 - Original price $388.99
Original price
$388.99
$388.99 - $388.99
Current price $388.99

Impressive PCIe 4.0 performance delivers 3600MB/s max read 3300MB/s max writeShoot cinema-quality video with no dropped frames with sustained write...

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Original price $388.99 - Original price $388.99
Original price
$388.99
$388.99 - $388.99
Current price $388.99

Dyson - Clean+Wash Hygiene Wet and Dry Hard Floor Cleaner - Prussian Blue/Copper

Dyson
Original price $567.99 - Original price $567.99
Original price
$567.99
$567.99 - $567.99
Current price $567.99

Rapidly Washes Spills and StainsPowerfully removes wet spills and tough stains harnessing capillary action to draw up waste liquid.Lifts Dust and D...

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Original price $567.99 - Original price $567.99
Original price
$567.99
$567.99 - $567.99
Current price $567.99

Samsung - 85 Class QN80H Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)

Samsung
Original price $3,098.99 - Original price $3,098.99
Original price
$3,098.99
$3,098.99 - $3,098.99
Current price $3,098.99

Quantum Mini LED Full ArrayExperience films and shows as their creators intended with exceptional contrast that brings out details in both shadows ...

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Original price $3,098.99 - Original price $3,098.99
Original price
$3,098.99
$3,098.99 - $3,098.99
Current price $3,098.99

Apple - AirPods Max 2 (USB-C) - Midnight

Apple
Original price $571.99 - Original price $571.99
Original price
$571.99
$571.99 - $571.99
Current price $571.99

ULTIMATE OVER-EAR LISTENING EXPERIENCE—Powered by the H2 chip AirPods Max 2 delivers improved high-fidelity audio with deep bass expansive mids and...

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Original price $571.99 - Original price $571.99
Original price
$571.99
$571.99 - $571.99
Current price $571.99

HyperX - OMEN 16" 165Hz 2.5K OLED Gaming Laptop - AMD Ryzen 7 8745HX (2025) - 16GB Memory - NVIDIA GeForce RTX 5060 - 512GB SSD - Shadow Black

HyperX
Original price $2,356.99 - Original price $2,356.99
Original price
$2,356.99
$2,356.99 - $2,356.99
Current price $2,356.99

AMD Ryzen 7 8745HX processorThe AMD Ryzen 7 8745HX is built off AMD's "Zen 4" processor architecture to deliver the ultimate in performance and pow...

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Original price $2,356.99 - Original price $2,356.99
Original price
$2,356.99
$2,356.99 - $2,356.99
Current price $2,356.99

ASUS - ZenScreen 16" FHD+ IPS Portable Monitor with Ergo Kickstand (Mini-HDMI USB-C) - Black

ASUS
Original price $141.99 - Original price $141.99
Original price
$141.99
$141.99 - $141.99
Current price $141.99

ZenScreen MB16FCASUS ZenScreen MB16FC is a 16-inch portable IPS monitor featuring a WUXGA (1920 x 1200) resolution. This 1610 display provides more...

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Original price $141.99 - Original price $141.99
Original price
$141.99
$141.99 - $141.99
Current price $141.99

Ring - Wired Doorbell 2K (newest model) Speckled Gray + Chime (newest model) - Speckled Grey White

Ring
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

This bundle contains 1 Wired Doorbell (2nd Gen) Speckled Gray and 1 Chime (3rd Gen)Capture it all with Retinal 2K videoFrom wide views to tighter f...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Samsung - 50 Class QN70H Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)

Samsung
Original price $818.99 - Original price $818.99
Original price
$818.99
$818.99 - $818.99
Current price $818.99

Quantum Mini LEDGet more from your entertainment with enhanced picture quality that brings out the best in every scene. Darker areas show more deta...

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Original price $818.99 - Original price $818.99
Original price
$818.99
$818.99 - $818.99
Current price $818.99

Insignia - 55-inch Class F50 Series LED 4K UHD Smart Fire TV

Insignia
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Lexar - PLAY PRO microSD Express Card 1 TB

Lexar
Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

Revolutionary performance is 4x faster than typical UHS-I microSD cards.PCIe technology delivers read speeds up to 900MB/s so the game loads faster...

