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Original price $253.99 - Original price $253.99
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HP - 14" Chromebook Laptop - Intel Celeron - 4GB Memory - 64GB eMMC - Modern Gray

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $105.99 - Original price $105.99
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Joy-Con (L/R) Wireless Controllers for Nintendo Switch - Neon Purple/Neon Orange

Nintendo

Include Joy-Con (L) Joy-Con (R) controllers and two black Joy-Con wrist strapsTwo Joy-Con can be used independently in each hand or together as one...

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Joy-Con (L/R) Wireless Controllers for Nintendo Switch - Neon Pink/Neon Green

Nintendo of America

Include Joy-Con (L) and Joy-Con (R) controllersTwo Joy-Cons can be used independently in each hand or together as one game controller when attached...

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Original price $159.99 - Original price $159.99
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Microsoft - Elite Series 2 Core Wireless Controller for Xbox Series X Xbox Series S Xbox One and Windows PCs - White

Microsoft

Play like a proDesigned to meet the needs of today's competitive gamers the Xbox Elite Wireless Controller Series 2 - Core puts exceptional perform...

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Original price $572.99 - Original price $572.99
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iRobot Roomba Combo i5+ Self-Emptying Robot Vacuum Mop - Woven Neutral

iRobot

Double the clean with one machine.The Roomba Combo i5+ robot vacuum mop is designed for both wet and dry floor cleaning—converting from an all-flo...

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Original price $968.99 - Original price $968.99
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Segway - Max G2 Electric Kick Scooter Foldable w/ 43 Mile Range and 22 MPH Max Speed - Black

Segway

Comfortability stability confidenceMax G2's front rear suspension absorb road bumps. Self-sealing tires Traction Control System (TCS) ensure smoo...

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Original price $989.99 - Original price $989.99
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CyberPowerPC - Gamer Master Gaming Desktop - AMD Ryzen 5 5500 - 16GB Memory - NVIDIA GeForce RTX 4060 8GB - 1TB SSD - Black

CyberPowerPC

Windows 11 operating systemBrings back the Start menu from Windows 7 and introduces new features such as the Edge web browser that lets you mark up...

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Sony PlayStation 5 Pro - game console - 2 TB SSD

Sony

PlayStation Spectral Super Resolution (PSSR)Get super sharp image clarity on your 4K TV using AI enhanced resolution for ultra-high definition play...

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NEXT - Dual Controller Charging Station for Playstation 5 - White

NEXT

Fast PlayStation 5 controller chargingQuickly charges two PS5 DualSense controllersDesigned to complement the PlayStation 5 consoleBlack and white ...

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Hisense - 100" Class U76 Series 4K UHD QLED Smart Google TV (2024)

HISENSE

4K ULEDHisense’s proprietary ULED technologies boost color contrast brightness and motion. This suite of patented hardware and software technologie...

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Original price $342.99 - Original price $342.99
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Meta Quest 3S 128GB — Get Batman Arkham Shadow and 3-Month Trial of Meta Quest+ Included — All-In-One Headset - White

Meta

Get Batman Arkham Shadow and Meta Quest+Now you can get Batman Arkham Shadow and a 3-month trial of Meta Quest+ included with purchase a combined 7...

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Original price $342.99 - Original price $342.99
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Original price $589.99 - Original price $589.99
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Samsung HW-QS730D - sound bar system - wireless

Samsung

Q SymphonyPair a Samsung TV with a Samsung Soundbar to unlock a new level of powerful audio. Experience content like never before only with Samsung...

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Original price $589.99 - Original price $589.99
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Lenovo - IdeaCentre AIO 24" FHD IPS LCD All-In-One - Intel U300 - 8GB Memory - 256GB Solid State Drive - Gray

Lenovo

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $310.99 - Original price $310.99
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Bose - Ultra Open-Ear True Wireless Open Earbuds - Moonstone Blue

Bose

Open your ears to the worldHear all of what’s around you while enjoying rich private sound. The earbuds' open-ear design says “I can still hear you...

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Original price $310.99 - Original price $310.99
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Bose - QuietComfort Ultra True Wireless Noise Cancelling In-Ear Earbuds - Lunar Blue

Bose

Feel your music moreBreakthrough spatial audio for more immersive listening that makes your music feel more real than ever before — no matter the c...

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Original price $310.99 - Original price $310.99
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Original price $511.99 - Original price $511.99
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Insignia - 65" Class F50 Series LED 4K UHD Smart Fire TV

Insignia

4K UltraHD ResolutionExperience incredible detail with 4X resolution of 1080p Full HD TVs.Direct LED BacklightEnjoy uniform brightness and rich con...

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Original price $511.99 - Original price $511.99
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Original price $72.99 - Original price $72.99
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SaharaCase - Woven Case for Apple MacBook Pro 16" (M1 M2 M3 M4 Pro and M4 Max Chip) Laptops - Charcoal

SaharaCase

Made to fit Apple MacBook Pro 16" (M1 M2 M3 M4 Pro and M4 Max Chip) laptopsEnsures top-tier protection against accidental drops keeping your valuab...

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Original price $72.99 - Original price $72.99
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Original price $2,725.99 - Original price $2,725.99
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Apple - MacBook Pro 14-inch Apple M4 Pro chip Built for Apple Intelligence - 24GB Memory - 1TB SSD - Space Black

Apple

SUPERCHARGED BY M4 PRO OR M4 MAX—The M4 Pro chip blazes through demanding tasks like compiling millions of lines of code. M4 Max can handle the mos...

