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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Apple - Magic Keyboard for iPad Pro 11-inch (M4 and M5) - White

Apple
Original price $349.99 - Original price $349.99
Original price
$349.99
$349.99 - $349.99
Current price $349.99

DESIGNED FOR COMFORT—Magic Keyboard features a two-cantilever-hinge design for smooth adjustable viewing angles. Backlit keys with a scissor mechan...

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Original price $349.99 - Original price $349.99
Original price
$349.99
$349.99 - $349.99
Current price $349.99

RCA Commercial TV - RCA 32" 1080 Commercial LED TV

RCA Commercial TV
Original price $237.99 - Original price $237.99
Original price
$237.99
$237.99 - $237.99
Current price $237.99

Snap-On Secure BaseTelevision base requires no hardware.No Clocks of TimersTelevision features no means of keeping time.Transparent BuildTelevision...

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Original price $237.99 - Original price $237.99
Original price
$237.99
$237.99 - $237.99
Current price $237.99

LG - 4.3 Cu. Ft. High-Efficiency Top Load Washer with SlamProof Glass Lid - White

LG
Original price $767.99 - Original price $767.99
Original price
$767.99
$767.99 - $767.99
Current price $767.99

4.3 cu. ft. Ultra Large CapacityBring on your big loads of towels or jeans—this ultra large washer fits more in every load to save time.TurboDrum T...

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Original price $767.99 - Original price $767.99
Original price
$767.99
$767.99 - $767.99
Current price $767.99

GIGABYTE - Z790 AORUS ELITE AX (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

Gigabyte Technology
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Processor CompatibilitySupports 14th and 13th Gen Intel Core Series ProcessorsDDR5 Compatible4SMD DIMMs with XMP 3.0 Memory Module SupportNext Gen ...

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Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Razer - Viper V3 Pro Lightweight Optical Gaming Mouse with 95 Hour Battery Life - 8k Polling Rate - Wireless - White

Razer
Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

55 G Ultra-Lightweight design for seamless handling and maximum controlSeamless handling. Maximum control.Razer Focus Pro Optical Sensor Gen-2Best-...

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Original price $162.99 - Original price $162.99
Original price
$162.99
$162.99 - $162.99
Current price $162.99

LG - 2.4 Cu. Ft. HE Smart Front Load Washer and 4.2 Cu. Ft. Electric Dryer WashTower wSteam and Ventless Heat Pump Technology - White

LG
Original price $2,907.99 - Original price $2,907.99
Original price
$2,907.99
$2,907.99 - $2,907.99
Current price $2,907.99

Convenient Capacity Compact DesignAt just 24 wide LG delivers towering convenience and advanced cleaning to even the smallest of spaces. Built on t...

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Original price $2,907.99 - Original price $2,907.99
Original price
$2,907.99
$2,907.99 - $2,907.99
Current price $2,907.99

Microsoft - Surface Slim Pen (2nd Edition) and Pro Keyboard for Pro 13" (11th Edition) Pro 9 and Pro 8 - Sapphire

Microsoft
Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

Instant CopilotUnlock new possibilities with the dedicated Copilot key which gives you instant access to experiences that can enhance your producti...

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Original price $296.99 - Original price $296.99
Original price
$296.99
$296.99 - $296.99
Current price $296.99

JVC - In-Ear True Wireless Noise Canceling Headphones - Black

JVC
Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

Active Noise CancellingImproved noise cancelling performance with wind noise reduction and newly designed earpiecesLow LatencyTurn on the low laten...

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Original price $71.99 - Original price $71.99
Original price
$71.99
$71.99 - $71.99
Current price $71.99

GE Profile - 7.8 Cu. Ft. Stackable Smart Electric Dryer with Steam and Sanitize Cycle - White

GE Profile
Original price $1,266.99 - Original price $1,266.99
Original price
$1,266.99
$1,266.99 - $1,266.99
Current price $1,266.99

Steam CycleRefresh small loads and de-wrinkle larger loads with the power of steam.Washer LinkWirelessly links your washer to your dryer so you onl...