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Original price $416.99 - Original price $416.99
Original price
$416.99
$416.99 - $416.99
Current price $416.99

Hisense - 100" Class U6 Pro MiniLED Series QLED 4K UHD Smart Fire TV (2026)

HISENSE
Original price $2,536.99 - Original price $2,536.99
Original price
$2,536.99
$2,536.99 - $2,536.99
Current price $2,536.99

Hi-QLED MiniLEDStriking contrast and vivid lifelike color put every scene in a new light. Whether it's a sunny landscape or a candlelit drama the p...

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Original price $2,536.99 - Original price $2,536.99
Original price
$2,536.99
$2,536.99 - $2,536.99
Current price $2,536.99

Ring - Indoor Cam Plus Plug-In Retinal 2K for enhanced video quality 4x Zoom Low-Light Sight for color night vision 2pk - White

Ring
Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

Capture it all with Retinal 2K videoSee every detail of your home or business in full view — powered by Retinal 2K. (Video quality may vary based o...

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Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

ASUS - CM32 12.1" 2.5K 2-in-1 Touch Screen Chromebook - MediaTek Kompanio 540 - 8GB Memory - 128GB eMMC - Fog Silver

ASUS
Original price $594.99 - Original price $594.99
Original price
$594.99
$594.99 - $594.99
Current price $594.99

The best of Google in a laptopChromebooks run ChromeOS the fast secure operating system from Google with built-in Google apps like Gmail Gemini Doc...

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Original price $594.99 - Original price $594.99
Original price
$594.99
$594.99 - $594.99
Current price $594.99

Hisense - 75" Class UR8 Series RGB MiniLED QLED UHD 4K HDR Smart Google TV (2026)

HISENSE
Original price $1,793.99 - Original price $1,793.99
Original price
$1,793.99
$1,793.99 - $1,793.99
Current price $1,793.99

MiniLED Pro Up to 5000 nits Peak Brightness Up to 5600 Local Dimming ZonesSee the realism of every shadow cast by the players and the ball. When ...

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Original price $1,793.99 - Original price $1,793.99
Original price
$1,793.99
$1,793.99 - $1,793.99
Current price $1,793.99

Samsung - 75 Class QN80H Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)

Samsung
Original price $2,155.99 - Original price $2,155.99
Original price
$2,155.99
$2,155.99 - $2,155.99
Current price $2,155.99

Quantum Mini LED Full ArrayExperience films and shows as their creators intended with exceptional contrast that brings out details in both shadows ...

View full details
Original price $2,155.99 - Original price $2,155.99
Original price
$2,155.99
$2,155.99 - $2,155.99
Current price $2,155.99

Philips Sonicare - 5700 Series Rechargeable Electric Toothbrush - HX7130/01 - White

Philips Sonicare
Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

Up to 100 healthier gumsC3 Two-in-one brush head has a cluster of dense stiff bristles at its center gumline bristles on the outside; it removes 1...

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Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

Hisense - 40" Class QD4 Series Hi-QLED Full HD 1080P Smart Roku TV (2026)

HISENSE
Original price $240.99 - Original price $240.99
Original price
$240.99
$240.99 - $240.99
Current price $240.99

Hi-QLED ColorHi-QLED technology makes every shade scene and skin tone look true-to-life rendering every scene convincingly real just as the creator...

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Original price $240.99 - Original price $240.99
Original price
$240.99
$240.99 - $240.99
Current price $240.99

LG - 85" Class 75B Series QNED AI Mini LED 4K Smart webOS TV (2026)

LG Electronics
Original price $1,299.99 - Original price $1,299.99
Original price
$1,299.99
$1,299.99 - $1,299.99
Current price $1,299.99

Dynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for a immersive visual experience.Mini LED TechnologyS...

