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  • Original price $82.99 - Original price $82.99
    Original price
    $82.99
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    Current price $82.99

    SaharaCase - Defence Series Case for Apple iPad Pro 12.9" (4th5th and 6th Gen 2020-2022) - Black

    SaharaCase

    Designed for Apple iPad Pro 12.9" (4th5th and 6th Gen 2020-2022)Provides a precise fit.Ergonomic closed-button designEnsures access to all tablet f...

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    Original price $82.99 - Original price $82.99
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    $82.99
    $82.99 - $82.99
    Current price $82.99
  • Original price $82.99 - Original price $82.99
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    $82.99
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    Current price $82.99

    SaharaCase - Business Folio Case for Apple iPad Pro 12.9" (4th5th and 6th Gen 2020-2022) - Black

    SaharaCase

    Designed for Apple iPad Pro 12.9" (4th5th and 6th Gen 2020-2022)For a precise fit.PU leather and TPU materialsFeature reduced stretching and yellow...

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    Original price $82.99 - Original price $82.99
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    Current price $82.99
  • Original price $676.99 - Original price $676.99
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    Current price $676.99

    Razer - Enki Gaming Chair for All-Day Comfort - Black

    Razer

    Designed for All-Day ComfortThrough a combination of its unique¿110-degree shoulder arches and wide¿54-cm seat base the Razer Enki¿ensures optimal ...

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    Original price $676.99 - Original price $676.99
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  • Original price $364.99 - Original price $364.99
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    Current price $364.99

    Thrustmaster - T248 Racing Wheel and Magnetic Pedals for Xbox Series XS and PC

    Thrustmaster

    DesignPremium design with leather wrapping on the outer-facing portion of the wheelAction buttonsUp to 25 action buttons including 2 dual-position ...

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    Original price $364.99 - Original price $364.99
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  • Original price $138.99 - Original price $138.99
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    Current price $138.99

    Hyperice - Hypervolt Go 2 - Black

    Hyperice

    Design that deliversThe Hypervolt Go 2 has a sophisticated design that looks good and feels good. It is built to last with high-quality materials i...

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    Original price $138.99 - Original price $138.99
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  • Original price $113.99 - Original price $113.99
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    $113.99
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    Waterpik ION Cordless Countertop Water Flosser - White

    Waterpik

    Dentist RecommendedWaterpik is the 1 water flosser brand recommended by 9 in 10 dental professionals over other water flosser brandsADA AcceptedWat...

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    Original price $113.99 - Original price $113.99
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  • Original price $145.99 - Original price $145.99
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    Waterpik - Complete Care 5.0 Water Flosser and Triple Sonic Toothbrush - Black

    Waterpik

    Dentist RecommendedWaterpik is the 1 water flosser brand recommended by 9 in 10 dental professionals over other water flosser brandsADA AcceptedWat...

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    Original price $145.99 - Original price $145.99
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  • Original price $290.99 - Original price $290.99
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    Bose - SoundLink Revolve+ II Portable Bluetooth Speaker - Luxe Silver

    Bose

    Deep. Loud. And immersive tooEngineered to deliver deep loud immersive sound from a small speaker.Spacious 360 soundTrue 360 sound for consistent u...

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    Original price $290.99 - Original price $290.99
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    Bose - SoundLink Revolve+ II Portable Bluetooth Speaker - Triple Black

    Bose

    Deep. Loud. And immersive tooEngineered to deliver deep loud immersive sound from a small speaker.Spacious 360 soundTrue 360 sound for consistent u...

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    Original price $290.99 - Original price $290.99
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  • Original price $791.99 - Original price $791.99
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    Current price $791.99

    Maytag - 4.5 Cu. Ft. High Efficiency Top Load Washer with Deep Fill - White

    Maytag

    Deep Fill OptionGet more water when you want it with the Deep Fill option. Choose from multiple water levels to saturate loads loosen stains and he...

