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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

JOBY - Compact Action Smart 61" Tripod Kit - Black

Joby

Rule the content creator worldFull size tripod with Joby DNAInsane versatilityUses same QR plate as GorillaPod 3K KitOh so simple and powerfulErgon...

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Original price $86.99 - Original price $86.99
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$86.99
$86.99 - $86.99
Current price $86.99
Original price $55.99 - Original price $55.99
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$55.99
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Current price $55.99

Lowepro - Adventura Go SH 160 Bag - Black

Lowepro

Designed for your mirrorless camera.To protect your devices on the go.Made with sustainable Green Line Fabrics.Recycled and solution-dyed fabrices ...

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Original price $55.99 - Original price $55.99
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$55.99
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Original price $81.99 - Original price $81.99
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$81.99
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Current price $81.99

eero - 6 AX1800 Dual-Band Mesh Wi-Fi 6 Router - White

Eero

Whole-home Wi-Fi 6 coverageAn eero 6 (1-pack) covers up to 1500 sq. ft. with wifi and supports wifi speeds up to 900 Mbps.Say goodbye to dead spots...

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Original price $81.99 - Original price $81.99
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$81.99
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Original price $170.99 - Original price $170.99
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$170.99
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eero - 6 AX1800 Dual-Band Mesh Wi-Fi 6 System (3-pack) - White

Eero

Whole-home Wi-Fi 6 coverageAn eero 6 (3-pack) covers up to 4500 sq ft. with wifi and supports wifi speeds up to 500 Mbps.Say goodbye to dead spots ...

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Original price $170.99 - Original price $170.99
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$170.99
$170.99 - $170.99
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Original price $1,123.99 - Original price $1,123.99
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Current price $1,123.99

Samsung - 6.0 cu. ft. Freestanding Gas Range with WiFi No-Preheat Air Fry Convection - Black Stainless Steel

Samsung

Stainless Steel DesignAn elevated design and a slim control panel give a modern look to any kitchen. Ergonomic knobs are easy to grip comfortably f...

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Original price $1,123.99 - Original price $1,123.99
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Original price $126.99 - Original price $126.99
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$126.99
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Thrustmaster - T-Flight Hotas One Joystick for Xbox Series XS Xbox One and PC - Black

Thrustmaster

The first official joystick for Xbox Series XS Xbox One and PC with the official Buttons for the Xbox One Console.Detachable full-size throttle fo...

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Original price $126.99 - Original price $126.99
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$126.99
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Original price $266.99 - Original price $266.99
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$266.99
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Samsung - 34 ViewFinity S5 Ultrawide QHD 100Hz AMD FreeSync Monitor with HDR10 (DisplayPort HDMI) - Black

Samsung

219 Ultra-WQHDSee more than before. Whether working on a project or enjoying a movie during downtime see every detail on the wider display featurin...

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Original price $266.99 - Original price $266.99
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$266.99
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Original price $357.99 - Original price $357.99
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$357.99
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Dyson - V8 Cordless Vacuum with 6 accessories - Silver/Nickel

Dyson

Powerful Dyson suction and lightweight for quick cleaning. Without the cordUp to 40 minutes of run time. Actual run time will vary based on power m...

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Original price $357.99 - Original price $357.99
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$357.99
$357.99 - $357.99
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Original price $518.99 - Original price $518.99
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$518.99
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Current price $518.99

Dyson - Ball Animal 3 Extra Upright Vacuum with 5 accessories - Copper/Silver

Dyson

The best cleaning performance of any upright de-tangling vacuum.Engineered for larger homes with petsRemoves dirt allergens and pet hair around you...

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Original price $518.99 - Original price $518.99
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$518.99
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Original price $233.99 - Original price $233.99
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$233.99
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Sanus - Wireless Speaker Stands for Sonos Era 300 (Pair) - White

Sanus

Blends inSeamlessly blends with Sonos Era 300 wireless speakerOptimal HeightOptimal Listening Height (34.40 in/ 87.40 cm)Hide CablesIntegrated thro...

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Original price $233.99 - Original price $233.99
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Original price $346.99 - Original price $346.99
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Insignia - 5.0 Cu. Ft. Garage Ready-Chest Freezer - White

Insignia

5 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage-readyWorks in temperatures from 0 to 110 F...

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Original price $346.99 - Original price $346.99
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$346.99
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Original price $586.99 - Original price $586.99
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Insignia - 14.0 Cu. Ft. Garage-Ready Chest Freezer - White

Insignia

14 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage readyWorks in temperatures from 0 to 110 ...

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Original price $586.99 - Original price $586.99
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$586.99
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Original price $1,731.99 - Original price $1,731.99
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Summit - 24" Wide Built-In All-Refrigerator ADA Compliant

Summit Appliance

Summit - 24" Wide Built-In All-Refrigerator ADA Compliant

Original price $1,731.99 - Original price $1,731.99
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Original price $2,751.99 - Original price $2,751.99
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Summit BIM44ADA - ice cube maker - undercounter - built-in - black/stainless steel

Summit Appliance

Commercially approved icemaker for built-in or freestanding use under lower ADA compliant counters with a built-in pump and stainless steel door. M...