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Original price $1,299.99 - Original price $1,299.99
Original price
$1,299.99
$1,299.99 - $1,299.99
Current price $1,299.99

LG - 85" Class 74B Series QNED AI Mini LED 4K Smart webOS TV (2026)

LG
Original price $1,232.99 - Original price $1,232.99
Original price
$1,232.99
$1,232.99 - $1,232.99
Current price $1,232.99

Dynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for a immersive visual experience.Mini LED TechnologyS...

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Original price $1,232.99 - Original price $1,232.99
Original price
$1,232.99
$1,232.99 - $1,232.99
Current price $1,232.99

Sony - 85" Class BRAVIA 7 II True RGB 4K HDR Google TV with Gemini

Sony
Original price $4,372.99 - Original price $4,372.99
Original price
$4,372.99
$4,372.99 - $4,372.99
Current price $4,372.99

True RGB the future of colorPowered by a newly evolved Backlight Master Drive Sony's True RGB drives three-color LEDs independently for unprecedent...

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Original price $4,372.99 - Original price $4,372.99
Original price
$4,372.99
$4,372.99 - $4,372.99
Current price $4,372.99

TCL - 55" Class S-Series 4K UHD HDR LED Smart TV with Roku TV (2026)

TCL
Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

Stunning 4K Ultra HDEnjoy breathtaking 4K movies and TV shows at 4 times the resolution of Full HD. Plus your favorite HD shows movies and sporting...

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Original price $290.99 - Original price $290.99
Original price
$290.99
$290.99 - $290.99
Current price $290.99

Polaroid - Now Instant Camera Generation 3 + Color Film Bundle (8 photos) - Teal

Polaroid
Original price $177.99 - Original price $177.99
Original price
$177.99
$177.99 - $177.99
Current price $177.99

Iconic Polaroid designThe classic Polaroid look you know and love now made from more future-friendly materials.Sharp autofocusThe Polaroid Now’s tw...

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Original price $177.99 - Original price $177.99
Original price
$177.99
$177.99 - $177.99
Current price $177.99

CORSAIR - GALLEON 100 SD Stream Deck-Integrated Mechanical Gaming Keyboard - Black

Corsair
Original price $341.99 - Original price $341.99
Original price
$341.99
$341.99 - $341.99
Current price $341.99

Elgato Stream Deck integrationCustomizable Stream Deck keys and dials give you precise real-time command of your entire gaming setup—without adding...

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Original price $341.99 - Original price $341.99
Original price
$341.99
$341.99 - $341.99
Current price $341.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 7 9800X3D - NVIDIA GeForce RTX 5070 12GB - 32GB DDR5 - 2TB PCIe 4.0 SSD Storage - Black

CyberPowerPC
Original price $2,643.99 - Original price $2,643.99
Original price
$2,643.99
$2,643.99 - $2,643.99
Current price $2,643.99

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $2,643.99 - Original price $2,643.99
Original price
$2,643.99
$2,643.99 - $2,643.99
Current price $2,643.99

DJI - Osmo Action 6 Standard Camera Combo - Black

DJI
Original price $487.99 - Original price $487.99
Original price
$487.99
$487.99 - $487.99
Current price $487.99

DJI's First Variable Aperture Action CameraAs DJI's first action camera with a variable aperture of f/2.0-f/4.0 Osmo Action 6 breaks away from the ...

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Original price $487.99 - Original price $487.99
Original price
$487.99
$487.99 - $487.99
Current price $487.99

JBL - Live 680NC On Ear Noise Cancelling Wireless Headphones - Black

JBL
Original price $135.99 - Original price $135.99
Original price
$135.99
$135.99 - $135.99
Current price $135.99

Premium Audio Video EquipmentJBL Spatial Sound immerses you in 3D sound from any stereo contentTrue Adaptive Noise Cancelling 2.0 real time calibr...

