Skip to content
FREE DELIVERY
FREE DELIVERY

Shop New

Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

Filters

SANUS Elite - Swivel TV Stand for TVs 40"-86" - Sturdy Base with Swivel Height Adjustment and Cable Management - Black

Sanus
Original price $151.99 - Original price $151.99
Original price
$151.99
$151.99 - $151.99
Current price $151.99

Elite Swivel TV Stand - Great Stand for Homes Renters and ApartmentsTable-top TV base that recreates the sleek look and feel of a mounted TV.Anti-S...

View full details
Original price $151.99 - Original price $151.99
Original price
$151.99
$151.99 - $151.99
Current price $151.99

Floodlight Cam Pro with 2K Video and Ring Vision 2 LED Lights Dual Band Wi-Fi and 3D Motion Detection - Black

Ring
Original price $269.99 - Original price $269.99
Original price
$269.99
$269.99 - $269.99
Current price $269.99

Security camera with Retinal 2K video motion-activated LED floodlights Two-Way Talk and Audio+ 3D Motion Detection and a built-in 110 dB security s...

View full details
Original price $269.99 - Original price $269.99
Original price
$269.99
$269.99 - $269.99
Current price $269.99

Arlo - Pro Outdoor Security Camera 2K HDR (6th Gen 2025 Release) - Wireless Rechargeable Battery 1-Cam - White

Arlo
Original price $132.99 - Original price $132.99
Original price
$132.99
$132.99 - $132.99
Current price $132.99

Premium Protection for Busy FamiliesA 2K HDR security camera with Smart Detections to reduce false alerts Auto Zoom Tracking to keep your home sa...

View full details
Original price $132.99 - Original price $132.99
Original price
$132.99
$132.99 - $132.99
Current price $132.99

KitchenAid - 24" Top Control Built-In Tub Dishwasher with Third Rack - Stainless Steel

Kitchenaid
Original price $1,383.99 - Original price $1,383.99
Original price
$1,383.99
$1,383.99 - $1,383.99
Current price $1,383.99

50+ Total Wash Jetsprovide complete cleaning coverage for dishes across all three racks eliminating the need for pre-rinsing. With 3x more jets tha...

View full details
Original price $1,383.99 - Original price $1,383.99
Original price
$1,383.99
$1,383.99 - $1,383.99
Current price $1,383.99

Insignia - 350 Sq. Ft. 8000 BTU Portable Air Conditioner - White

Insignia
Original price $528.99 - Original price $528.99
Original price
$528.99
$528.99 - $528.99
Current price $528.99

Up to 350 sq. ft. cooling capacityAllows you to keep a medium-sized room cool.3-in-1 climate controlGet high power cooling dehumidifying and fan mo...

View full details
Original price $528.99 - Original price $528.99
Original price
$528.99
$528.99 - $528.99
Current price $528.99

Greenworks - Garage for Optimow Robotic Mowers - Black/Silver

Greenworks
Original price $245.99 - Original price $245.99
Original price
$245.99
$245.99 - $245.99
Current price $245.99

Compatible with both standard high cut charging bases (LMC402¿Weather guard for the optimow Robotic Lawn MowerAttaches directly to your existing o...

View full details
Original price $245.99 - Original price $245.99
Original price
$245.99
$245.99 - $245.99
Current price $245.99

ZLINE - Autograph 36" Legacy Dual Fuel Range with Bronze Accents (RABZ-36-CB) - Black

ZLINE
Original price $5,026.99 - Original price $5,026.99
Original price
$5,026.99
$5,026.99 - $5,026.99
Current price $5,026.99

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

View full details
Original price $5,026.99 - Original price $5,026.99
Original price
$5,026.99
$5,026.99 - $5,026.99
Current price $5,026.99

Whirlpool - 24 Stainless Steel Dishwasher with AI Intelligent Wash - 47 dBA .- Print Resistant Black Stainless - Print Resist Blk Stnlss

Whirlpool
Original price $1,186.99 - Original price $1,186.99
Original price
$1,186.99
$1,186.99 - $1,186.99
Current price $1,186.99

3rd RackFree up space for more dishes in the racks below with easy loading for silverware hard-to-fit utensils like tongs or even measuring cups an...

