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  • Original price $182.99 - Original price $182.99
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    eero - 6 AX1800 Dual-Band Mesh Wi-Fi 6 System (3-pack) - White

    Eero

    Whole-home Wi-Fi 6 coverageAn eero 6 (3-pack) covers up to 4500 sq ft. with wifi and supports wifi speeds up to 500 Mbps.Say goodbye to dead spots ...

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    Original price $182.99 - Original price $182.99
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  • Original price $78.99 - Original price $78.99
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    ZAGG - InvisibleShield Glass Elite VisionGuard+ Blue Light Filtering Screen Protector for Apple iPad Pro 12.9" - Clear

    invisibleSHIELD

    Designed for use with Apple iPad Pro 12.9" 3rd Gen (2018) 4th Gen (2020) 5th Gen (2021) and 6th Gen (2022)For a proper fit.Extreme shatter protecti...

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    Original price $78.99 - Original price $78.99
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  • Original price $69.99 - Original price $69.99
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    Philips - Hue Bridge - White

    Philips

    Includes one Philips Hue BridgeUnlock the power of Hue and enjoy the full suite of features for a premium smart lighting experience.Secure and stab...

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    Original price $69.99 - Original price $69.99
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  • Original price $294.99 - Original price $294.99
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    Thrustmaster - T248 Racing Wheel and Magnetic Pedals for Xbox Series XS and PC - Black

    Thrustmaster

    DesignPremium design with leather wrapping on the outer-facing portion of the wheelAction buttonsUp to 25 action buttons including 2 dual-position ...

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    Original price $294.99 - Original price $294.99
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  • Original price $1,383.99 - Original price $1,383.99
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    Samsung - 6.0 cu. ft. Freestanding Gas Range with WiFi No-Preheat Air Fry Convection - Black Stainless Steel

    Samsung

    Stainless Steel DesignAn elevated design and a slim control panel give a modern look to any kitchen. Ergonomic knobs are easy to grip comfortably f...

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    Original price $1,383.99 - Original price $1,383.99
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  • Original price $170.99 - Original price $170.99
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    Razer - Kiyo Pro 1920 x 1080 Webcam with High-Performance Adaptive Light Sensor - Black

    Razer

    High-performance adaptive light sensorThe webcam is driven by a larger Type 1/2.8 ultra-sensitive CMOS sensor with STARVIS technology that adapts t...

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    Original price $170.99 - Original price $170.99
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  • Original price $126.99 - Original price $126.99
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    Thrustmaster - T-Flight Hotas One Joystick for Xbox Series XS Xbox One and PC - Black

    Thrustmaster

    The first official joystick for Xbox Series XS Xbox One and PC with the official Buttons for the Xbox One Console.Detachable full-size throttle fo...

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    Original price $126.99 - Original price $126.99
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  • Original price $329.99 - Original price $329.99
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    OSP Home Furnishings - Santina Bankers Chair - Gray

    OSP Home Furnishings

    Stylish office chairClassic traditional style. ¿Tailored French seam and nailhead trim details with solid wood armrestLets you control and customiz...

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    Original price $329.99 - Original price $329.99
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  • Original price $125.99 - Original price $125.99
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    NETGEAR - 16-Port 10/100/1000 Mbps Gigabit Unmanaged Switch - Blue

    NETGEAR

    Gigabit Ethernet16 auto-sensing 10/100/1000 Mbps Gigabit Ethernet ports with non-blocking switching architecture for maximum throughput at wire spe...

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    Original price $125.99 - Original price $125.99
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  • Original price $420.99 - Original price $420.99
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    MantelMount - Pull Down TV Wall Mount for Most 45" - 90" TVs - Black

    MantelMount

    Compatible with most 45" - 90" TVsSupports up to 115 lbs. for sturdy support.High-grade steel materialDelivers a durable design and provides a slee...

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    Original price $420.99 - Original price $420.99
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  • Original price $168.99 - Original price $168.99
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    Razer - Nommo V2 X Full-Range 2.0 PC Gaming Speakers (2 Piece) - Black

    Razer

    Two 3 Full-Range DriversArmed with two full-range 3 drivers tuned for distinct clarity and rich depth across the full range of audio the Nommo V2 X...

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    Original price $168.99 - Original price $168.99
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  • Original price $457.99 - Original price $457.99
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    Razer - Nommo V2 Pro Full-Range 2.1 PC Gaming Speakers with Wireless Subwoofer (4 Piece) - Black

    Razer

    3 Full-Range Drivers with Aluminum Phase PlugsEnjoy accurate sound reproduction and optimal clarity with a pair of powerful 3 full-range drivers-—b...

