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  • Original price $211.99 - Original price $211.99
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    $211.99
    $211.99 - $211.99
    Current price $211.99

    SteelSeries - Arctis Nova 7P Wireless Gaming Headset for PS5 PS4 - White

    Steel Series

    Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your ideal s...

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    Original price $211.99 - Original price $211.99
    Original price
    $211.99
    $211.99 - $211.99
    Current price $211.99
  • Original price $68.99 - Original price $68.99
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    $68.99
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    Current price $68.99

    SteelSeries - Arctis Nova 1 Wired Gaming Headset for PC - Black

    Steel Series

    Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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    Original price $68.99 - Original price $68.99
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    $68.99
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    Current price $68.99
  • Original price $100.99 - Original price $100.99
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    $100.99
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    Current price $100.99

    SteelSeries - Arctis Nova 3 Wired Gaming Headset for PC - Black

    Steel Series

    Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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    Original price $100.99 - Original price $100.99
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    $100.99
    $100.99 - $100.99
    Current price $100.99
  • Original price $180.99 - Original price $180.99
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    $180.99
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    Current price $180.99

    SteelSeries - Arctis Nova 7 Wireless Gaming Headset for PC - Black

    Steel Series

    Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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    Original price $180.99 - Original price $180.99
    Original price
    $180.99
    $180.99 - $180.99
    Current price $180.99
  • Original price $193.99 - Original price $193.99
    Original price
    $193.99
    $193.99 - $193.99
    Current price $193.99

    SteelSeries - Arctis Nova 7P Wireless Gaming Headset for PS5 PS4 - Black

    Steel Series

    Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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    Original price $193.99 - Original price $193.99
    Original price
    $193.99
    $193.99 - $193.99
    Current price $193.99
  • Original price $180.99 - Original price $180.99
    Original price
    $180.99
    $180.99 - $180.99
    Current price $180.99

    SteelSeries - Arctis Nova 7X Wireless Gaming Headset for Xbox Series XS Xbox One - Black

    Steel Series

    Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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    Original price $180.99 - Original price $180.99
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    $180.99
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    Current price $180.99
  • Original price $254.99 - Original price $254.99
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    $254.99
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    Current price $254.99

    Samsung - HW-S50B 3.0ch All in One Soundbar with Dolby 5.1 / DTS VirutalX - Black

    Samsung

    All-in-oneEverything you need in a single soundbar for holistic sound. The all-in-one system has 2 woofers and 3 tweeters built into its slender fr...

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    Original price $254.99 - Original price $254.99
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  • Original price $121.99 - Original price $121.99
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    Current price $121.99

    Samsung - 24" T350 Series IPS FHD AMD FreeSync Monitor (VESA HDMI VGA) - Dark Blue Gray

    Samsung

    All-expansive viewMinimalist design maximum concentration. The 3-sided borderless display brings a clean and modern aesthetic to any working enviro...

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    Original price $121.99 - Original price $121.99
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    $121.99
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  • Original price $937.99 - Original price $937.99
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    $937.99
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    Samsung - 15.6 cu. ft. Top Freezer Refrigerator with All-Around Cooling - Stainless Steel

    Samsung

    All-Around CoolingMulti-vent technology keeps items evenly cooled on every shelf.Reversible DoorThe reversible door makes it adjustable to any spac...

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    Original price $937.99 - Original price $937.99
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  • Original price $181.99 - Original price $181.99
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    $181.99
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    Current price $181.99

    Insignia - 42" Class F20 Series LED Full HD Smart Fire TV

    Insignia

    Alexa voice controlThe Alexa Voice Remote lets you easily control your entertainment search across apps switch inputs and more using just your voic...

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    Original price $181.99 - Original price $181.99
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    Current price $181.99
  • Original price $111.99 - Original price $111.99
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    $111.99
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    Insignia - 32" Class F20 Series LED HD Smart Fire TV

    Insignia

    Alexa voice controlThe Alexa Voice Remote lets you easily control your entertainment search across apps switch inputs and more using just your voic...

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    Original price $111.99 - Original price $111.99
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    $111.99
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    Current price $111.99
  • Original price $134.99 - Original price $134.99
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    $134.99
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    Current price $134.99

    Insignia - 32" Class F20 Series LED Full HD Smart Fire TV

    Insignia

    Alexa voice controlThe Alexa Voice Remote lets you easily control your entertainment search across apps switch inputs and more using just your voic...

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    Original price $134.99 - Original price $134.99
    Original price
    $134.99
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    Current price $134.99
  • Original price $110.99 - Original price $110.99
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    $110.99
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    Current price $110.99

    Insignia - 24" Class F20 Series LED Full HD Smart Fire TV

    Insignia

    Alexa voice controlThe Alexa Voice Remote lets you easily control your entertainment search across apps switch inputs and more using just your voic...

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    Original price $110.99 - Original price $110.99
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    $110.99
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    Current price $110.99
  • Original price $294.99 - Original price $294.99
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    $294.99
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    Current price $294.99

    Amazon - Echo Show 10 (3rd Generation) 10-inch Smart Display with Alexa - Charcoal

    AMAZON

    Alexa can show you even moreWith a 10.1" HD screen that’s designed to move with you video calls recipes and shows are always in view. The speakers ...