View full details
Original price $1,186.99 - Original price $1,186.99
Original price
$1,186.99
$1,186.99 - $1,186.99
Current price $1,186.99

GE - Convection Toaster Oven with Air Fry - Stainless Steel

GE
Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99

Combination Toaster Oven with Air FryGet more done thanks to a combination toaster oven and air fryer with all the settings you need including an a...

View full details
Original price $242.99 - Original price $242.99
Original price
$242.99
$242.99 - $242.99
Current price $242.99

Garmin - vívosmart 5 Smart Fitness Tracker + Heart Rate Small/Medium - Black - (2023)

Garmin
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Simple easy-to-use designEasy-to-use comfortable smart fitness tracker once setup through the Garmin Connect app has a touchscreen and button inter...

View full details
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Smart Choice - Gen Dryer Gas Connector

Smart Choice
Original price $190.99 - Original price $190.99
Original price
$190.99
$190.99 - $190.99
Current price $190.99

Automatic shutoff valve stops gas flow during a leak to keep you safe.Leak detection solution and pipe thread sealant help you address potential le...

View full details
Original price $190.99 - Original price $190.99
Original price
$190.99
$190.99 - $190.99
Current price $190.99

LG - 5.5 Cu. Ft. High Efficiency Smart Top Load Washer with EasyUnload - Alpine White

LG
Original price $1,139.99 - Original price $1,139.99
Original price
$1,139.99
$1,139.99 - $1,139.99
Current price $1,139.99

5.5 cu. ft. Mega CapacitySay never again to never-ending piles of laundry—this mega capacity washer is one of the largest top loads in its class185...

View full details
Original price $1,139.99 - Original price $1,139.99
Original price
$1,139.99
$1,139.99 - $1,139.99
Current price $1,139.99

Apple - 11-inch iPad A16 chip with Wi-Fi - 128GB - Yellow

Apple
Original price $476.99 - Original price $476.99
Original price
$476.99
$476.99 - $476.99
Current price $476.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display is an amazing way to watch movies or draw your next masterpiece.185; True Tone adj...

View full details
Original price $476.99 - Original price $476.99
Original price
$476.99
$476.99 - $476.99
Current price $476.99

Sennheiser - MOMENTUM 4 Wireless Adaptive Noise-Canceling Over-The-Ear Headphones - Graphite

Sennheiser
Original price $284.99 - Original price $284.99
Original price
$284.99
$284.99 - $284.99
Current price $284.99

Maximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...

View full details
Original price $284.99 - Original price $284.99
Original price
$284.99
$284.99 - $284.99
Current price $284.99

TCL - Q65H Q Class 5.1 Channel Soundbar with Dolby Atmos Ray Danz Technology and Wireless Subwoofer - Black

TCL
Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

5.1 Channel Q Series SoundbarFill your room with sound bringing the movie theater experience into your home with just a single HDMI cable. It’s hom...

View full details
Original price $302.99 - Original price $302.99
Original price
$302.99
$302.99 - $302.99
Current price $302.99

TCL - 250 Sq. Ft. 6000 BTU Window Air Conditioner - White

TCL
Original price $256.99 - Original price $256.99
Original price
$256.99
$256.99 - $256.99
Current price $256.99

Powerful PerformanceThe 6000 BTU window air conditioner is powerful enough to cool rooms up to 250-sq. ft. and features multiple fan speeds that al...

View full details
Original price $256.99 - Original price $256.99
Original price
$256.99
$256.99 - $256.99
Current price $256.99

GE - 7.4 Cu. Ft. Gas Dryer with Sensor Dry - White with Matte Black

GE
Original price $995.99 - Original price $995.99
Original price
$995.99
$995.99 - $995.99
Current price $995.99

Sensor DryThis dryer with moisture sensor continually monitors temperature and moisture to determine the appropriate drying time to protect your la...

