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Original price $218.99 - Original price $218.99
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Current price $218.99

SteelSeries - Arctis Nova 7 Gen 2 Wireless Over-The-Ear Multi Gaming Headset for PC PS5 Switch Handheld - Black

Steel Series

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

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Original price $218.99 - Original price $218.99
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Current price $218.99
Original price $74.99 - Original price $74.99
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Current price $74.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One PCs and Cloud-Enabled Devices - Ice Breaker Special Edition

Microsoft

Hold nothing back with the Breaker special edition series. Ice Breaker keeps it forever fresh with a mix of iced and frosted blues.Stay elegantly o...

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Original price $74.99 - Original price $74.99
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Original price $1,394.99 - Original price $1,394.99
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De'Longhi - Rivelia Fully Automatic Espresso Machine Integrated Grinder 2 Removable Bean Hoppers Automatic Milk Frother - Pebble Gray

Delonghi

Craft Coffee Shop Favorites With Just One-TouchWith one touch grind dose brew and froth your favorite coffee drinks. Switch between a full range of...

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Original price $1,394.99 - Original price $1,394.99
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Original price $27.99 - Original price $27.99
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SteelSeries - QcK Cloth Gaming Mouse Pad (Medium) - Lavender

Steel Series

LEGENDARY MICRO-WOVEN CLOTHAn optimal surface for mouse precision and performance the proprietary micro-woven cloth makes the SteelSeries QcK trust...

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Original price $27.99 - Original price $27.99
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Original price $1,313.99 - Original price $1,313.99
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LG - 5.0 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and TurboWash 360 - Graphite Steel

LG

5.0 cu. ft. Mega CapacitySay never again to never-ending piles of laundry—this mega capacity washer fits more clothes in every load and helps you p...

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Original price $1,313.99 - Original price $1,313.99
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Original price $86.99 - Original price $86.99
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$86.99
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Logitech - G321 LIGHTSPEED Wireless Bluetooth Gaming Headset for PC PS4 PS5 Nintendo Switch Mobile - Black

Logitech

Dynamic comfort and fitWireless headset with mic that’s engineered for lightweight comfort (210 g) with thick headband high elasticity knit fabric ...

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Original price $86.99 - Original price $86.99
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Original price $535.99 - Original price $535.99
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Crucial - Pro OC Gaming 64GB (2x32GB) DDR5 6000MHz C40 UDIMM Intel XMP 3.0 AMD EXPO Desktop Memory - Black

Crucial

Unstoppable speeds up to 6000MT/s for gamersCrucial DDR5 Pro OC Gaming Memory makes for a smoother gaming experience that’s ideal for AAA games. Ev...

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Original price $535.99 - Original price $535.99
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Original price $551.99 - Original price $551.99
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Samsung - 55 Class Q6F Series QLED 4K UHD SamsungVision AI Smart Tizen TV (2025)

Samsung

Q4 Lite ProcessorThis smart processor optimizes audio and upscales content to up to 4K resolution for impressive clarity while utilizing 3D color m...

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Original price $551.99 - Original price $551.99
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Original price $980.99 - Original price $980.99
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Whirlpool - 5.3 Cu. Ft. Freestanding Electric Convection Range with Air Cooking Technology and Steam Clean - Stainless Steel

Whirlpool

Air Cooking TechnologyExperience the difference with Air Cooking Technology featuring more air flow with No Preheat Air Fry and Air Baking. Compare...

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Original price $980.99 - Original price $980.99
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Original price $839.99 - Original price $839.99
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LG - 75" Class 70A Series QNED AI 4K UHD Smart webOS TV (2025)

LG

Dynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for an immersive visual experience.Alpha 7 AI Processo...

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Original price $839.99 - Original price $839.99
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Original price $1,299.99 - Original price $1,299.99
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85 Class Q6F Series QLED 4K UHD Samsung Vision AI Smart Tizen TV (2025)

Samsung

Q4 Lite ProcessorThis smart processor optimizes audio and upscales content to up to 4K resolution for impressive clarity while utilizing 3D color m...

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Original price $1,299.99 - Original price $1,299.99
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Original price $528.99 - Original price $528.99
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$528.99
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LG - 65 Class UA7050 Series LED AI 4K UHD Smart webOS TV (2025)

LG

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.Alpha 7 AI Processor Gen8Enhanced...

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Original price $528.99 - Original price $528.99
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Original price $74.99 - Original price $74.99
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$74.99
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Current price $74.99

Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One PCs and Cloud-Enabled Devices - Storm Breaker Special Edition

Microsoft

Hold nothing back with the Breaker special edition series. Storm Breaker lets nothing stop its style with classic grays and blacks offset with whit...