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Original price $1,266.99 - Original price $1,266.99
Original price
$1,266.99
$1,266.99 - $1,266.99
Current price $1,266.99

Razer - Huntsman V3 Pro TKL Wired Analog Optical Linear Switch Gaming Keyboard with Snap Tap - White

Razer
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Chosen by Pro's for Advanced FPS MovementWith Rapid Trigger Adjustable Actuation and Razer Snap Tap the Huntsman V3 Pro offers lightning-fast preci...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Lectron - Vortex Plug Tesla Supercharger to CCS Electric Vehicle (EV) Adapter - up to 1000V - Black

Lectron
Original price $236.99 - Original price $236.99
Original price
$236.99
$236.99 - $236.99
Current price $236.99

Currently not compatibleNot currently compatible with MAZDA MINI STELLANTIS CHRYSLER - STAY TUNED FOR UPDATESExpanded charging optionsThe Lectron V...

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Original price $236.99 - Original price $236.99
Original price
$236.99
$236.99 - $236.99
Current price $236.99

Insignia - 5.3 Cu. Ft. Freestanding Electric Range with Dual-Size Burner and Storage Drawer - Stainless Steel

Insignia
Original price $766.99 - Original price $766.99
Original price
$766.99
$766.99 - $766.99
Current price $766.99

5.3 cu. ft. oven capacityA large capacity with two oven racks and six position options help you cook meals. The oven heats from 170 to 500 F (77 to...

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Original price $766.99 - Original price $766.99
Original price
$766.99
$766.99 - $766.99
Current price $766.99

KitchenAid - 36" Electric Induction Cooktop with 5 Cooking Zones and Temp Cook Induction Technology - Black

Kitchenaid
Original price $2,378.99 - Original price $2,378.99
Original price
$2,378.99
$2,378.99 - $2,378.99
Current price $2,378.99

Temp Cook Induction TechnologyTemp Cook Induction Technology maintains the precise temperature you setTemp Cook Smart PresetsTemp Cook Smart Preset...

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Original price $2,378.99 - Original price $2,378.99
Original price
$2,378.99
$2,378.99 - $2,378.99
Current price $2,378.99

Dell - Desktop - Intel Core Ultra 7 265 2025 - 32GB Memory - 2TB Storage - Black

Dell
Original price $2,190.99 - Original price $2,190.99
Original price
$2,190.99
$2,190.99 - $2,190.99
Current price $2,190.99

Stylish space-saving designThis compact elegant ECT1250 desktop seamlessly fits into any home or office.Intel Core Ultra (Series 2)With power-effic...

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Original price $2,190.99 - Original price $2,190.99
Original price
$2,190.99
$2,190.99 - $2,190.99
Current price $2,190.99

Crucial - X10 2TB External USB-C SSD - Blue

Crucial
Original price $295.99 - Original price $295.99
Original price
$295.99
$295.99 - $295.99
Current price $295.99

Store more than beforeWith up to 6 or even 8TB of storage the Crucial X10 Portable SSD offers extensive space for storing your files photos games v...

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Original price $295.99 - Original price $295.99
Original price
$295.99
$295.99 - $295.99
Current price $295.99

Apple - 11-inch iPad Air M4 chip Wi-Fi + Cellular 128GB - Space Gray (Unlocked)

Apple
Original price $987.99 - Original price $987.99
Original price
$987.99
$987.99 - $987.99
Current price $987.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

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Original price $987.99 - Original price $987.99
Original price
$987.99
$987.99 - $987.99
Current price $987.99

Blink - Outdoor 4 XR — Wireless security camera with extended range up to 400 feet. Sync Module XR included — 2 Cameras - Black

Blink
Original price $205.99 - Original price $205.99
Original price
$205.99
$205.99 - $205.99
Current price $205.99

Blink Sync Module XRBlink Sync Module XR is the first system hub to extend the range of your Blink Outdoor 4 wire-free smart security cameras so yo...

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Original price $205.99 - Original price $205.99
Original price
$205.99
$205.99 - $205.99
Current price $205.99

ZAGG - Glass XTR4 iPad 11" (A16) iPad 10.9" (Gen 10) - Clear

ZAGG
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

11X StrongerXTR4 screen protection fortified with graphene has been tested up to 11X stronger than traditional glass screen protection.Fortified wi...

