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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.
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SANUS Elite - Swivel TV Stand for TVs 40"-86" - Sturdy Base with Swivel Height Adjustment and Cable Management - Black
SanusElite Swivel TV Stand - Great Stand for Homes Renters and ApartmentsTable-top TV base that recreates the sleek look and feel of a mounted TV.Anti-S...
View full detailsFloodlight Cam Pro with 2K Video and Ring Vision 2 LED Lights Dual Band Wi-Fi and 3D Motion Detection - Black
RingSecurity camera with Retinal 2K video motion-activated LED floodlights Two-Way Talk and Audio+ 3D Motion Detection and a built-in 110 dB security s...
View full detailsArlo - Pro Outdoor Security Camera 2K HDR (6th Gen 2025 Release) - Wireless Rechargeable Battery 1-Cam - White
ArloPremium Protection for Busy FamiliesA 2K HDR security camera with Smart Detections to reduce false alerts Auto Zoom Tracking to keep your home sa...
View full detailsKitchenAid - 24" Top Control Built-In Tub Dishwasher with Third Rack - Stainless Steel
Kitchenaid50+ Total Wash Jetsprovide complete cleaning coverage for dishes across all three racks eliminating the need for pre-rinsing. With 3x more jets tha...
View full detailsInsignia - 350 Sq. Ft. 8000 BTU Portable Air Conditioner - White
InsigniaUp to 350 sq. ft. cooling capacityAllows you to keep a medium-sized room cool.3-in-1 climate controlGet high power cooling dehumidifying and fan mo...
View full detailsGreenworks - Garage for Optimow Robotic Mowers - Black/Silver
GreenworksCompatible with both standard high cut charging bases (LMC402¿Weather guard for the optimow Robotic Lawn MowerAttaches directly to your existing o...
View full detailsZLINE - Autograph 36" Legacy Dual Fuel Range with Bronze Accents (RABZ-36-CB) - Black
ZLINEZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...
View full detailsWhirlpool - 24 Stainless Steel Dishwasher with AI Intelligent Wash - 47 dBA .- Print Resistant Black Stainless - Print Resist Blk Stnlss
Whirlpool3rd RackFree up space for more dishes in the racks below with easy loading for silverware hard-to-fit utensils like tongs or even measuring cups an...
View full detailsGE - Convection Toaster Oven with Air Fry - Stainless Steel
GECombination Toaster Oven with Air FryGet more done thanks to a combination toaster oven and air fryer with all the settings you need including an a...
View full detailsGarmin - vívosmart 5 Smart Fitness Tracker + Heart Rate Small/Medium - Black - (2023)
GarminSimple easy-to-use designEasy-to-use comfortable smart fitness tracker once setup through the Garmin Connect app has a touchscreen and button inter...
View full detailsSmart Choice - Gen Dryer Gas Connector
Smart ChoiceAutomatic shutoff valve stops gas flow during a leak to keep you safe.Leak detection solution and pipe thread sealant help you address potential le...
View full detailsLG - 5.5 Cu. Ft. High Efficiency Smart Top Load Washer with EasyUnload - Alpine White
LG5.5 cu. ft. Mega CapacitySay never again to never-ending piles of laundry—this mega capacity washer is one of the largest top loads in its class185...
View full detailsApple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Yellow
Apple11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...
View full detailsSennheiser - MOMENTUM 4 Wireless Adaptive Noise-Canceling Over-The-Ear Headphones - Graphite
SennheiserMaximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...
View full detailsTCL - Q65H Q Class 5.1 Channel Soundbar with Dolby Atmos Ray Danz Technology and Wireless Subwoofer - Black
TCL5.1 Channel Q Series SoundbarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...
View full detailsTCL - 250 Sq. Ft. 6000 BTU Window Air Conditioner - White
TCLPowerful PerformanceThe 6000 BTU window air conditioner is powerful enough to cool rooms up to 250-sq. ft. and features multiple fan speeds that al...
View full detailsGE - 7.4 Cu. Ft. Gas Dryer with Sensor Dry - White with Matte Black
GESensor DryThis dryer with moisture sensor continually monitors temperature and moisture to determine the appropriate drying time to protect your la...
