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Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Green

Samsung

Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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Original price $315.99 - Original price $315.99
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Original price $724.99 - Original price $724.99
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LG - 75 Class UT70 Series LED 4K UHD Smart webOS TV (2024)

LG

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.¿5 AI Processor Gen7Enhanced brig...

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Original price $724.99 - Original price $724.99
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Original price $1,222.99 - Original price $1,222.99
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Heybike - Mars 2.0 Foldable E-bike w/ 45mi Max Operating Range 28 mph Max Speed - Black

Heybike

750W Hub Motor1200W Peak brushless geared hub motor propels you forward at fast speed even on the hills5 Level pedal assist ThrottleEffortlessly t...

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Original price $1,222.99 - Original price $1,222.99
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Original price $254.99 - Original price $254.99
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Motorola - moto g 5G 2024 128GB (Unlocked) - Sage Green

Motorola

Immersive 120Hz display and Dolby AtmosWatch movies and play games on a fast fluid 6.6" display backed by multidimensional stereo sound.50MP Quad P...

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Original price $254.99 - Original price $254.99
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Original price $778.99 - Original price $778.99
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Greenworks - 80V 21 Lawn Mower 13 String Trimmer and 730 Leaf Blower Combo with 4 Ah Battery Charger) 3-piece combo - Green

Greenworks

21 Lawn Mower CoverageCuts up to one-half acre on a single chargeRuntimeUp to 45 minutes of runtime a single chargeCharge timeRecharges in 60 minut...

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Original price $778.99 - Original price $778.99
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Original price $212.99 - Original price $212.99
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Samsung - Galaxy Tab A9+ 11" 64GB - Wi-Fi - Silver

Samsung

Big screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...

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Original price $212.99 - Original price $212.99
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Original price $42.99 - Original price $42.99
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$42.99
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SpongeBob SquarePants Battle for Bikini Bottom - Rehydrated - Nintendo Switch

U and I Entertainment

Play as SpongeBob Patrick and Sandy and use their unique sets of skillsThwart Plankton's evil plan to rule Bikini Bottom with his army of wacky rob...

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Original price $104.99 - Original price $104.99
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Sony - PlayStation 5 - DualSense Wireless Controller - Starlight Blue

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors.Adaptive tri...

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Original price $186.99 - Original price $186.99
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$186.99
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Ninja - Professional Plus Blender DUO with Auto-IQ - Black/Stainless Steel

Ninja

The Ninja Professional Plus Blender DUO with Auto-iQ features a new modern design and a more powerful motor than Ninja's original Professional Blen...

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Original price $186.99 - Original price $186.99
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$186.99
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Original price $130.99 - Original price $130.99
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$130.99
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Apple - Pencil (1st Generation) with USB-C to Pencil Adapter - White

Apple

Pairing and charging via LightningPixel-perfect precisionTilt and pressure sensitivityImperceptible lagCompatible WithiPad (6th 7th 8th 9th and 10t...

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Original price $130.99 - Original price $130.99
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Original price $876.99 - Original price $876.99
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Lenovo -Legion Go 8.8"144Hz WQXGA Handheld - AMD Ryzen Z1 Extreme-16GB with 1TB - Black

Lenovo

Unrivaled Visual Experience1610 8.8" WQXGA (2560x1600) 144Hz display that can be scaled down to 800P/60Hz gives you the flexibility you need for ga...

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Original price $876.99 - Original price $876.99
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Original price $98.99 - Original price $98.99
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$98.99
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Insignia - 24" Class F20 Series LED HD Smart Fire TV

Insignia

Alexa voice controlThe Alexa Voice Remote lets you easily control your entertainment search across apps switch inputs and more using just your voic...

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Original price $98.99 - Original price $98.99
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$98.99
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Original price $587.99 - Original price $587.99
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Insignia - 3.7 Cu. Ft. High Efficiency 12-Cycle Top-Loading Washer - White

Insignia

3.7 cu. ft. capacityReduces the number of loads to cut your laundry time.Top loadThis white top-load design lets you load from standing position ra...