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    Original price $294.99 - Original price $294.99
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  • Original price $1,054.99 - Original price $1,054.99
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    $1,054.99
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    Current price $1,054.99

    Samsung - 4.0 Cu. Ft. Stackable Smart Electric Dryer with AI Smart Dial - White

    Samsung

    AI Smart DialSamsung’s easy to use AI Smart Dial simplifies your dryer’s control panel learns and recommends your favorite cycles and allows you to...

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    Original price $1,054.99 - Original price $1,054.99
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    $1,054.99
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  • Original price $114.99 - Original price $114.99
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    $114.99
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    Current price $114.99

    SANUS Elite - Advanced Tilt 4D TV Wall Mount for Most TVs 42"-90" up to 150lbs- Extends 6.8" for Easy Cable Access and Max Tilt - Black

    Sanus Systems

    Advanced Tilt 4D TV Wall MountAdvanced technology tilts TV in four directions for easy cable hookup and improved viewing angles.Easy Cable HookupMo...

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    Original price $114.99 - Original price $114.99
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    $114.99
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    Current price $114.99
  • Original price $96.99 - Original price $96.99
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    $96.99
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    Current price $96.99

    CORSAIR - Nightsword RGB Tunable FPS/MOBA Wired Optical Gaming Mouse with Adjustable Weights - Black

    Corsair

    Advanced optical sensorA custom Pixart PMW3391 native 18000 DPI optical sensor adjustable in 1 DPI resolution steps gives you total sensitivity cus...

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    Original price $96.99 - Original price $96.99
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    $96.99
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    Current price $96.99
  • Original price $1,270.99 - Original price $1,270.99
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    $1,270.99
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    Current price $1,270.99

    Whirlpool - 7.4 Cu. Ft. Smart Electric Dryer with Steam and Advanced Moisture Sensing - Chrome Shadow

    Whirlpool

    Advanced Moisture SensingHelp prevent overdrying. Three sensors track moisture and temperature adapting drying times to end the cycle at just the r...

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    Original price $1,270.99 - Original price $1,270.99
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    $1,270.99
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  • Original price $1,378.99 - Original price $1,378.99
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    $1,378.99
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    Current price $1,378.99

    Whirlpool - 7.4 Cu. Ft. Smart Gas Dryer with Steam and Advanced Moisture Sensing - Chrome Shadow

    Whirlpool

    Advanced Moisture SensingHelp prevent overdrying. Three sensors track moisture and temperature adapting drying times to end the cycle at just the r...

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    Original price $1,378.99 - Original price $1,378.99
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    $1,378.99
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    Current price $1,378.99
  • Original price $170.99 - Original price $170.99
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    $170.99
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    Current price $170.99

    Logitech - Brio 500 1920x1080p Webcam with Privacy Cover - Graphite

    Logitech

    Advanced Image QualityFull HD 1080p webcam resolution provides outstanding image quality so everyone can see you clearly during meetings.Auto Light...

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    Original price $170.99 - Original price $170.99
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    $170.99
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    Current price $170.99
  • Original price $314.99 - Original price $314.99
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    $314.99
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    Current price $314.99

    Sony - ECMB10 Multi-directional Shotgun Microphone

    Sony

    Advanced beamforming technologyDigital signal processing using beamforming technology achieves super directivity ideal for interviews and selfies w...

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    Original price $314.99 - Original price $314.99
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    $314.99
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  • Original price $77.99 - Original price $77.99
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    $77.99
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    Digipower - Spectrum 96 LED Video Light

    Digipower

    Adjustable light settingSet the right mood and you tone with 100 brightness levels and 75 CCT mode color temperature.Impressive battery lifeEnjoy u...

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    Original price $77.99 - Original price $77.99
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    $77.99
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    Current price $77.99
  • Original price $98.99 - Original price $98.99
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    $98.99
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    Current price $98.99

    Digipower - Rainbow 135 LED Video Light

    Digipower

    Adjustable light settingSet the right mood and tone with 100 brightness levels and 75 CCT mode color temperature.Impressive battery lifeEnjoy up to...

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    Original price $98.99 - Original price $98.99
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    $98.99
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    Current price $98.99
  • Original price $2,262.99 - Original price $2,262.99
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    $2,262.99
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    Current price $2,262.99

    Whirlpool - 19.7 Cu. Ft. French Door Refrigerator - Stainless Steel

    Whirlpool

    Adjustable gallon door binsMove these adjustable bins anywhere in the door for increased loading flexibility when and where you need it.Fingerprint...

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    Original price $2,262.99 - Original price $2,262.99
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    $2,262.99
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  • Original price $906.99 - Original price $906.99
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    $906.99
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    Current price $906.99

    Samsung - 4.0 Cu. Ft. High-Efficiency Top Load Washer with ActiveWave Agitator - White

    Samsung

    ActiveWave AgitatorSamsung's ActiveWave Agitator is designed to reduce noise vibration and tangling while delivering powerful cleaning.Large 4.0 cu...

