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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Razer - Kraken V4 Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile and Tablet - Black

Razer
Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

3 Modes of Connectivity Razer HyperSpeed Wireless Bluetooth USBFrom your PC to console to phone enjoy full audio immersion no matter the scenario...

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Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

Samsung - Galaxy Book4 Edge - Copilot+ PC - 16" AMOLED Touch-Screen Laptop - Snapdragon X Elite 3.4Ghz- 16GB Memory- 512GB Storage - Sapphire Blue

Samsung
Original price $1,228.99 - Original price $1,228.99
Original price
$1,228.99
$1,228.99 - $1,228.99
Current price $1,228.99

Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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Original price $1,228.99 - Original price $1,228.99
Original price
$1,228.99
$1,228.99 - $1,228.99
Current price $1,228.99

Soundcore - by Anker P40i Noise Canceling True Wireless Earbud Headphones - Black

Soundcore
Original price $49.99 - Original price $49.99
Original price
$49.99
$49.99 - $49.99
Current price $49.99

Smart Noise Cancellingsoundcore P40i noise cancelling earbuds feature adaptive ANC that automatically detects ambient noise and utilizes advanced a...

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Original price $49.99 - Original price $49.99
Original price
$49.99
$49.99 - $49.99
Current price $49.99

GE - 2.0 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - Stainless Steel

GE
Original price $273.99 - Original price $273.99
Original price
$273.99
$273.99 - $273.99
Current price $273.99

2.0 Cu. Ft. Capacity1200 Watts (IEC-705 test procedure).Sensor Cooking ControlsAutomatically adjusts time and power for delicious cooking results.C...

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Original price $273.99 - Original price $273.99
Original price
$273.99
$273.99 - $273.99
Current price $273.99

Apple - Magic Keyboard for iPad Pro 13-inch (M4 and M5) - Black

Apple
Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

DESIGNED FOR COMFORT—Magic Keyboard features a two-cantilever-hinge design for smooth adjustable viewing angles. Backlit keys with a scissor mechan...

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Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

JBL - Tune 770NC Adaptive Noise Cancelling Wireless Over-Ear Headphone - 2024 - Black

JBL
Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Adaptive noise cancelling with Smart AmbientAdaptive noise cancelling means zero distractions when it’s time to focus on your studies—or get your g...

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Original price $104.99 - Original price $104.99
Original price
$104.99
$104.99 - $104.99
Current price $104.99

Collective Minds - Cronus Zen Controller Emulator for Xbox One Xbox Series SX PlayStation 4 PlayStation 5 Nintendo Switch 1 2 PC - Black

Collective Minds
Original price $139.99 - Original price $139.99
Original price
$139.99
$139.99 - $139.99
Current price $139.99

Powerful Cronus TechnologyZen moves that legacy forward with a next-generation state-of-the-art design giving gamers the most powerful device emula...

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Original price $139.99 - Original price $139.99
Original price
$139.99
$139.99 - $139.99
Current price $139.99

ASUS - ZenWiFi BE30000 Quad-Band Mesh Wi-Fi 7 System (3-Pack) - White

ASUS
Original price $1,187.99 - Original price $1,187.99
Original price
$1,187.99
$1,187.99 - $1,187.99
Current price $1,187.99

Wireless TechnologyQuad-band AiMesh unlocks Wi-Fi 7 potential in all bands plus AI-enhanced dedicated 6 GHz backhaul helps to ensure congestion-fre...

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Original price $1,187.99 - Original price $1,187.99
Original price
$1,187.99
$1,187.99 - $1,187.99
Current price $1,187.99

Insignia - .9 Cu. Ft. Compact Countertop Microwave - Stainless Steel

Insignia
Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

900 wattsCook or reheat meat vegetables pasta and more at the touch of a button.2-step safety lockPrevents young children from accessing the microw...

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Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99

Turtle Beach - Stealth 600 Wireless Over-Ear Multiplatform Gaming Headset for PS5 PS4 PC Mobile - Black

Turtle Beach
Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Multiplatform Wireless + BluetoothExperience low-latency multiplatform freedom with 2.4GHz wireless and Bluetooth 5.2 on PlayStation PC or Steam De...

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Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Turtle Beach - Stealth 700 Gen 3 Wireless Over-Ear Multiplatform Gaming Headset for PC PS5 PS4 Mobile with 80-Hr Battery - Black

Turtle Beach
Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

CrossPlay Multiplatform Wireless Audio SystemDual USB wireless transmitters and a single button on the headset allow you to quickly switch between ...

