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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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HyperX - Alloy Rise 75 Wireless Mechanical Gaming Keyboard with RGB Lighting and Hot-Swappable Switches - Black

HyperX
Original price $152.99 - Original price $152.99
Original price
$152.99
$152.99 - $152.99
Current price $152.99

Up to 1500 hours of battery lifeBask in up to 80 hours of electrifying gameplay with backlighting on or p ush your endurance up to 1500 hours with ...

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Original price $152.99 - Original price $152.99
Original price
$152.99
$152.99 - $152.99
Current price $152.99

Therabody - WaveDuo - Vibrating Roller Contoured For The Back Neck Spine - Black

Therabody
Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

Contoured to the back spine and neck for safe targeted reliefWaveDuo's ergonomic shape is designed to comfortably apply concentrated pressure to th...

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Original price $148.99 - Original price $148.99
Original price
$148.99
$148.99 - $148.99
Current price $148.99

Razor - MX125 Dirt Rocket eBike for Kids w/ 5.3 Miles Max Operating Range and 8 mph Max Speed - Teal/Black

Razor
Original price $304.99 - Original price $304.99
Original price
$304.99
$304.99 - $304.99
Current price $304.99

Made for off-road funPneumatic knobby tires handle all types of terrain and provide maximum support and comfortBuild confidence for young ridersRea...

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Original price $304.99 - Original price $304.99
Original price
$304.99
$304.99 - $304.99
Current price $304.99

Marshall - Emberton III Portable Bluetooth Speaker with Rugged Waterproof / Dust-proof Wireless Design - Cream

Marshall
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Marshall Signature SoundEmberton III delivers rich full Marshall signature sound that'll never let you down. Featuring Dynamic Loudness each freque...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Insignia - Premium Mouse Pad with Wrist Rest - Natural

Insignia
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Comfortable silicone wrist restCushions and supports your wrist while working or gaming.Smooth gliding surfaceSoft and smooth polyester surface fee...

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Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Logitech - Yeti GX Wired Supercardioid Dynamic Gaming Microphone with LIGHTSYNC RGB Lights - Black

Logitech
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Be dynamicThe Yeti GX is a premium RGB gaming mic powered by LIGHTSYNC with a custom dynamic capsule and advanced software that deliver serious aud...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

GE Profile - ClearView 450 Sq. Ft. 10300 BTU Smart Ultra Quiet Window Air Conditioner - White

GE Profile
Original price $777.99 - Original price $777.99
Original price
$777.99
$777.99 - $777.99
Current price $777.99

Full window viewThis GE Profile window air conditioner sits over the windowsill and is designed to maintain the full view through the window allowi...

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Original price $777.99 - Original price $777.99
Original price
$777.99
$777.99 - $777.99
Current price $777.99

De'Longhi - Eletta Explore Fully Automatic Espresso Machine with Cold Brew - Silver

Delonghi
Original price $1,739.99 - Original price $1,739.99
Original price
$1,739.99
$1,739.99 - $1,739.99
Current price $1,739.99

50+ One-Touch Recipes50+ Hot Cold Recipes including Espresso Cappuccino Latte Iced Cappuccino Iced Latte Cold Brew and more at the touch of a butt...

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Original price $1,739.99 - Original price $1,739.99
Original price
$1,739.99
$1,739.99 - $1,739.99
Current price $1,739.99

NETGEAR - Nighthawk BE12000 Tri-Band Wi-Fi 7 Router - Black

NETGEAR
Original price $441.99 - Original price $441.99
Original price
$441.99
$441.99 - $441.99
Current price $441.99

BE12000 tri-band Wi-Fi routerSupports blazing-fast Wi-Fi 7 speeds up to 12 Gbps for gaming smooth streaming videoconferencing and entertainment.Wi-...

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Original price $441.99 - Original price $441.99
Original price
$441.99
$441.99 - $441.99
Current price $441.99

Electrolux - Laundry Tower Single Unit Front Load 4.4 Cu. Ft. Washer 8 Cu. Ft. Electric Dryer - White

Electrolux
Original price $1,912.99 - Original price $1,912.99
Original price
$1,912.99
$1,912.99 - $1,912.99
Current price $1,912.99

Vertical stacked design that gives you back spaceFully integrated vertical layout takes up half the floor space of a traditional washer/dryer for g...

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Original price $1,912.99 - Original price $1,912.99
Original price
$1,912.99
$1,912.99 - $1,912.99
Current price $1,912.99

Insignia - Premium Mouse Pad with Wrist Rest - Black

Insignia
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Comfortable silicone wrist restCushions and supports your wrist while working or gaming.Smooth gliding surfaceSoft and smooth polyester surface fee...

View full details
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

HyperX - QuadCast 2 Wired Multi-Pattern USB Electret Condenser Microphone - Black

HyperX
Original price $137.99 - Original price $137.99
Original price
$137.99
$137.99 - $137.99
Current price $137.99

Hi-Res Studio-Quality RecordingThe QuadCast 2 will help take your recordings to the next level by capturing more sound detail and allowing the subt...

