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Original price $54.99 - Original price $54.99
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UAG - Tempered Glass Screen Protector Shield for Microsoft Surface Pro 12" - Clear

Uag

Scratch ResistanceOur glass screen protector shield features premium double-strengthened tempered glass that protects your screen from scratches an...

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Original price $54.99 - Original price $54.99
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Original price $80.99 - Original price $80.99
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Sony - PlayStation VR2 PC Adapter - Black

Sega

Access to SteamVRThousands of virtual reality games on Steam available to buy and play.1Convenient connectivityConnects PlayStation VR2 to a PC.2Ge...

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iBUYPOWER - Chimera KM7 Full-Size Wired Membrane RGB Keyboard and Optical Mouse Bundle - Black

iBuyPower

Full-Size104-Key Membrane Switch KeyboardRGBRGB Backlit Keyboard and Mouse compatible with Nexus softwareComfortPalm grip-optimized pseudo-ambidext...

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Original price $188.99 - Original price $188.99
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Samsung - T7 Shield 1TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Black

Samsung

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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Original price $188.99 - Original price $188.99
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Original price $138.99 - Original price $138.99
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CORSAIR - M65 Ultra Wireless Optical Gaming Mouse with Slipstream Technology - Wireless - White

Corsair

Iconic Aluminum FrameThe M65 RGB ULTRA WIRELESS’ anodized aluminum frame makes for lasting durability with a familiar shape.SLIPSTREAM WIRELESS Tec...

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Original price $138.99 - Original price $138.99
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Original price $1,969.99 - Original price $1,969.99
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De'Longhi - Eletta Explore Fully Automatic Espresso Machine with Cold Brew - Silver

Delonghi

50+ One-Touch Recipes50+ Hot Cold Recipes including Espresso Cappuccino Latte Iced Cappuccino Iced Latte Cold Brew and more at the touch of a butt...

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Original price $1,969.99 - Original price $1,969.99
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Original price $223.99 - Original price $223.99
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Magic Keyboard with Touch ID and Numeric Keypad for Mac models with Apple silicon (USB-C) - White Keys

Apple

CompatibilityMac ModelsMacBook Air (2020 and later) MacBook Pro (2020 and later) iMac (2021 and later) Mac mini (2020 and later) Mac Studio (2022 a...

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Original price $185.99 - Original price $185.99
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Samsung - Galaxy Tab S10+/S9+/S9 FE+ Book Cover Keyboard - Black

Samsung

Your key to instant AI accessThe dedicated key gives you quick access to AI assistance Simply tap it write in your prompts and let Bixby or Gemini ...

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Original price $185.99 - Original price $185.99
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Original price $428.99 - Original price $428.99
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Logitech - Mevo Start Live Streaming HD Action Camera - Black

Logitech

Intelligent app controlWirelessly control your Mevo streaming and recording camera to create compelling video content with features like Auto-Direc...

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Original price $428.99 - Original price $428.99
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Original price $96.99 - Original price $96.99
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Ninja - Nutri-Blender Pro Personal Blender with Auto-iQ - Cloud Silver

Ninja

1100-Peak-Watt Motor1100-peak-watt motor provides the best of Ninja blending and powers through everything in the cup.2 Auto-iQ ProgramsAllows you ...

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Original price $96.99 - Original price $96.99
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Original price $4,238.99 - Original price $4,238.99
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ZLINE - Autograph 30" Legacy Dual Fuel Range w/ 4 Burners Matte Black Accents (RAZ-30-MB) - Stainless Steel/Matte Black Accents

ZLINE

ZLINE Legacy SeriesThe Legacy Professional Range Series represents the foundation for ZLINE’s family-focused mission of attainable luxuryExclusive ...

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Original price $4,238.99 - Original price $4,238.99
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Original price $142.99 - Original price $142.99
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BenQ GW2490 - LED monitor - Full HD (1080p) - 24"

BenQ

100Hz Refresh rateReacts more quickly to changes resulting in a smoother user experience.Color modesCoding Mode and ePaper Mode ensure effortless r...

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Original price $142.99 - Original price $142.99
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Original price $2,314.99 - Original price $2,314.99
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Nikkor Z 24-70mm f/2.8 S Optical Zoom Lens for Nikon Z - Black

Nikon

Compatible with Nikon Z-mount camerasWorks with any mirrorless camera with a Nikon Z mount.Standard zoom lens for versatile useGet the shot you wan...

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Original price $2,314.99 - Original price $2,314.99
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Original price $119.99 - Original price $119.99
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NZXT - H7 Flow 2024 Mid-Tower ATX PC Case - White

NZXT

Ultimate Cooling PotentialWith the extra height from the vertical PSU layout the H7 Flow accommodates up to 420mm radiators in the front. Offering ...

