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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Frigidaire - 20 Cu. Ft. Garage Ready Top-Freezer Refrigerator - Black

Frigidaire
Original price $936.99 - Original price $936.99
Original price
$936.99
$936.99 - $936.99
Current price $936.99

More Capacity Fits the Same CutoutStock up with 20 cu. ft. of storage that fits in a standard 18 cu. ft. fridge cutout (30" width x 66" height cuto...

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Original price $936.99 - Original price $936.99
Original price
$936.99
$936.99 - $936.99
Current price $936.99

GE - 4.8 Cu. Ft. Freestanding Gas Range - White

GE
Original price $940.99 - Original price $940.99
Original price
$940.99
$940.99 - $940.99
Current price $940.99

13000 BTU burnerDelivers a wide range of heat output ideal for most cooking requirementsBig view windowLarge clear window makes checking food easyP...

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Original price $940.99 - Original price $940.99
Original price
$940.99
$940.99 - $940.99
Current price $940.99

Sony - WH-CH520 Wireless Headphone with Microphone - Black

Sony
Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

Listen longer with up to 50-hour battery life and Quick ChargingKeep your music playing all day with a battery life that delivers up to 50 hours of...

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Original price $68.99 - Original price $68.99
Original price
$68.99
$68.99 - $68.99
Current price $68.99

Logitech - C930e Full HD 1080p Business Webcam - Black

Logitech
Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Delivers professional video-conferencing experienceHD 1080p/30 fps video enhanced by RightLight 2 and a high-precision lens deliver rich video qual...

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Original price $170.99 - Original price $170.99
Original price
$170.99
$170.99 - $170.99
Current price $170.99

Frigidaire - 5.3 Cu. Ft. Freestanding Electric Range with Convection Bake - Stainless Steel

Frigidaire
Original price $1,164.99 - Original price $1,164.99
Original price
$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

Achieve better baking results with Convection BakeGet faster more even baking results with our fan convection baking system.Consistent Results with...

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Original price $1,164.99 - Original price $1,164.99
Original price
$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

Peerless-AV - Designer Series Universal Ultra Slim Articulating Wall Mount - Gloss Black Black

Peerless Industries
Original price $480.99 - Original price $480.99
Original price
$480.99
$480.99 - $480.99
Current price $480.99

One-Touch Tilt MechanismAllows adjustment of +15/-5 without the use of toolsIdeal Viewing AngleArm retracts to 1.85" (47mm) and extends up to 24.85...

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Original price $480.99 - Original price $480.99
Original price
$480.99
$480.99 - $480.99
Current price $480.99

Lockly - Vision Elite Smart Lock Deadbolt with with App/Keypad/Biometric/Voice Assistant/Key Access Solar Charging - Matte Black

Lockly
Original price $438.99 - Original price $438.99
Original price
$438.99
$438.99 - $438.99
Current price $438.99

HD video cameraBuilt-in IR-cut 1080P camera offers live video streaming in a wide vertical angle directly to your smartphone.Interactive doorbellEn...

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Original price $438.99 - Original price $438.99
Original price
$438.99
$438.99 - $438.99
Current price $438.99

Peerless-AV Paramount PA746 mounting kit - for flat panel - gloss black

Peerless Industries
Original price $221.99 - Original price $221.99
Original price
$221.99
$221.99 - $221.99
Current price $221.99

Hook-and-Hang InstallationDisplay is easily installed by a single personLocking TiltLock the display at any angle with the ratcheting handleExtends...

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Original price $221.99 - Original price $221.99
Original price
$221.99
$221.99 - $221.99
Current price $221.99

AMD - Ryzen 7 7800X3D 8-Core - 16-Thread 4.2 GHz (5.0 GHz Max Boost) Socket AM5 Unlocked Desktop Processor - Black

AMD
Original price $523.99 - Original price $523.99
Original price
$523.99
$523.99 - $523.99
Current price $523.99

Ryzen 7 7800X3D Gaming ProcessorWith 5.0GHz processor speed which gives you efficient use of the processor high processing throughput and improved ...

