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  • Original price $444.99 - Original price $444.99
    Original price
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    Current price $444.99

    LG - 1.8 Cu. Ft. Over-the-Range Microwave with Sensor Cooking and EasyClean - Stainless Steel

    LG

    Seamless classic designElevate your kitchen with this sleek over-the-range microwave that delivers on style and practicality. The classic handle ba...

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    Original price $444.99 - Original price $444.99
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    Current price $444.99
  • Original price $83.99 - Original price $83.99
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    Current price $83.99

    Arlo - Safe Family Bundle 1-Year Safe Family Plan and 2 Safe Button Accessories - White

    Arlo

    Save When you BundleGet 1-year of the Arlo Safe Family Plan plus 2 Safe Button accessories that pair seamlessly with your smartphone with the Arlo ...

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    Original price $83.99 - Original price $83.99
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  • Original price $298.99 - Original price $298.99
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    Greenworks - 80-Volt 10-Inch Brushless Cordless Pole Saw with 14.5 foot reach (1 x 2Ah Battery and Charger) - Green

    Greenworks

    RuntimeUp to 90 cuts on a single chargePower equivalentConstant 25cc gas-equivalent powerCharge timeFully recharge battery in just 30 minutesChain ...

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    Original price $298.99 - Original price $298.99
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  • Original price $393.99 - Original price $393.99
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    Greenworks - 80-Volt 18-Inch Cordless Brushless Chainsaw (1 x 4Ah battery and Charger) - Green

    Greenworks

    RuntimeUp to 270 cuts on a single chargePower output2.5kW output provides 50cc gas equivalent powerCharge timeFully recharge battery in just 60 min...

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    Original price $393.99 - Original price $393.99
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  • Original price $224.99 - Original price $224.99
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    Greenworks - 24V 600-PSI 0.8 GPM Cordless Power Cleaner with (2) 2.0 Ah Batteries and Charger - Green

    Greenworks

    RuntimeUp to 20 minutes on a single chargeCharge timeFully recharge each battery in 120 minutes or lessPower pressurePower cleaner delivers up to 6...

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    Original price $224.99 - Original price $224.99
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  • Original price $100.99 - Original price $100.99
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    JOBY - Compact Action Smart 61" Tripod Kit

    Joby

    Rule the content creator worldFull size tripod with Joby DNAInsane versatilityUses same QR plate as GorillaPod 3K KitOh so simple and powerfulErgon...

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    Original price $100.99 - Original price $100.99
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  • Original price $162.99 - Original price $162.99
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    Lowepro - Flipside BP 300 AW III Backpack - Charcoal

    Lowepro

    Rugged Outdoor UsageUpgraded Backside-Access with front Molded EVA Bumpers for setting the bag on its face while keeping gear safeSide-AccessProvid...

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    Original price $162.99 - Original price $162.99
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  • Original price $314.99 - Original price $314.99
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    Samsung - T7 Shield 2TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Black

    Samsung

    Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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    Original price $314.99 - Original price $314.99
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  • Original price $193.99 - Original price $193.99
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    Samsung - T7 Shield 1TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Blue

    Samsung

    Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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    Original price $193.99 - Original price $193.99
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  • Original price $1,484.99 - Original price $1,484.99
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    Yardbird - Elliot Sofa - Silver

    Yardbird

    Rounded wicker sofaCurved aluminum frames wrapped in our widest wicker and finished in a deep espresso brown colorModular DesignModular design that...

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    Original price $1,484.99 - Original price $1,484.99
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  • Original price $126.99 - Original price $126.99
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    DIGITAL TOASTER OVEN

    Bella Pro Series

    Rotisserie functionAllows you to roast up to a 4-lb. chicken¿.Air Fry functionCombines intense heat and convection to maximize air flow for crispy ...

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    Original price $126.99 - Original price $126.99
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  • Original price $845.99 - Original price $845.99
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    Canon - EOS R50 4K Video Mirrorless Camera with RF-S 18-45mm f/4.5-6.3 IS STM Lens - Black

    Canon

    RF-S 18-45mm f/4.5-6.3 IS STM Standard Zoom LensThe small size of the RF-S1845mm F4.56.3 IS STM and clever lens retraction mechanism lets it fit ju...

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    Original price $845.99 - Original price $845.99
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  • Original price $1,123.99 - Original price $1,123.99
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    Canon - EOS R10 Mirrorless Camera with RF-S 18-45 f/4.5-6.3 IS STM Lens - Black

    Canon

    RF-S 18-45mm f/4.5-6.3 IS STM LensThis focal range is great for everyday shots including everything from gorgeous landscapes to exceptional close-u...