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    Original price $791.99 - Original price $791.99
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  • Original price $99.99 - Original price $99.99
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    Logitech - POP Keys Wireless Mechanical Tactile Switch Keyboard for Windows/Mac with Customizable Emoji Keys - Heartbreaker Rose

    Logitech

    Deep feelsNeon corals meet crushed raspberry colors on a keyboard designed for the ones who care the most allowing you to change the game with POP ...

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    Original price $99.99 - Original price $99.99
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  • Original price $393.99 - Original price $393.99
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    Breville - the Smart Oven Air Fryer - Brushed Stainless Steel

    Breville

    DEDICATED AIR FRY SETTINGWhy buy a stand alone air fryer when the Smart Oven Air Fryer can turn out guilt-free french fries chicken wings family fa...

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    Original price $393.99 - Original price $393.99
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  • Original price $91.99 - Original price $91.99
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    $91.99
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    Glorious - Model O 2 Lightweight Wireless Optical Gaming Mouse with BAMF 2.0 Sensor - Matte Black

    Glorious

    Cutting edge-optical sensorThe Model O 2 Wireless is equipped with the BAMF 2.0 Optical Sensor boasting an impressive 26K DPI for pixel-perfect tra...

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    Original price $91.99 - Original price $91.99
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    $91.99
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    Current price $91.99
  • Original price $843.99 - Original price $843.99
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    $843.99
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    Current price $843.99

    Insignia - Dual Zone Wine and Beverage Cooler with Glass Doors - Stainless Steel

    Insignia

    Customizable storage optionsStock up on your favorites and store 42 standard wine bottles. Or you can mix it up and store 21 wine bottles on one si...

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    Original price $843.99 - Original price $843.99
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  • Original price $1,436.99 - Original price $1,436.99
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    $1,436.99
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    Insignia - 3D Zero Gravity Full Body Massage Chair - Black

    Insignia

    Customizable massageTarget key areas of the body commonly subjected to muscle aches and pains with 21 preset programs or manually create your own i...

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    Original price $1,436.99 - Original price $1,436.99
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    $1,436.99
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    Current price $1,436.99
  • Original price $1,111.99 - Original price $1,111.99
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    $1,111.99
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    Current price $1,111.99

    Insignia - 2D Zero Gravity Full Body Massage Chair - Black with silver trim

    Insignia

    Customizable massageTarget different areas of the body commonly subjected to muscle aches and pains with six preset programs (Comfort Relax Energy ...

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    Original price $1,111.99 - Original price $1,111.99
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    $1,111.99
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    Current price $1,111.99
  • Original price $158.99 - Original price $158.99
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    $158.99
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    Current price $158.99

    GE - Cync Dynamic Effects Panel Lights Full Color 7pk - Multi

    General Electric

    Customer Design Panel LightsCreate unique custom designs by designing your hex panel's layout and adhering to the wall. Follow the app for design i...

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    Original price $158.99 - Original price $158.99
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    $158.99
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    Current price $158.99
  • Original price $94.99 - Original price $94.99
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    $94.99
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    Logitech - G PRO TKL Wired Mechanical GX Blue Clicky Switch Gaming Keyboard with RGB Backlighting - Black

    Logitech

    Custom-built for ProsBuilt with and for esports athletes for competition-level performance speed and precision.Pro-grade GX Blue Clicky switchesDur...

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    Original price $94.99 - Original price $94.99
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    $94.99
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    Current price $94.99
  • Original price $85.99 - Original price $85.99
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    $85.99
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    CORSAIR - IRONCLAW RGB Wireless Optical Gaming Mouse - Black

    Corsair

    Custom Pixart PMW3391 native 18000 DPI optical sensorAdjustable in 1 DPI resolution steps gives you total sensitivity customization and ultra-accur...

