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  • Original price $77.99 - Original price $77.99
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    Nomad - Sport Band for Apple Watch174 42 44 45mm (Series 1-8) and Apple Watch Ultra - Black

    Nomad

    Compatible with Apple WatchDesigned for Apple Watch 42mm Series 1 Series 2 Series 3 Apple Watch 44mm Series 4 Series 5 Series 6 Apple Watch 44mm ...

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    Original price $77.99 - Original price $77.99
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  • Original price $55.99 - Original price $55.99
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    Nomad - Sport Band for Apple Watch 38 40 41mm (Series 1-8) - Black

    Nomad

    Compatible with Apple WatchDesigned for Apple Watch 38mm Series 1 Series 2 Series 3 Apple Watch 40mm Series 4 Series 5 Series 6 Apple Watch 41mm ...

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    Original price $55.99 - Original price $55.99
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  • Original price $95.99 - Original price $95.99
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    Apple - USB-C VGA Multiport Adapter - White

    Apple

    Compatible with Apple MacBookVia the USB-C port.Mirror your MacBook display on your VGA-enabled TVFor viewing content in up to 1080p resolution.1st...

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    Original price $95.99 - Original price $95.99
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  • Original price $179.99 - Original price $179.99
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    ZAGG - Pro Keys Wireless Keyboard Detachable Case for Apple iPad Pro 12.9" (3rd Gen. 2018 4th Gen. 2020 5th Gen. 2021) - Black

    Zagg Incorporated

    Compatible with Apple iPad Pro 12.9"Works with iPad Pro 12.9" 3rd Generation (2018) 4th Generation (2020) and 5th Generation (2021).Ultimate produc...

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    Original price $179.99 - Original price $179.99
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    Current price $179.99
  • Original price $106.99 - Original price $106.99
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    ZAGG - Pro Keys Wireless Keyboard Detachable Case for Apple iPad Pro 11" (1st 2018 2nd 2020 3rd 2021 and 4th Gen 2022 ) - Black

    Zagg Incorporated

    Compatible with Apple iPad Pro 11"Works with iPad Pro 11" 1st Generation (2018) 2nd Generation (2020) 3rd Generation (2021) and 4th Generation.Ulti...

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    Original price $106.99 - Original price $106.99
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  • Original price $104.99 - Original price $104.99
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    ZAGG - Pro Keys Wireless Keyboard Detachable Case for Apple iPad Air 10.9" (2020 2022) - Black

    invisibleSHIELD

    Compatible with Apple iPad Air 10.9"Works with iPad Air 10.9" 4th Generation (2020) and 5th Generation (2022).Ultimate productivityTransform your A...

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    Original price $104.99 - Original price $104.99
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  • Original price $151.99 - Original price $151.99
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    Logitech - Folio Touch Keyboard Folio for iPad Air 10.9" (5th 4th Generation) with Precision Trackpad - Graphite

    Logitech

    Compatible with Apple iPad Air 10.9" (5th 4th Gen)Designed to look and feel like a natural extension of your iPad Air.Integrated comfortable keybo...

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    Original price $151.99 - Original price $151.99
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  • Original price $94.99 - Original price $94.99
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    ZAGG - Pro Keys Wireless Keyboard Detachable Case for Apple iPad 10.9" 10th Gen (2022) - Black

    invisibleSHIELD

    Compatible with Apple iPad 10.2" and iPad 10.9"Works with iPad 10.9" 10th Generation (2022).

    Original price $94.99 - Original price $94.99
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  • Original price $77.99 - Original price $77.99
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    SaharaBasics - Stylus - Black

    SaharaCase

    Compatible with Apple 9.7-inch iPad ProAlso compatible with Apple iPad Pro 10.5" iPad Pro 11" iPad Pro 12.9" iPad Pro 12.9" (1st Generation 2015) i...

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    Original price $77.99 - Original price $77.99
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  • Original price $86.99 - Original price $86.99
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    GoPro - MAX Grip and Tripod - Black

    GoPro

    Compatible with all GoPro camerasYou can use this tripod with all GoPro cameras.Versatile mountGoPro works as a camera grip extension pole or quick...

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    Original price $86.99 - Original price $86.99
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  • Original price $218.99 - Original price $218.99
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    Logitech - Combo Touch iPad Pro Keyboard Folio for Apple iPad Pro 11" (1st 2nd 3rd 4th Gen) with Detachable Backlit Keyboard - Sand

    Logitech

    CompatibilityLogitech Combo Touch keyboard case is compatible with iPad Pro 11" (1st 2nd 3rd 4th generation) - A1980 A2013 A1934 A1979 A2228 A2068 ...

