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Original price $750.99 - Original price $750.99
Original price
$750.99
$750.99 - $750.99
Current price $750.99

Insignia - 18 Cu. Ft. Top-Freezer Refrigerator with ENERGY STAR Certification - Stainless Steel

Insignia

18 cu. ft. capacityProvides enough space for all your essentials and much more.Versatile placementA freestanding design with reversible doors provi...

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Original price $750.99 - Original price $750.99
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$750.99
$750.99 - $750.99
Current price $750.99
Original price $20.99 - Original price $20.99
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$20.99
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Current price $20.99

Best Buy essentials - 3' 4K Ultra HD HDMI Cable

Best Buy essentials

Supports 4K HDR contentWorks with 4K Ultra HD resolutions at 60 Hz for better video and audio.18 Gbps bandwidthEnsures the best picture and sound f...

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Original price $20.99 - Original price $20.99
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$20.99
$20.99 - $20.99
Current price $20.99
Original price $167.99 - Original price $167.99
Original price
$167.99
$167.99 - $167.99
Current price $167.99

Sanus - Wireless Speaker Stands for Sonos Era 100 (Pair) - Black

Sanus

Blends inSeamlessly blends with Sonos Era 100 wireless speakerOptimal HeightOptimal Listening Height (34.40 in/ 87.40 cm)Hide CablesIntegrated thro...

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Original price $167.99 - Original price $167.99
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$167.99
$167.99 - $167.99
Current price $167.99
Original price $167.99 - Original price $167.99
Original price
$167.99
$167.99 - $167.99
Current price $167.99

Sanus - Wireless Speaker Stands for Sonos Era 100 (Pair) - White

Sanus

Blends inSeamlessly blends with Sonos Era 100 wireless speakerOptimal HeightOptimal Listening Height (34.40 in/ 87.40 cm)Hide CablesIntegrated thro...

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Original price $167.99 - Original price $167.99
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$167.99
$167.99 - $167.99
Current price $167.99
Original price $72.99 - Original price $72.99
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$72.99
$72.99 - $72.99
Current price $72.99

SaharaCase - SpLaSh Series Heavy Duty Case for Amazon Fire HD 10 (2023) - Multi-Color

SaharaCase

Designed for use with Amazon Fire HD 10 (2023)For a precise fit.Ergonomic closed-button designThe case protects the buttons from dust.Robust TPU an...

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Original price $72.99 - Original price $72.99
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$72.99
$72.99 - $72.99
Current price $72.99
Original price $111.99 - Original price $111.99
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$111.99
$111.99 - $111.99
Current price $111.99

Microsoft - USB-C Travel Hub - Black

Microsoft

All the connections wherever you areHave the ports you need wherever you go with this multi-port adapter. Designed for on-the-go professionals it g...

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Original price $111.99 - Original price $111.99
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$111.99
$111.99 - $111.99
Current price $111.99
Original price $170.99 - Original price $170.99
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$170.99
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Current price $170.99

Google - Nest Smart Programmable Wifi Thermostat

GOOGLE

Easy to install and use.Designed so you can install yourself. Installation usually takes 30 minutes or less. You can quickly create a schedule tha...

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Original price $170.99 - Original price $170.99
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$170.99
$170.99 - $170.99
Current price $170.99
Original price $1,164.99 - Original price $1,164.99
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$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99

Nikon - Z 5 4K Video Mirrorless Camera (Body Only) - Black

Nikon

ResolutionIntensively detailed 24MP full frame images and 4K UHD videosImage StabilizationVR image stabilization built-in for sharp stabilized phot...

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Original price $1,164.99 - Original price $1,164.99
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$1,164.99
$1,164.99 - $1,164.99
Current price $1,164.99
Original price $751.99 - Original price $751.99
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$751.99
$751.99 - $751.99
Current price $751.99

Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator with ENERGY STAR Certification - Stainless Steel

Insignia

11.5 cu. ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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Original price $751.99 - Original price $751.99
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$751.99
$751.99 - $751.99
Current price $751.99
Original price $975.99 - Original price $975.99
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$975.99
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Current price $975.99

Insignia - 5.4 Cu. Ft. Indoor/Outdoor Mini Fridge with ENERGY STAR Certification - Stainless Steel

Insignia

5.4 cu. ft. capacityGives you plenty of space for all your food and beverage essentials.Easy temperature controlAdjust the temperature from 34 to 5...