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Original price $119.99 - Original price $119.99
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Original price $75.99 - Original price $75.99
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$75.99
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Lowepro - Adventura Go SH 140 Bag - Black

Lowepro

Designed for your mirrorless camera.To protect your devices on the go.Made with sustainable Green Line Fabrics.Recycled and solution-dyed fabrices ...

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Original price $75.99 - Original price $75.99
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Original price $72.99 - Original price $72.99
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$72.99
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Lowepro - Tahoe Camera Backpack - Black

Lowepro

Designed for camera with zoom lensTo protect your device and zoom lens on the go.Additional compartmentsProvide storage for personal accessories an...

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Original price $72.99 - Original price $72.99
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Original price $88.99 - Original price $88.99
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$88.99
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Microsoft - Surface Arc Bluetooth BlueTrack Ambidextrous Mouse - Wireless - Black

Microsoft

Ultra slim and lightweightGoes anywhere without the weight or bulk of traditional mice.Snaps flat for travelThe unique ability to flatten and store...

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Original price $88.99 - Original price $88.99
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Original price $359.99 - Original price $359.99
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$359.99
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G CLOUD Gaming Handheld Console - Xbox

Logitech

Cloud gaming systemThe best of cloud gaming in your hands play hundreds of AAA video game titles up to 1080p 60fps with no downloads or hardware up...

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Original price $359.99 - Original price $359.99
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$359.99
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Original price $1,741.99 - Original price $1,741.99
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GE - 25.6 Cu. Ft. French Door Refrigerator with Space-Saving Ice Maker - Stainless Steel

GE

Fingerprint-resistant stainless steelEasily wipe away smudges and fingerprints for a look that's always sparkling clean.25.6 cu. ft. capacityEasily...

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Original price $1,741.99 - Original price $1,741.99
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Original price $1,871.99 - Original price $1,871.99
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GE - 24.7 Cu. Ft. French Door Refrigerator with Internal Water Dispenser - Stainless Steel

GE

Fingerprint Resistant StainlessEasily wipe away smudges and fingerprints for a look that's always sparkling clean33" widthA compact design fits in ...

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Original price $1,871.99 - Original price $1,871.99
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Original price $2,371.99 - Original price $2,371.99
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Sony - G Master FE 70-200 mm F2.8 GM OSS Full-Frame E-Mount Telephoto Zoom Lens - White

Sony

Compatible with most Sony Alpha E-mount camerasFor use with your existing camera.Telephoto lens provides detailed photos from a distanceMagnify dis...

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Original price $2,371.99 - Original price $2,371.99
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Original price $2,642.99 - Original price $2,642.99
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Ultra 7 265K 32G 1TBSSD 5070OMEN 45L Desktop Intel Core Ultra 7 265K 32GB(DDR52 DIMM) Fury 5200MHz XMP RGB 1TB SSD NVIDIA RTX 5070 Ti GDDR7 16GB No ODD Windows 11 Pro Standard 30 days No MCR Wi-Fi 6 (2x2) None None 5.1 Surround Sound Basic 1 yr 850W

HP

Ultra 7 265K 32G 1TBSSD 5070OMEN 45L Desktop Intel Core Ultra 7 265K 32GB(DDR52 DIMM) Fury 5200MHz XMP RGB 1TB SSD NVIDIA RTX 5070 Ti GDDR7 16GB No...

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Original price $2,642.99 - Original price $2,642.99
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$2,642.99
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Original price $72.99 - Original price $72.99
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$72.99
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Microsoft - Xbox Wireless Controller for Xbox Series X Xbox Series S Xbox One PCs and Cloud-Enabled Devices - Deep Pink

Microsoft

Elevate your gameExperience the modernized design of the Xbox Wireless Controller in Deep Pink featuring sculpted surfaces and refined geometry for...

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Original price $72.99 - Original price $72.99
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$72.99
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Original price $223.99 - Original price $223.99
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ViewSonic - VX2728J 27" IPS LCD FHD FreeSync Gaming Monitor (HDMI DisplayPort) - Black

ViewSonic

Full HD27in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampling...

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Original price $223.99 - Original price $223.99
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$223.99
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Original price $108.99 - Original price $108.99
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$108.99
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ViewSonic - VA1653 16" IPS FHD Portable Monitor (USB-C Mimi HDMI) - Black

ViewSonic

Full HD15.6in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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Original price $108.99 - Original price $108.99
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$108.99
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Original price $2,878.99 - Original price $2,878.99
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Thor Kitchen - 15 inch Built-In Ice Maker - Stainless Steel

Thor Kitchen

Built-in PumpBuilt-in pump increases potential installation locations and makes install a breezeSteady ProductionMakes up to 50 lb. of ice cubes ev...

