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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Sony - 75" Class BRAVIA 7 II True RGB 4K HDR Google TV with Gemini

Sony
Original price $3,343.99 - Original price $3,343.99
Original price
$3,343.99
$3,343.99 - $3,343.99
Current price $3,343.99

True RGB the future of colorPowered by a newly evolved Backlight Master Drive Sony's True RGB drives three-color LEDs independently for unprecedent...

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Original price $3,343.99 - Original price $3,343.99
Original price
$3,343.99
$3,343.99 - $3,343.99
Current price $3,343.99

HP - OmniStudio X 27" QHD All-in-One w/ Adjustable Height - Intel Core Ultra 7 356H - 16GB Memory - 1TB SSD - Copilot+ PC - Eclipse Gray

HP
Original price $1,687.99 - Original price $1,687.99
Original price
$1,687.99
$1,687.99 - $1,687.99
Current price $1,687.99

Intel Core Ultra 7 356H processorDelivers what matters powerful performance built-in graphics and AI to revolutionize how you create game and work....

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Original price $1,687.99 - Original price $1,687.99
Original price
$1,687.99
$1,687.99 - $1,687.99
Current price $1,687.99

Alienware - 16X Aurora 16" 3K OLED Gaming Laptop - Intel Core Ultra 9 290HX 2026 16GB Memory NVIDIA GeForce RTX 5070 1TB Storage - Blue

Dell
Original price $2,555.99 - Original price $2,555.99
Original price
$2,555.99
$2,555.99 - $2,555.99
Current price $2,555.99

Brilliant displayGo deeper into games with a 16 WQXGA 240Hz display with 500 nits brightness.Intelligent processingIntel Core Ultra HX processors i...

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Original price $2,555.99 - Original price $2,555.99
Original price
$2,555.99
$2,555.99 - $2,555.99
Current price $2,555.99

HP OMEN - Transcend 14" 120Hz 3K OLED Gaming Laptop - Intel Core Ultra 9 (2025) - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Shadow Black

HP
Original price $3,238.99 - Original price $3,238.99
Original price
$3,238.99
$3,238.99 - $3,238.99
Current price $3,238.99

Intel Core Ultra 9 285H processorPush on the go AI acceleration and graphics to new heights with an Intel Core Ultra processor. Scaled performance ...

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Original price $3,238.99 - Original price $3,238.99
Original price
$3,238.99
$3,238.99 - $3,238.99
Current price $3,238.99

Saramonic - Air-SE 2-Person Ultra-Mini Wireless Mic System w/ USB-C Lightning Receivers - Black

Saramonic
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Dual Wireless Mobile ReadyDual-channel wireless mic system with both USB-C Lightning outputs—ideal for mobile and social creators capturing everyt...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

CORSAIR - HS35 v3 Wired Over-the-Ear Gaming Headset for PCXbox OneXbox Series XSPS5PS4 Nintendo Switch and Mobile - Carbon

Corsair
Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Massively multiplatformPlug in the universal 3.5mm connector for immersive audio wherever you play PC Mac PlayStation Nintendo Switch and more.Enh...

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Original price $66.99 - Original price $66.99
Original price
$66.99
$66.99 - $66.99
Current price $66.99

Shokz - OpenDots Air Open-Ear Clip-On True Wireless Bluetooth Earbuds - Black

Shokz
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Built to move with youWith a flexible nickel-titanium plate Shokz JointArc adapts to different ear shapes while maintaining a secure comfortable ho...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Microsoft - Xbox Elite Series 2 Core Wireless Controller for Xbox Series X Xbox Series S Xbox One PCs and Cloud-Enabled Devices - Green and Red

Microsoft
Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

Play like a proDesigned to meet the needs of today’s competitive gamers the Xbox Elite Wireless Controller Series 2 Core features adjustable-tensi...

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Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

Microsoft - Xbox Elite Series 2 Core Wireless Controller for Xbox Series X Xbox Series S Xbox One PCs and Cloud-Enabled Devices - Red and White

Microsoft
Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

Play like a proDesigned to meet the needs of today’s competitive gamers the Xbox Elite Wireless Controller Series 2 Core features adjustable-tensi...