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Original price $137.99 - Original price $137.99
Original price
$137.99
$137.99 - $137.99
Current price $137.99

Turtle Beach - Stealth Pivot Wireless Smart PC Gaming Controller with Rotating Modules - Black

Turtle Beach
Original price $159.99 - Original price $159.99
Original price
$159.99
$159.99 - $159.99
Current price $159.99

High-Performance Lag-Free Wireless for PCOur proprietary lag-free 2.4 GHz wireless connection and built-in Bluetooth technology gives you the freed...

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Original price $159.99 - Original price $159.99
Original price
$159.99
$159.99 - $159.99
Current price $159.99

Samsung - Smart Freestanding Electric Range 6.3 cu. ft. with Air Fry Convection+ and Griddle - Stainless Steel

Samsung
Original price $1,272.99 - Original price $1,272.99
Original price
$1,272.99
$1,272.99 - $1,272.99
Current price $1,272.99

ENERGY STAR CertifiedOur ranges are ENERGY STAR Certified recognized by the EPA for delivering cutting-edge energy efficiency along with the latest...

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Original price $1,272.99 - Original price $1,272.99
Original price
$1,272.99
$1,272.99 - $1,272.99
Current price $1,272.99

GE - 12 Cup Programmable Coffee Maker with Adjustable Keep Warm Plate and Glass Carafe - Stainless Steel

GE
Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

1-4 Cups SettingThis setting adjusts elements of the brew cycle to create a perfectly balanced cup of coffee for any size brew between 1-4 cups.War...

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Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

ASUS - USB-BE92 Nano Tri-Band Wi-Fi 7 USB Network Adapter - Black

ASUS
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

World’s smallest USB Wi-Fi 7 AdapterExperience super-fast Wi-Fi in a sleek nano-sized packageInstant Wi-Fi 7 UpgradeTransform your PC to the cuttin...

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Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Razer - Basilisk V3 Optical Gaming Mouse with HyperScroll Tilt Wheel - Wired - Black

Razer
Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

Configurable Razer HyperScroll Tilt WheelChoose between tactile cycling and smooth free-spin scrolling or auto-switch between them based on your sc...

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Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

Amazon - Kindle Paperwhite Kids (16 GB) - 2024 - Starfish

AMAZON
Original price $226.99 - Original price $226.99
Original price
$226.99
$226.99 - $226.99
Current price $226.99

Our fastest thinnest Kindle Paperwhite Kids everReady set read on the next-generation 7 Paperwhite display with higher contrast ratio and 25 faster...

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Original price $226.99 - Original price $226.99
Original price
$226.99
$226.99 - $226.99
Current price $226.99

Marshall - Emberton III Portable Bluetooth Speaker with Rugged Waterproof / Dust-proof Wireless Design - Black/Brass

Marshall
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Marshall Signature SoundEmberton III delivers rich full Marshall signature sound that'll never let you down. Featuring Dynamic Loudness each freque...

View full details
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Shark - Robot Vacuum Mop PowerDetect NeverTouch Pro Combo Self-Emptying Self-Refilling with Self-Clean Pad Wash Dry - Black

Shark
Original price $1,106.99 - Original price $1,106.99
Original price
$1,106.99
$1,106.99 - $1,106.99
Current price $1,106.99

Up To A Month Of Hands-Free Cleaning And MaintenanceThe robot automatically empties debris into the 60-day-capacity bin automatically refills its o...

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Original price $1,106.99 - Original price $1,106.99
Original price
$1,106.99
$1,106.99 - $1,106.99
Current price $1,106.99

PlayStation 5 Pro Console - PlayStation 5

Sony
Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99

PlayStation Spectral Super Resolution (PSSR)Get super sharp image clarity on your 4K TV using AI enhanced resolution for ultra-high definition play...

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Original price $1,049.99 - Original price $1,049.99
Original price
$1,049.99
$1,049.99 - $1,049.99
Current price $1,049.99

Razer - BlackWidow V4 Pro 75 Wireless Orange Switch Gaming Keyboard with Hot-Swappable Design - Black

Razer
Original price $328.99 - Original price $328.99
Original price
$328.99
$328.99 - $328.99
Current price $328.99

True 4K Hz Wireless Bluetooth 5.1 for seamless response and connectivityExperience a greater level of gaming response powered by Razer HyperSpeed ...

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Original price $328.99 - Original price $328.99
Original price
$328.99
$328.99 - $328.99
Current price $328.99

ASUS - ROG Strix Scope II 96 Full Size Wireless Mechanical Gaming Keyboard with Hot-Swappable ROG NX Snow Switches - White

ASUS
Original price $151.99 - Original price $151.99
Original price
$151.99
$151.99 - $151.99
Current price $151.99

96 LayoutRetains all function and number keys in a more compact and efficient layout that frees up desk space with a form factor that is only 1 cm ...