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    Original price $85.99 - Original price $85.99
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    $85.99
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    Current price $85.99
  • Original price $85.99 - Original price $85.99
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    CORSAIR - Scimitar RGB Elite Wired Optical Gaming Mouse with 17 Programmable Buttons - Black

    Corsair

    Custom PixArt PMW3391 native 18000 DPI optical sensorAdjustable in 1 DPI resolution steps gives you total sensitivity customization and ultra-accur...

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    Original price $85.99 - Original price $85.99
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    $85.99
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    Current price $85.99
  • Original price $142.99 - Original price $142.99
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    $142.99
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    Current price $142.99

    eufy Security - Smart Wi-Fi Video Doorbell 2K Battery Operated/Wired with Chime - White/Black

    Eufy

    Crystal-clear clarityThe built-in 2K sensor and professional-grade lens allow you to view activity in picture-perfect resolution see visitors in sh...

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    Original price $142.99 - Original price $142.99
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    $142.99
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    Current price $142.99
  • Original price $2,361.99 - Original price $2,361.99
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    $2,361.99
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    Current price $2,361.99

    Frigidaire - Gallery 27.8 Cu. Ft. French Door Refrigerator - Stainless Steel

    Frigidaire

    CrispSeal Plus Crispers with Auto HumidityHelp prevent produce from spoiling advanced CrispSeal Plus Crispers with Auto Humidity technology automat...

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    Original price $2,361.99 - Original price $2,361.99
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    $2,361.99
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  • Original price $1,597.99 - Original price $1,597.99
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    Current price $1,597.99

    Frigidaire - Gallery 25.6 Cu. Ft. Side-by-Side Refrigerator - Stainless Steel

    Frigidaire

    CrispSeal Plus CrisperHelp prevent produce from spoiling advanced CrispSeal Plus keeps produce fresh with a seal that blocks out dry air plus an ad...

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    Original price $1,597.99 - Original price $1,597.99
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    $1,597.99
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  • Original price $1,611.99 - Original price $1,611.99
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    $1,611.99
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    Frigidaire - Gallery 22.3 Cu. Ft. Side-by-Side Counter-Depth Refrigerator - Silver

    Frigidaire

    CrispSeal Plus Crisper TechnologyHelp prevent produce from spoiling advanced CrispSeal Plus keeps produce fresh plus an added filter reduces the ga...

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    Original price $1,611.99 - Original price $1,611.99
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    $1,611.99
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    Current price $1,611.99
  • Original price $106.99 - Original price $106.99
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    $106.99
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    Current price $106.99

    Weber - Crafted Dual Sided Sear Grate - Black

    Weber

    Creates restaurant-quality sear marksDesigned to grill meat on one side delicate food on the reverse.Weber Crafted grates and frameAre required for...

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    Original price $106.99 - Original price $106.99
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    $106.99
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    Current price $106.99
  • Original price $68.99 - Original price $68.99
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    $68.99
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    Current price $68.99

    GE - Cync Smart Neon 10ft Shape Light with Dynamic Effects (1pk) - Full Color

    General Electric

    Create Unique DesignsUse the flexible bendable tubing to create shapes designs and words for one-of-a-kind wall artIndividually Controllable Segmen...

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    Original price $68.99 - Original price $68.99
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    $68.99
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    Current price $68.99
  • Original price $115.99 - Original price $115.99
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    Current price $115.99

    Microsoft - Surface Pen - Platinum

    Microsoft

    Create uninterruptedWrite and draw with precision ink on one end and a rubber eraser on the other. Tilt your Surface Pen to shade your sketches jus...

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    Original price $115.99 - Original price $115.99
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    $115.99
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    Current price $115.99
  • Original price $134.99 - Original price $134.99
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    $134.99
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    Microsoft - Surface Pen - Black

    Microsoft

    Create uninterruptedWrite and draw with precision ink on one end and a rubber eraser on the other. Tilt your Surface Pen to shade your sketches jus...

