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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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BIRDFY - 2 Smart Bird Feeder with Camera AI Bird Recognition Weatherproof Eco-Friendly Design - Green

Birdfy
Original price $303.99 - Original price $303.99
Original price
$303.99
$303.99 - $303.99
Current price $303.99

1080P Resolution and Color Night Vision.With a 2MP camera you'll capture every bird in detail and enjoy smooth live streaming and listen to birdson...

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Original price $303.99 - Original price $303.99
Original price
$303.99
$303.99 - $303.99
Current price $303.99

Logitech - PRO 2 LIGHTSPEED Lightweight Optical HERO 44K DPI Gaming Mouse with 4 Customizable and Switchable Magnetic Side Buttons - Wireless - Black

Logitech
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Designed with pros engineered to winEnhanced with heightened speed and precision the PRO 2 LIGHTSPEED wireless gaming mouse helps you hone the comp...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

VCOPTER - Falcon Mini Fly More Combo - Black

HoverAir
Original price $502.99 - Original price $502.99
Original price
$502.99
$502.99 - $502.99
Current price $502.99

V-Shaped Bi-Copter Under 250 gA revolutionary entry-level drone featuring a patented dual-rotor V design that combines futuristic aesthetics with s...

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Original price $502.99 - Original price $502.99
Original price
$502.99
$502.99 - $502.99
Current price $502.99

Lenovo - LOQ 15.6" Full HD Gaming Laptop - AMD Ryzen 5 7235HS - 16GB Memory - NVIDIA GeForce RTX 4050 - 512GB SSD - Luna Grey

Lenovo
Original price $1,134.99 - Original price $1,134.99
Original price
$1,134.99
$1,134.99 - $1,134.99
Current price $1,134.99

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,134.99 - Original price $1,134.99
Original price
$1,134.99
$1,134.99 - $1,134.99
Current price $1,134.99

Apple - 13-inch iPad Pro M5 chip Wi-Fi 2TB with OLED Nano-texture Glass - Silver

Apple
Original price $2,890.99 - Original price $2,890.99
Original price
$2,890.99
$2,890.99 - $2,890.99
Current price $2,890.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $2,890.99 - Original price $2,890.99
Original price
$2,890.99
$2,890.99 - $2,890.99
Current price $2,890.99

Garmin - vívosmart 5 Smart Fitness Tracker + Heart Rate Large - Black - (2022)

Garmin
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Simple easy-to-use designEasy-to-use comfortable smart fitness tracker once setup through the Garmin Connect app has a touchscreen and button inter...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

ASUS - ROG Falchion Ace 75 Wired Gaming Keyboard with ROG HFX Magnetic Switches and Rapid Trigger Toggle - ZywOo Edition

ASUS
Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

Battle-tested on the biggest stageZywOo’s keyboard of choice in recent championship runs delivering elite-level play for Majors winsSignature desig...

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Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

Logitech - Wave Keys and Lift Vertical Mouse Wireless Ergonomic Keyboard and Mouse Bundle with Cushioned Palm Rest - Rose

Logitech
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Feel the Wave. Feel the LiftWave Keys ergonomic wireless keyboard and Lift vertical ergonomic mouse are matched to turn your desk life into a feel-...

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Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

HYTE - CNVS Intense Play Mouse Pad - Black

HYTE
Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

50-Pixel qRGB ArrayIndustry leading brightness with 50 high fidelity per pixel lighting zones. Be immersed in life with new qRGB performance and &l...

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Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

Apple - 11-inch iPad Pro M5 chip Wi-Fi 1TB with OLED Nano-texture Glass - Silver

Apple
Original price $2,015.99 - Original price $2,015.99
Original price
$2,015.99
$2,015.99 - $2,015.99
Current price $2,015.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

View full details
Original price $2,015.99 - Original price $2,015.99
Original price
$2,015.99
$2,015.99 - $2,015.99
Current price $2,015.99

Lorex - Connect 2K Dual-Lens Indoor Pan-Tilt Wireless Security Camera - White

Lorex
Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Dual-Lens 360 Pan-Tilt for Ultimate CoverageMonitor two angles at once with one fixed lens and one pan-tilt lens. Customize your view zoom in on k...

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Original price $114.99 - Original price $114.99
Original price
$114.99
$114.99 - $114.99
Current price $114.99

Moza Racing - R3 Direct Drive Sim Racing Bundle with 3.9Nm of force for Windows (Pedals Wheelbase Wheel) - Black

Moza Racing
Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Designed for PCThis Moza R3 Wheel and Pedals Bundle Kit is designed for PC Users (not compatible with Xbox) delivers high-performance sim racing at...

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Original price $310.99 - Original price $310.99
Original price
$310.99
$310.99 - $310.99
Current price $310.99

Google - Nest Cam Outdoor (wired 2nd gen) - 2K Video and Gemini - 1-Pack - Snow

GOOGLE
Original price $184.99 - Original price $184.99
Original price
$184.99
$184.99 - $184.99
Current price $184.99

Always in the know with always-on power.No need to recharge batteries or replace them. Nest Cam also powers 24/7 continuous video recording when yo...