View full details
Original price $995.99 - Original price $995.99
Original price
$995.99
$995.99 - $995.99
Current price $995.99

Razor - MX650 Dirt Rocket eBike w/ 10 miles Max Operating Range and 17 mph Max Speed - Black/Teal

Razor
Original price $1,240.99 - Original price $1,240.99
Original price
$1,240.99
$1,240.99 - $1,240.99
Current price $1,240.99

Ready to rumbleDesigned to conquer the great outdoors theMX650 Dirt Rocket packs a high-torque variable-speed electric motor that hits speeds up to...

View full details
Original price $1,240.99 - Original price $1,240.99
Original price
$1,240.99
$1,240.99 - $1,240.99
Current price $1,240.99

KitchenAid - 20.8 Cu. Ft. Side-by-Side Counter-Depth Refrigerator with Exterior Ice and Water Dispenser - Juniper

Kitchenaid
Original price $3,632.99 - Original price $3,632.99
Original price
$3,632.99
$3,632.99 - $3,632.99
Current price $3,632.99

Spacious Counter-Depth Capacity at 20.8 cu. ft.This large capacity counter-depth side-by-side refrigerator makes room for every grocery run and far...

View full details
Original price $3,632.99 - Original price $3,632.99
Original price
$3,632.99
$3,632.99 - $3,632.99
Current price $3,632.99

Maytag - 7.0 Cu. Ft. Gas Dryer with Wrinkle Prevent - White

Maytag
Original price $912.99 - Original price $912.99
Original price
$912.99
$912.99 - $912.99
Current price $912.99

Wrinkle Prevent PhaseGet built-in wrinkle prevention. After the automatic cycle has ended the Wrinkle Prevent phase keeps the dryer tumbling to hel...

View full details
Original price $912.99 - Original price $912.99
Original price
$912.99
$912.99 - $912.99
Current price $912.99

Lenovo - Idea Tab - 11" 2.5K Tablet - 4GB RAM - 128GB UFS - Luna Grey

Lenovo
Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

Keep your ideas flowingTake notes smarter with Lenovo AI Note in the Notepad app made smoother with the Lenovo Tab Pen (sold separately). Let AI Co...

View full details
Original price $164.99 - Original price $164.99
Original price
$164.99
$164.99 - $164.99
Current price $164.99

Shokz - OpenDots ONE Open-Ear Clip-On True Wireless Bluetooth Earbuds - Navy Blue

Shokz
Original price $173.99 - Original price $173.99
Original price
$173.99
$173.99 - $173.99
Current price $173.99

Stay Locked-in and SecureWith a durable nickel-titanium plate and a soft silicone grip OpenDots ONE stays put through your most intense workouts. N...

View full details
Original price $173.99 - Original price $173.99
Original price
$173.99
$173.99 - $173.99
Current price $173.99

Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - White

Insignia
Original price $727.99 - Original price $727.99
Original price
$727.99
$727.99 - $727.99
Current price $727.99

11.5 cu. ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

View full details
Original price $727.99 - Original price $727.99
Original price
$727.99
$727.99 - $727.99
Current price $727.99

Spotlight Cam Pro Battery with 2K Video and Ring Vision LED Lights Dual-Band Wifi and 3D Motion Detection - Black

Ring
Original price $236.99 - Original price $236.99
Original price
$236.99
$236.99 - $236.99
Current price $236.99

Help protect your home with the advanced features of Spotlight Cam Pro including 2K Video with Ring Vision advanced 3D Motion Detection Bird's Eye ...

View full details
Original price $236.99 - Original price $236.99
Original price
$236.99
$236.99 - $236.99
Current price $236.99

Ring - Pan-Tilt Indoor Security Cam with 360 Horizontal Pan Coverage Live View Two-Way Talk and HD Video - White

Ring
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

360 Horizontal Pan CoveragePan 360 around your home and tilt up and down from your phone.Live ViewSee and respond to activity with Live View.Two-Wa...