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Original price $151.99 - Original price $151.99
Original price
$151.99
$151.99 - $151.99
Current price $151.99

Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 8 Core CPU - 8 Core GPU - 16GB Memory - 256GB SSD - Silver

Apple
Original price $1,654.99 - Original price $1,654.99
Original price
$1,654.99
$1,654.99 - $1,654.99
Current price $1,654.99

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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Original price $1,654.99 - Original price $1,654.99
Original price
$1,654.99
$1,654.99 - $1,654.99
Current price $1,654.99

Amazon - Kindle Paperwhite Signature Edition (32 GB) - 2024 - Metallic Raspberry

AMAZON
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Upgrade your reading experienceThe Signature Edition features an auto-adjusting front light wireless charging and 32 GB storage.Ready for travelThe...

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Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Amazon - Kindle (16 GB) - 2024 - Matcha

AMAZON
Original price $137.99 - Original price $137.99
Original price
$137.99
$137.99 - $137.99
Current price $137.99

Effortless reading in any lightRead comfortably with a 6“ glare-free display adjustable front light—now 25 brighter at max setting—and dark mode.Es...

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Original price $137.99 - Original price $137.99
Original price
$137.99
$137.99 - $137.99
Current price $137.99

Samsung - Galaxy Buds3 Wireless Earbud Headphones - Silver

Samsung
Original price $14.99 - Original price $14.99
Original price
$14.99
$14.99 - $14.99
Current price $14.99

All new open-type designStay aware of your surroundings while listening from work to play with Galaxy Buds3 brand-new open-type fit without ear tip...

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Original price $14.99 - Original price $14.99
Original price
$14.99
$14.99 - $14.99
Current price $14.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 128GB - Purple

Apple
Original price $667.99 - Original price $667.99
Original price
$667.99
$667.99 - $667.99
Current price $667.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

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Original price $667.99 - Original price $667.99
Original price
$667.99
$667.99 - $667.99
Current price $667.99

Logitech - MX Keys S for Mac Advanced Full-size Wireless Scissor Keyboard with Backlit keys for MacBook iMac iPad - Pale Gray

Logitech
Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Mastered for MacWith a Mac key layout and matching Apple finishes Logi Options+ functions for macOS USB C charging Logitech MX Keys S for Mac makes...

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Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Smart Lock E31 WiFi Replacement Deadbolt Unlock with eufy App Keypad Smart Devices and Fingerprint - Black

Eufy
Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

Apple Home and Third-Party SupportEnjoy multiple door unlocking options with easy integration to a range of smart home automation devices including...

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Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

Greenworks - Level 2 NEMA 10-50r Plug In Electric Vehicle (EV) Charger-up to 40 Amps/ 240-Volt with 20-ft Cable - White

Greenworks
Original price $624.99 - Original price $624.99
Original price
$624.99
$624.99 - $624.99
Current price $624.99

Powerful PerformanceLevel 2 EV charging station with fast charging speeds LED charge status indicator and adjustable amperage settings of 16-40 Amp...

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Original price $624.99 - Original price $624.99
Original price
$624.99
$624.99 - $624.99
Current price $624.99

Shokz - OpenFit Air Open-Ear True Wireless Earbuds - Stone Blue

Shokz
Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

Hooked on ComfortWobble-free Snug Fit Featuring our signature open-ear design an adaptable ear hook for improved comfort and weighing only 8.7g it’...

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Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

Samsung - 990 EVO PLUS SSD 2TB PCIe Gen 4x4 5x2 M.2 2280 Speeds Up to 7250 MB/s

Samsung
Original price $681.99 - Original price $681.99
Original price
$681.99
$681.99 - $681.99
Current price $681.99

Read/Write Speeds up to 7250/6300 MB/sThe 990 EVO Plus features the latest NAND memory boosting sequential speeds up to 7250/6300MB/s. With a read ...

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Original price $681.99 - Original price $681.99
Original price
$681.99
$681.99 - $681.99
Current price $681.99

WORX - 20V MAX Cordless Multi-Function Air Pump Inflator (1 x 2.0aH Battery and 1 x Charger Included) - Black

Worx
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Same Battery Expandable PowerThe same battery powers over 75+ 20V 40V and 80V lifestyle garden and power tools in the Power Share familyHigh-Pressu...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Sonos - Sub 4 Wireless Subwoofer - Black

Sonos Inc
Original price $986.99 - Original price $986.99
Original price
$986.99
$986.99 - $986.99
Current price $986.99

Pulse-pounding bassDual Sonos-engineered drivers generate deep dynamic low frequencies. The ported enclosure enhances the bass response so you feel...

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Original price $986.99 - Original price $986.99
Original price
$986.99
$986.99 - $986.99
Current price $986.99

HP - 21.5" IPS LED Full HD FreeSync Monitor (HDMI VGA) - Silver Black

HP
Original price $131.99 - Original price $131.99
Original price
$131.99
$131.99 - $131.99
Current price $131.99

Step up to the bestNo matter where you stand an HP IPS monitor delivers clear vivid images. IPS technology ensures image accuracy and consistency a...

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Original price $131.99 - Original price $131.99
Original price
$131.99
$131.99 - $131.99
Current price $131.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.