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Original price $74.99 - Original price $74.99
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$74.99
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Original price $158.99 - Original price $158.99
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$158.99
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Logitech - MX Master 4 for Mac - Pale Grey - Wireless - White Silver

Logitech

Mastered for MacWith matching Apple finishes Logi Options+ functions for macOS USB-C charging while you work (cable not included) MX Master 4 for M...

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Original price $158.99 - Original price $158.99
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$158.99
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Original price $68.99 - Original price $68.99
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$68.99
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ASUS - USB-AX57 Nano AX1800 Dual-Band Wi-Fi 6 USB Network Adapter - Black

ASUS

Compact Design USB Wi-Fi 6 AdapterSuper-fast Wi-Fi in a nano-sized packageInstant Upgrade to Wi-Fi 6Boost your PC to 802.11ax standard via USBSuppo...

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Original price $68.99 - Original price $68.99
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$68.99
$68.99 - $68.99
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Original price $528.99 - Original price $528.99
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$528.99
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Samsung - 65" Class U7900 Series UHD 4K Smart Tizen TV (2025)

Samsung

Crystal Processor 4KImmerse yourself in colorful lifelike entertainment and catch every shade of color as it was meant to be seen in dazzling 4K re...

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Original price $528.99 - Original price $528.99
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$528.99
$528.99 - $528.99
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Original price $27.99 - Original price $27.99
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$27.99
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Current price $27.99

SteelSeries - QcK Cloth Gaming Mouse Pad (Medium) - White

Steel Series

LEGENDARY MICRO-WOVEN CLOTHAn optimal surface for mouse precision and performance the proprietary micro-woven cloth makes the SteelSeries QcK trust...

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Original price $27.99 - Original price $27.99
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$27.99
$27.99 - $27.99
Current price $27.99
Original price $122.99 - Original price $122.99
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$122.99
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Current price $122.99

Logitech - PRO X SUPERLIGHT 2 SE LIGHTSPEED Lightweight Wireless Gaming Mouse with Optical HERO 2 Sensor 44 000 DPI - Wireless - Black

Logitech

Fast and Precise Wireless Gaming MouseFast and Precise Wireless Gaming Mouse A pro gaming icon; it is designed in collaboration with the world’s le...

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Original price $122.99 - Original price $122.99
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$122.99
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Original price $215.99 - Original price $215.99
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$215.99
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Reolink - Go PT Ultra G440 4K 8MP Solar Outdoor Wireless 4G LTE Pan Tilt Security Camera with 32GB SD Card - Grey

Reolink

No Wi-Fi Required - Off-Grid ReadyOutdoor camera uses 3G or 4G LTE cellular connectivity to stream footage. Ideal for locations with spotty / no Wi...

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Original price $215.99 - Original price $215.99
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Original price $764.99 - Original price $764.99
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Maytag - 4.2 Cu. Ft. High-Efficiency Top Load Washer with Deep Fill Option - White

Maytag

Deep Fill OptionGet more water when you want it with the Deep Fill Option. Choose from multiple water levels to saturate loads loosen stains and he...

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Original price $764.99 - Original price $764.99
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Original price $954.99 - Original price $954.99
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$954.99
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Current price $954.99

Samsung - 85" Class U7900 Series UHD 4K Smart Tizen TV (2025)

Samsung

Crystal Processor 4KImmerse yourself in colorful lifelike entertainment and catch every shade of color as it was meant to be seen in dazzling 4K re...

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Original price $954.99 - Original price $954.99
Original price
$954.99
$954.99 - $954.99
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Original price $1,571.99 - Original price $1,571.99
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Bosch - 500 Series 24" Top Control Smart Built-In Tub Dishwasher with 3rd Rack and Zone Wash 44 dBA - Stainless Steel

Bosch

Hidden top touch controls maintain a clean exteriorThe touch control panel has been simplified to offer the cycles and options you use most--all at...

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Original price $1,571.99 - Original price $1,571.99
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Original price $1,164.99 - Original price $1,164.99
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$1,164.99
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De'Longhi - La Specialista Touch Espresso Machine with Cold Brew Automatic Frothing - Stainless Steel

Delonghi

Crafted by YouPerfected with Guidance The La Specialista Touch semi-automatic espresso machine grinds doses brews and froths your favorite coffee d...

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Original price $1,164.99 - Original price $1,164.99
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Original price $359.99 - Original price $359.99
Original price
$359.99
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Current price $359.99

De'Longhi - Dedica Duo Espresso Machine - Stainless Steel

Delonghi

Craft Hot Iced Espresso Drinks Cold BrewWith three preset recipes - Espresso Double Espresso and Cold Brew now you can customize your favorite ho...

