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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Marshall - Acton III Bluetooth Home Speaker with Bass / Treble / Volume Controls and 3.5 mm Auxiliary Input - Brown

Marshall
Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

Room-filling SoundActon III has an even wider soundstage than its predecessor delivering room-filling Marshall signature sound that has been re-eng...

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Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

5th Wheel - V10MAX Foldable Electric Scooter w/ 12 mi Max Range and 18 mph Max Speed - Black

5th Wheel
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

App CompatibleEasily lock your scooter monitor charge level and more using the app.Powerful 300W (500W Peak) Rated Motor and 36V BatteryThe V10MAX ...

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Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Insignia - 6 ft. 8K HDMI Cable - Black

Insignia
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Transfers high-quality audio and videoA single cable is all that’s needed to connect an HDMI source to your display.Wide-ranging compatibilityWorks...

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Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Alienware - AW2725DM 27" IPS LED QHD 180Hz 1ms FreeSync and G-Sync Gaming Monitor with HDR (HDMI DisplayPort) - Black

Dell
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Essential QHD performance for any gameExplore detailed worlds in high definition with QHD resolution fluid visuals and an iconic new design.Dive in...

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Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

eufy - SoloCam E30 Solar Powered 2K Outdoor Security Camera Wire-Free 360 Pan No Monthly Fee - White

Eufy
Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Enhanced 2K Clarity Day and NightCapture detailed footage in crystal-clear 2K clarity and a f/1.6 aperture that ensures superior image quality thro...

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Original price $120.99 - Original price $120.99
Original price
$120.99
$120.99 - $120.99
Current price $120.99

Whirlpool - 5.3 Cu. Ft. Freestanding Electric Range with Air Cooking Technology - Stainless Steel

Whirlpool
Original price $1,294.99 - Original price $1,294.99
Original price
$1,294.99
$1,294.99 - $1,294.99
Current price $1,294.99

Air Cooking technologyGet the ultimate Air Cooking technology and bring fresh options to family dinner with No Preheat Air Fry Air Baking Air Broil...

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Original price $1,294.99 - Original price $1,294.99
Original price
$1,294.99
$1,294.99 - $1,294.99
Current price $1,294.99

LG - 6.3 Cu. Ft. Slide-In Gas True Convection Smart Range with EasyClean Air Fry and UltraHeat 22K Dual Burner - Stainless Steel

LG
Original price $2,331.99 - Original price $2,331.99
Original price
$2,331.99
$2,331.99 - $2,331.99
Current price $2,331.99

ThinQ Smart TechnologyThe ThinQ app offers control and convenience for smart LG appliances to help you simplify life. Manage and monitor your range...

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Original price $2,331.99 - Original price $2,331.99
Original price
$2,331.99
$2,331.99 - $2,331.99
Current price $2,331.99

NEXT - Wireless Rechargeable Pro Controller 2-Pack For Switch 2 Switch - Midnight Frost

NEXT
Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Compatible with Switch 2 SwitchCompatible with Switch 2 original Switch Switch OLED Switch Lite and /PC (in wired mode)Wireless Bluetooth Connecti...

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Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

Lenovo - Chromebook Plus 2-in-1 14" Full HD

Lenovo
Original price $574.99 - Original price $574.99
Original price
$574.99
$574.99 - $574.99
Current price $574.99

Runs ChromeOS+The fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go f...

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Original price $574.99 - Original price $574.99
Original price
$574.99
$574.99 - $574.99
Current price $574.99

Hyper - 26" Mountain Electric Bike eBike 20mph Max Speed - 35 Mile Operating Range - Class 2 Throttle - UL Approved Certified - Gray

Hyper
Original price $924.99 - Original price $924.99
Original price
$924.99
$924.99 - $924.99
Current price $924.99

Throttle IncludedThrottle included for full electric drive up to 20MPHMotor350W rear hub motor for max speedBattery36v electric batteryFrameLightwe...

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Original price $924.99 - Original price $924.99
Original price
$924.99
$924.99 - $924.99
Current price $924.99

SteelSeries - Arctis Nova 7X Gen 2 Wireless Over-The-Ear Multi Gaming Headset for Xbox PC PS5 Switch Handheld - Magneta

Steel Series
Original price $192.99 - Original price $192.99
Original price
$192.99
$192.99 - $192.99
Current price $192.99

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

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Original price $192.99 - Original price $192.99
Original price
$192.99
$192.99 - $192.99
Current price $192.99

Therabody - Theragun Sense (2nd Generation) - Relaxing Massage With On-Screen Guided Routines For Stress Relief - Black

Therabody
Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99

Scientifically-proven relaxing massage Relaxing percussive massage therapy scientifically proven to relieve daily aches pains and stress while supp...