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Apple - iMac 24-inch All-in-One - M4 chip - Built for Apple Intelligence - 16GB Memory - 256GB SSD - Nano-texture glass - Silver

Apple

FITS PERFECTLY IN YOUR SPACE—The all-in-one desktop design is strikingly thin comes in seven vibrant colors and elevates any space with style.BUILT...

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Original price $1,934.99 - Original price $1,934.99
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Original price $275.99 - Original price $275.99
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Sony - WF1000XM5 True Wireless Noise Cancelling Earbuds - Smoky Pink

Sony

Noise CancellationThe WF-1000XM5 reduces external noise over a wide bandwidth from low to high frequencies. Real-time noise cancelling processing c...

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Original price $275.99 - Original price $275.99
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Original price $63.99 - Original price $63.99
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The Smurfs - Dreams - Nintendo Switch

Microids

Solo or with a friendPrevent Gargamel's evil plans from suceeding alone or with a friend for a smurffabulous 2 player experience.Embark on an adven...

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Original price $63.99 - Original price $63.99
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Original price $40.99 - Original price $40.99
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CASEMATIX - Hardshell Protection Case for Meta Quest 3S 3 and 2 VR Headsets - Black

CASEMATIX

Designed for use with Meta Quest 3S 3 and 2 VR headsetsThis protective CASEMATIX Travel Case is compatible with the Meta Quest 3S 3 and 2 256gb / 6...

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Original price $40.99 - Original price $40.99
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Original price $1,606.99 - Original price $1,606.99
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Samsung - 27 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with Dual Auto Ice Maker - Fingerprint Resistant Stainless Look

Samsung

27 cu. ft. Mega CapacityStore more groceries with more room to stay organized. 27 cu. ft. mega capacity refrigerator gives you more space with easy...

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Original price $1,606.99 - Original price $1,606.99
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Original price $2,863.99 - Original price $2,863.99
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ASUS - ROG Strix 18" QHD 240Hz Gaming Laptop - Intel 14th Gen Core i9 with 32GB Memory - NVIDIA GeForce RTX 4080 - 2TB SSD - Eclipse Gray

ASUS

Windows 11 Operating SystemFamily friends passions music creations games Windows 11 is the one place for it all. With a fresh new feel and tools t...

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Original price $2,863.99 - Original price $2,863.99
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iBUYPOWER - Scale Gaming Desktop PC - AMD Ryzen 5 8400F- NVIDIA GeForce RTX 4060 8GB- 16GB DDR5 RGB RAM - 1TB NVMe SSD - Black

iBuyPower

Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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Original price $1,008.99 - Original price $1,008.99
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Original price $314.99 - Original price $314.99
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TCL - 50" Class Q5-Series 4K UHD HDR PRO+ QLED Smart Fire TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness+ LED BacklightQ5 models produce bright...

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Original price $314.99 - Original price $314.99
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Original price $65.99 - Original price $65.99
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Amazon - Echo Dot Kids (5th Gen 2022 Release) with Alexa - Owl

AMAZON

Echo Dot KidsSmart speaker with Alexa made for kids (not a toy). The improved speaker delivers clearer vocals and rich vibrant sound.Where learning...

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Original price $65.99 - Original price $65.99
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Original price $105.99 - Original price $105.99
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Nintendo - Joy-Con (L)/(R) - Pastel Pink

Nintendo

Depending on the game you might use a single Joy Con in each handGive the second one to a friendIncludesOne Pastel Pink Joy-Con (L) one Pastel Pink...

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Original price $616.99 - Original price $616.99
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Apple - AirPods Max (USB-C) - Starlight

Apple

ULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...

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Original price $616.99 - Original price $616.99
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Original price $315.99 - Original price $315.99
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Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Silver

Samsung

Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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Original price $315.99 - Original price $315.99
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Original price $246.99 - Original price $246.99
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Samsung - Galaxy Buds3 Pro Wireless Earbud Headphones - White

Samsung

Redesigned with the best sound in mindListen in long-lasting comfort with an improved shape that delivers a snugt fit. Enjoy a completely new immer...

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Original price $246.99 - Original price $246.99
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Samsung - 75 Class Q60D Series QLED 4K Smart Tizen TV (2024)

Samsung

Dual LEDGet a natural realistic picture and accurate contrast that adapts automatically to match your content with our innovative backlight technol...

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Original price $1,370.99 - Original price $1,370.99
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Original price $2,659.99 - Original price $2,659.99
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Nikon - Z 7 II 4k Video Mirrorless Camera (Body only) - Black

Nikon

45.7-megapixel CMOS sensor delivers incredible detail and gorgeous enlargementsCreate enlargements all the way up to poster-sized prints or crop ag...

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Original price $2,659.99 - Original price $2,659.99
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Original price $774.99 - Original price $774.99
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Samsung - 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with Storm Wash 48 dBA - Stainless Steel

Samsung

StormWash Cleaning SystemPowerful rotating jets let you skip the pre-rinse delivering heavy-duty cleaning from every angle even tough-to-reach spot...

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Original price $774.99 - Original price $774.99
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Original price $519.99 - Original price $519.99
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Night Owl - 12 Channel 6 Camera Wired 4K 2TB DVR Security System - White

Night Owl

Capture key recordings with clarityIt’s clear video quality matters. Reliably capture what’s happening around your home or business with crisp 4K r...

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Original price $519.99 - Original price $519.99
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Original price $2,109.99 - Original price $2,109.99
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Lenovo - Yoga Book 9i 2-in-1 13.3" 2.8K Dual Screen OLED Touchscreen Laptop - Intel Core Ultra 7 155U with 16GB Memory - 1TB SSD - Tidal Teal

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $2,109.99 - Original price $2,109.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.