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Original price $862.99 - Original price $862.99
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Shark - Robot Vacuum Mop PowerDetect NeverTouch Pro Combo Self-Emptying Self-Refilling with Self-Clean Pad Wash Dry - Black

Shark

UP TO A MONTH OF HANDS-FREE CLEANING AND MAINTENANCEThe robot automatically empties debris into the 60-day-capacity bin automatically refills its o...

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Original price $862.99 - Original price $862.99
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Original price $942.99 - Original price $942.99
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LG - UltraGear 27" OLED 240Hz 0.03ms FreeSync and NVIDIA G-SYNC Compatible Gaming Monitor with HDR400 - Black

LG

Up to 240Hz 0.03ms For Outrageously Fast OLED GamingGear up for smooth gameplay with an ultra-fast 240Hz OLED display. The faster speed lets you r...

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Original price $942.99 - Original price $942.99
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Original price $1,208.99 - Original price $1,208.99
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CyberPowerPC - Gamer Master Gaming Desktop - AMD Ryzen 7 8700F - 16GB Memory - NVIDIA GeForce RTX 4060 8GB - 2TB SSD - Black

CyberPowerPC

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $1,208.99 - Original price $1,208.99
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Original price $932.99 - Original price $932.99
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Whirlpool - 4.5 Cu. Ft. High Efficiency Front Load Washer with Tumble Fresh Option - White

Whirlpool

Tumble Fresh OptionKeep clothes fresh in the washer until they're ready for the dryer. The Tumble Fresh Option activates after the wash cycle and t...

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Original price $932.99 - Original price $932.99
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Original price $425.99 - Original price $425.99
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Shark - CarpetXpert HairPro Pet with StainStriker Corded Upright Deep Carpet Rug Upholstery Cleaner Pet Stain Remover - Gray

Shark

Unbeatable Deep Carpet CleaningCarpetXpert technology combines a high-speed brushroll with PowerSpray high-pressure spray and Shark's powerful suct...

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Original price $425.99 - Original price $425.99
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Original price $550.99 - Original price $550.99
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Lenovo - IdeaPad Duet 5 Chromebook 2-in1 Laptop - 13.3" FHD Touchscreen - Snapdragon 7cG2 - 8GB - 128GB eMMC - with Keyboard - Abyss Blue

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $550.99 - Original price $550.99
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Original price $535.99 - Original price $535.99
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JBL - PartyBox Stage 320 Portable Wireless Party Speaker - Black

JBL

Powerful JBL pro soundRock out with powerful JBL pro sound from two 6.5" woofers that deliver clean precise deep bass even at top volume and a pair...

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Original price $535.99 - Original price $535.99
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Original price $740.99 - Original price $740.99
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Insignia - 24 Top Control Built-In Dishwasher with 3rd Rack Sensor Wash Stainless Steel Tub 49 Dba ENERGY STAR Certification - Stainless Steel

Insignia

Smart wash systemAutomatically selects the appropriate cycle based on how large and soiled your load is to efficiently clean your dishes.Filter sys...

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Original price $740.99 - Original price $740.99
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Original price $931.99 - Original price $931.99
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TCL - 65" Class QM7-Series 4K UHD HDR QD-Mini LED Smart Google TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QD-Mini LEDUp to 1500+ local dimming zones provides st...

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Original price $516.99 - Original price $516.99
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HP - 15.6" Touch-Screen Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Natural Silver

HP

Windows 11 Home in S modeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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Original price $516.99 - Original price $516.99
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Original price $569.99 - Original price $569.99
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Shark - PowerDetect Upright Vacuum with DuoClean Detect Technology Self-Cleaning Brushroll and XL Dustcup - Eggplant

Shark

Best Overall Cleaning Of Any VacuumMost powerful suction and most advanced cleaning technology of any vacuum.Based on ASTM F558 measured at the hos...

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Original price $569.99 - Original price $569.99
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Original price $1,116.99 - Original price $1,116.99
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Lenovo - LOQ 15.6" Gaming Laptop FHD - AMD Ryzen 7 7435HS with 16GB Memory - NVIDIA GeForce RTX 4060 8GB - 512GB SSD - Luna Grey

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,116.99 - Original price $1,116.99
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Original price $911.99 - Original price $911.99
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Samsung - 7.4 Cu. Ft. Smart Electric Dryer with Sensor Dry - Black

Samsung

Wi-Fi Connectivity with SmartThingsWi-Fi connected so you can receive end-of cycle alerts remotely start or stop your drying schedule cycles on you...