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Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99

Outdoor Cam Plus Battery 2pk with 2K Video and Ring Vision Low-Light Sight and Mount-Anywhere Versatility - White

Ring
Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

2K VideoSee every detail in brilliantly clear 2K with Ring’s best image quality yet.Low-Light SightReveal true-to-life color and detail in the near...

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Original price $130.99 - Original price $130.99
Original price
$130.99
$130.99 - $130.99
Current price $130.99

Logitech - MK955 Signature Slim Full-size Wireless Keyboard and Mouse Combo for Windows and Mac with Quiet Typing and Clicking - Off-White

Logitech
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Type and click across your personal and work computersMove seamlessly between your home desktop and your work laptop with this wireless and quiet k...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Google - Nest Cam Indoor (wired 3rd gen) - Latest Model - 2K Video and Gemini - Hazel

GOOGLE
Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Always in the know with always-on power.No need to recharge batteries or replace them. Nest Cam also powers 24/7 continuous video recording when yo...

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Original price $127.99 - Original price $127.99
Original price
$127.99
$127.99 - $127.99
Current price $127.99

Insignia - 2.7 Cu. Ft. Mini Fridge with Door Storage - Black

Insignia
Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

Freestanding compact 2.7 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.2 tempered gla...

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Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

Frigidaire - 30" Electric Range with Quick Boil Element - Stainless Steel

Frigidaire
Original price $896.99 - Original price $896.99
Original price
$896.99
$896.99 - $896.99
Current price $896.99

Quick Boil ElementGet meals to the table faster with the powerful 3000W Quick Boil element.Five Element CooktopExperience ultimate cooking flexibil...

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Original price $896.99 - Original price $896.99
Original price
$896.99
$896.99 - $896.99
Current price $896.99

TP-Link - Tapo Floodlight and Wireless Pan-Tilt Security 2K QHD Camera 360 Coverage with Solar - No Monthly Fees - White

TP Link
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

No Hidden CostsTP-Link Tapo products are a one-time purchase with no monthly fees or hidden costs. Utilize up to 512GB of secure local storage by p...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Amazon - Echo Dot Max (newest model) Alexa speaker w/ room-filling sound and built-in smart home hub designed for Alexa+ - Glacier White

AMAZON
Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

Meet Echo Dot MaxDesigned to deliver rich room-filling sound that automatically adapts to your space and fine-tunes playback. Features a built-in s...

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Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

Bose - QuietComfort Wireless Noise Cancelling Over-the-Ear Bluetooth Headphones - Ice Blue

Bose
Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

Take over the tempo.Chin up shoulders back music blasting. Press play and take charge of the music with Bose QuietComfort noise cancelling headphon...

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Original price $306.99 - Original price $306.99
Original price
$306.99
$306.99 - $306.99
Current price $306.99

Ninja - French Door Premier Air Fryer Convection Oven Toaster - Stainless Steel

Ninja
Original price $227.99 - Original price $227.99
Original price
$227.99
$227.99 - $227.99
Current price $227.99

Largest Air Frying Capacity In A French Door OvenCook family-sized meals with ease in the included 5-qt air fry basket that fits up to 5 lbs of Fre...

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Original price $227.99 - Original price $227.99
Original price
$227.99
$227.99 - $227.99
Current price $227.99

Insignia - 2.1 Channel Soundbar with Wireless Subwoofer DTS VirtualX Bluetooth and Dialogue Enhancement - Black

Insignia
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Dialogue EnhancementNever miss a word of your favorite show again. Our advanced dialogue enhancement technology isolates and amplifies voices ensur...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Elgato - Stream Deck Mini Discord Edition - Blurple

Elgato
Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Purpose-Built for DiscordInstantly access essential Discord actions like mute deafen and screen share with a single tap.Iconic Blurple DesignWrappe...

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Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Ring - Essential Security Set with Battery Doorbell Plus and Indoor Cam - Satin Nickel and White

Ring
Original price $215.99 - Original price $215.99
Original price
$215.99
$215.99 - $215.99
Current price $215.99

See more of who's thereBattery Doorbell Plus with Head-to-Toe HD+ Video in 1536p gives you an expanded field of view so you can see more of who's a...