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    Original price $906.99 - Original price $906.99
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    $906.99
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  • Original price $186.99 - Original price $186.99
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    $186.99
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    Current price $186.99

    Samsung - Galaxy Buds2 Pro True Wireless Earbud Headphones - Graphite

    Samsung

    Your phone does the translating and your Buds do the audio with Galaxy AIFrom phoning a relative back home to calling in reservations while traveli...

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    Original price $186.99 - Original price $186.99
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    $186.99
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    Current price $186.99
  • Original price $188.99 - Original price $188.99
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    $188.99
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    Samsung - Galaxy Buds2 Pro True Wireless Earbud Headphones - Bora Purple

    Samsung

    Your phone does the translating and your Buds do the audio with Galaxy AIFrom phoning a relative back home to calling in reservations while traveli...

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    Original price $188.99 - Original price $188.99
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    $188.99
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    Current price $188.99
  • Original price $236.99 - Original price $236.99
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    $236.99
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    Current price $236.99

    Sony - WH1000XM4 Wireless Noise-Cancelling Over-the-Ear Headphones - Silver

    Sony

    Active Noise CancelationNoise-canceling with Dual Noise Sensor technologyBattery LifeUp to 30-hour battery life with quick charging (10-minute char...

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    Original price $236.99 - Original price $236.99
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    $236.99
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    Current price $236.99
  • Original price $236.99 - Original price $236.99
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    $236.99
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    Current price $236.99

    Sony - WH1000XM4 Wireless Noise-Cancelling Over-the-Ear Headphones - Black

    Sony

    Active Noise CancelationNoise-canceling with Dual Noise Sensor technologyBattery LifeUp to 30-hour battery life with quick charging (10-minute char...

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    Original price $236.99 - Original price $236.99
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    $236.99
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    Current price $236.99
  • Original price $236.99 - Original price $236.99
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    $236.99
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    Sony - WH1000XM4 Wireless Noise-Cancelling Over-the-Ear Headphones - Midnight Blue

    Sony

    Active Noise CancelationNoise-canceling with Dual Noise Sensor technologyBattery LifeUp to 30-hour battery life with quick charging (10-minute char...

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    Original price $236.99 - Original price $236.99
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    $236.99
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    Current price $236.99
  • Original price $308.99 - Original price $308.99
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    $308.99
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    Current price $308.99

    Sony - WH1000XM5 Wireless Noise-Canceling Over-the-Ear Headphones - Blue

    Sony

    Active Noise CancelationFrom airplane noise to people’s voices our WH-1000XM5 wireless headphones with multiple microphone noise canceling keep out...

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    Original price $308.99 - Original price $308.99
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    $308.99
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    Current price $308.99
  • Original price $308.99 - Original price $308.99
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    $308.99
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    Current price $308.99

    Sony - WH1000XM5 Wireless Noise-Canceling Over-the-Ear Headphones - Black

    Sony

    Active Noise CancelationFrom airplane noise to people’s voices our WH-1000XM5 wireless headphones with multiple microphone noise canceling keep out...

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    Original price $308.99 - Original price $308.99
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    $308.99
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    Current price $308.99
  • Original price $127.99 - Original price $127.99
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    $127.99
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    Current price $127.99

    Belkin - 11-in-1 USB C Hub with 4K HDMI DP VGA 100W PD Docking Station for MacBook Pro Air and more - Gray

    Belkin

    Achieve the ultimate workstationTurn your laptop computer into the ultimate workstation with this USB C docking station. This docking station inclu...

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    Original price $127.99 - Original price $127.99
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    $127.99
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    Current price $127.99
  • Original price $886.99 - Original price $886.99
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    $886.99
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    Current price $886.99

    Microsoft - Surface Laptop Go 3 - 12.4" Touch-Screen - Intel Core i5 with 8GB Memory - 256GB SSD (Latest Model) - Sage

    Microsoft

    Accomplish anything with easeHandle whatever the day throws at you wherever you are with faster performance all-day battery life and Windows 11.Vib...

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    Original price $886.99 - Original price $886.99
    Original price
    $886.99
    $886.99 - $886.99
    Current price $886.99
  • Original price $886.99 - Original price $886.99
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    $886.99
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    Current price $886.99

    Microsoft - Surface Laptop Go 3 - 12.4" Touch-Screen - Intel Core i5 with 8GB Memory - 256GB SSD (Latest Model) - Sandstone

    Microsoft

    Accomplish anything with easeHandle whatever the day throws at you wherever you are with faster performance all-day battery life and Windows 11.Vib...

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    Original price $886.99 - Original price $886.99
    Original price
    $886.99
    $886.99 - $886.99
    Current price $886.99
  • Original price $1,569.99 - Original price $1,569.99
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    Current price $1,569.99

    Canon - EOS R8 4K Video Mirrorless Camera with RF 24-50mm f/4.5-6.3 IS STM Lens - Black

    Canon

    A well-balanced standard zoom lens for lightweightThe RF24-50mm F4.5-6.3 IS STM makes for a lightweight and comfortable all-day lens whether you ar...

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    Original price $1,569.99 - Original price $1,569.99
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    Current price $1,569.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.