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Original price $184.99 - Original price $184.99
Original price
$184.99
$184.99 - $184.99
Current price $184.99

Hyperice - Hyperboot by Nike x Hyperice- Large - Black

Hyperice
Original price $882.99 - Original price $882.99
Original price
$882.99
$882.99 - $882.99
Current price $882.99

Revolutionary warmup + recovery.Industry-leading heat and Normatec dynamic air compression technologies help to improve circulation from the feet a...

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Original price $882.99 - Original price $882.99
Original price
$882.99
$882.99 - $882.99
Current price $882.99

Ultimate Ears - MEGABOOM 4 Portable Wireless Bluetooth Speaker with Waterproof Dustproof and Floatable design - Enchanting Lilac

Ultimate Ears
Original price $227.99 - Original price $227.99
Original price
$227.99
$227.99 - $227.99
Current price $227.99

Portable Bluetooth speaker with 360-degree soundThe MEGABOOM 4 portable waterproof Bluetooth speaker features a bigger size and larger woofer for p...

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Original price $227.99 - Original price $227.99
Original price
$227.99
$227.99 - $227.99
Current price $227.99

Lenovo - Yoga Pro 7i Aura Edition 15.3" 3K OLED Laptop- Core Ultra 9 386H 2026- NVIDIA GeForce RTX 5060- 32GB Memory- 1TB Storage - Luna Grey

Lenovo
Original price $2,932.99 - Original price $2,932.99
Original price
$2,932.99
$2,932.99 - $2,932.99
Current price $2,932.99

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

View full details
Original price $2,932.99 - Original price $2,932.99
Original price
$2,932.99
$2,932.99 - $2,932.99
Current price $2,932.99

SteelSeries - Arctis Nova 3P Wireless Gaming Headset for PlayStation PC Mobile Handhelds and Switch - White

Steel Series
Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99

Presets For Cod Fortnite And MoreControl Your Audio Using The Mobile App To Hear Footsteps Better In Game. Unlock Total Audio Control With 200+ Gam...

View full details
Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99

Apple - Magic Keyboard for iPad Air 13-inch (M3) - Black

Apple
Original price $372.99 - Original price $372.99
Original price
$372.99
$372.99 - $372.99
Current price $372.99

DESIGNED FOR COMFORT—Magic Keyboard for iPad Air attaches magnetically and features a two-cantilever hinge design for smooth adjustable viewing ang...

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Original price $372.99 - Original price $372.99
Original price
$372.99
$372.99 - $372.99
Current price $372.99

Razer - Barracuda X Chroma Bluetooth Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - Phantom White

Razer
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Razer SmartSwitch Dual Wireless to quick-toggle between Razer HyperSpeed and BluetoothSwitch connection from your PC or console to your phone with ...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Fujifilm - instax mini Evo Instant Film Camera - Pink

Fujifilm
Original price $281.99 - Original price $281.99
Original price
$281.99
$281.99 - $281.99
Current price $281.99

Compact and PortableThe INSTAX MINI Evo Instant Film Camera is designed to be compact and portable making it easy to take with you wherever you go....

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Original price $281.99 - Original price $281.99
Original price
$281.99
$281.99 - $281.99
Current price $281.99

Moza Racing - HBP Sim Racing Stick Handbrake for Windows

Moza Racing
Original price $124.99 - Original price $124.99
Original price
$124.99
$124.99 - $124.99
Current price $124.99

Aviation Grade Aluminum BodyThe whole body is CNC machined using aviation-grade aluminum with an anodized finish. It is wear-resistant sturdy and d...

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Original price $124.99 - Original price $124.99
Original price
$124.99
$124.99 - $124.99
Current price $124.99

Insignia - 3.5 Cu. Ft. Garage-Ready Chest Freezer - White

Insignia
Original price $324.99 - Original price $324.99
Original price
$324.99
$324.99 - $324.99
Current price $324.99

3.5 cu. ft. storage capacityStore your favorite frozen snacks and entrees.Garage-readyWorks in temperatures from 0 to 110 F.Storage basketA plastic...

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Original price $324.99 - Original price $324.99
Original price
$324.99
$324.99 - $324.99
Current price $324.99

JBL - Grip Portable Wireless Speaker with Built-In Light - 2025 - Blue

JBL
Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

Bold JBL Pro SoundThe JBL Grip may be small enough to hold in one hand but it packs bold JBL Pro Sound. With AI Sound Boost it analyzes music in re...

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Original price $93.99 - Original price $93.99
Original price
$93.99
$93.99 - $93.99
Current price $93.99

BISSELL - CleanView Max Lift-Off - Cobalt Blue / Black

Bissell
Original price $243.99 - Original price $243.99
Original price
$243.99
$243.99 - $243.99
Current price $243.99

Powerful suctionUnbeatable suction makes this powerful vacuum stand out. Whether you’re cleaning carpet hard floors or upholstery the HEPA Sealed A...

