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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Sony - ULT WEAR Wireless Noise Canceling Headphones - Black

Sony
Original price $210.99 - Original price $210.99
Original price
$210.99
$210.99 - $210.99
Current price $210.99

ULT Power SoundPress ULT and feel the power of sound and bass. ULT1 delivers deep low frequency ULT2 brings ultra-bass. Set the vibe and yourself a...

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Original price $210.99 - Original price $210.99
Original price
$210.99
$210.99 - $210.99
Current price $210.99

Klipsch - Flexus CORE 100 2.1 Soundbar - Black

Klipsch
Original price $292.99 - Original price $292.99
Original price
$292.99
$292.99 - $292.99
Current price $292.99

Powered By OnkyoWe’ve teamed up with Onkyo combining their decades of proven manufacturing and tech prowess with our classic Klipsch acoustics to e...

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Original price $292.99 - Original price $292.99
Original price
$292.99
$292.99 - $292.99
Current price $292.99

ecobee - Premium Smart Programmable Touch-Screen Thermostat with Siri Alexa Apple HomeKit and Google Assistant - Black

EcoBee
Original price $265.99 - Original price $265.99
Original price
$265.99
$265.99 - $265.99
Current price $265.99

Smart Sensor Included and Energy Star CertifiedSave up to 26 per year on heating and cooling costs. Included SmartSensor (50 value) adjusts the tem...

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Original price $265.99 - Original price $265.99
Original price
$265.99
$265.99 - $265.99
Current price $265.99

Philips - Hue Tap Dial Switch - White

Philips
Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Use as a remote or mount to the wallThe Hue Tap Dial Switch is one of our most flexible smart light accessories. Mount it on the wall use it as a ...

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Original price $76.99 - Original price $76.99
Original price
$76.99
$76.99 - $76.99
Current price $76.99

Insignia - 61-Bottle Wine Cooler - Stainless Steel

Insignia
Original price $679.99 - Original price $679.99
Original price
$679.99
$679.99 - $679.99
Current price $679.99

61-bottle capacityBuilt-in cabinet stores up to 61 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps win...

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Original price $679.99 - Original price $679.99
Original price
$679.99
$679.99 - $679.99
Current price $679.99

Sony - Alpha 6700 - APS-C Mirrorless Camera with E 18-135 mm Lens - Black

Sony
Original price $2,199.99 - Original price $2,199.99
Original price
$2,199.99
$2,199.99 - $2,199.99
Current price $2,199.99

26.0MP1 APS-C format Exmor R BSI CMOS sensorThe advanced Exmor R CMOS image sensor with 26.0 megapixels is packed with Sony's image sensor techno...

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Original price $2,199.99 - Original price $2,199.99
Original price
$2,199.99
$2,199.99 - $2,199.99
Current price $2,199.99

LG - 7.3 Cu. Ft. Smart Electric Dryer with EasyLoad Door - Alpine White

LG
Original price $1,139.99 - Original price $1,139.99
Original price
$1,139.99
$1,139.99 - $1,139.99
Current price $1,139.99

7.3 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.3 cu. ft. of space. Running fewer loads saves energy and mon...

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Original price $1,139.99 - Original price $1,139.99
Original price
$1,139.99
$1,139.99 - $1,139.99
Current price $1,139.99

GoPro - 48" Extension Pole + Remote Monopod Compatible with HERO13 Black HERO12 Black HERO11 Black HERO11 Black Mini HERO - Black

GoPro
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Pole extensionExtends to 48in (122cm) to get closer to the action and collapses to 10in (25cm) for on-the-go use.Shutter remoteSimple one-button Bl...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Skylight - Calendar 15 Inch Touchscreen Smart Calendar and Chore Chart - Silver

Skylight
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

FeaturesSkylight Calendar seamlessly auto-syncs family member's calendars so everyone's schedule is displayed in one place. With the free mobile ap...

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Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Glorious - GPBT Gradient Universal Keycap Set Compatible with Most 100 85 80 TKL 60 Compact 75 Mechanical Keyboards - Nebula

Glorious
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

BuildGorgeous cherry-profile keycaps made from super-durable PBT plastic.Fit114 Keycaps to ensure perfect fit for most keyboards available.LayoutTr...

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Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Insignia - Tilting TV Wall Mount for Most 47 90 TVs - Black

Insignia
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

Tilting designTilts -10 and 5 to improve your viewing angle and reduce glare.Fits 47 90 TVsHolds up to 130 lbs. (59 kg) mounting your large TV to ...

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Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

SteelSeries - Aerox 5 Ultra Lightweight Honeycomb Water Resistant Wireless RGB Optical Gaming Mouse With 9 Programmable Buttons - Wireless - Black

Steel Series
Original price $198.99 - Original price $198.99
Original price
$198.99
$198.99 - $198.99
Current price $198.99

Stunning RGBRadiant 3-zone prismsync RGB shines in 16.8 million configurable colors.Ultra LightweightPurposefully designed holey shell reduces weig...