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Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Insta360 - Flow 2 AI Tracker Bundle Gimbal Stabilizer for Smartphones - Stone Gray

Insta360
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

1-Step Rapid DeployStart filming the second your creativity strikes. Just mount your phone unfold and Flow 2 is ready to go—no need to press any bu...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Lenovo - Idea Tab Pro - 12.7" 3K Tablet - 8GB RAM - 256GB UFS - with Tab Pen Plus - Luna Grey

Lenovo
Original price $509.99 - Original price $509.99
Original price
$509.99
$509.99 - $509.99
Current price $509.99

Immersive visuals. Rich sound.Get ready for an immersive experience with the quad JBL speaker system and 12.7 3K display featuring a dynamic refres...

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Original price $509.99 - Original price $509.99
Original price
$509.99
$509.99 - $509.99
Current price $509.99

Razer - Basilisk Mobile Optical Gaming Mouse - Wireless - Black

Razer
Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

Compact Ergonomic Form FactorFully configurable to meet your specific needs work and play comfortably for long hours anywhere with a trusty compani...

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Original price $103.99 - Original price $103.99
Original price
$103.99
$103.99 - $103.99
Current price $103.99

Elgato - Wave3 MK.2 USB Condenser Microphone for Streaming Podcasting w/Wave FX Processor - Works on PC and Mac

Elgato
Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

Premium Condenser CapsuleDelivers focused studio-quality vocalsUSB-C ConnectionPlug in and start streaming or recording right awayOnboard DSPShape ...

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Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

15-inch MacBook Air - Apple M5 chip with 10-core CPU and 10-core GPU - 24GB Memory - 1TB SSD - Midnight

Apple
Original price $2,192.99 - Original price $2,192.99
Original price
$2,192.99
$2,192.99 - $2,192.99
Current price $2,192.99

SUPERCHARGED BY M5-With its faster CPU and unified memory M5 delivers even more performance and fluidity across apps making multitasking and creati...

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Original price $2,192.99 - Original price $2,192.99
Original price
$2,192.99
$2,192.99 - $2,192.99
Current price $2,192.99

Apple - 11-inch iPad Air M4 chip Wi-Fi + Cellular 128GB - Purple (Unlocked)

Apple
Original price $987.99 - Original price $987.99
Original price
$987.99
$987.99 - $987.99
Current price $987.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

View full details
Original price $987.99 - Original price $987.99
Original price
$987.99
$987.99 - $987.99
Current price $987.99

SteelSeries - Aerox 3 Wireless Gen 2 RGB 26K Optical Gaming Mouse with AquaBarrier Protection - Dual 2.4GHz/Bluetooth for PC/Mac - Wireless - Shadow

Steel Series
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Quantum 4K WirelessSeamlessly switch between ultra-fast 2.4GHz gaming wireless and Bluetooth 5.0 giving you low-latency performance for competitive...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

MSI - Aegis Z2 Gaming Desktop - AMD Ryzen R7-8700F 2024 - 16GB Memory - NVIDIA GeForce RTX 5060 - 2TB Storage - Black

MSI
Original price $1,852.99 - Original price $1,852.99
Original price
$1,852.99
$1,852.99 - $1,852.99
Current price $1,852.99

Windows 11 Operating SystemEquipped with brand new Windows 11 with all its new features.AMD R7-8700FThe AMD R7-8700F processor delivers enhanced mu...

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Original price $1,852.99 - Original price $1,852.99
Original price
$1,852.99
$1,852.99 - $1,852.99
Current price $1,852.99

Greenworks - 80 Volt 4.0Ah Power Tool Battery

Greenworks
Original price $315.99 - Original price $315.99
Original price
$315.99
$315.99 - $315.99
Current price $315.99

Fade free power80V 4.0 Ah Lithium-Ion Battery delivers fade-free power with no memory lossLED displayOn-board LED fuel indicator provides your rema...

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Original price $315.99 - Original price $315.99
Original price
$315.99
$315.99 - $315.99
Current price $315.99

Google - Nest Learning Thermostat (4th gen) with Nest Temperature Sensor (2nd gen) - Polished Gold

GOOGLE
Original price $318.99 - Original price $318.99
Original price
$318.99
$318.99 - $318.99
Current price $318.99

Improved compatibility.It works with most 24V systems including gas electric oil forced air heat pump and radiant and no C wire is required for ins...