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    Original price $1,123.99 - Original price $1,123.99
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  • Original price $1,900.99 - Original price $1,900.99
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    Canon - EOS R7 Mirrorless Camera with RF-S 18-150mm f/3.5-6.3 IS STM Lens - Black

    Canon

    RF-S 18-150mm f/3.5-6.3 IS STM LensThis focal range is great for everyday shots including everything from gorgeous landscapes to exceptional close-...

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    Original price $1,900.99 - Original price $1,900.99
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  • Original price $932.99 - Original price $932.99
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    $932.99
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    Samsung - 7.5 Cu. Ft. Stackable Electric Dryer with Sensor Dry - White

    Samsung

    Reversible Dryer DoorChoose the direction of the dryer door to suit your home’s layout.Lint Filter IndicatorProvides a helpful reminder when it’s t...

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    Original price $932.99 - Original price $932.99
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  • Original price $364.99 - Original price $364.99
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    $364.99
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    Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer - Mint

    Insignia

    Retro detailsOld-school metal handles and a refreshing mint green color give this fridge a retro charm that will stand out as a great accent piece....

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    Original price $364.99 - Original price $364.99
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    $364.99
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  • Original price $368.99 - Original price $368.99
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    $368.99
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    Insignia - Retro 3.1 cu. ft. Mini Fridge with Top Freezer - Red

    Insignia

    Retro detailsOld-school metal handles and a hot rod red color give this fridge a retro charm that will stand out as a great accent piece.Compact bu...

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    Original price $368.99 - Original price $368.99
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    $368.99
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    Current price $368.99
  • Original price $182.99 - Original price $182.99
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    $182.99
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    Ninja - Foodi Power Blender Processor System Smoothie Bowl Maker Nutrient Extractor 1400WP smartTORQUE 6 Auto-iQ - Silver

    Ninja

    Rethink what a blender can do72 oz. Power Blender Processor Pitcher Smoothie Bowl Maker Blender Food Processor and Dough Mixer all in one (64-oz m...

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    Original price $182.99 - Original price $182.99
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    $182.99
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  • Original price $1,443.99 - Original price $1,443.99
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    Nikon - Z 5 Camera Body - Black

    Nikon

    ResolutionIntensively detailed 24MP full frame images and 4K UHD videosImage StabilizationVR image stabilization built-in for sharp stabilized phot...

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    Original price $1,443.99 - Original price $1,443.99
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  • Original price $983.99 - Original price $983.99
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    ECOVACS Robotics - DEEBOT X2 OMNI Robot Vacuum Mop with Self Cleaning Auto Empty Station - BLACK

    ECOVACS Robotics Inc

    Reshaping the way you cleanThanks to a new square-shaped design and built-in edge detection the DEEBOT X2 OMNI delivers on true edge-to-edge cleanl...

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    Original price $983.99 - Original price $983.99
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    $983.99
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  • Original price $237.99 - Original price $237.99
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    Arlo - Ultra 2 Add-on Camera Indoor/Outdoor Wireless 4K Security System - White

    Arlo

    Requires SmartHubAdd-on Arlo Ultra 2 camera requires a compatible SmartHub to operate (sold separately).4K Video with HDRZoom in to see sharp deta...

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    Original price $237.99 - Original price $237.99
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  • Original price $215.99 - Original price $215.99
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    Philips Sonicare - 9000 Special Edition Rechargeable Toothbrush - Pink/White

    Philips Sonicare

    Remove surface stains for whiter teeth in just 3 daysBoost your smile's brightness with advanced Sonicare technology. Polishing bristles remove up ...

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    Original price $215.99 - Original price $215.99
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    $215.99
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    Philips Sonicare - 9000 Special Edition Rechargeable Toothbrush - Blue/Black

    Philips Sonicare

    Remove surface stains for whiter teeth in just 3 daysBoost your smile's brightness with advanced Sonicare technology. Polishing bristles remove up ...

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    Original price $215.99 - Original price $215.99
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    $215.99
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    Current price $215.99
  • Original price $283.99 - Original price $283.99
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    Shark - Cordless Pet Plus Stick Vacuum with Anti-Allergen Complete Seal PowerFins Self-Cleaning Brushroll - Blue

    Shark

    Removable BatteryTake on your whole home with up to 40 minutes of runtime (measured at the hand vac in standard mode).PowerFinsFlexible silicone fi...

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    Original price $283.99 - Original price $283.99
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  • Original price $134.99 - Original price $134.99
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    Logitech - MX Master 3S for Mac Bluetooth Laser Mouse with Ultrafast Scrolling - Space Gray

    Logitech

    Remastered for MacMX Master 3S for Mac performance mouse is optimized for macOS and compatible with iPadOS.Feel the performanceMX Master 3S for Mac...