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Original price $975.99 - Original price $975.99
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$975.99
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Current price $975.99
Original price $359.99 - Original price $359.99
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$359.99
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Current price $359.99

Logitech - G923 Racing Wheel and Pedals for PS5 PS4 and PC - Black

Logitech

TRUEFORCE force feedbackNext-gen TRUEFORCE technology connects to game engines for high-definition feedback; experience the ultimate driving experi...

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Original price $359.99 - Original price $359.99
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$359.99
$359.99 - $359.99
Current price $359.99
Original price $96.99 - Original price $96.99
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$96.99
$96.99 - $96.99
Current price $96.99

Insignia - Universal 180W High Power Laptop Charger with Surge Protection - Black

Insignia

Compatible with most laptopsCharge up most laptops including higher powered gaming laptops that require up to 180W of power10' lengthLets you place...

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Original price $96.99 - Original price $96.99
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$96.99
$96.99 - $96.99
Current price $96.99
Original price $98.99 - Original price $98.99
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$98.99
$98.99 - $98.99
Current price $98.99

Philips - Hue Ambiance Gradient Bluetooth Lightstrip 40-inch Extension

Philips

Seamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip.Colorful smart lightingInstantly set...

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Original price $98.99 - Original price $98.99
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$98.99
$98.99 - $98.99
Current price $98.99
Original price $134.99 - Original price $134.99
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$134.99
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Current price $134.99

Logitech - MX Keys Mini TKL Wireless Bluetooth Scissor Keyboard with Backlit Keys - Pale Gray

Logitech

Perfect stroke typing with smart keysType on keys shaped for your fingertips with voice to text Dictation Mic Mute/Unmute and Emoji keys.185;Mini s...

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Original price $134.99 - Original price $134.99
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$134.99
$134.99 - $134.99
Current price $134.99
Original price $1,426.99 - Original price $1,426.99
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$1,426.99
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Current price $1,426.99

Samsung - 28 cu. ft. Side-by-Side Smart Refrigerator with Large Capacity

Samsung

Large CapacityA completely redesigned interior with 28 cu. ft. capacity that fits 10 more groceries than ever.Modern DesignA modern look featuring ...

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Original price $1,426.99 - Original price $1,426.99
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$1,426.99 - $1,426.99
Current price $1,426.99
Original price $598.99 - Original price $598.99
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$598.99
$598.99 - $598.99
Current price $598.99

Insignia - 6.7 Cu. Ft. Gas Dryer with Sensor Dry and My Cycle Memory - White

Insignia

LED displayAllows easy program setting.Safely dry all your garments and linens with 1 of 10 cyclesIncludes delicate normal heavy duty towels and ot...

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Original price $598.99 - Original price $598.99
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$598.99
$598.99 - $598.99
Current price $598.99
Original price $106.99 - Original price $106.99
Original price
$106.99
$106.99 - $106.99
Current price $106.99

GE - 15" Bump Out Kit for Microwave Ovens - Black

GE

Designed for 15" deep cabinetsFor a precise fit.Black finishOffers a stylish appearance.

Original price $106.99 - Original price $106.99
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$106.99
$106.99 - $106.99
Current price $106.99
Original price $206.99 - Original price $206.99
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$206.99
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Current price $206.99

Sanus - VLT16 Tilting TV Wall Mount for Most 51" - 80" Flat-Panel TVs - Black

Sanus

Compatible with most 51" - 80" flat-panel TVsUp to 125 lbs. for sturdy support.Fingertip Tilt technologyAllows you to effortlessly tilt your TV wit...