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Original price $135.99 - Original price $135.99
Original price
$135.99
$135.99 - $135.99
Current price $135.99

iBUYPOWER - Slate Gaming Desktop PC Intel Core Ultra 9 285 2025 NVIDIA GeForce RTX 5070 12GB 32GB DDR5 2TB SSD Storage - Black

iBuyPower
Original price $2,636.99 - Original price $2,636.99
Original price
$2,636.99
$2,636.99 - $2,636.99
Current price $2,636.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $2,636.99 - Original price $2,636.99
Original price
$2,636.99
$2,636.99 - $2,636.99
Current price $2,636.99

Microsoft - Surface Laptop - 13.8" 2K Touchscreen - Snapdragon X2 Elite (12 Core) 2026 - 16GB - 512GB Storage - Dune

Microsoft
Original price $1,860.99 - Original price $1,860.99
Original price
$1,860.99
$1,860.99 - $1,860.99
Current price $1,860.99

Brilliant DisplayStunning 13.8" PixelSense touchscreen [1] with brilliant LCD display [2] unleashes luminous whites deeper blacks and colors so ric...

View full details
Original price $1,860.99 - Original price $1,860.99
Original price
$1,860.99
$1,860.99 - $1,860.99
Current price $1,860.99

dbrand - Killswitch Travel Case ROG Xbox Ally X

dbrand
Original price $88.99 - Original price $88.99
Original price
$88.99
$88.99 - $88.99
Current price $88.99

Official Xbox PartnerOur “Designed for Xbox certification means Killswitch passed every test Microsoft could throw at it drop fit thermal - the wor...

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Original price $88.99 - Original price $88.99
Original price
$88.99
$88.99 - $88.99
Current price $88.99

Microsoft - Surface Laptop - 13.8" 2K Touchscreen - Snapdragon X2 Plus (10 Core) 2026 - 16GB - 512GB Storage - Black

Microsoft
Original price $1,780.99 - Original price $1,780.99
Original price
$1,780.99
$1,780.99 - $1,780.99
Current price $1,780.99

Brilliant DisplayStunning 13.8" PixelSense touchscreen [1] with brilliant LCD display [2] unleashes luminous whites deeper blacks and colors so ric...

View full details
Original price $1,780.99 - Original price $1,780.99
Original price
$1,780.99
$1,780.99 - $1,780.99
Current price $1,780.99

Lenovo - IdeaCentre AIO 27" FHD IPS LCD Touch-Screen All-In-One - Ryzen AI 5 330 2026 - 16GB Memory - 512GB Storage - Luna Grey

Lenovo
Original price $1,276.99 - Original price $1,276.99
Original price
$1,276.99
$1,276.99 - $1,276.99
Current price $1,276.99

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

View full details
Original price $1,276.99 - Original price $1,276.99
Original price
$1,276.99
$1,276.99 - $1,276.99
Current price $1,276.99

ASUS - VM501 Desktop - AMD Ryzen 5 220 - 16GB Memory - 512GB Storage - Black

ASUS
Original price $894.99 - Original price $894.99
Original price
$894.99
$894.99 - $894.99
Current price $894.99

Windows 11 Home — Modern Productivity Made SimpleEnjoy a clean intuitive experience designed for productivity entertainment and seamless everyday u...

View full details
Original price $894.99 - Original price $894.99
Original price
$894.99
$894.99 - $894.99
Current price $894.99

Elgato - XLR Dock MK.2 for Stream Deck + - Black

Elgato
Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

Two Become OneMix and monitor up front plug your XLR mic in back.Elite Soundstage80dB gain phantom power and Clipguard technology.Onboard EffectsBu...

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Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

Frigidaire - 16 Cu. Ft. Garage Ready Convertible Upright Freezer - White

Frigidaire
Original price $995.99 - Original price $995.99
Original price
$995.99
$995.99 - $995.99
Current price $995.99

Switch from freezer to fridgeEffortlessly convert your freezer to a refrigerator with the touch of a button for ultimate flexibility whether you're...

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Original price $995.99 - Original price $995.99
Original price
$995.99
$995.99 - $995.99
Current price $995.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.