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Original price $587.99 - Original price $587.99
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Original price $2,555.99 - Original price $2,555.99
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ASUS - ROG Zephyrus G16 16" OLED QHD 240Hz Gaming Laptop - Copilot+ PC - AMD Ryzen AI 9 HX - 32GB RAM - NVIDIA RTX 4070 - 2TB - Platinum White

ASUS

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $2,555.99 - Original price $2,555.99
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Original price $551.99 - Original price $551.99
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SAMSUNG 65 Class DU6900 Crystal UHD 4K Smart TV

Samsung

PurColorSee a wide spectrum of colors than traditional RGB models with PurColor. From green turf to an amazing sunset you’ll enjoy true to life pic...

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Original price $551.99 - Original price $551.99
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$551.99
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Original price $274.99 - Original price $274.99
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$274.99
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Apple - AirPods Pro 2 Wireless Active Noise Cancelling Earbuds with Hearing Aid Feature - White

Apple

PIONEERING HEARING—AirPods Pro 2 unlock the world’s first all-in-one hearing health experience a scientifically validated Hearing Test4 clinical-gr...

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Original price $274.99 - Original price $274.99
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Original price $2,819.99 - Original price $2,819.99
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LG - 98 Class UT90 Series LED 4K UHD Smart webOS TV (2024)

LG

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.¿8 AI Processor 4KGet wrapped up ...

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Original price $2,819.99 - Original price $2,819.99
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Original price $873.99 - Original price $873.99
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$873.99
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Insignia - 85" Class F50 Series LED 4K UHD Smart Fire TV

Insignia

4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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Original price $873.99 - Original price $873.99
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Original price $294.99 - Original price $294.99
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$294.99
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Razor - Indian eFTR Mini w/7 miles Max Operating Range 14 mph Max Speed - Small - Pink

Razor

FTR Race Replica StylingAuthentic motocross frame geometry the MX350 scales down the dirt bike to size for riders ages 13+ and up to 140 lb (64 kg)...

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Original price $294.99 - Original price $294.99
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Original price $416.99 - Original price $416.99
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$416.99
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Microsoft Xbox Series S - game console - 1 TB SSD - robot white

Microsoft

Play more wait lessMake the most of every gaming minute with Quick Resume lightning-fast load times and gameplay of up to 120 FPS—all powered by Xb...

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Original price $416.99 - Original price $416.99
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Original price $616.99 - Original price $616.99
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Apple AirPods Max 2nd generation - headphones with mic

Apple

ULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...

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Original price $616.99 - Original price $616.99
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Original price $353.99 - Original price $353.99
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$353.99
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Apple Watch SE 2nd Generation (GPS+Cellular) 40mm Aluminum Case with Starlight Sport Band - S/M - Starlight - (2024)

Apple

WHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...

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Original price $353.99 - Original price $353.99
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Original price $235.99 - Original price $235.99
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Snow Joe - 24-Volt iON+ 13-Inch Single Stage Cordless Snow Shovel with Ice Dozer (1 x 4Ah Battery and 1 x Charger) - blue

Snow Joe

IncludesSnow Joe 24V-SS13 24V iON+ 13-inch Cordless Snow Shovel a 24VBAT 24V iON+ 4.0 Ah Battery a 24VCHRG-AC iON+ AC ChargerBonus itemsIndoor/Out...

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Original price $235.99 - Original price $235.99
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Original price $154.99 - Original price $154.99
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bella PRO - 12.6-qt. Touchscreen Air Fryer Pizza Oven with Rotisserie - Stainless Steel

Bella Pro Series

Extra-large 12.6-quart capacityFits a 10-inch pizza 2.2 lbs. of french fries 4 slices of bread and a 4 lb. chicken.1500W of powerHigh Performance C...

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Original price $154.99 - Original price $154.99
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Original price $137.99 - Original price $137.99
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PDP - RIFFMASTER Wireless Guitar Controller For Playstation 5 and Playstation 4 - Black

PDP

Multi CompatibilityCompatible with Fortnite Festival and Rock Band 4Wireless Rechargeable30-foot low latency wireless connection with built-in rec...