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    Original price $134.99 - Original price $134.99
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    $134.99
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    Current price $134.99
  • Original price $125.99 - Original price $125.99
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    $125.99
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    Current price $125.99

    Philips - Hue BR30 Bluetooth 85W Smart LED Bulb (2-Pack) - White and Color Ambiance

    Philips

    Create a personalized experienceAt the touch of a button you can transform your living room with a pink glow or light your entire home in vibrant c...

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    Original price $125.99 - Original price $125.99
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    $125.99
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    Current price $125.99
  • Original price $2,929.99 - Original price $2,929.99
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    Current price $2,929.99

    LG - 25.5 Cu. Ft. French Door Counter-Depth Smart Refrigerator with Four Kinds of Ice - Stainless Steel

    LG

    Counter-Depth MAX 25.5 cu. ft.Stock-up and store everything you need. With a cavernous 25.5 cubic feet of space this LG French Door Counter-Depth M...

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    Original price $2,929.99 - Original price $2,929.99
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  • Original price $2,379.99 - Original price $2,379.99
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    $2,379.99
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    Current price $2,379.99

    LG - 25.5 Cu. Ft. French Door Counter-Depth Smart Refrigerator with Dual Ice - Stainless Steel

    LG

    Counter-Depth MAX 25.5 cu. ft.Stock-up and store everything you need. With a cavernous 25.5 cubic feet of space this LG Counter-Depth MAX French Do...

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    Original price $2,379.99 - Original price $2,379.99
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    $2,379.99
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  • Original price $3,261.99 - Original price $3,261.99
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    $3,261.99
    $3,261.99 - $3,261.99
    Current price $3,261.99

    LG - 25.5 Cu. Ft. French Door Counter-Depth Smart Refrigerator with Mirror InstaView - Stainless Steel

    LG

    Counter-Depth MAX 25.5 cu. ft.Stock-up and store everything you need. This LG 25.5 cu. ft. French Door Counter-Depth MAX Smart Refrigerator with M...

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    Original price $3,261.99 - Original price $3,261.99
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    $3,261.99
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    Current price $3,261.99
  • Original price $1,499.99 - Original price $1,499.99
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    Current price $1,499.99

    Samsung - 17.5 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with Twin Cooling Plus - Stainless Steel

    Samsung

    Counter DepthBuilt-in look for a seamless fit. The smooth and streamlined exterior design features beautiful flat doors and easy-to-open recessed h...

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    Original price $1,499.99 - Original price $1,499.99
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    $1,499.99
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  • Original price $1,745.99 - Original price $1,745.99
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    $1,745.99
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    Current price $1,745.99

    Samsung - 17.5 cu. ft. 3-Door French Door Counter Depth Smart Refrigerator with Twin Cooling Plus - Black Stainless Steel

    Samsung

    Counter DepthBuilt-in look for a seamless fit. The smooth and streamlined exterior design features beautiful flat doors and easy-to-open recessed h...

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    Original price $1,745.99 - Original price $1,745.99
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    $1,745.99
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  • Original price $156.99 - Original price $156.99
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    $156.99
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    Current price $156.99

    Walker Edison - Modern Metal and Wood Corner Bookshelf - Grey Wash

    Walker Edison

    Corner fitSpruce up any corner in your home with this stylish bookshelf.Small-space friendlyDisplay in your rented apartment or forever home.Sturdy...

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    Original price $156.99 - Original price $156.99
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    $156.99
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    Current price $156.99
  • Original price $863.99 - Original price $863.99
    Original price
    $863.99
    $863.99 - $863.99
    Current price $863.99

    Insignia - 17 Cu. Ft. Garage Ready Convertible Upright Freezer - Stainless Steel

    Insignia

    Convertible designFreeze or refrigerate your food in this Insignia upright freezer simply by changing the temperature settings on the clear and con...

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    Original price $863.99 - Original price $863.99
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    $863.99
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    Current price $863.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.