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Original price $523.99 - Original price $523.99
Original price
$523.99
$523.99 - $523.99
Current price $523.99

Logitech - PRO X Superlight 2 DEX Lightweight Wireless Optical HERO 2 Sensor 44 000 DPI Gaming Mouse with 5 Programmable Buttons - Wireless - Black

Logitech
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Designed with pros. Engineered to winDesigned alongside the world’s best esports athletes the PRO X SUPERLIGHT 2 DEX wireless gaming mouse enables ...

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Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

LG - 7.4 Cu. Ft. Stackable Smart Gas Dryer with TurboSteam - Black Steel

LG
Original price $1,650.99 - Original price $1,650.99
Original price
$1,650.99
$1,650.99 - $1,650.99
Current price $1,650.99

7.4 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.4 cu. ft. of space. Running fewer loads saves energy and mon...

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Original price $1,650.99 - Original price $1,650.99
Original price
$1,650.99
$1,650.99 - $1,650.99
Current price $1,650.99

Samsung - 7.4 Cu. Ft. Smart Electric Dryer with Steam and Pet Care Dry - Brushed Navy

Samsung
Original price $1,156.99 - Original price $1,156.99
Original price
$1,156.99
$1,156.99 - $1,156.99
Current price $1,156.99

Pet Care DryKeep your laundry smelling fresh even with pets around. The Pet Care Dry Cycle helps remove 97 of 3 unpleasant odors caused by animal f...

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Original price $1,156.99 - Original price $1,156.99
Original price
$1,156.99
$1,156.99 - $1,156.99
Current price $1,156.99

Sigma - 18-50mm F2.8 DC DN Contemporary Sony E Mount Lens - Black

Sigma
Original price $740.99 - Original price $740.99
Original price
$740.99
$740.99 - $740.99
Current price $740.99

Compatible with most crop sensor mirrorless camerasFor use with your existing Sony-e cameraStandard zoom lens for versatile useGet the shot you wa...

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Original price $740.99 - Original price $740.99
Original price
$740.99
$740.99 - $740.99
Current price $740.99

GE - 30" Built-In Electric Cooktop - Black

GE
Original price $817.99 - Original price $817.99
Original price
$817.99
$817.99 - $817.99
Current price $817.99

Four radiant cooking elementsCook foods quickly and evenly on this sleek glass surface.Power Boil ElementsGet rapid heat from these 2 powerful 8" 2...

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Original price $817.99 - Original price $817.99
Original price
$817.99
$817.99 - $817.99
Current price $817.99

Ninja - DualBrew PRO 12-Cup Specialty Coffee System with Thermal Carafe K-Cup Compatible Hot Water System Frother - Black/Silver

Ninja
Original price $250.99 - Original price $250.99
Original price
$250.99
$250.99 - $250.99
Current price $250.99

Dual Coffee MakerGrounds and pods coffee system with 9 grounds brew sizes (Small Cup Cup XL Cup Travel Mug XL Travel Mug Carafe Carafe Carafe or...

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Original price $250.99 - Original price $250.99
Original price
$250.99
$250.99 - $250.99
Current price $250.99

Apple - HomePod (2nd Generation) Smart Speaker with Siri - White

Apple
Original price $393.99 - Original price $393.99
Original price
$393.99
$393.99 - $393.99
Current price $393.99

Premium immersive high-fidelity audioPowerful high-excursion woofer delivers deep rich bassFive beamforming tweeters for clear detailed highsAdvanc...

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Original price $393.99 - Original price $393.99
Original price
$393.99
$393.99 - $393.99
Current price $393.99

Blink - Wired Floodlight Camera - Smart security camera 2600 lumens HD live view enhanced motion detection 1 camera - White

Blink
Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

Smart securityHelp protect your home day or night with Blink Wired Floodlight Camera — a smart security camera with 2600 lumens of LED lighting enh...

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Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

LG - 5.0 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and TurboWash 360 - White

LG
Original price $1,370.99 - Original price $1,370.99
Original price
$1,370.99
$1,370.99 - $1,370.99
Current price $1,370.99

Sleek Modern StyleNo detail was overlooked in this washer’s award-winning185; style. The modern flat front design black steel finish and tinted tem...