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    Original price $218.99 - Original price $218.99
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  • Original price $248.99 - Original price $248.99
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    Zhiyun - Crane M2S Handheld 3-Axis Gimbal Stabilizer for Camera and Smartphones with detachable tri-pod stand - Gray

    Zhiyun

    CompatibilityGimbal Stabilizer compact structure for mounting with multiple devicesAppearanceClassic design from beloved Crane M2 Gimbal Stabilizer...

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    Original price $248.99 - Original price $248.99
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  • Original price $79.99 - Original price $79.99
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    Logitech - Crayon Digital Pencil for All Apple iPads (2018 releases and later) with USB-C ports - Silver

    Logitech

    CompatibilityFor iPad models with iOS 12.2 including iPad Pro 12.9 Inch (3rd 4th 5th 6th gen.) iPad Pro 11 inch (1st 2nd 3rd 4th gen.) iPad (6th 7t...

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    Original price $79.99 - Original price $79.99
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  • Original price $206.99 - Original price $206.99
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    Logitech - Combo Touch Keyboard and Trackpad Case for Apple iPad (10th Gen) with Detachable Backlit Keyboard - Sand

    Logitech

    CompatibilityCompatible with iPad (10th Generation). Models A2696 A2757 A2777Trackpad precision and controlEdit documents navigate apps and build p...

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    Original price $206.99 - Original price $206.99
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    Logitech - Combo Touch Keyboard and Trackpad Case for Apple iPad (10th Gen) with Detachable Backlit Keyboard - Oxford Gray

    Logitech

    CompatibilityCompatible with iPad (10th Generation). Models A2696 A2757 A2777Trackpad precision and controlEdit documents navigate apps and build p...

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    Original price $206.99 - Original price $206.99
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  • Original price $182.99 - Original price $182.99
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    Logitech - Rugged Folio Keyboard Case for Apple iPad (10th Gen) with Spill-proof Keyboard - Oxford Gray

    Logitech

    CompatibilityCompatible with iPad (10th Generation). Models A2696 A2757 A2777Military-grade drop protectionProprietary shock-absorbent technology a...

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    Original price $182.99 - Original price $182.99
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  • Original price $92.99 - Original price $92.99
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    GoPro - Travel Kit - Black

    GoPro

    CompatibilityCompatible with all GoPro cameras.Comes with magnetic swivel clipAllows you to clip your GoPro to your backpack strap or clothes or us...

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    Original price $92.99 - Original price $92.99
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    $92.99
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  • Original price $67.99 - Original price $67.99
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    UAG - Lucent Case for Apple 12.9-Inch iPad Pro (Latest Model/5th Generation) - Black

    Uag

    CompartmentsApple Pencil HolderMaterialThermoplastic Polyurethane (TPU)Carry-typehand-held feather lightCompatibilityApple iPad 12.9 5th Generation...

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    Original price $67.99 - Original price $67.99
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  • Original price $79.99 - Original price $79.99
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    UAG - Metropolis Case for Apple 11-Inch iPad Pro (Latest Model/3rd Generation) iPad Air 10.9-Inch (5th/4th Generations) - Black

    Uag

    CompartmentsApple Pencil HolderMaterialThermoplastic Polyurethane (TPU)Carry-typehand-held feather light with tacticle gripCompatibilityApple iPad ...

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    Original price $79.99 - Original price $79.99
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  • Original price $332.99 - Original price $332.99
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    Insignia - 3.5 Cu. Ft. Garage Ready Chest Freezer - White

    Insignia

    Compact storageStore your favorite frozen snacks and entrees in a 3.5 cu. ft. capacity.Garage readyWorks in temperatures from 0 to 110F (-17.8 to 4...

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    Original price $332.99 - Original price $332.99
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  • Original price $1,509.99 - Original price $1,509.99
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    Sony - Alpha FE 35mm F1.4 GM Full Frame Large Aperture Wide Angle G Master E mount Lens - Black

    Sony

    Compact lightweight designThis lens weighs just 524g and measures in at only 2.99 x 3.78“. It’s small size and light weight enhance mobility when ...

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    Original price $1,509.99 - Original price $1,509.99
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  • Original price $770.99 - Original price $770.99
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    Wallbox - Cable Pulsar Plus J1772 Level 2 Hardwired Electric Vehicle (EV) Charger up to 48A - 25' - Black

    Wallbox

    Compact design powerful performance240V Level 2 charging technology in an incredibly small size. Adjustable capacity from 16A to 48A. Charges 7x f...