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Original price $2,751.99 - Original price $2,751.99
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Original price $3,102.99 - Original price $3,102.99
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$3,102.99
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Summit Appliance ADA Compliant Icemaker - Panel-Ready Left Hinge

Summit Appliance

Commercially approved icemaker for built-in or freestanding use under lower ADA compliant counters with a built-in pump and panel-ready door. Makes...

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Original price $3,102.99 - Original price $3,102.99
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$3,102.99
$3,102.99 - $3,102.99
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Original price $1,829.99 - Original price $1,829.99
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$1,829.99
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18" Wide Built-In Dishwasher - ADA COMPLIANT

Summit Appliance

18" Wide Built-In Dishwasher - ADA COMPLIANT

Original price $1,829.99 - Original price $1,829.99
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Original price $177.99 - Original price $177.99
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$177.99
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Current price $177.99

Beats by Dr. Dre - Beats Studio Buds + True Wireless Noise Cancelling Earbuds Transparent

Apple

Feel the emotion of powerful balanced sound from Beats’ custom acoustic platformActive Noise Cancelling (ANC) adapts to your personal fit to keep y...

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Original price $177.99 - Original price $177.99
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$177.99
$177.99 - $177.99
Current price $177.99
Original price $177.99 - Original price $177.99
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$177.99
$177.99 - $177.99
Current price $177.99

Beats by Dr. Dre - Beats Studio Buds + True Wireless Noise Cancelling Earbuds Black/Gold

Apple

Feel the emotion of powerful balanced sound from Beats’ custom acoustic platformActive Noise Cancelling (ANC) adapts to your personal fit to keep y...

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Original price $177.99 - Original price $177.99
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$177.99
$177.99 - $177.99
Current price $177.99
Original price $81.99 - Original price $81.99
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$81.99
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Current price $81.99

Ring - Chime Pro - White

Ring

Extend your Wi-Fi to compatible Ring devices to stay online and reduce dead zones.Get real-time notifications anywhere in your home.Compatible with...

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Original price $81.99 - Original price $81.99
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$81.99
$81.99 - $81.99
Current price $81.99
Original price $886.99 - Original price $886.99
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$886.99
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Current price $886.99

LG - 7.4 Cu. Ft. Stackable Electric Dryer with FlowSense - White

LG

7.4 cu. ft. ultralarge capacitySave time with ultralarge capacity that fits more clothes in every load.Sensor DryWith Sensor Dry the dryer can dete...

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Original price $886.99 - Original price $886.99
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$886.99
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Original price $83.99 - Original price $83.99
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$83.99
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Apple - Siri Remote (3rd Generation)(Latest Model) - Silver

Apple

Depth 0.36 inch (9.25 mm)Height 5.4 inches (136 mm)Weight 2.3 ounces (66 g)Width 1.4 inches (35 mm)Communication and Connections Microphone for Sir...

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Original price $83.99 - Original price $83.99
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$83.99
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Original price $166.99 - Original price $166.99
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$166.99
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Apple - TV 4K 64GB (3rd generation)(Latest Model) - Wi-Fi - Black

Apple

4K Dolby Vision and HDR10+ for vivid picture qualityDolby Atmos for three-dimensional theater-like soundIncredible power with the A15 Bionic chipSi...

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Original price $166.99 - Original price $166.99
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$166.99
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Original price $189.99 - Original price $189.99
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$189.99
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Current price $189.99

Apple - TV 4K 128GB (3rd generation)(Latest Model) - Wi-Fi + Ethernet - Black

Apple

4K Dolby Vision and HDR10+ for vivid picture qualityDolby Atmos for three-dimensional theater-like soundIncredible power with the A15 Bionic chipSi...

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Original price $189.99 - Original price $189.99
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$189.99
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Original price $130.99 - Original price $130.99
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$130.99
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Current price $130.99

Wacom - Intuos Graphic Drawing Tablet for Mac PC Chromebook Android (Medium) with Software Included (Wireless) - Black

Wacom

Works With ChromebookThis product is tested and certified as Works With Chromebook which means it meets Google’s compatibility standards and is com...

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Original price $130.99 - Original price $130.99
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$130.99
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Original price $80.99 - Original price $80.99
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$80.99
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Wasserstein - Solar Panel for Google Nest Cam (Battery) - White

Wasserstein

Zero downtimeNo need to take down the camera to charge the batteries as the solar panel keeps your camera powered.Hassle-free installationThe box i...