View full details
Original price $81.99 - Original price $81.99
Original price
$81.99
$81.99 - $81.99
Current price $81.99

HP OMEN - MAX 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB Memory - NVIDIA GeForce RTX 5080 - 2TB SSD - Shadow Black

HP
Original price $4,191.99 - Original price $4,191.99
Original price
$4,191.99
$4,191.99 - $4,191.99
Current price $4,191.99

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

View full details
Original price $4,191.99 - Original price $4,191.99
Original price
$4,191.99
$4,191.99 - $4,191.99
Current price $4,191.99

Lenovo - Chromebook Plus 2-in-1 14" Full HD Touchscreen Laptop - Intel Core 3 Processor N355 2025 - 8GB Memory - 128GB UFS - Cosmic Blue

Lenovo
Original price $722.99 - Original price $722.99
Original price
$722.99
$722.99 - $722.99
Current price $722.99

Runs ChromeOS+The fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go f...

View full details
Original price $722.99 - Original price $722.99
Original price
$722.99
$722.99 - $722.99
Current price $722.99

Insignia - 2.7 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - Black

Insignia
Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

Freestanding compact 2.7 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.2 tempered gla...

View full details
Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

Targus - VersaVu Slim Case for iPad Pro 13-inch (M5/M4) - Black

Targus
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Designed for use with 12.9" (M5/M4)This case provides military-grade protection for your device.Patented 360 rotationAllows quick-switch portrait/l...

View full details
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Targus - VersaVu Slim Case for iPad Pro 11"(M5/M4) - Black

Targus
Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

Designed for use with Apple 11" iPad ProThis case provides military-grade protection for your device. Minor drops and bumps are no problem for this...

View full details
Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

SimpliSafe - Smart Lock Series 2 - Black

Simplisafe
Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

Your door is always secueLocks when you arm your system or automatically when you set a timer.Instant phone alerts and app controlKeep track of who...

View full details
Original price $147.99 - Original price $147.99
Original price
$147.99
$147.99 - $147.99
Current price $147.99

Canon - EOS RP Mirrorless Camera with RF24-105mm f/4-7.1 IS STM Lens - Black

Canon
Original price $1,285.99 - Original price $1,285.99
Original price
$1,285.99
$1,285.99 - $1,285.99
Current price $1,285.99

Highly versatile Canon RF 24-105mm f/4-7.1 IS STM lensOffers photographers and filmmakers an ideal balance between performance portability and imag...

View full details
Original price $1,285.99 - Original price $1,285.99
Original price
$1,285.99
$1,285.99 - $1,285.99
Current price $1,285.99

50 Apple Gift Card - App Store Apple Music iTunes iPhone iPad AirPods accessories and more

Apple
Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

Perfect for App Store purchases and subscriptions - get apps games music movies TV shows and more.The ideal gift to say happy birthday thank you co...

View full details
Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

Insignia - 13.8 Cu. Ft. Garage Ready Convertible Upright Freezer with ENERGY STAR Certification - White

Insignia
Original price $682.99 - Original price $682.99
Original price
$682.99
$682.99 - $682.99
Current price $682.99

Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

View full details
Original price $682.99 - Original price $682.99
Original price
$682.99
$682.99 - $682.99
Current price $682.99

Frigidaire - Gallery 21.3 Cu. Ft. Counter-Depth 4-Door Refrigerator - Smudge Proof Stainless Steel

Frigidaire
Original price $2,537.99 - Original price $2,537.99
Original price
$2,537.99
$2,537.99 - $2,537.99
Current price $2,537.99

Custom-Flex Temp DrawerGet extra space for all your most used items. Store yogurt beer or even frozen pizzas with the middle drawer that can be a r...

View full details
Original price $2,537.99 - Original price $2,537.99
Original price
$2,537.99
$2,537.99 - $2,537.99
Current price $2,537.99

APPLE GIFT CARD 50

Apple
Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

APPLE GIFT CARD 50

Original price $73.99 - Original price $73.99
Original price
$73.99
$73.99 - $73.99
Current price $73.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.