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Original price $198.99 - Original price $198.99
Original price
$198.99
$198.99 - $198.99
Current price $198.99

Sennheiser - MOMENTUM 4 Wireless Adaptive Noise-Canceling Over-The-Ear Headphones - White

Sennheiser
Original price $286.99 - Original price $286.99
Original price
$286.99
$286.99 - $286.99
Current price $286.99

Maximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...

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Original price $286.99 - Original price $286.99
Original price
$286.99
$286.99 - $286.99
Current price $286.99

Digipower - Rainbow RGB 135 LED Video Light for Digital/Mirrorless Cameras and Light Stands - Silver

Digipower
Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Adjustable light settingsSet the right mood and tone with fully adjustable brightness levels from 1 to 100 and color temperature setting from warm ...

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Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Klipsch - Reference Series 12" 400W Powered Subwoofer - Black

Klipsch
Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

New technology and cleaner bassRevamped 12 spun-copper thermoformed crystalline polymer woofers make the latest Reference subwoofers exceptionally ...

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Original price $531.99 - Original price $531.99
Original price
$531.99
$531.99 - $531.99
Current price $531.99

Polaroid - Hi-Print 2x3 Pocket Generation 2 Photo Printer - White

Polaroid
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Pocket PrinterBluetooth turns this into a portable pocket printer compatible with iPhone and AndroidDesignMade from 30 recycled materialFast Printi...

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Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Whirlpool - 30 inches - Convertible - Wall Range Hood - Stainless Steel

Whirlpool
Original price $638.99 - Original price $638.99
Original price
$638.99
$638.99 - $638.99
Current price $638.99

3-Speed 400 CFM Motor ClassHelps remove smoke odor and moisture with 400 CFM Motor Class hood venting that helps keep your kitchen clean. Three fan...

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Original price $638.99 - Original price $638.99
Original price
$638.99
$638.99 - $638.99
Current price $638.99

Breville - Bambino - Brushed Stainless Steel

Breville
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Serious espresso and value.Like professional machines the Bambino can deliver third wave specialty coffee.This is made possible by the 4 keys formu...

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Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

GE - 5.3 Cu. Ft. Slide-In Electric Convection Range with Steam Cleaning and EasyWash Oven Tray - Stainless Steel

GE
Original price $1,258.99 - Original price $1,258.99
Original price
$1,258.99
$1,258.99 - $1,258.99
Current price $1,258.99

EasyWash Oven TrayOven cleaning is easier than ever with the industry-first EasyWash Oven Tray. This enameled tray is easily removed and rinsed cle...

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Original price $1,258.99 - Original price $1,258.99
Original price
$1,258.99
$1,258.99 - $1,258.99
Current price $1,258.99

Amana - 5.1 Cu. Ft. Freestanding Gas Range with Bake Assist Temps - Stainless Steel

Amana
Original price $906.99 - Original price $906.99
Original price
$906.99
$906.99 - $906.99
Current price $906.99

Large Oven Capacity5.1 Cu Ft Oven Capacity gives you the space you need to make dinner and dessert at the same time.Versatile CooktopOur Versatile ...

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Original price $906.99 - Original price $906.99
Original price
$906.99
$906.99 - $906.99
Current price $906.99

Bose - Ultra Open-Ear True Wireless Open Earbuds - White Smoke

Bose
Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Open your ears to the worldNow with smoother ear-to-ear syncing and a more refined experience when not playing content. Hear all of what’s around y...

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Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

GE - 21.9 Cu. Ft. Top-Freezer Refrigerator with Garage Ready Performance - Stainless Steel

GE
Original price $1,146.99 - Original price $1,146.99
Original price
$1,146.99
$1,146.99 - $1,146.99
Current price $1,146.99

Fingerprint Resistant StainlessEasily wipe away smudges and fingerprints for a look that's always sparkling cleanGarage-readyTested to perform from...

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Original price $1,146.99 - Original price $1,146.99
Original price
$1,146.99
$1,146.99 - $1,146.99
Current price $1,146.99

Hori - Racing Wheel Overdrive for Xbox Series XS - Black

Hori
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Authentic FeelFull-size racing wheel and pedals optimized for authentic racing simulationEasily Adjustable270-degree turn radius with adjustable ou...

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Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Sonos - Ray All-in-One Soundbar for TV and Music - White

Sonos Inc
Original price $263.99 - Original price $263.99
Original price
$263.99
$263.99 - $263.99
Current price $263.99

Jam-packed with powerExperience astonishing clarity and fullness from a small standalone soundbar that balances two high-performing tweeters and a ...

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Original price $263.99 - Original price $263.99
Original price
$263.99
$263.99 - $263.99
Current price $263.99

Elgato - Stream Deck Pedal - Black

Elgato
Original price $97.99 - Original price $97.99
Original price
$97.99
$97.99 - $97.99
Current price $97.99

3 Customizable PedalsControl apps tools and platforms.Hands-FreeGo live mute mic toggle cameras and much more.One-TouchInstantly trigger single or ...