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Original price $359.99 - Original price $359.99
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$359.99
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Current price $359.99
Original price $474.99 - Original price $474.99
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$474.99
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Current price $474.99

Insignia - 24 Front Control Built-In Dishwasher with DishSense ENERY STAR Certification and Operating Sound Level 52 dBA - White

Insignia

14 place settingsFits your whole family’s dishes with a removable silverware basket that fits on the right side of the lower rack.Four wash cycles...

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Original price $474.99 - Original price $474.99
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$474.99
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Original price $857.99 - Original price $857.99
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$857.99
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Canon - RF100-400mm F5.6-8 IS USM Telephoto Zoom Lens for EOS R-Series Cameras - Black

Canon

Compatible with Canon EOS R series camerasFor use with your existing camera with an RF mount system.Telephoto lens provides detailed photos from a ...

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Original price $857.99 - Original price $857.99
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Original price $296.99 - Original price $296.99
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$296.99
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Samsung - T7 Shield 2TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Beige

Samsung

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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Original price $296.99 - Original price $296.99
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$296.99
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Original price $359.99 - Original price $359.99
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$359.99
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Current price $359.99

Samsung - SWA-W510/ZA Wireless Subwoofer for S-Series Soundbar - Black

Samsung

Powerful BassDesigned to complement the S-series soundbar the W510 subwoofer brings the sound even deeper. With a passive radiator you can feel dee...

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Original price $359.99 - Original price $359.99
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$359.99
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Current price $359.99
Original price $41.99 - Original price $41.99
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$41.99
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Current price $41.99

Insignia - 3-Port HDMI Switch with 4K 60Hz and HDR Pass-Through - Black

Insignia

Compatible with most HDMI source componentsIncluding Blu-ray Disc players DVD players digital cable and satellite boxes gaming consoles and digital...

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Original price $41.99 - Original price $41.99
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$41.99
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Original price $1,739.99 - Original price $1,739.99
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Current price $1,739.99

Sony - Cyber-shot RX100 VII 20.1-Megapixel Digital Camera - Black

Sony

3.0-type tiltable display monitorThe high-resolution 921k-dot 3.0-type LCD monitor tilts upward by 180 and downward by around 90 making it easy to ...

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Original price $1,739.99 - Original price $1,739.99
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Original price $96.99 - Original price $96.99
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$96.99
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Ninja CE251 - coffee maker - silver

Shark

Coffee BarBrew up to 12 cups of your favorite beverage.Keep coffee hot and ready to serveIncluded glass carafe makes it easy to serve guests or pou...

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Original price $96.99 - Original price $96.99
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$96.99
$96.99 - $96.99
Current price $96.99
Original price $91.99 - Original price $91.99
Original price
$91.99
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Current price $91.99

RØDE - LAVALIER GO Professional Wearable Microphone

Rode

MicrophoneDiscreet 4.5mm miniature microphoneCondenser microphoneHigh-quality omnidirectional condenser capsule. Enables recording of voiceovers na...

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Original price $91.99 - Original price $91.99
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$91.99
$91.99 - $91.99
Current price $91.99
Original price $431.99 - Original price $431.99
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$431.99
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Current price $431.99

TCL - 58" Class S5 Series 4K UHD HDR LED Smart Fire TV (2025)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness LED BacklightEnjoy a brilliant picture...

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Original price $431.99 - Original price $431.99
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$431.99
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Original price $3,349.99 - Original price $3,349.99
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$3,349.99
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Current price $3,349.99

Summit Appliance - LWC2Z195 Dual Zone Commercial Wine Cellar - Black

Summit Appliance

Commercially listedMeets ANSI-NSF-7 standards for use in commercial environmentsBuilt-in or freestanding useFront-breathing design allows integrate...

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Original price $3,349.99 - Original price $3,349.99
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Original price $99.99 - Original price $99.99
Original price
$99.99
$99.99 - $99.99
Current price $99.99

ZAGG - Pro Keys Wireless Keyboard Detachable Case for Apple iPad Air 10.9" (2020 2022) - Black

invisibleSHIELD

Compatible with Apple iPad Air 10.9"Works with iPad Air 10.9" 4th Generation (2020) and 5th Generation (2022).Ultimate productivityTransform your A...

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Original price $99.99 - Original price $99.99
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$99.99
$99.99 - $99.99
Current price $99.99
Original price $57.99 - Original price $57.99
Original price
$57.99
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Current price $57.99

ZAGG - InvisibleShield Glass Elite VisionGuard+ Blue Light Filtering Screen Protector for Apple iPad Air 10.9" iPad Pro 11" - Clear

Zagg Incorporated

Compatible with Apple iPad Air 10.9" and iPad Pro 11"Works with iPad Air 10.9" 4th Generation (2020) and 5th Generation (2022) and iPad Pro 11" 1st...

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Original price $57.99 - Original price $57.99
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$57.99
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Current price $57.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.