View full detailsRazor - MX650 Dirt Rocket eBike w/ 10 miles Max Operating Range and 17 mph Max Speed - Black/Teal
RazorReady to rumbleDesigned to conquer the great outdoors theMX650 Dirt Rocket packs a high-torque variable-speed electric motor that hits speeds up to...
View full detailsKitchenAid - 20.8 Cu. Ft. Side-by-Side Counter-Depth Refrigerator with Exterior Ice and Water Dispenser - Juniper
KitchenaidSpacious Counter-Depth Capacity at 20.8 cu. ft.This large capacity counter-depth side-by-side refrigerator makes room for every grocery run and far...
View full detailsMaytag - 7.0 Cu. Ft. Gas Dryer with Wrinkle Prevent - White
MaytagWrinkle Prevent PhaseGet built-in wrinkle prevention. After the automatic cycle has ended the Wrinkle Prevent phase keeps the dryer tumbling to hel...
View full detailsLenovo - Idea Tab - 11" 2.5K Tablet - 4GB RAM - 128GB UFS - Luna Grey
LenovoKeep your ideas flowingTake notes smarter with Lenovo AI Note in the Notepad app made smoother with the Lenovo Tab Pen (sold separately). Let AI Co...
View full detailsShokz - OpenDots ONE Open-Ear Clip-On True Wireless Bluetooth Earbuds - Navy Blue
ShokzStay Locked-in and SecureWith a durable nickel-titanium plate and a soft silicone grip OpenDots ONE stays put through your most intense workouts. N...
View full detailsInsignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - White
Insignia11.5 cu. ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...
View full detailsSpotlight Cam Pro Battery with 2K Video and Ring Vision LED Lights Dual-Band Wifi and 3D Motion Detection - Black
RingHelp protect your home with the advanced features of Spotlight Cam Pro including 2K Video with Ring Vision advanced 3D Motion Detection Bird's Eye ...
View full detailsRing - Pan-Tilt Indoor Security Cam with 360 Horizontal Pan Coverage Live View Two-Way Talk and HD Video - White
Ring360 Horizontal Pan CoveragePan 360 around your home and tilt up and down from your phone.Live ViewSee and respond to activity with Live View.Two-Wa...
View full detailsHP OMEN - MAX 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB Memory - NVIDIA GeForce RTX 5080 - 2TB SSD - Shadow Black
HPGet A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsLenovo - Chromebook Plus 2-in-1 14" Full HD Touchscreen Laptop - Intel Core 3 Processor N355 2025 - 8GB Memory - 128GB UFS - Cosmic Blue
LenovoRuns ChromeOS+The fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go f...
View full detailsInsignia - 2.7 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - Black
InsigniaFreestanding compact 2.7 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.2 tempered gla...
View full detailsTargus - VersaVu Slim Case for iPad Pro 13-inch (M5/M4) - Black
TargusDesigned for use with 12.9" (M5/M4)This case provides military-grade protection for your device.Patented 360 rotationAllows quick-switch portrait/l...
View full detailsTargus - VersaVu Slim Case for iPad Pro 11"(M5/M4) - Black
TargusDesigned for use with Apple 11" iPad ProThis case provides military-grade protection for your device. Minor drops and bumps are no problem for this...
View full detailsSimpliSafe - Smart Lock Series 2 - Black
SimplisafeYour door is always secueLocks when you arm your system or automatically when you set a timer.Instant phone alerts and app controlKeep track of who...
View full detailsCanon - EOS RP Mirrorless Camera with RF24-105mm f/4-7.1 IS STM Lens - Black
CanonHighly versatile Canon RF 24-105mm f/4-7.1 IS STM lensOffers photographers and filmmakers an ideal balance between performance portability and imag...
View full details50 Apple Gift Card - App Store Apple Music iTunes iPhone iPad AirPods accessories and more
ApplePerfect for App Store purchases and subscriptions - get apps games music movies TV shows and more.The ideal gift to say happy birthday thank you co...
View full detailsInsignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White
InsigniaConvertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...
View full detailsFrigidaire - Gallery 21.3 Cu. Ft. Counter-Depth 4-Door Refrigerator - Smudge Proof Stainless Steel
FrigidaireCustom-Flex Temp DrawerGet extra space for all your most used items. Store yogurt beer or even frozen pizzas with the middle drawer that can be a r...
View full detailsAPPLE GIFT CARD 50
AppleAPPLE GIFT CARD 50
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.