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Original price $2,878.99 - Original price $2,878.99
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Original price $364.99 - Original price $364.99
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$364.99
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Insignia - 115-Can Beverage Cooler - Stainless steel

Insignia

3.2 cu. ft. storage capacityCompact 115 12-ounce can capacity provides plenty of space for cans bottles and more.Touch controls and LED displayMake...

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Original price $364.99 - Original price $364.99
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Original price $162.99 - Original price $162.99
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$162.99
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ASUS - ROG Strix Scope II 96 Full Size Wireless Mechanical Gaming Keyboard with Hot-Swappable ROG NX Snow Switches - Black

ASUS

Mechanical KeyswitchNo more wearing out Mechanical key switch offers a longer lifespan and higher stability for nonstop gamers and typersSmart Wire...

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Original price $162.99 - Original price $162.99
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$162.99
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Original price $88.99 - Original price $88.99
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$88.99
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Current price $88.99

Microsoft - Surface Arc Bluetooth BlueTrack Ambidextrous Mouse - Wireless - Light Gray

Microsoft

Ultra slim and lightweightGoes anywhere without the weight or bulk of traditional mice.Snaps flat for travelThe unique ability to flatten and store...

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Original price $88.99 - Original price $88.99
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$88.99
$88.99 - $88.99
Current price $88.99
Original price $228.99 - Original price $228.99
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$228.99
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bella PRO - 12-in-1 6-Slice Toaster Oven + 33-qt. Air Fryer with French Doors - Stainless Steel

Bella Pro Series

Extra-large capacityFits a 12-inch pizza 6 slices of bread or an 8" x 12" casserole.1700W of powerAir Fry technology combines intense heat and hot ...

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Original price $228.99 - Original price $228.99
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$228.99
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Original price $74.99 - Original price $74.99
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$74.99
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Digipower - Digital camera battery charger kit replacement for Canon LP-E17 battery and OEM charger - Black

Digipower

Compatible with select Canon EOS DSLRsFor use with these models EOS M3 EOS M5 EOS M6 EOS 77D EOS T6s EOS T6i EOS T7i EOS REbel T8i EOS Rebel SL2 EO...

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Original price $74.99 - Original price $74.99
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$74.99
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Original price $1,156.99 - Original price $1,156.99
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$1,156.99
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Current price $1,156.99

Electrolux - 4.5 Cu.Ft. Stackable Front Load Washer with Steam and SmartBoost Wash System - White

Electrolux

Effective stain-removal with SmartBoostUnlike other washers our washer with SmartBoost premixes water and detergent before the cycle begins maximiz...

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Original price $1,156.99 - Original price $1,156.99
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$1,156.99
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Original price $894.99 - Original price $894.99
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$894.99
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ASUS - ProArt 27" 5K IPS LED Professional Monitor with HDR 10 (DisplayPort 1.4a HDMI 2.1) - Black

ASUS

27-inch 5K (5120 x 2880)LuxPixel AGLR display with IPS 178 wide viewing angle panelInternational color standard99 DCI-P3 and 100 sRGB wide color ga...

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Original price $894.99 - Original price $894.99
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$894.99
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Original price $104.99 - Original price $104.99
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$104.99
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Current price $104.99

ecobee - SmartSensor 2-Pack - White

EcoBee

Comfort in the room you’re in.Knows when a room is occupied and communicates the temperature to your ecobee smart thermostat from up to a range of ...

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Original price $104.99 - Original price $104.99
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$104.99
$104.99 - $104.99
Current price $104.99
Original price $3,891.99 - Original price $3,891.99
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Current price $3,891.99

Samsung - Bespoke 23 cu. ft. Counter Depth 4-Door French Door Refrigerator with AI Family Hub+ AI Vision Inside - Charcoal Glass Stainless Steel

Samsung

AI Family Hub +Your kitchen is now the best seat in the house. Watch listen and cook with AI Family Hub+ - the entertainment hub with 32" touchscre...

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Original price $3,891.99 - Original price $3,891.99
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$3,891.99
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Original price $80.99 - Original price $80.99
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$80.99
$80.99 - $80.99
Current price $80.99

SaharaCase - Raider-X Series Heavy-Duty Case for Apple iPad Air 11'' M3/M2 and iPad Air 10.9'' (4th and 5th Gen) - Scorpion Black

SaharaCase

Designed for use with Apple iPad Air M2 and M3 11" and iPad Air (4th and 5th Gen) 10.9''For a precise fit.Robust TPU and rubber materialsCrafted fr...

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Original price $80.99 - Original price $80.99
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$80.99
$80.99 - $80.99
Current price $80.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.