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Original price $1,370.99 - Original price $1,370.99
Original price
$1,370.99
$1,370.99 - $1,370.99
Current price $1,370.99

Cooluli - Beauty 12-liter Skincare Fridge - Pearl White

Cooluli
Original price $212.99 - Original price $212.99
Original price
$212.99
$212.99 - $212.99
Current price $212.99

All Things BeautyCooluli Beauty is THE skincare fridge The Beauty features a spacious 12 liter capacity and maintains a consistent 50F interior per...

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Original price $212.99 - Original price $212.99
Original price
$212.99
$212.99 - $212.99
Current price $212.99

LG - 24" Front Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack Quadwash and 48dba - Stainless Steel

LG
Original price $820.99 - Original price $820.99
Original price
$820.99
$820.99 - $820.99
Current price $820.99

QuadWash TechnnologyLG’s exclusive QuadWash technology gets dishes clean the first time. With four spray arms instead of just two QuadWash uses Mul...

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Original price $820.99 - Original price $820.99
Original price
$820.99
$820.99 - $820.99
Current price $820.99

Tamron - 28-75mm F/2.8 Di III VXD G2 Standard Zoom Lens for Sony E-Mount - Black

Tamron
Original price $756.99 - Original price $756.99
Original price
$756.99
$756.99 - $756.99
Current price $756.99

Sony E-MountCompatible with Sony E-Mount APS-C and Full Frame Mirrorless Cameras.Standard zoom lens for versatile useGet the shot you want with thi...

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Original price $756.99 - Original price $756.99
Original price
$756.99
$756.99 - $756.99
Current price $756.99

LG - 5.0 Cu. Ft. HE Smart Front Load Washer and 7.4 Cu. Ft. Gas Dryer WashTower with Steam and Center Control - Black Steel

LG
Original price $2,631.99 - Original price $2,631.99
Original price
$2,631.99
$2,631.99 - $2,631.99
Current price $2,631.99

Mega and Ultra Large Capacity 5.0 cu.ft. Washer and 7.4 cu.ft. Dryer (WashTower)Get it all done in less time. Mega and Ultra Large Capacity (5.0 cu...

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Original price $2,631.99 - Original price $2,631.99
Original price
$2,631.99
$2,631.99 - $2,631.99
Current price $2,631.99

Samsung - 4.0 Cu. Ft. High-Efficiency Top Load Washer with ActiveWave Agitator - White

Samsung
Original price $864.99 - Original price $864.99
Original price
$864.99
$864.99 - $864.99
Current price $864.99

ActiveWave AgitatorSamsung's ActiveWave Agitator is designed to reduce noise vibration and tangling while delivering powerful cleaning.Large 4.0 cu...

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Original price $864.99 - Original price $864.99
Original price
$864.99
$864.99 - $864.99
Current price $864.99

Ring - Floodlight Cam Plus Outdoor Wired 1080p Surveillance Camera - Black

Ring
Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

Ring AppSee hear and speak to people on camera in the Ring app with Live View and Two-Way Talk.Motion-activated AlertsGet real-time motion-activate...

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Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

Shark - WV201 WANDVAC Cordless Hand Vac Lightweight at 1.4 lbs. with Charging Dock One-Touch Empty for Car Home - Slate

Shark
Original price $163.99 - Original price $163.99
Original price
$163.99
$163.99 - $163.99
Current price $163.99

Powerful Cordless SuctionHigh-speed brushless motor delivers unbelievalbe suction power.Ultra-LightweightAt just 1.4 lbs. the hand vacuum is design...

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Original price $163.99 - Original price $163.99
Original price
$163.99
$163.99 - $163.99
Current price $163.99

ARRIS - SURFboard DOCSIS 3.1 Cable Modem Wi-Fi 6 Router Combo - Black

Arris
Original price $211.99 - Original price $211.99
Original price
$211.99
$211.99 - $211.99
Current price $211.99

ISP CompatibilityThe G34 is compatible with major U.S. Cable Internet Providers including Cox Spectrum Xfinity plus many others.It's best for cable...