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Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

Microsoft - Xbox Wireless Controller Forza Horizon 6 Limited Edition Xbox Series XS Xbox One PCs and Cloud-Enabled Devices - Multicolor

Microsoft
Original price $108.99 - Original price $108.99
Original price
$108.99
$108.99 - $108.99
Current price $108.99

Explore breathtaking Japan with the Xbox Wireless Controller Forza Horizon 6 Limited Edition.Inspired by the winding Touge roads of Japan this con...

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Original price $108.99 - Original price $108.99
Original price
$108.99
$108.99 - $108.99
Current price $108.99

Midea - 20 cu. ft. 50/50 Flex 3-in-1 Garage Ready Frost Free Convertible Freezer with Energy Star Certification - Stainless Steel

Midea
Original price $1,069.99 - Original price $1,069.99
Original price
$1,069.99
$1,069.99 - $1,069.99
Current price $1,069.99

Freezer Today Fridge Tomorrow or Both AnytimePLUS UP your flexibility with the only product of its kind that can be all freezer all fridge or both ...

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Original price $1,069.99 - Original price $1,069.99
Original price
$1,069.99
$1,069.99 - $1,069.99
Current price $1,069.99

Insignia - 65" Class F70 Series 4K UHD QLED Mini-LED Smart TV with Fire TV

Insignia
Original price $574.99 - Original price $574.99
Original price
$574.99
$574.99 - $574.99
Current price $574.99

Mini-LEDUnlock dramatic contrast that makes every scene feel cinematic.QLEDUnlock color that feels brighter bolder and more natural.Local DimmingDe...

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Original price $574.99 - Original price $574.99
Original price
$574.99
$574.99 - $574.99
Current price $574.99

Sony - 55" Class BRAVIA 7 II True RGB 4K HDR Google TV with Gemini

Sony
Original price $2,277.99 - Original price $2,277.99
Original price
$2,277.99
$2,277.99 - $2,277.99
Current price $2,277.99

True RGB the future of colorPowered by a newly evolved Backlight Master Drive Sony's True RGB drives three-color LEDs independently for unprecedent...

View full details
Original price $2,277.99 - Original price $2,277.99
Original price
$2,277.99
$2,277.99 - $2,277.99
Current price $2,277.99

Sony - 1000X THE COLLEXION Wireless Noise Canceling Headphones - Platinum

Sony
Original price $548.99 - Original price $548.99
Original price
$548.99
$548.99 - $548.99
Current price $548.99

Luxury design crafted for comfort1000X THE COLLEXION headphones combine curated metal accents and soft faux leather to create a refined and luxurio...

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Original price $548.99 - Original price $548.99
Original price
$548.99
$548.99 - $548.99
Current price $548.99

LG - 85 Class NU700B Series LED Nano AI 4K UHD Smart webOS TV (2026)

LG
Original price $1,069.99 - Original price $1,069.99
Original price
$1,069.99
$1,069.99 - $1,069.99
Current price $1,069.99

Nano Detail EnhancerPowered by LG’s advanced ¿7 AI Processor 4K Gen9 Nano Detail Enhancer brings extraordinary clarity to everything you watch. By ...

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Original price $1,069.99 - Original price $1,069.99
Original price
$1,069.99
$1,069.99 - $1,069.99
Current price $1,069.99

HP - OmniBook X 14" 2K OLED Touchscreen Laptop - Snapdragon X2 Plus - 16GB Memory - 512GB SSD - Copilot+ PC - Meteor Silver

HP
Original price $1,256.99 - Original price $1,256.99
Original price
$1,256.99
$1,256.99 - $1,256.99
Current price $1,256.99

14" 2K OLED touchscreen with OLEDEveryday productivity is boosted by rich colors and crisp visuals on the OLED touch display with 1920x1200 resolut...