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Original price $911.99 - Original price $911.99
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Original price $105.99 - Original price $105.99
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Nintendo - Joy-Con (L/R) Wireless Controllers - Pastel Purple/ Pastel Green

Nintendo

Includes one Pastel Purple Joy-Con (L) one Pastel Green Joy-Con (R) and two Black Joy-Con wrist straps.Two Joy-Con can be used independently in eac...

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Original price $105.99 - Original price $105.99
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Original price $905.99 - Original price $905.99
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Lenovo - Yoga 7 2-in-1 16" 2K Touchscreen Laptop - AMD Ryzen 5 8640HS with 8GB Memory - 512GB SSD - Artic Grey

Lenovo

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

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Original price $905.99 - Original price $905.99
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Original price $305.99 - Original price $305.99
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Shure - MV7+ USB-C/XLR Dynamic Podcast Microphone Bundle w/Desktop Stand

Shure

MV7+ Podcast Microphone is a hybrid output USB-C XLR dynamic microphone for podcasting streaming and home recording.

Original price $305.99 - Original price $305.99
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Original price $1,509.99 - Original price $1,509.99
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Samsung Odyssey G9 S49CG954EN - G95C Series - LED monitor - curved - 49" - HDR

Samsung

1000R Curved Screen with Dual QHD ResolutionExperience the next level of heart pounding gaming with vivid scenes wrapped deeply around your field o...

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Original price $1,509.99 - Original price $1,509.99
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Original price $176.99 - Original price $176.99
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$176.99
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Acer - EK220Q E3bi 21.5 IPS AMD FreeSync Monitor-100Hz Refresh Rate (HDMI Port 1.4 VGA Port) - Black

Acer

Vibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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Original price $176.99 - Original price $176.99
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Original price $570.99 - Original price $570.99
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ASUS Chromebook Plus CX3402 14" Laptop with Google AI - Intel Core i5 1335U - 8GB Memory - 128GB SSD - Pearl White

ASUS

Runs ChromeOS with Google AIThe fast secure operating system built by Google comes with AI tools to make hard work feel easy. Write like a pro des...

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Original price $570.99 - Original price $570.99
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Original price $589.99 - Original price $589.99
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Klipsch - Reference Series 10" 150W Powered Subwoofer - Black

Klipsch

Spun-copper thermoformed crystalline polymer (TCP) woofersAll-new 10 spun-copper thermoformed crystalline polymer woofers (TCP) make the latest Ref...

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Original price $589.99 - Original price $589.99
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Original price $194.99 - Original price $194.99
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Roku - 40" Class Select Series Full HD Smart RokuTV

Roku

The smart TV that makes senseRoku Select Series TVs are built by Roku to bring viewers a brilliant streaming experience at an incredible value.Made...

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Original price $194.99 - Original price $194.99
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$194.99
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Original price $937.99 - Original price $937.99
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Whirlpool - 5.3 Cu. Ft. High Efficiency Top Load Washer with Deep Water Wash Option - White

Whirlpool

Deep Water Wash OptionGet more water to help break down loose soils. This option automatically adds more water to your load so heavily soiled cloth...

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Original price $937.99 - Original price $937.99
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Original price $361.99 - Original price $361.99
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DJI - Mic 2 Wireless Omnidirectional Microphone System

DJI

Ready When You AreThe transmitters and receiver are pre-linked and ready to go letting you easily save time and improve efficiency. Features USB-C ...

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Original price $361.99 - Original price $361.99
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Original price $110.99 - Original price $110.99
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$110.99
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Sony - PlayStation 5 - DualSense Wireless Controller - Volcanic Red

Sony

Haptic feedbackFeel physically responsive feedback to your in-game actions with dual actuators which replace traditional rumble motors. In your han...