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Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

Alienware - Pro Wireless Optical Gaming Ambidextrous Mouse - Wired - Lunar Light

Alienware
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Near Instant Response TimesGet the advantage when microseconds are the difference between winning and losing. Pinpoint precision with high polling ...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

LG - Standard Depth MAX 25.1 Cu. Ft. French Door Smart Refrigerator with Glide N' Serve Drawer - Stainless Steel

LG
Original price $1,806.99 - Original price $1,806.99
Original price
$1,806.99
$1,806.99 - $1,806.99
Current price $1,806.99

Standard-Depth MAX 25 cu. ft. 33" WidthMAX out your space with a French door refrigerator designed for 33" wide cabinet openings. Enjoy premium sty...

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Original price $1,806.99 - Original price $1,806.99
Original price
$1,806.99
$1,806.99 - $1,806.99
Current price $1,806.99

JBL - Clip 5 Portable Bluetooth Speaker - 2024 - Black

JBL
Original price $101.99 - Original price $101.99
Original price
$101.99
$101.99 - $101.99
Current price $101.99

Ultra-portable JBL pro soundDon't let its little size fool you. The JBL Clip 5 packs a serious musical punch delivering big JBL pro sound with punc...

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Original price $101.99 - Original price $101.99
Original price
$101.99
$101.99 - $101.99
Current price $101.99

Sony - ULT TOWER 10 Party Speaker with Wireless Microphone - Black

Sony
Original price $1,182.99 - Original price $1,182.99
Original price
$1,182.99
$1,182.99 - $1,182.99
Current price $1,182.99

ULT Power SoundEnhance your low-end frequencies for exceptional bass. Enjoy two different types of bass-emphasized sound powerful bass to feel the ...

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Original price $1,182.99 - Original price $1,182.99
Original price
$1,182.99
$1,182.99 - $1,182.99
Current price $1,182.99

Sonos - Ace Wireless Over-the-Ear Headphones with Active Noise Cancellation (Each) - Black

Sonos Inc
Original price $402.99 - Original price $402.99
Original price
$402.99
$402.99 - $402.99
Current price $402.99

A new personal best for soundThe custom-designed driver renders each frequency with superior precision and clarity. From crystallized highs to thun...

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Original price $402.99 - Original price $402.99
Original price
$402.99
$402.99 - $402.99
Current price $402.99

Amazon - Echo Spot (2024 release) Smart alarm clock with vibrant sound and Alexa - Glacier White

AMAZON
Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

Meet the new echo spotA sleek smart alarm clock with Alexa and big vibrant sound. Ready to help you wake up wind down and so much more.Alexa+ Early...

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Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

Philips Sonicare - DiamondClean Smart Electric Rechargeable toothbrush with Charging Travel Case and 8 Brush Heads - Lunar Blue

Philips Sonicare
Original price $379.99 - Original price $379.99
Original price
$379.99
$379.99 - $379.99
Current price $379.99

Complete oral care with smart sensor technology for an exceptional cleanRemoves up to 10x more plaque and improves gum health up to 7x in just 2 we...

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Original price $379.99 - Original price $379.99
Original price
$379.99
$379.99 - $379.99
Current price $379.99

Contixo - F19 Arvo Foldable Drone with 1080P HD Camera FPV Obstacle Avoidance 2 Batteries Brushless Motors LED Lights - Silver

Contixo
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Contixo - F19 Brushless Motor GPS Drone with Remote Controller - SilverContixo F19 is equipped with 360-degree environmental perception and laser o...

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Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Microsoft - Surface Slim Pen (2nd Edition) and Pro Flex Keyboard for Pro 13" (11th Edition) Pro 9 Pro 8 - Sapphire

Microsoft
Original price $515.99 - Original price $515.99
Original price
$515.99
$515.99 - $515.99
Current price $515.99

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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Original price $515.99 - Original price $515.99
Original price
$515.99
$515.99 - $515.99
Current price $515.99

Microsoft - Surface Pro Flex Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 with Pen Storage - Black

Microsoft
Original price $406.99 - Original price $406.99
Original price
$406.99
$406.99 - $406.99
Current price $406.99

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

View full details
Original price $406.99 - Original price $406.99
Original price
$406.99
$406.99 - $406.99
Current price $406.99

Microsoft - Surface Slim Pen (2nd Edition) and Pro Keyboard for Pro (11th Edition) Pro 9 and Pro 8 - Dune

Microsoft
Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

View full details
Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

Alienware - Pro 75 Wireless Mechanical Gaming Keyboard with RGB Back Lighting - Lunar Light

Alienware
Original price $203.99 - Original price $203.99
Original price
$203.99
$203.99 - $203.99
Current price $203.99

Professional Approved Form FactorCompact 75 form factor giving more room for long mouse swipes easy to adjust during long sessions and with all ess...