View full details
Original price $1,256.99 - Original price $1,256.99
Original price
$1,256.99
$1,256.99 - $1,256.99
Current price $1,256.99

LG - 55" Class G6 Series OLED evo AI 4K Smart webOS TV with Gallery Design and Flush Wall Mount (2026)

LG
Original price $2,036.99 - Original price $2,036.99
Original price
$2,036.99
$2,036.99 - $2,036.99
Current price $2,036.99

Hyper Radiant Color TechLG Hyper Radiant delivers the ultimate in picture quality combining Brightness Booster Technology Perfect Black and Perfect...

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Original price $2,036.99 - Original price $2,036.99
Original price
$2,036.99
$2,036.99 - $2,036.99
Current price $2,036.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi 256GB - Blue

Apple
Original price $715.99 - Original price $715.99
Original price
$715.99
$715.99 - $715.99
Current price $715.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $715.99 - Original price $715.99
Original price
$715.99
$715.99 - $715.99
Current price $715.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 512GB - Space Gray (Unlocked)

Apple
Original price $1,092.99 - Original price $1,092.99
Original price
$1,092.99
$1,092.99 - $1,092.99
Current price $1,092.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
Original price $1,092.99 - Original price $1,092.99
Original price
$1,092.99
$1,092.99 - $1,092.99
Current price $1,092.99

ASUS - PRIME NVIDIA GeForce RTX 5080 16GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $1,538.99 - Original price $1,538.99
Original price
$1,538.99
$1,538.99 - $1,538.99
Current price $1,538.99

NVIDIA PowerPowered by the NVIDIA Blackwell architecture and DLSS 4SFF-Ready enthusiast GeForce cardCompatible with small-form-factor buildsAxial-t...

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Original price $1,538.99 - Original price $1,538.99
Original price
$1,538.99
$1,538.99 - $1,538.99
Current price $1,538.99

JBL - Vibe Beam 2 Noise Cancelling Earbuds - 2025 - White

JBL
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

JBL Pure Bass soundJBL Vibe Beam 2 earbuds feature 8mm dynamic drivers that deliver exciting JBL Pure Bass sound.Active Noise Cancelling with Smart...

View full details
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Blue Tees - Player +GPS Golf Portable Bluetooth Speaker with Magnetic Strip and Power Bank - Black

Blue Tees
Original price $235.99 - Original price $235.99
Original price
$235.99
$235.99 - $235.99
Current price $235.99

FCB GPS DistancesDistances to the Front Center and Back guiding you to select the ideal club for your shot. Click the action button to call out the...

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Original price $235.99 - Original price $235.99
Original price
$235.99
$235.99 - $235.99
Current price $235.99

Samsung - Galaxy S26+ 256GB - Sky Blue (ATT)

Samsung
Original price $1,098.99 - Original price $1,098.99
Original price
$1,098.99
$1,098.99 - $1,098.99
Current price $1,098.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

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Original price $1,098.99 - Original price $1,098.99
Original price
$1,098.99
$1,098.99 - $1,098.99
Current price $1,098.99

Samsung - Galaxy S26 256GB (Unlocked) - Cobalt Violet

Samsung
Original price $1,026.99 - Original price $1,026.99
Original price
$1,026.99
$1,026.99 - $1,026.99
Current price $1,026.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

View full details
Original price $1,026.99 - Original price $1,026.99
Original price
$1,026.99
$1,026.99 - $1,026.99
Current price $1,026.99

Samsung - Galaxy S26 256GB (Unlocked) - Black

Samsung
Original price $1,026.99 - Original price $1,026.99
Original price
$1,026.99
$1,026.99 - $1,026.99
Current price $1,026.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

View full details
Original price $1,026.99 - Original price $1,026.99
Original price
$1,026.99
$1,026.99 - $1,026.99
Current price $1,026.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 256GB - Space Gray (Unlocked)

Apple
Original price $680.99 - Original price $680.99
Original price
$680.99
$680.99 - $680.99
Current price $680.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
Original price $680.99 - Original price $680.99
Original price
$680.99
$680.99 - $680.99
Current price $680.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 1TB - Blue (Unlocked)

Apple
Original price $1,308.99 - Original price $1,308.99
Original price
$1,308.99
$1,308.99 - $1,308.99
Current price $1,308.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