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    Original price $770.99 - Original price $770.99
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  • Original price $662.99 - Original price $662.99
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    Wallbox - Cable Pulsar Plus J1772 Level 2 NEMA 14-50 Electric Vehicle (EV) Charger up to 40A - 25' - Black

    Wallbox

    Compact design powerful performance240V Level 2 charging technology in an incredibly small size. Adjustable capacity from 16A to 40A. Charges 7x f...

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    Original price $662.99 - Original price $662.99
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    $662.99
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  • Original price $314.99 - Original price $314.99
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    Sony - Alpha External Flash with wireless remote control

    Sony

    Compact and reliable for flawless flash control with (GN28)Designed to match Sony’s mirrorless cameras for a compact manageable system the HVL-F28R...

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    Original price $314.99 - Original price $314.99
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  • Original price $241.99 - Original price $241.99
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    Fujifilm - INSTAX MINI Evo Instant Film Camera - Black

    Fujifilm

    Compact and PortableThe INSTAX MINI Evo Instant Film Camera is designed to be compact and portable making it easy to take with you wherever you go....

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    Original price $241.99 - Original price $241.99
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  • Original price $1,054.99 - Original price $1,054.99
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    Yardbird - Colby Loveseat - Shale

    Yardbird

    Commercial-grade aluminum designCommercial-grade matte dark brown aluminum frames that will never rust.Built to lastBoth frames and cushions are hi...

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    Original price $1,054.99 - Original price $1,054.99
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  • Original price $104.99 - Original price $104.99
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    Logitech - MK850 Performance Full-size Wireless Keyboard and Mouse Combo for PC and Mac - Black

    Logitech

    Comfortable full-size keyboardType quietly and comfortably for hours at your desk on a full-size keyboard with cushioned palm rest and carefully-cr...

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    Original price $104.99 - Original price $104.99
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  • Original price $96.99 - Original price $96.99
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    HyperX Cloud 3 - headset

    HyperX

    Comfort is kingComfort’s in the Cloud III’s DNA. HyperX signature memory foam in the headband and ear cushions wrapped in soft premium leatherette ...

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    Original price $96.99 - Original price $96.99
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  • Original price $128.99 - Original price $128.99
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    Current price $128.99

    Honeywell Home - Smart Color Thermostat with Wi-Fi Connectivity - Silver

    Honeywell

    Comfort comes in your colorPersonalize your Wi-Fi Smart Color Programmable Thermostat to fit your decor.ENERGY STAR certifiedENERGY STAR certified ...

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    Original price $128.99 - Original price $128.99
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  • Original price $254.99 - Original price $254.99
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    NL SHAPES BLK HEX SM

    Nanoleaf

    Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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    Original price $254.99 - Original price $254.99
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  • Original price $174.99 - Original price $174.99
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    Nanoleaf - Shapes Hexagons Smarter Kit (7 Panels) - Multicolor

    Nanoleaf

    Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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    Original price $174.99 - Original price $174.99
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  • Original price $165.99 - Original price $165.99
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    Nanoleaf - Shapes Triangles Smarter Kit (7 Panels) - Multicolor

    Nanoleaf

    Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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    Original price $165.99 - Original price $165.99
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  • Original price $86.99 - Original price $86.99
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    Philips - Hue A21 Bluetooth 100W Smart LED Bulb - White and Color Ambiance

    Philips

    Colorful smart lightingInstantly set the mood for any occasion with 16 million colors. Transform any room for an immersive entertainment experience...

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    Original price $86.99 - Original price $86.99
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  • Original price $107.99 - Original price $107.99
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    Philips - Hue A19 Bluetooth 75W Smart LED Bulbs (2-Pack) - White and Color Ambiance

    Philips

    Colorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...

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    Original price $107.99 - Original price $107.99
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    $107.99
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  • Original price $3,333.99 - Original price $3,333.99
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    Samsung - BESPOKE 30 cu. ft 3-Door French Door Smart Refrigerator with Family Hub - Gray Glass

    Samsung

    Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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    Original price $3,333.99 - Original price $3,333.99
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  • Original price $3,714.99 - Original price $3,714.99
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    Samsung - BESPOKE 29 cu. ft. 4-Door French Door Smart Refrigerator with Family Hub - Matte Black Steel

    Samsung

    Color CustomizationCustomize the design of your refrigerator with changeable door panels. Choose from a variety of colors and two finishes to creat...

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    Original price $3,714.99 - Original price $3,714.99
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    $3,714.99
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    Current price $3,714.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.