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Original price $97.99 - Original price $97.99
Original price
$97.99
$97.99 - $97.99
Current price $97.99

Segway - Max G2 Electric Kick Scooter Foldable w/ 43 Mile Range and 22 MPH Max Speed - Black

Segway
Original price $827.99 - Original price $827.99
Original price
$827.99
$827.99 - $827.99
Current price $827.99

Comfortability stability confidenceMax G2's front rear suspension absorb road bumps. Self-sealing tires Traction Control System (TCS) ensure smoo...

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Original price $827.99 - Original price $827.99
Original price
$827.99
$827.99 - $827.99
Current price $827.99

LG - 7.4 Cu. Ft. Stackable Smart Electric Dryer with Steam and Sensor Dry - White

LG
Original price $1,362.99 - Original price $1,362.99
Original price
$1,362.99
$1,362.99 - $1,362.99
Current price $1,362.99

Sleek Modern StyleAward-winning8308; design brings a premium look to your laundry space with a flat front design black steel finish tinted tempered...

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Original price $1,362.99 - Original price $1,362.99
Original price
$1,362.99
$1,362.99 - $1,362.99
Current price $1,362.99

UAG - Microsoft Surface Pro 10/9 Next Plasma w/ Hand Shoulder Strap - Clear

Urban Armor Gear
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Impact protectionMilitary-Grade MIL STD 810G 516.6 Exceeds military standards for drop and shock enduring 26 drops from 4' high with 0 damage.Hand ...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

NETGEAR - Nighthawk Mid/High-Split 32 x 8 DOCSIS 3.1 Cable Modem - Black

NETGEAR
Original price $286.99 - Original price $286.99
Original price
$286.99
$286.99 - $286.99
Current price $286.99

Engineered for today’s faster DOCSIS 3.1 cable internet speedsMid/high-split DOCSIS 3.1 cable modem delivers up to 2Gbps of download speeds and 1Gb...

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Original price $286.99 - Original price $286.99
Original price
$286.99
$286.99 - $286.99
Current price $286.99

Razer - Naga V2 HyperSpeed MMO Optical Gaming Mouse with 19 Programmable Buttons - Wireless - Black

Razer
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

19 Programmable ButtonsWhether you’re mapping out the essentials or going all out with advanced macros this mouse is armed with ergonomically posit...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Samsung - BESPOKE Side-by-Side Smart Refrigerator with Beverage Center - White Glass

Samsung
Original price $2,170.99 - Original price $2,170.99
Original price
$2,170.99
$2,170.99 - $2,170.99
Current price $2,170.99

Bespoke DesignCreate a stylish kitchen with your choice of color and finish Bespoke White Glass or fingerprint-resistant Stainless Steel.Beverage C...

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Original price $2,170.99 - Original price $2,170.99
Original price
$2,170.99
$2,170.99 - $2,170.99
Current price $2,170.99

Logitech - Combo Touch Keyboard and Trackpad Case for Apple iPad - Latest Model A16 chip and iPad 10th Gen with Detachable Keyboard - Oxford Gray

Logitech
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Compatibility iPad (10th gen A16)Models A2696 A2757 A2777 A3162Trackpad precision and controlEdit documents navigate apps and build presentations ...

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Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Glorious - Lubed Mechanical Keyboard 5-pin Hot Swappable Switches (36x) - Linear - Lynx

Glorious
Original price $40.99 - Original price $40.99
Original price
$40.99
$40.99 - $40.99
Current price $40.99

Works with Most 5-pin Hotswap KeyboardsCompatible with all Glorious GMMK keyboards and most mechanical keyboards with 5-pin hotswap sockets.Effortl...

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Original price $40.99 - Original price $40.99
Original price
$40.99
$40.99 - $40.99
Current price $40.99

Echo Dot Kids with Alexa (newest model) Designed for kids w/ parental controls Includes 1 Year of Amazon Kids+ - Owl

AMAZON
Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

Echo Dot KidsOur most popular and cutest smart speaker with Alexa made for kids (not a toy). The improved speaker delivers clearer vocals and rich ...

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Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

7" HD Touchscreen IQ Panel PowerG 319 ATT

Qolsys
Original price $571.99 - Original price $571.99
Original price
$571.99
$571.99 - $571.99
Current price $571.99

LTEThe IQ Panel 4 includes LTE communication for faster speeds and future-proof connectivity. We combine this with Wi-Fi for amazing dual-path conn...

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Original price $571.99 - Original price $571.99
Original price
$571.99
$571.99 - $571.99
Current price $571.99

Razer - DeathAdder V3 Lightweight Optical Gaming Mouse with 8K Hz HyperPolling Technology - Wired - Black

Razer
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

59g Ultra-lightweight DesignMade more than 25 lighter than the Razer DeathAdder V2 enjoy a level of speed and control favored by the world’s top pl...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.