Shop New
Filters
Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Green
SamsungPush past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...
View full detailsLG - 75 Class UT70 Series LED 4K UHD Smart webOS TV (2024)
LG4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.¿5 AI Processor Gen7Enhanced brig...
View full detailsHeybike - Mars 2.0 Foldable E-bike w/ 45mi Max Operating Range 28 mph Max Speed - Black
Heybike750W Hub Motor1200W Peak brushless geared hub motor propels you forward at fast speed even on the hills5 Level pedal assist ThrottleEffortlessly t...
View full detailsMotorola - moto g 5G 2024 128GB (Unlocked) - Sage Green
MotorolaImmersive 120Hz display and Dolby AtmosWatch movies and play games on a fast fluid 6.6" display backed by multidimensional stereo sound.50MP Quad P...
View full detailsGreenworks - 80V 21 Lawn Mower 13 String Trimmer and 730 Leaf Blower Combo with 4 Ah Battery Charger) 3-piece combo - Green
Greenworks21 Lawn Mower CoverageCuts up to one-half acre on a single chargeRuntimeUp to 45 minutes of runtime a single chargeCharge timeRecharges in 60 minut...
View full detailsSamsung - Galaxy Tab A9+ 11" 64GB - Wi-Fi - Silver
SamsungBig screen. Family sized fun.Bring fun home to everyone with a bright engaging 11" screen. A refresh rate of up to 90Hz makes every experience feel...
View full detailsSpongeBob SquarePants Battle for Bikini Bottom - Rehydrated - Nintendo Switch
U and I EntertainmentPlay as SpongeBob Patrick and Sandy and use their unique sets of skillsThwart Plankton's evil plan to rule Bikini Bottom with his army of wacky rob...
View full detailsSony - PlayStation 5 - DualSense Wireless Controller - Starlight Blue
SonyHaptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors.Adaptive tri...
View full detailsNinja - Professional Plus Blender DUO with Auto-IQ - Black/Stainless Steel
NinjaThe Ninja Professional Plus Blender DUO with Auto-iQ features a new modern design and a more powerful motor than Ninja's original Professional Blen...
View full detailsApple - Pencil (1st Generation) with USB-C to Pencil Adapter - White
ApplePairing and charging via LightningPixel-perfect precisionTilt and pressure sensitivityImperceptible lagCompatible WithiPad (6th 7th 8th 9th and 10t...
View full detailsLenovo -Legion Go 8.8"144Hz WQXGA Handheld - AMD Ryzen Z1 Extreme-16GB with 1TB - Black
LenovoUnrivaled Visual Experience1610 8.8" WQXGA (2560x1600) 144Hz display that can be scaled down to 800P/60Hz gives you the flexibility you need for ga...
View full detailsInsignia - 24" Class F20 Series LED HD Smart Fire TV
InsigniaAlexa voice controlThe Alexa Voice Remote lets you easily control your entertainment search across apps switch inputs and more using just your voic...
View full detailsInsignia - 3.7 Cu. Ft. High Efficiency 12-Cycle Top-Loading Washer - White
Insignia3.7 cu. ft. capacityReduces the number of loads to cut your laundry time.Top loadThis white top-load design lets you load from standing position ra...
View full detailsASUS - ROG Zephyrus G16 16" OLED QHD 240Hz Gaming Laptop - Copilot+ PC - AMD Ryzen AI 9 HX - 32GB RAM - NVIDIA RTX 4070 - 2TB - Platinum White
ASUSCopilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...
View full detailsSAMSUNG 65 Class DU6900 Crystal UHD 4K Smart TV
SamsungPurColorSee a wide spectrum of colors than traditional RGB models with PurColor. From green turf to an amazing sunset you’ll enjoy true to life pic...
View full detailsApple - AirPods Pro 2 Wireless Active Noise Cancelling Earbuds with Hearing Aid Feature - White
ApplePIONEERING HEARING—AirPods Pro 2 unlock the world’s first all-in-one hearing health experience a scientifically validated Hearing Test4 clinical-gr...
View full detailsLG - 98 Class UT90 Series LED 4K UHD Smart webOS TV (2024)
LG4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.¿8 AI Processor 4KGet wrapped up ...
View full detailsInsignia - 85" Class F50 Series LED 4K UHD Smart Fire TV
Insignia4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...
View full detailsRazor - Indian eFTR Mini w/7 miles Max Operating Range 14 mph Max Speed - Small - Pink
RazorFTR Race Replica StylingAuthentic motocross frame geometry the MX350 scales down the dirt bike to size for riders ages 13+ and up to 140 lb (64 kg)...