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Original price $318.99 - Original price $318.99
Original price
$318.99
$318.99 - $318.99
Current price $318.99

Whirlpool - 22 Cu. Ft. Counter Depth 4-Door French Door Refrigerator - Fingerprint-Resistant Stainless Finish

Whirlpool
Original price $3,384.99 - Original price $3,384.99
Original price
$3,384.99
$3,384.99 - $3,384.99
Current price $3,384.99

Maximum Organization. Minimum Clutter.Maximize organization and minimize clutter with smart storage and a large capacity. 8 unique storage zones in...

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Original price $3,384.99 - Original price $3,384.99
Original price
$3,384.99
$3,384.99 - $3,384.99
Current price $3,384.99

Sony - Alpha 7 V Full-frame Interchangeable Lens Camera - Black

Sony
Original price $3,349.99 - Original price $3,349.99
Original price
$3,349.99
$3,349.99 - $3,349.99
Current price $3,349.99

Full-frame partially stacked Exmor RS CMOS sensor with approximately 33 .0 effective megapixelsA partially stacked Exmor RS CMOS image sensor featu...

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Original price $3,349.99 - Original price $3,349.99
Original price
$3,349.99
$3,349.99 - $3,349.99
Current price $3,349.99

Apple - 13-inch iPad Air M4 chip Wi-Fi 256GB - Starlight

Apple
Original price $1,169.99 - Original price $1,169.99
Original price
$1,169.99
$1,169.99 - $1,169.99
Current price $1,169.99

WHY IPAD AIR—iPad Air with the Apple M4 chip packs even more performance into a beautiful design and it comes in two portable sizes. It features Ap...

View full details
Original price $1,169.99 - Original price $1,169.99
Original price
$1,169.99
$1,169.99 - $1,169.99
Current price $1,169.99

Frigidaire - Gallery 1.9 Cu. Ft. Over-The-Range Microwave with Sensor Cooking - Stainless Steel

Frigidaire
Original price $655.99 - Original price $655.99
Original price
$655.99
$655.99 - $655.99
Current price $655.99

Take the guesswork out of cooking with sensor cookSensors in the microwave determine and set the appropriate power levels and cook time to ensure g...

View full details
Original price $655.99 - Original price $655.99
Original price
$655.99
$655.99 - $655.99
Current price $655.99

Bosch - 800 Series 24" Top Control Smart Built-In Stainless Steel Tub Dishwasher with 3rd Rack and RackMatic 42 dBA - Custom Panel Ready

Bosch
Original price $1,697.99 - Original price $1,697.99
Original price
$1,697.99
$1,697.99 - $1,697.99
Current price $1,697.99

Hidden top touch controls maintain a clean exteriorThe touch control panel has been simplified to offer the cycles and options you use most--all at...

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Original price $1,697.99 - Original price $1,697.99
Original price
$1,697.99
$1,697.99 - $1,697.99
Current price $1,697.99

Apple - 11-inch iPad Air M3 chip Built for Apple Intelligence Wi-Fi + Cellular 256GB - Purple (Unlocked)

Apple
Original price $877.99 - Original price $877.99
Original price
$877.99
$877.99 - $877.99
Current price $877.99

11-INCH LIQUID RETINA DISPLAY—The gorgeous Liquid Retina display features advanced technologies like P3 wide color True Tone and ultralow reflectiv...

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Original price $877.99 - Original price $877.99
Original price
$877.99
$877.99 - $877.99
Current price $877.99

Samsung - 26 cu. ft. Mega Capacity Counter Depth 3-Door French Door Refrigerator with External Water and Ice Dispenser - Stainless Steel

Samsung
Original price $2,474.99 - Original price $2,474.99
Original price
$2,474.99
$2,474.99 - $2,474.99
Current price $2,474.99

Mega capacity refrigeratorStore more groceries with extra room to stay organized. Our 31 cu. ft. mega capacity refrigerator gives you more space an...

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Original price $2,474.99 - Original price $2,474.99
Original price
$2,474.99
$2,474.99 - $2,474.99
Current price $2,474.99

GE Profile - Grind and Brew 10-Cup and Single Serve Brewer with 6 Option Adjustable Burr Grinder - Carbon Black

GE Profile
Original price $456.99 - Original price $456.99
Original price
$456.99
$456.99 - $456.99
Current price $456.99

SCA Certified Coffee MakerThis is podless single serve done right. Enjoy brew flexibility with the freshest bean-to-cup coffee brewed directly into...

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Original price $456.99 - Original price $456.99
Original price
$456.99
$456.99 - $456.99
Current price $456.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.