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Original price $243.99 - Original price $243.99
Original price
$243.99
$243.99 - $243.99
Current price $243.99

Moza Racing - KS Sim Racing GT Style Steering Wheel for Windows - Black

Moza Racing
Original price $269.99 - Original price $269.99
Original price
$269.99
$269.99 - $269.99
Current price $269.99

Full customization freedomTailor your driving setup with the 10 short travel programmable RGB buttons transparent button stickers customized RPM in...

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Original price $269.99 - Original price $269.99
Original price
$269.99
$269.99 - $269.99
Current price $269.99

Insignia - 3.3 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - White

Insignia
Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

Freestanding compact 3.3 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.3 tempered gla...

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Original price $172.99 - Original price $172.99
Original price
$172.99
$172.99 - $172.99
Current price $172.99

Logitech - Combo Touch for iPad Pro 13-inch (Latest Model)(M4 M5 chip) Keyboard Case with Detachable Keyboard and Trackpad - Sand

Logitech
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

CompatibilityFor iPad Pro 13-inch M4 (2024) M5 (2025) not designed for use with iPad Pro with Nano-texture glass.Use-your-way ModesMultiple use m...

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Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Samsung - BEFX-H Series Business Pro TV 55" Class 4K UHD LED 2025 Model

Samsung
Original price $749.99 - Original price $749.99
Original price
$749.99
$749.99 - $749.99
Current price $749.99

Samsung Business TV App allows remote management of customized content4K Resolution4K UHD resolution creates sharp imagesBetter ContrastHigh Dynami...

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Original price $749.99 - Original price $749.99
Original price
$749.99
$749.99 - $749.99
Current price $749.99

Insignia - 7.1 Cu. Ft. Garage Ready Upright Convertible Freezer - Stainless Steel Look

Insignia
Original price $459.99 - Original price $459.99
Original price
$459.99
$459.99 - $459.99
Current price $459.99

7.1 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Convertible designFreeze or refrigerate your food in t...

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Original price $459.99 - Original price $459.99
Original price
$459.99
$459.99 - $459.99
Current price $459.99

Razer - Kraken Kitty V2 Wired Over-the-Ear Gaming Headset for PC Mac Nintendo Switch Steam Deck Mobile and Tablet - Pokmon Gengar Edition

Razer
Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

Gengar SpikesTopped with a pair of unique Gengar spikes stand out on stream with a headset that’s styled to match your personality.Stream Reactive ...

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Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

Bose - S1 Pro+ Portable Wireless PA System - Black

Bose
Original price $818.99 - Original price $818.99
Original price
$818.99
$818.99 - $818.99
Current price $818.99

Make music that moves.This portable powerful wireless PA system is your go-to for small live performances.Portable PA system is ready to play anywh...

View full details
Original price $818.99 - Original price $818.99
Original price
$818.99
$818.99 - $818.99
Current price $818.99

Amazon - Echo Dot Max (newest model) Alexa speaker w/ room-filling sound and built-in smart home hub designed for Alexa+ - Graphite

AMAZON
Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

Meet Echo Dot MaxDesigned to deliver rich room-filling sound that automatically adapts to your space and fine-tunes playback. Features a built-in s...

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Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

Logitech - Wave Keys MK670 Combo Ergonomic Wireless Membrane Keyboard and Mouse Bundle for PC/Mac with Integrated Palm-rest - Graphite

Logitech
Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

Meet the comfort comboGet comfier with the Wave Keys Ergonomic Wireless Keyboard paired with the Signature M550 L Wireless Mouse - a great fit for ...

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Original price $122.99 - Original price $122.99
Original price
$122.99
$122.99 - $122.99
Current price $122.99

ASUS - Vivobook 16 16" FHD+ Laptop - Copilot+ PC - AMD Ryzen 5 with 16GB Memory - 512GB SSD - Quiet Blue

ASUS
Original price $961.99 - Original price $961.99
Original price
$961.99
$961.99 - $961.99
Current price $961.99

Copilot+ PCs. A New AI Era BeginsNew AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on Co...

View full details
Original price $961.99 - Original price $961.99
Original price
$961.99
$961.99 - $961.99
Current price $961.99

SteelSeries - Arctis Nova 3X Wireless Gaming Headset for Xbox PlayStation PC Mobile Handhelds and Switch - White

Steel Series
Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99

Presets For Cod Fortnite And MoreControl Your Audio Using The Mobile App To Hear Footsteps Better In Game. Unlock Total Audio Control With 200+ Gam...

View full details
Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99

LG - FlushFit 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack 1 Hour Wash Dry Cycle and 44dBA - Stainless Steel

LG
Original price $1,109.99 - Original price $1,109.99
Original price
$1,109.99
$1,109.99 - $1,109.99
Current price $1,109.99

FlushFit DesignFlush appliance installation is among the hottest kitchen trends but rest assured the sleek integrated design of this LG dishwasher ...

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Original price $1,109.99 - Original price $1,109.99
Original price
$1,109.99
$1,109.99 - $1,109.99
Current price $1,109.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.