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    Original price $134.99 - Original price $134.99
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    $134.99
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  • Original price $605.99 - Original price $605.99
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    GE - Front Control Built-In Dishwasher with 55 dBA - Stainless Steel

    GE

    Reliable PerformanceThis American made dishwasher is durable long-lasting and dependable. Its consistent performance will give you totally clean an...

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    Original price $605.99 - Original price $605.99
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  • Original price $81.99 - Original price $81.99
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    Govee - Wi-Fi 1200LM RGBWW LED Bulb (4-Pack) - RGB

    Govee

    Reliable BrightnessWith over 1200 Lumens these smart bulbs can brighten your home than most bulbs currently on the market. These RGB 12W bulbs have...

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    Original price $81.99 - Original price $81.99
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    $81.99
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  • Original price $70.99 - Original price $70.99
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    Rexing - J1772 to Tesla Electric Vehicle (EV) Charger Adapter for Tesla - Black

    Rexing

    Reliable AdapterJ1772 to Tesla adapter opens up more charging possibilities while on the road. With this adapter you can charge all Tesla models at...

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    Original price $70.99 - Original price $70.99
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  • Original price $179.99 - Original price $179.99
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    Current price $179.99

    SteelSeries Apex 7 TKL Ghost - keyboard - with display - QWERTY - US

    Steel Series

    Red Mechanical Gaming SwitchesGuranteed for 50 million keypresses bkue switches are known for their clicky snap-action keypresses so you feel and h...

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    Original price $179.99 - Original price $179.99
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  • Original price $335.99 - Original price $335.99
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    $335.99
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    Current price $335.99

    Onkyo - TX-SR494 7.2-Channel A/V Receiver - Black

    Sanus Systems

    Ready for 4K HDR entertainmentEnjoy support for HDR video including HDR10 HLG Dolby Vision and BT.2020. The 444 color space is also supported. Six ...

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    Original price $335.99 - Original price $335.99
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  • Original price $102.99 - Original price $102.99
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    $102.99
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    Current price $102.99

    Razer - Barracuda X 2022 Edition Wireless Gaming Headset for PC PS5 PS4 Switch and Mobile - Quartz

    Razer

    Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

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    Original price $102.99 - Original price $102.99
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    $102.99
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    Current price $102.99
  • Original price $108.99 - Original price $108.99
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    $108.99
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    Current price $108.99

    Razer - Huntsman Mini 60 Wired Optical Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Black

    Razer

    Razer Optical Switches for actuation at the speed of lightOffers faster lighter and smoother actuations than mechanical switches and lasts longer a...

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    Original price $108.99 - Original price $108.99
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    $108.99
    $108.99 - $108.99
    Current price $108.99
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    $108.99
    $108.99 - $108.99
    Current price $108.99

    Razer - Huntsman Mini 60 Wired Optical Clicky Switch Gaming Keyboard with Chroma RGB Backlighting - Mercury

    Razer

    Razer Optical Switches for actuation at the speed of lightOffers faster lighter and smoother actuations than mechanical switches and lasts longer a...

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    Original price $108.99 - Original price $108.99
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    $108.99
    $108.99 - $108.99
    Current price $108.99
  • Original price $186.99 - Original price $186.99
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    $186.99
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    Current price $186.99

    Razer - DeathStalker V2 Pro TKL Wireless Optical Linear Switch Gaming Keyboard with Low-Profile Design - White

    Razer

    Razer Low-Profile Optical SwitchesPerform quicker keystrokes with all-new switches that have a shorter actuation height for reduced key travel back...

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    Original price $186.99 - Original price $186.99
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  • Original price $224.99 - Original price $224.99
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    $224.99
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    Current price $224.99

    Razer - DeathStalker V2 Pro Full Size Wireless Optical Linear Switch Gaming Keyboard with Low-Profile Design - Black

    Razer

    Razer Low-Profile Optical SwitchesPerform quicker keystrokes with all-new switches that have a shorter actuation height for reduced key travel back...

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    Original price $224.99 - Original price $224.99
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    $224.99
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    Current price $224.99
  • Original price $170.99 - Original price $170.99
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    $170.99
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    Current price $170.99

    Razer - Kraken V3 Pro HyperSense Wireless Gaming Headset for PC - Black

    Razer

    Razer HyperSenseBy converting sound signals into vibrations in real time the headset allows you to physically feel the effects of in-game sounds as...

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    Original price $170.99 - Original price $170.99
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    $170.99
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    Current price $170.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.