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Original price $80.99 - Original price $80.99
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$80.99
$80.99 - $80.99
Current price $80.99
Original price $245.99 - Original price $245.99
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$245.99
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Current price $245.99

CORSAIR - K100 RGB Full-size Wired Mechanical OPX Linear Switch Gaming Keyboard with Elgato Stream Deck Software Integration - Black

Corsair

You’ve reached the topThe CORSAIR K100 RGB is the pinnacle of CORSAIR keyboards offering the cutting-edge performance style durability and customiz...

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Original price $245.99 - Original price $245.99
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$245.99
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Original price $802.99 - Original price $802.99
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$802.99
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Current price $802.99

Maytag - 7.0 Cu. Ft. Electric Dryer with Wrinkle Prevent - White

Maytag

Wrinkle Prevent PhaseGet built-in wrinkle prevention. After the automatic cycle has ended the Wrinkle Prevent phase keeps the dryer tumbling to hel...

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Original price $802.99 - Original price $802.99
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$802.99
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Original price $74.99 - Original price $74.99
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$74.99
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Current price $74.99

Logitech - Driving Force Shifter for Xbox Series XS Xbox One and PlayStation 4 5 - Black/Silver

Logitech

Works with G29/G920 Driving Force racing wheelsDriving Force shifter is designed for both G29 and G920 Driving Force racing wheels completing your ...

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Original price $74.99 - Original price $74.99
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$74.99
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Original price $450.99 - Original price $450.99
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$450.99
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Current price $450.99

Panasonic - LUMIX S Series Camera Lens 50mm F1.8 L-Mount Lens for Mirrorless Full Frame Digital Cameras S-S50 - Black

Panasonic

Works with All L-Mount Full-Frame Digital CamerasL-Mount compatibility makes this lens an essential hard-working tool across the LUMIX S series and...

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Original price $450.99 - Original price $450.99
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$450.99
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Original price $508.99 - Original price $508.99
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$508.99
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Panasonic - LUMIX S-S85 85mm F1.8 L-Mount Lens for LUMIX S Series Cameras - Black

Panasonic

Works with all L-mount full-frame digital camerasL-Mount compatibility makes it an essential hard-working lens across the LUMIX S series and beyond...

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Original price $508.99 - Original price $508.99
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$508.99
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Original price $94.99 - Original price $94.99
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$94.99
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Current price $94.99

Ring - Wi-Fi Smart Video Doorbell - Wired with Chime - Black

Ring

Works with AlexaYou can hear audio announcements when anyone presses the doorbell or triggers the motion sensors.Ring Chime hard bundleConnect to t...

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Original price $94.99 - Original price $94.99
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$94.99
$94.99 - $94.99
Current price $94.99
Original price $995.99 - Original price $995.99
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$995.99
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Current price $995.99

Samsung - 7.5 Cu. Ft. Stackable Smart Electric Dryer with Steam Sanitize+ - White

Samsung

Wi-Fi ConnectivityWi-Fi connected so you can receive end of cycle alerts remotely start or stop your drying schedule cycles on your time and more r...

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Original price $995.99 - Original price $995.99
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$995.99
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Original price $439.99 - Original price $439.99
Original price
$439.99
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Current price $439.99

TP-Link - Deco XE75 Pro AXE5400 Tri-Band Wi-Fi 6E Whole Home Mesh System (3-Pack) - White

TP Link

Wi-Fi 6E Tri-Band Mesh Wi-FiCover up to 7200 Sq. Ft. with next-gen seamless Wi-Fi and make dead zones and buffering a thing of the past.Beyond the ...

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Original price $439.99 - Original price $439.99
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$439.99
$439.99 - $439.99
Current price $439.99
Original price $122.99 - Original price $122.99
Original price
$122.99
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Current price $122.99

Astro Gaming - A20 Gen 2 Wireless Gaming Headset for Xbox One Xbox Series XS PC - White/Green

Logitech

The A20 Wireless headset Gen 2 is designed to give you gaming audio freedom on several levels. Its 2.4 GHz signal provides an extended wireless ran...

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Original price $122.99 - Original price $122.99
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$122.99
$122.99 - $122.99
Current price $122.99
Original price $171.99 - Original price $171.99
Original price
$171.99
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Current price $171.99

HyperX - Cloud Alpha Wireless Gaming Headset for PC PS5 and PS4 - Black/Red

HyperX

Up to 300 Hours of Battery Life178;Play knowing you’ll get weeks of gaming out of a single charge. The fast 2.4GHz connection provides wireless fre...

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Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99
Original price $28.99 - Original price $28.99
Original price
$28.99
$28.99 - $28.99
Current price $28.99

Best Buy essentials - 6' 8K Ultra High Speed HDMI 2.1 Certified Cable - Black

Best Buy essentials

Up to 10K resolutionSupports 4K at 120 Hz 8K at 60 Hz or up to 10K resolution.HDMI certifiedFor ultra high-speed performance.48 Gbps bandwidthEnsur...

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Original price $28.99 - Original price $28.99
Original price
$28.99
$28.99 - $28.99
Current price $28.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.