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Original price $206.99 - Original price $206.99
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$206.99
$206.99 - $206.99
Current price $206.99
Original price $698.99 - Original price $698.99
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$698.99
$698.99 - $698.99
Current price $698.99

Insignia - 5.6 Cu. Ft. 1-Tap Beverage Cooler Kegerator

Insignia

This Insignia NS-BK1TSS6 kegerator/beverage cooler holds either a 1/2 keg or a 1/4 slim keg and features an adjustable thermostat so you can easily...

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Original price $698.99 - Original price $698.99
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$698.99
$698.99 - $698.99
Current price $698.99
Original price $193.99 - Original price $193.99
Original price
$193.99
$193.99 - $193.99
Current price $193.99

Yamaha NS-IC600 - speaker

Yamaha

Handles up to 110 watts maximum input powerFor robust and controlled audio that is crisp and clear.6-1/2" woofer coneAlong with a 1" fluid-cooled s...

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Original price $193.99 - Original price $193.99
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$193.99
$193.99 - $193.99
Current price $193.99
Original price $1,440.99 - Original price $1,440.99
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$1,440.99
$1,440.99 - $1,440.99
Current price $1,440.99

Frigidaire - Gallery 6.0 Cu. Ft. Freestanding Gas Total Convection Range - Stainless Steel

Frigidaire

Our most advanced and powerful convection system Total ConvectionTotal Convection gives you maximum versatility in the kitchen powering cooking mod...

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Original price $1,440.99 - Original price $1,440.99
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Current price $1,440.99
Original price $511.99 - Original price $511.99
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$511.99
$511.99 - $511.99
Current price $511.99

Dyson - Ball Animal 3 Upright Vacuum with 2 accessories - Nickel/Silver

Dyson

The best cleaning performance of any upright de-tangling vacuumDe-tangling technologyAutomatically clears wrapped hair from the brush bar as you cl...

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Original price $511.99 - Original price $511.99
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$511.99
$511.99 - $511.99
Current price $511.99
Original price $138.99 - Original price $138.99
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$138.99
$138.99 - $138.99
Current price $138.99

Ring - Wired Doorbell Pro Smart WiFi Video Doorbell - Satin Nickel

Ring

Head-to-Toe ViewWith Head-To-Toe HD+ Video see more of visitors and check in on packages down low around your doorstep.Two-way-TalkHear and speak t...

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Original price $138.99 - Original price $138.99
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$138.99
$138.99 - $138.99
Current price $138.99
Original price $321.99 - Original price $321.99
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$321.99
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Current price $321.99

Oral-B - iO Series 9 Connected Rechargeable Electric Toothbrush - Onyx Black

Oral-B

Multiple Brushing ModesChoose between seven modes to customize your brushing Daily clean Gum care Sensitive Whitening Tongue Cleaning Intense or Su...

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Original price $321.99 - Original price $321.99
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$321.99
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Current price $321.99
Original price $67.99 - Original price $67.99
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$67.99
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Current price $67.99

j5create - USB-C to HDMI 2.1 8K - Space Gray/Black

J5 Create

This cable supports HDMI 2.1 allowing for resolutions up to 8K for games and professionals that need the highest resolution.Connect a USB-C port wi...

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Original price $67.99 - Original price $67.99
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$67.99
$67.99 - $67.99
Current price $67.99
Original price $991.99 - Original price $991.99
Original price
$991.99
$991.99 - $991.99
Current price $991.99

Denon - AVR-S970H 90W 7 Ch Bluetooth Capable HDR Compatible with HEOS and Dolby Atmos 8K Ultra HD AV Home Theater Receiver - Black

Denon

Unmatched Cinematic ExperienceThe Denon AVR-S970H (90W X 7) delivers immersive surround sound pristine video quality and smooth animations with Dol...

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Original price $991.99 - Original price $991.99
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$991.99
$991.99 - $991.99
Current price $991.99
Original price $134.99 - Original price $134.99
Original price
$134.99
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Current price $134.99

Logitech - C922 Pro Stream 1080 Video Conferencing Streaming and Gaming Webcam - Black

Logitech

Full HD 1080p at 30fpsPremium video quality every time you broadcast.Hyperfast frame rate in HDStreaming broadcasts with no lag or distortion.HD au...