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Original price $203.99 - Original price $203.99
Original price
$203.99
$203.99 - $203.99
Current price $203.99

Turtle Beach - Stealth 500 Wireless Over-Ear Gaming Headset for PS5 PS4 PC Mobile - Black

Turtle Beach
Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Step up to Wireless FreedomPlay your favorite games on PS5 PS4 PC mobile devices with low-latency 2.4GHz wireless and Bluetooth 5.2 connectivity....

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Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Panasonic - LUMIX FZ80D 18.1 Megapixels 4K Photo Point and Shoot Digital Camera with 60X Zoom Lens - Black

Panasonic
Original price $613.99 - Original price $613.99
Original price
$613.99
$613.99 - $613.99
Current price $613.99

3" color touch-screen LCD displayFor clear viewing and easy navigation.High resolution 1170K-dot viewfinderClear even in bright sunlight.18.1-megap...

View full details
Original price $613.99 - Original price $613.99
Original price
$613.99
$613.99 - $613.99
Current price $613.99

The Smurfs - Dreams - Nintendo Switch

Microids
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Solo or with a friendPrevent Gargamel's evil plans from succeeding alone or with a friend for a smurffabulous 2 player experience.Embark on an adve...

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Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Microsoft - Surface Pro Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 Platinum

Microsoft
Original price $195.99 - Original price $195.99
Original price
$195.99
$195.99 - $195.99
Current price $195.99

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

View full details
Original price $195.99 - Original price $195.99
Original price
$195.99
$195.99 - $195.99
Current price $195.99

Microsoft - Surface Pro Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 with Pen Storage - Black

Microsoft
Original price $195.99 - Original price $195.99
Original price
$195.99
$195.99 - $195.99
Current price $195.99

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

View full details
Original price $195.99 - Original price $195.99
Original price
$195.99
$195.99 - $195.99
Current price $195.99

Apple - Magic Keyboard for iPad Pro 13-inch (M4 and M5) - White

Apple
Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

DESIGNED FOR COMFORT—Magic Keyboard features a two-cantilever-hinge design for smooth adjustable viewing angles. Backlit keys with a scissor mechan...

View full details
Original price $405.99 - Original price $405.99
Original price
$405.99
$405.99 - $405.99
Current price $405.99

Therabody - ThermBack LED 4-in-1 Back Wrap With Heat Far infrared Vibration and LED Light Therapies For Lower Back Pain Relief - Black

Therabody
Original price $368.99 - Original price $368.99
Original price
$368.99
$368.99 - $368.99
Current price $368.99

4 therapies in 1 for more effective relief from lower back pain Heat increases blood flow to ease pain and stiffness Far Infrared delivers deep-pen...

View full details
Original price $368.99 - Original price $368.99
Original price
$368.99
$368.99 - $368.99
Current price $368.99

Sony - NW-A306 Walkman A Series - Black

Sony
Original price $369.99 - Original price $369.99
Original price
$369.99
$369.99 - $369.99
Current price $369.99

Wi-Fi compatible for direct download and music streamingSupported by Android and compatible with Wi-Fi the NW-A306 offers you even more ways to lis...

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Original price $369.99 - Original price $369.99
Original price
$369.99
$369.99 - $369.99
Current price $369.99

Shark - Pickup 3-in-1 Steam Mop Pick-Up Sanitize - Black/Stone Metallic

Shark
Original price $280.99 - Original price $280.99
Original price
$280.99
$280.99 - $280.99
Current price $280.99

3-in-1Shark Steam Pickup picks up debris deep scrubs steam sanitizes—all at once saving you time and effort.Picks up debrisCaptures wet dry and st...

View full details
Original price $280.99 - Original price $280.99
Original price
$280.99
$280.99 - $280.99
Current price $280.99

Bose - QuietComfort Ultra (2nd Gen) True Wireless Noise Cancelling In-Ear Earbuds - Black

Bose
Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Heart-stopping sound with each play.CustomTune technology analyzes your ears and adapts the sound and noise cancelling to their unique shape. The r...

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Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Samsung - B-series HW-B650F 3.1 Ch DTS VirtualX Soundbar - Black

Samsung
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

3.1 Ch SoundBe part of every scene with well balanced harmonious sound delivered by three front channels and a wireless subwoofer. The built in cen...

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Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

PowerA - Advantage Wired Controller for Nintendo Switch 2 - Mario Time

PowerA
Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel to help with precision and longevityAdvanc...

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Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Samsung - S Pen Creator Edition - White

Samsung
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Bring every subtle detail to lifeCapture every subtle detail with S Pen Creator Edition our most advanced S Pen yet. Write sketch or paint with pin...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.