View full details
Original price $1,308.99 - Original price $1,308.99
Original price
$1,308.99
$1,308.99 - $1,308.99
Current price $1,308.99

Insignia - 50" Class F50 Series LED 4K UHD Smart Fire TV

Insignia
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

View full details
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Beats - Flex Wireless Earphones - Yuzu Yellow

Apple
Original price $78.99 - Original price $78.99
Original price
$78.99
$78.99 - $78.99
Current price $78.99

FLEX ALL DAYIn your ears or around your neck Beats Flex are as versatile as the life you lead. Whether you're listening to music taking calls or sc...

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Original price $78.99 - Original price $78.99
Original price
$78.99
$78.99 - $78.99
Current price $78.99

SteelSeries - QcK Cloth Gaming Mouse Pad (Medium) - White

Steel Series
Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

LEGENDARY MICRO-WOVEN CLOTHAn optimal surface for mouse precision and performance the proprietary micro-woven cloth makes the SteelSeries QcK trust...

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Original price $27.99 - Original price $27.99
Original price
$27.99
$27.99 - $27.99
Current price $27.99

Sony - ECMB10 Multi-directional Shotgun Microphone - Black

Sony
Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99

Advanced beamforming technologyDigital signal processing using beamforming technology achieves super directivity ideal for interviews and selfies w...

View full details
Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99

GameSir - G7 SE Wired Controller for Xbox Series XSOne Windows 10/11 Hall Effect Joysticks Trigger 3.5mm - Dynamic Blue

GameSir
Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

Officially licensed by XboxGameSir G7 SE is an licensed controller by XboxAnti-drift Hall Effect sticksUsing non-contact magnetic sensors to ensure...

View full details
Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

HyperX - OMEN 16" 165Hz 2.5K OLED Gaming Laptop - AMD Ryzen 9 8940HX (2025) - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Shadow Black

HyperX
Original price $1,792.99 - Original price $1,792.99
Original price
$1,792.99
$1,792.99 - $1,792.99
Current price $1,792.99

AMD Ryzen 9 8940HX processorThe AMD Ryzen 9 8940HX is built off AMD's "Zen 4" processor architecture to deliver the ultimate in performance and pow...

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Original price $1,792.99 - Original price $1,792.99
Original price
$1,792.99
$1,792.99 - $1,792.99
Current price $1,792.99

SteelSeries - Arctis Nova Pro Omni 2.4 GHz Wireless Over-The-Ear Gaming Headset for PS5/PS4 Xbox One Xbox X/S Switch/Switch 2 PC - White

Steel Series
Original price $441.99 - Original price $441.99
Original price
$441.99
$441.99 - $441.99
Current price $441.99

Hi-Res Certified Wireless 96 kHz / 24-bit AudioOfficially certified to meet the highest standards for wireless audio. Get high-fidelity with less c...

View full details
Original price $441.99 - Original price $441.99
Original price
$441.99
$441.99 - $441.99
Current price $441.99

Keystone - 8000 BTU 350 Sq. Ft Window Mounted Inverter Air Conditioner with Remote Control - White

Keystone
Original price $356.99 - Original price $356.99
Original price
$356.99
$356.99 - $356.99
Current price $356.99

Cooling PowerThis Energy Star rated air conditioner has 8000 BTUs of cooling power has 3 fan speeds and dehumidifies the air up to 1.2 pints per ho...

View full details
Original price $356.99 - Original price $356.99
Original price
$356.99
$356.99 - $356.99
Current price $356.99

Peerless-AV QSR Menu Board DS-MBZ647P mounting kit - for flat panel - black powder coat

Peerless Industries
Original price $205.99 - Original price $205.99
Original price
$205.99
$205.99 - $205.99
Current price $205.99

Peerless-AV QSR Menu Board DS-MBZ647P - Mounting kit (wall plate adapter rails) - for flat panel - black powder coat - screen size 42"-48"

Original price $205.99 - Original price $205.99
Original price
$205.99
$205.99 - $205.99
Current price $205.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.