View full detailsMicrosoft Xbox Series S - game console - 1 TB SSD - robot white
MicrosoftPlay more wait lessMake the most of every gaming minute with Quick Resume lightning-fast load times and gameplay of up to 120 FPS—all powered by Xb...
View full detailsApple AirPods Max 2nd generation - headphones with mic
AppleULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...
View full detailsApple Watch SE 2nd Generation (GPS+Cellular) 40mm Aluminum Case with Starlight Sport Band - S/M - Starlight - (2024)
AppleWHY APPLE WATCH SE—All the essentials to help you be motivated and active keep connected track your health and stay safe. watchOS 11 brings more in...
View full detailsSnow Joe - 24-Volt iON+ 13-Inch Single Stage Cordless Snow Shovel with Ice Dozer (1 x 4Ah Battery and 1 x Charger) - blue
Snow JoeIncludesSnow Joe 24V-SS13 24V iON+ 13-inch Cordless Snow Shovel a 24VBAT 24V iON+ 4.0 Ah Battery a 24VCHRG-AC iON+ AC ChargerBonus itemsIndoor/Out...
View full detailsbella PRO - 12.6-qt. Touchscreen Air Fryer Pizza Oven with Rotisserie - Stainless Steel
Bella Pro SeriesExtra-large 12.6-quart capacityFits a 10-inch pizza 2.2 lbs. of french fries 4 slices of bread and a 4 lb. chicken.1500W of powerHigh Performance C...
View full detailsPDP - RIFFMASTER Wireless Guitar Controller For Playstation 5 and Playstation 4 - Black
PDPMulti CompatibilityCompatible with Fortnite Festival and Rock Band 4Wireless Rechargeable30-foot low latency wireless connection with built-in rec...
View full detailsApple - Magic Keyboard for iPad Pro 13-inch (M4) - Black
AppleFolds into a case to provide front and back protection for traveling with iPad Pro.
HP - Victus 15.6" Full HD Gaming Laptop - AMD Ryzen 5-7535HS - 8GB DDR5 Memory - AMD Radeon RX 6550M - 512GB SSD - Mica Silver
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsLenovo - IdeaPad Slim 3 Chromebook Laptop - 14" FHD Touchscreen Laptop - MediaTek Kompanio 520 - 4GB Memory - 64GB eMMC - Abyss Blue
LenovoRuns ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...
View full detailsNintendo - Switch OLED Model w/ Neon Red Neon Blue Joy-Con - Multi
NintendoVivid 7 OLED screenThree play modes TV tabletop and handheldLocal co-op online and local wireless multiplayerDetachable Joy-Con controllers64 GB in...
View full detailsAmazon - Echo Show 10 (3rd Generation) 10-inch Smart Display with Alexa - Glacier White
AMAZONAlexa can show you even moreWith a 10.1" HD screen that’s designed to move with you video calls recipes and shows are always in view. The speakers ...
View full detailsX Rocker - Evo Elite 4.1 Gaming Chair with Built-in Audio Surround Sound System - Black
X Rocker4.1 Surround Sound SystemImmerse yourself in a symphony of sound with a cutting-edge 4.1 surround sound system built into the chair. Experience eve...
View full detailsSteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PS5 PS4 PC Switch - Black
Steel SeriesWORN BY CHAMPIONSFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.ACTIVE ...
View full detailsSamsung - Galaxy Book4 15.6" FHD Laptop - Intel Core 7- 16GB Memory - 512GB SSD - Silver
SamsungPower to elevate your everydayMake the most of every moment with Galaxy Book4 and the latest Intel processor. From daily tasks to downloads to chil...
View full detailsNomad - Metal Watch Band for Apple Watch 42mm and 44mm - Black
NomadDesigned for 42mm and 44mm Apple Watch Series 1 2 3 and 4For a proper fit.Designed to be worn daily and resist elementsLeveraging premium-grade ste...
View full detailsInsta360 - X3 360 Degree Action Camera - Black
Insta360Insta360 has made some of the most fun and interesting cameras of the past few years and the new Insta360 X3 is no different. The X3 is a 360-degre...
View full detailsLEGO Jurassic World - Nintendo Switch
Warner Home VideoWreak havoc as LEGO dinosaurs - Choose from 20 dinosaurs including friendly Triceratops deadly Raptor and mighty T. rexCustomize your own dinosaur ...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.