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Original price $110.99 - Original price $110.99
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Original price $1,118.99 - Original price $1,118.99
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Skytech Gaming - Shadow 4 Gaming Desktop PC Intel Core i5-13400F 16GB Memory NVIDIA RTX 4060 1TB NVMe SSD - Black

Skytech Gaming

Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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Original price $1,118.99 - Original price $1,118.99
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Original price $365.99 - Original price $365.99
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BISSELL - Crosswave Hydrosteam Corded Wet Dry Vac - Titanium/Cooper Harbor

Bissell

All-in-one-cleanVacuum wash and steam at the same time.HydroSteam Cleans Better.Cleans up to 20 better on tough sticky messes.Tangle-freeMinimize h...

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Original price $365.99 - Original price $365.99
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Original price $1,809.99 - Original price $1,809.99
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GoTrax - CTI3 Step Thru eBike w/ 45mi Max Operating Range and 20mph Max Speed - Gray

GoTrax

27.5" Tires27.5" air-filled pneumatic tires can handle any kind of commute you have from bumps to cracks to the off-road.Step-through FrameA step-t...

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Original price $1,809.99 - Original price $1,809.99
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Original price $2,084.99 - Original price $2,084.99
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Sony - Cinema Line FX30B Super 35 Camera - Gray

Sony

New 20.1 MP Exmor R APS-C image sensorSony’s new back-illuminated 20.1 megapixels APS-C Exmor R CMOS sensor (Super 35 format) achieves high sensit...

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Original price $2,084.99 - Original price $2,084.99
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Original price $196.99 - Original price $196.99
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$196.99
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PDP - Victrix Pro BFG Wireless Controller for PS5 PS4 and PC Sony 3D Audio Modular Buttons/Clutch Triggers/Joystick - White

PDP

FULL WIRELESS WIRED COMPATIBILITYWith the Mode Switch players can easily swap between PlayStation 5 PlayStation 4 and PC (using X input) devices. ...

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Original price $196.99 - Original price $196.99
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Original price $2,147.99 - Original price $2,147.99
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Samsung - Galaxy Book4 Pro 360 2-in1 16" AMOLED Touch Screen Laptop - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Moonstone Gray

Samsung

Powerful enough for whatever you doBlaze new paths with a powerful Intel processor designed for visionaries. Tap into lightning fast speed and perf...

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Original price $2,147.99 - Original price $2,147.99
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Original price $689.99 - Original price $689.99
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$689.99
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Insignia - 6.7 Cu. Ft. Electric Dryer with Sensor Dry - White

Insignia

6.7 cu. ft. capacityGives you the space you need to thoroughly wash blankets comforters curtains coats and more.9 sensor and manual drying cycles6 ...

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Original price $689.99 - Original price $689.99
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$689.99
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Original price $27.99 - Original price $27.99
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$27.99
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PowerA - Cable for PlayStation 5 - Black

PowerA

Works with DualSense controllers10ft Cable with velcro-strapStandard USB to USB-COfficially licensed for PlayStation 5Two-year limited warranty - v...

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Original price $27.99 - Original price $27.99
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$27.99
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Original price $1,142.99 - Original price $1,142.99
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LG - 7.4 Cu. Ft. Electric Dryer with Wrinkle Care - Middle Black

LG

7.4 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.4 cu. ft. of space. Running fewer loads saves energy and mon...

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Original price $1,142.99 - Original price $1,142.99
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Original price $58.99 - Original price $58.99
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$58.99
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Razer - BlackShark V2 X Wired Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Quartz

Razer

Razer TriForce 50mm Drivers for high-end audio performanceOur new cutting-edge proprietary design divides the driver into 3 parts for the individua...

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Original price $58.99 - Original price $58.99
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$58.99
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Original price $595.99 - Original price $595.99
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$595.99
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Roku - 65" Class Select Series 4K Smart RokuTV

Roku

Made by RokuFrom the brand you trust to make streaming easier comes a thoughtfully designed smart TV powered by the delightfully simple Roku experi...

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Original price $595.99 - Original price $595.99
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$595.99
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Original price $74.99 - Original price $74.99
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$74.99
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Current price $74.99

Best Buy essentials - Full Motion TV Wall Mount for 4784" TVs - Black

Best Buy essentials

Tilt and swivel capabilitiesAdjust your TV’s viewing angle to reduce glare and suit wherever you are in the room.Keep cables concealedKeeps your ta...

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Original price $74.99 - Original price $74.99
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$74.99
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Current price $74.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.