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Original price $215.99 - Original price $215.99
Original price
$215.99
$215.99 - $215.99
Current price $215.99

PowerA Wireless Controller for Nintendo Switch - Mario Joy - Mario Joy

PowerA
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Expanded portsWireless Freedom Play wirelessly on Nintendo Switch OLED Model Nintendo Switch and Nintendo Switch LiteMotion controlsMotion Contro...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

PowerA - Advantage Wireless Controller for Nintendo Switch 2 - Mario and Friends

PowerA
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel and help with precision and longevity.Hall...

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Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

eufy - eufyCam S4 Triple Lens Wireless Solar Security Camera with 360 View Auto Tracking No Monthly Fees - White

Eufy
Original price $382.99 - Original price $382.99
Original price
$382.99
$382.99 - $382.99
Current price $382.99

testTri-Lens Tracking with Auto-FramingtestThe fixed bullet lens never misses the big picture while the PTZ dual lenses instantly locks and zooms o...

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Original price $382.99 - Original price $382.99
Original price
$382.99
$382.99 - $382.99
Current price $382.99

Therabody - Theragun Mini Plus - Heated Travel-Sized Massage For Faster Recovery On-The-Go - Black

Therabody
Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

Heat-enhanced massage for faster warm-up and recoveryScientifically proven to quickly relieve soreness loosen stiff muscles and optimize recovery. ...

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Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

Pioneer - 50" Class LED 4K UHD Smart Roku TV

Pioneer
Original price $237.99 - Original price $237.99
Original price
$237.99
$237.99 - $237.99
Current price $237.99

Endless entertainmentEnjoy over 500 channels with live news sports and more—totally free. You can also watch your favorite streaming apps such as N...

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Original price $237.99 - Original price $237.99
Original price
$237.99
$237.99 - $237.99
Current price $237.99

TCL - S45H S Class 2.0 Channel Sound Bar with Dolby Atmos DTS VirtualX and Bluetooth Music Streaming - Black

TCL
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

2.0 Channel S Class Sound BarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...

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Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Elgato - Wave Mic Arm LP

Elgato
Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

Premium DesignAll-metal anti-torsion constructionLow ProfileSits below the shoulder line for an unobstructed viewCable ChannelsMagnetic covers hide...

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Original price $100.99 - Original price $100.99
Original price
$100.99
$100.99 - $100.99
Current price $100.99

PowerA - Enhanced Wireless Controller for Nintendo Switch - Color Splash Heroes

PowerA
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Works with Nintendo Switch 2. C button not available.Wireless controller with Bluetooth 5.0 technologyRechargeable lithium-ion battery Up to 30 hou...

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Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

bella PRO - Perfect Grind Programmable Single-Serve Coffee Maker with Integrated Burr Grinder - Stainless Steel

Bella Pro
Original price $137.99 - Original price $137.99
Original price
$137.99
$137.99 - $137.99
Current price $137.99

Use beans or pre-ground coffeeIntegrated grinder can be turned off to simply brew ground coffee.Mess-free integrated burr grinderFlat burr grinder ...

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Original price $137.99 - Original price $137.99
Original price
$137.99
$137.99 - $137.99
Current price $137.99

eufy - FamiLock S3 Max WiFi Replacement Deadbolt with 2K Video Doorbell and Palm Scanner - Gray

Eufy
Original price $312.99 - Original price $312.99
Original price
$312.99
$312.99 - $312.99
Current price $312.99

Easier and Faster Unlock with Just Your PalmExperience secure forgery-proof palm vein recognition with 99.99999 accuracy in just 0.1 seconds - base...

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Original price $312.99 - Original price $312.99
Original price
$312.99
$312.99 - $312.99
Current price $312.99

JBL - Live 670NC Wireless On-Ear Headphones with True Adaptive Noise Cancelling - 2024 - Black

JBL
Original price $118.99 - Original price $118.99
Original price
$118.99
$118.99 - $118.99
Current price $118.99

JBL Signature Sound And Surround SoundAlong with powerful JBL signature sound the 40mm drivers offer immersive JBL Spatial Sound that turns any ste...

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Original price $118.99 - Original price $118.99
Original price
$118.99
$118.99 - $118.99
Current price $118.99

Razer - Kraken V4 X Wired Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile and Tablet - Black

Razer
Original price $87.99 - Original price $87.99
Original price
$87.99
$87.99 - $87.99
Current price $87.99

Razer TriForce 40 mm Drivers for powerful lifelike audioOur patented 3-part driver design pushes out exceptional highs mids and lows that doesn’t m...

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Original price $87.99 - Original price $87.99
Original price
$87.99
$87.99 - $87.99
Current price $87.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.