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Original price $211.99 - Original price $211.99
Original price
$211.99
$211.99 - $211.99
Current price $211.99

STM - Dux Plus Ultra Protective Case for iPad Air 4th gen - (stm-222-286JT-03) - Midnight Blue

STM
Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

Drop tested to meet the U.S. Military Spec 810G drop requirementDesigned to enable Apple Pencil wireless charging while protecting your writing dev...

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Original price $74.99 - Original price $74.99
Original price
$74.99
$74.99 - $74.99
Current price $74.99

CORSAIR - MM700 RGB Extended Cloth Gaming Mouse Pad - Black

Corsair
Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

Dynamic 360 Three-Zone RGB LightingSurround your gaming surface in RGB lighting with direct onboard control or via CORSAIR iCUE software.Expansive ...

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Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

Samsung - 24" Bespoke AutoRelease Dry Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack StormWash 46 dBA - White Glass

Samsung
Original price $931.99 - Original price $931.99
Original price
$931.99
$931.99 - $931.99
Current price $931.99

Bespoke DesignBespoke is Samsung’s premium line of home appliances that leads the way in design technology and connectivity. Create a kitchen that ...

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Original price $931.99 - Original price $931.99
Original price
$931.99
$931.99 - $931.99
Current price $931.99

Samsung 22 cuft. Side-by-Side Counter Depth Smart All-Around Cooling Stainless Steel

Samsung
Original price $1,728.99 - Original price $1,728.99
Original price
$1,728.99
$1,728.99 - $1,728.99
Current price $1,728.99

Built-in look with counter depthProvides a seamless fit.The smooth and streamlined exterior design features beautiful flat doors a minimal display ...

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Original price $1,728.99 - Original price $1,728.99
Original price
$1,728.99
$1,728.99 - $1,728.99
Current price $1,728.99

Insignia - 16.4' USB-C Virtual Reality Headset Cable for Meta Quest 2 and 3 - Black

Insignia
Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

Compatible with Meta Quest 2 and 3.Designed specifically for use with Meta Quest 2 and 3 VR headsets and your USB-C computer.Flexible movementThe t...

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Original price $70.99 - Original price $70.99
Original price
$70.99
$70.99 - $70.99
Current price $70.99

APC - Back UPS 650VA/360W Floor/Wall Mount 120V 7x NEMA 5-15R outlets USB Type A Port - Black

APC Products
Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Standby UPSProtects computers and other electronic devices from harm caused by short power outagesLoad CapacityPrevent critical data loss by stayin...

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Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Samsung - 17.5 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with Twin Cooling Plus - Stainless Steel

Samsung
Original price $1,702.99 - Original price $1,702.99
Original price
$1,702.99
$1,702.99 - $1,702.99
Current price $1,702.99

Counter DepthBuilt-in look for a seamless fit. The smooth and streamlined exterior design features beautiful flat doors and easy-to-open recessed h...

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Original price $1,702.99 - Original price $1,702.99
Original price
$1,702.99
$1,702.99 - $1,702.99
Current price $1,702.99

Samsung - 26.7 cu. ft. Side-by-Side

Samsung
Original price $2,280.99 - Original price $2,280.99
Original price
$2,280.99
$2,280.99 - $2,280.99
Current price $2,280.99

Large capacityCompletely redesigned interior with 26.7 cu. ft. capacity that fits even more groceries.Modern designIts clean lines and modern form ...

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Original price $2,280.99 - Original price $2,280.99
Original price
$2,280.99
$2,280.99 - $2,280.99
Current price $2,280.99

Acer - Predator Orion Gaming Desktop - Intel Core Ultra 7 265KF 2024 - GeForce RTX 5070 - 32GB DDR5 Memory 1TB Storage - Black

Acer
Original price $2,515.99 - Original price $2,515.99
Original price
$2,515.99
$2,515.99 - $2,515.99
Current price $2,515.99

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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Original price $2,515.99 - Original price $2,515.99
Original price
$2,515.99
$2,515.99 - $2,515.99
Current price $2,515.99

Logitech - MeetUp TV Mount XL for most TV's up to 90" - Black

Logitech
Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

Compatibility with TV types and sizesCompatible with most TV's up to 90" for sturdy support.Construction Materials/ FinishGalvanized steel material...

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Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.