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    Original price $457.99 - Original price $457.99
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  • Original price $309.99 - Original price $309.99
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    Razer - Nommo V2 Full-Range 2.1 PC Gaming Speakers with Wired Subwoofer (3 Piece) - Black

    Razer

    3 Full-Range Drivers with Aluminum Phase PlugsEnjoy accurate sound reproduction and optimal clarity with a pair of powerful 3 full-range drivers-—b...

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    Original price $309.99 - Original price $309.99
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  • Original price $105.99 - Original price $105.99
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    Nintendo - Joy-Con (L/R) Wireless Controllers - Pastel Pink/Pastel Yellow

    Nintendo

    Includes one Pastel Pink Joy-Con (L) one Pastel Yellow Joy-Con (R) and two Black Joy-Con wrist straps.Two Joy-Con can be used independently in each...

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    Original price $105.99 - Original price $105.99
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  • Original price $1,985.99 - Original price $1,985.99
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    Lenovo - Yoga AIO 9i 31.5" All-In-One - Intel Core i9 - 16GB Memory + 512GB SSD - Storm Gray

    Lenovo

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,985.99 - Original price $1,985.99
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  • Original price $397.99 - Original price $397.99
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    Samsung - 34 ViewFinity S5 Ultrawide QHD 100Hz AMD FreeSync Monitor with HDR10 (DisplayPort HDMI) - Black

    Samsung

    219 Ultra-WQHDSee more than before. Whether working on a project or enjoying a movie during downtime see every detail on the wider display featurin...

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    Original price $397.99 - Original price $397.99
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    $397.99
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  • Original price $154.99 - Original price $154.99
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    ION Audio - Sport Boom All-Weather Rechargeable Speaker with Microphone - Black

    Ion Audio LLC

    Bluetooth 5.0 enabledStream and control your music wirelesslyIon sound control AppCustomize your audioHigh-powered 60-watt sound system5.25 (133.35...

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    Original price $154.99 - Original price $154.99
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  • Original price $476.99 - Original price $476.99
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    TCL - 55" Class Q5 Series QLED 4K UHD Smart Google TV

    TCL

    4K Ultra HD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot Technology with UltraWide Color Gam...

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    Original price $476.99 - Original price $476.99
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  • Original price $534.99 - Original price $534.99
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    Dyson - V8 Cordless Vacuum with 6 accessories - Silver/Nickel

    Dyson

    Powerful Dyson suction and lightweight for quick cleaning. Without the cord.Up to 40 minutes of run time. Actual run time will vary based on power ...

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    Original price $534.99 - Original price $534.99
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  • Original price $909.99 - Original price $909.99
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    Dyson - Gen5detect Cordless Vacuum with 7 accessories - Purple

    Dyson

    The most powerful HEPA cordless vacuum.Over 115 more power. 70 minutes of run time.Power button operatedFor continuous cleaning.Intelligently adapt...

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    Original price $909.99 - Original price $909.99
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  • Original price $471.99 - Original price $471.99
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    Dyson - Ball Animal 3 Extra Upright Vacuum with 5 accessories - Copper/Silver

    Dyson

    The best cleaning performance of any upright de-tangling vacuum.Engineered for larger homes with petsRemoves dirt allergens and pet hair around you...

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    Original price $471.99 - Original price $471.99
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  • Original price $503.99 - Original price $503.99
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    Apple - 10.9-Inch iPad - Latest Model - (10th Generation) with Wi-Fi - 256GB - Blue

    Apple

    Striking 10.9-inch Liquid Retina display with True ToneA14 Bionic chip with 6-core CPU and 4-core GPU12MP Wide back cameraLandscape 12MP Ultra Wide...

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    Original price $503.99 - Original price $503.99
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  • Original price $792.99 - Original price $792.99
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    ProForm - Carbon TL - Black

    Proform

    iFIT EnabledConnect your own smartphone or tablet with Bluetooth to enjoy iFIT's worldwide outdoor workouts and hands-free adjustments.Free 30-day ...

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    Original price $792.99 - Original price $792.99
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  • Original price $79.99 - Original price $79.99
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    iHome - POWERVALET PRO 3 in 1 Magnetic Fast Wireless Charger - Black

    IHOME

    Snap Charge Wireless Fast ChargingCharge any wireless or MagSafe enabled mobile device using the charging pad. MagSafe compatible devices and case...