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Original price $137.99 - Original price $137.99
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Original price $405.99 - Original price $405.99
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Apple - Magic Keyboard for iPad Pro 13-inch (M4) - Black

Apple

Folds into a case to provide front and back protection for traveling with iPad Pro.

Original price $405.99 - Original price $405.99
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Original price $583.99 - Original price $583.99
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HP - Victus 15.6" Full HD Gaming Laptop - AMD Ryzen 5-7535HS - 8GB DDR5 Memory - AMD Radeon RX 6550M - 512GB SSD - Mica Silver

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $583.99 - Original price $583.99
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Original price $365.99 - Original price $365.99
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Lenovo - IdeaPad Slim 3 Chromebook Laptop - 14" FHD Touchscreen Laptop - MediaTek Kompanio 520 - 4GB Memory - 64GB eMMC - Abyss Blue

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $365.99 - Original price $365.99
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Original price $416.99 - Original price $416.99
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$416.99
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Nintendo - Switch OLED Model w/ Neon Red Neon Blue Joy-Con - Multi

Nintendo

Vivid 7 OLED screenThree play modes TV tabletop and handheldLocal co-op online and local wireless multiplayerDetachable Joy-Con controllers64 GB in...

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Original price $416.99 - Original price $416.99
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Original price $294.99 - Original price $294.99
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$294.99
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Amazon - Echo Show 10 (3rd Generation) 10-inch Smart Display with Alexa - Glacier White

AMAZON

Alexa can show you even moreWith a 10.1" HD screen that’s designed to move with you video calls recipes and shows are always in view. The speakers ...

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Original price $294.99 - Original price $294.99
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Original price $680.99 - Original price $680.99
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$680.99
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X Rocker - Evo Elite 4.1 Gaming Chair with Built-in Audio Surround Sound System - Black

X Rocker

4.1 Surround Sound SystemImmerse yourself in a symphony of sound with a cutting-edge 4.1 surround sound system built into the chair. Experience eve...

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Original price $680.99 - Original price $680.99
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$680.99
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Original price $382.99 - Original price $382.99
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$382.99
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SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PS5 PS4 PC Switch - Black

Steel Series

WORN BY CHAMPIONSFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.ACTIVE ...

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Original price $382.99 - Original price $382.99
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$382.99
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Original price $930.99 - Original price $930.99
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$930.99
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Samsung - Galaxy Book4 15.6" FHD Laptop - Intel Core 7- 16GB Memory - 512GB SSD - Silver

Samsung

Power to elevate your everydayMake the most of every moment with Galaxy Book4 and the latest Intel processor. From daily tasks to downloads to chil...

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Original price $930.99 - Original price $930.99
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$930.99
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Original price $92.99 - Original price $92.99
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$92.99
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Current price $92.99

Nomad - Metal Watch Band for Apple Watch 42mm and 44mm - Black

Nomad

Designed for 42mm and 44mm Apple Watch Series 1 2 3 and 4For a proper fit.Designed to be worn daily and resist elementsLeveraging premium-grade ste...

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Original price $92.99 - Original price $92.99
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$92.99
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Original price $417.99 - Original price $417.99
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$417.99
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Current price $417.99

Insta360 - X3 360 Degree Action Camera - Black

Insta360

Insta360 has made some of the most fun and interesting cameras of the past few years and the new Insta360 X3 is no different. The X3 is a 360-degre...

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Original price $417.99 - Original price $417.99
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$417.99
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Original price $42.99 - Original price $42.99
Original price
$42.99
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Current price $42.99

LEGO Jurassic World - Nintendo Switch

Warner Home Video

Wreak havoc as LEGO dinosaurs - Choose from 20 dinosaurs including friendly Triceratops deadly Raptor and mighty T. rexCustomize your own dinosaur ...

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Original price $42.99 - Original price $42.99
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$42.99
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Current price $42.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.