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Original price $134.99 - Original price $134.99
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$134.99
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Current price $134.99
Original price $1,118.99 - Original price $1,118.99
Original price
$1,118.99
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Current price $1,118.99

Frigidaire - 5.3 Cu. Ft. Freestanding Electric Range with Convection Bake - Stainless Steel

Frigidaire

Achieve better baking results with Convection BakeGet faster more even baking results with our fan convection baking system.Consistent Results with...

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Original price $1,118.99 - Original price $1,118.99
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$1,118.99
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Current price $1,118.99
Original price $228.99 - Original price $228.99
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$228.99
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Current price $228.99

Panasonic - Lumix G Vario 45-150mm f/4.0-5.6 ASPH. Mega O.I.S. Zoom Lens H-FS45150K - Black

Panasonic

Compatible with most Panasonic Lumix G compact system camerasWith a Micro Four Thirds mount for use with your existing model.Standard zoom lens for...

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Original price $228.99 - Original price $228.99
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$228.99
$228.99 - $228.99
Current price $228.99
Original price $704.99 - Original price $704.99
Original price
$704.99
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Current price $704.99

Nikon Speedlight SB-5000 - hot-shoe clip-on flash

Nikon

Compatible with select Nikon DSLR camerasIncluding D5 and D500.External FlashFor studio wedding event and action photographers continuous shooting ...

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Original price $704.99 - Original price $704.99
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$704.99
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Current price $704.99
Original price $271.99 - Original price $271.99
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$271.99
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Current price $271.99

Hyperice - Venom 2 Back - Black

Hyperice

The ultimate combinationThree levels of heat paired with three distinct vibration patterns allow you to customize your soothing massage to best fit...

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Original price $271.99 - Original price $271.99
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$271.99
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Current price $271.99
Original price $1,021.99 - Original price $1,021.99
Original price
$1,021.99
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Current price $1,021.99

Samsung - 4.5 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and Super Speed Wash - Platinum

Samsung

Super Speed WashWash a full load of laundry in just 28 minutes without sacrificing cleaning performance.Wi-Fi ConnectivityWi-Fi connected so you ca...

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Original price $1,021.99 - Original price $1,021.99
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$1,021.99
$1,021.99 - $1,021.99
Current price $1,021.99
Original price $1,310.99 - Original price $1,310.99
Original price
$1,310.99
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Current price $1,310.99

LG - 7.4 Cu. Ft. Smart Gas Dryer with Steam and Sensor Dry - Graphite Steel

LG

Simply beautiful.Award-winning4 design brings a premium look to your laundry space with a flat front design black steel finish tinted tempered glas...

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Original price $1,310.99 - Original price $1,310.99
Original price
$1,310.99
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Current price $1,310.99
Original price $197.99 - Original price $197.99
Original price
$197.99
$197.99 - $197.99
Current price $197.99

RIG - 800 Pro HX Wireless Gaming Headset for Xbox - Black

RIG

Wireless excellenceNever run out of power with an impressive 60 hours of battery in a single charge and dedicated base station that provides seamle...

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Original price $197.99 - Original price $197.99
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$197.99
$197.99 - $197.99
Current price $197.99
Original price $142.99 - Original price $142.99
Original price
$142.99
$142.99 - $142.99
Current price $142.99

Canon - IVY 2 Mini Photo Printer - Pure White

Canon

ZINK (Zero Ink) printing technologyUses colorful dye-based crystals embedded inside the paper. The ZINK-enabled device uses heat to activate and co...

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Original price $142.99 - Original price $142.99
Original price
$142.99
$142.99 - $142.99
Current price $142.99
Original price $926.99 - Original price $926.99
Original price
$926.99
$926.99 - $926.99
Current price $926.99

Samsung - 7.5 Cu. Ft. Stackable Electric Dryer with Sensor Dry - Black Stainless Steel

Samsung

Flexible openingChoose the direction your dryer door opens to better suit your laundry room layout.Lint Filter IndicatorStop worrying about lint or...

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Original price $926.99 - Original price $926.99
Original price
$926.99
$926.99 - $926.99
Current price $926.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.