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    Original price $79.99 - Original price $79.99
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  • Original price $233.99 - Original price $233.99
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    Sanus - Wireless Speaker Stands for Sonos Era 300 (Pair) - White

    Sanus Systems

    Blends inSeamlessly blends with Sonos Era 300 wireless speakerOptimal HeightOptimal Listening Height (34.40 in/ 87.40 cm)Hide CablesIntegrated thro...

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    Original price $233.99 - Original price $233.99
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  • Original price $345.99 - Original price $345.99
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    Insignia - 5.0 Cu. Ft. Garage Ready-Chest Freezer - White

    Insignia

    5 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage-readyWorks in temperatures from 0 to 110 F...

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    Original price $345.99 - Original price $345.99
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  • Original price $208.99 - Original price $208.99
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    Logitech - MX Mechanical Full size Wireless Mechanical Clicky Switch Keyboard for Windows/macOS with Backlit Keys - Graphite

    Logitech

    Fluid and quiet mechanical typingMX Mechanical keyboard features Tactile Quiet switches that deliver next-level feel and flow with less noise - Cli...

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    Original price $208.99 - Original price $208.99
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  • Original price $587.99 - Original price $587.99
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    Insignia - 14.0 Cu. Ft. Garage-Ready Chest Freezer - White

    Insignia

    Spacious designA 14.0 cu. ft. capacity provides sufficient space to store your frozen foods.Garage readyWorks in temperatures from 0 to 110 F (-17....

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    Original price $587.99 - Original price $587.99
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  • Original price $1,414.99 - Original price $1,414.99
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    Sony - 75" Class X85K LED 4K UHD Smart Google TV

    Sony

    4K HDR Processor X1Intelligent TV processing delivers a picture that is smooth and clear full of rich colors and detailed contrast.TRILUMINOS PRORe...

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    Original price $1,414.99 - Original price $1,414.99
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  • Original price $254.99 - Original price $254.99
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    Logitech - Brio Ultra HD Pro 4096 x 2160 Business Webcam with RightLight 3 and Noise-Cancelling Dual Mics - Black

    Logitech

    Spectacular video qualityStreams video with superb resolution frame rate color and detail including autofocus and 5x HD zoom. It supports multiple ...

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    Original price $254.99 - Original price $254.99
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  • Original price $82.99 - Original price $82.99
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    Logitech Z207 Bluetooth Computer Speakers - speakers - for PC - wireless

    Logitech

    Versatile setupPair up to two Bluetooth devices and/or connect one device via the 3.5 mm input. The Logitech Easy-Switch technology lets you seamle...

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    Original price $82.99 - Original price $82.99
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    $82.99
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  • Original price $131.99 - Original price $131.99
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    SaharaCase - Keyboard Case with TrackPad for Samsung Galaxy Tab S8 - Black

    SaharaCase

    Designed for use with Samsung Galaxy Tab S8Complement your device with this lightweight formfitting case featuring an open-button design.Soft PU le...

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    Original price $131.99 - Original price $131.99
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    $131.99
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  • Original price $379.99 - Original price $379.99
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    Insignia - 7.0 Cu. Ft. Garage Ready-Chest Freezer - White

    Insignia

    7 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage-readyWorks in temperatures from 0 to 110 F...

    View full details
    Original price $379.99 - Original price $379.99
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    $379.99
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  • Original price $185.99 - Original price $185.99
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    ASUS - ZenScreen 15.6 IPS FHD 1080P USB Type-C Portable Monitor with Foldable Smart Case - Dark Gray - Dark Gray

    ASUS

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.5 ms resp...

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    Original price $185.99 - Original price $185.99
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  • Original price $330.99 - Original price $330.99
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    Current price $330.99

    Apple - Magic Keyboard for 11-inch iPad Pro (1st 2nd or 3rd Generation) and iPad Air (4th or 5th Generation) - Black

    Apple

    Full-size backlit keys and a scissor mechanism with 1mm travel for quiet responsive typingDesigned for Multi-Touch gestures and the cursor in iPadO...

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    Original price $330.99 - Original price $330.99
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  • Original price $81.99 - Original price $81.99
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    Hori - Wireless HORIPAD (Legend of Zelda) for Nintendo Switch - Black

    Hori

    ConnectabilityBluetooth Wireless controller with 32 foot rangeComfortableLightweight and ergonomicFull motionAccelerometer and gyroscope for full m...

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    Original price $81.99 - Original price $81.99
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    $81.99
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    Current price $81.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.