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  • Original price $1,731.99 - Original price $1,731.99
    Original price
    $1,731.99
    $1,731.99 - $1,731.99
    Current price $1,731.99

    Summit Appliance - 5.5 Cu. Ft. Mini Fridge - Stainless Steel

    Summit Appliance

    5.5 cu. ft. storage capacityProvides plenty of space to keep snacks and drinks cold.Mechanical controlsQuickly and easily set your cooling options....

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    Original price $1,731.99 - Original price $1,731.99
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    Current price $1,731.99
  • Original price $813.99 - Original price $813.99
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    $813.99 - $813.99
    Current price $813.99

    Insignia - 5.4 Cu. Ft. Indoor/Outdoor Mini Fridge - Stainless Steel

    Insignia

    5.4 cu. ft. capacityGives you plenty of space for all your food and beverage essentials.Easy temperature controlAdjust the temperature from 34 to 5...

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    Original price $813.99 - Original price $813.99
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    Current price $813.99
  • Original price $633.99 - Original price $633.99
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    Current price $633.99

    Insignia - 165-Can Built-In Beverage Cooler - Stainless Steel

    Insignia

    5.3 cu. ft. storage capacityProvides plenty of space to keep snacks and drinks cold.Up-front control buttonsMake it easy to adjust the internal tem...

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    Original price $633.99 - Original price $633.99
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  • Original price $1,375.99 - Original price $1,375.99
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    Current price $1,375.99

    LG - 5.2 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and TurboWash - Black Steel

    LG

    5.2 cu. ft. Mega capacityWhen it comes to laundry capacity big is good bigger is better. Now you can wash a king size comforter and full set of bed...

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    Original price $1,375.99 - Original price $1,375.99
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    Current price $1,375.99
  • Original price $563.99 - Original price $563.99
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    $563.99
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    Current price $563.99

    SteelSeries - Arena 9 5.1 Bluetooth Gaming Speakers with RGB Lighting (6 Piece) - Black

    Steel Series

    5.1 Surround SoundBring award-winning sound to your gaming space in an innovative true 5.1 surround system over a single USB connection on PC. Imme...

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    Original price $563.99 - Original price $563.99
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    Current price $563.99
  • Original price $1,032.99 - Original price $1,032.99
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    Current price $1,032.99

    LG - 5.0 Cu. Ft. High-Efficiency Front Load Washer with 6Motion Technology - White

    LG

    5.0 cu. ft. Mega CapacitySay never again to never-ending piles of laundry—this mega capacity washer fits more clothes in every load and helps you p...

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    Original price $1,032.99 - Original price $1,032.99
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  • Original price $799.99 - Original price $799.99
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    Current price $799.99

    Insignia - 5 Cu. Ft. Freestanding Electric Range - Stainless Steel

    Insignia

    5.0 cu. ft. capacityLarge-capacity design lets you cook multiple meals at once.4-burner electric rangePrepare food on burners with a 6 in. (15.24 c...

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    Original price $799.99 - Original price $799.99
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  • Original price $2,162.99 - Original price $2,162.99
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    Current price $2,162.99

    KitchenAid - 5.8 Cu. Ft. Self-Cleaning Slide-In Gas Convection Range - Stainless Steel

    Kitchenaid

    5 sealed gas burnersDeliver between 5000 and 17000 BTUs of heat so you can prepare dishes quickly and precisely.Circulate air throughout the ovenEv...

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    Original price $2,162.99 - Original price $2,162.99
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  • Original price $2,058.99 - Original price $2,058.99
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    Current price $2,058.99

    KitchenAid - 6.4 Cu. Ft. Self-Cleaning Slide-In Electric Convection Range - Stainless Steel

    Kitchenaid

    5 independent cooking surfacesProvide between 1050W and 3200W of power. A triple burner provides 6" 9" and 12" zones for various pot sizes and a wa...

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    Original price $2,058.99 - Original price $2,058.99
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    Current price $2,058.99
  • Original price $357.99 - Original price $357.99
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    $357.99
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    Current price $357.99

    Insignia - 5.0 Cu. Ft. Garage Ready Chest Freezer - White

    Insignia

    5 cu. ft. storage capacityGives you plenty of storage space for meat frozen meals treats and more.Garage readyWorks in temperatures from 0 to 110F ...

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    Original price $357.99 - Original price $357.99
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    Current price $357.99
  • Original price $1,341.99 - Original price $1,341.99
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    $1,341.99
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    Current price $1,341.99

    TCL - 75" Class Q7 Q-Class 4K QLED HDR Smart TV with Google TV

    TCL

    4K Ultra HD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot Technology with UltraWide Color Gam...

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    Original price $1,341.99 - Original price $1,341.99
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    $1,341.99
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    Current price $1,341.99
  • Original price $493.99 - Original price $493.99
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    $493.99
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    Current price $493.99

    TCL - 55" Class Q5 Q-Class 4K QLED HDR Smart TV with Google TV

    TCL

    4K Ultra HD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot Technology with UltraWide Color Gam...

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    Original price $493.99 - Original price $493.99
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    $493.99
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    Current price $493.99
  • Original price $2,002.99 - Original price $2,002.99
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    Current price $2,002.99

    TCL - 85" Class Q7 Q-Class 4K QLED HDR Smart TV with Google TV

    TCL

    4K Ultra HD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot Technology with UltraWide Color Gam...

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    Original price $2,002.99 - Original price $2,002.99
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    $2,002.99
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    Current price $2,002.99
  • Original price $254.99 - Original price $254.99
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    $254.99
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    Current price $254.99

    Insignia - 50" Class F30 Series LED 4K UHD Smart Fire TV

    Insignia

    4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...

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    Original price $254.99 - Original price $254.99
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    Current price $254.99
  • Original price $759.99 - Original price $759.99
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    $759.99
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    Current price $759.99

    Swann - Master Series 4K 8-Channel 6-Camera Indoor/Outdoor PoE Wired 4K UHD 2TB HDD NVR Security Surveillance System - White

    Swann

    4K UHD NVR CCTV SECURITY CAMERA SYSTEMProvide surveillance to your home or business with this (8MP) PoE Cat5e system that delivers 4X greater clari...

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    Original price $759.99 - Original price $759.99
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    $759.99
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    Current price $759.99
  • Original price $368.99 - Original price $368.99
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    $368.99
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    Current price $368.99

    Dell - S2722QC 27.0" 4K IPS LED UHD - AMD FreeSync - VESA - Monitor (USB-C HDMI) - Platinum Silver

    Dell

    4K UHD (3840 x 2160) ResolutionAvailable in 4K UHD (3840 x 2160) resolution for an amazing entertainment experience.Stunning SetupBring modern eleg...

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    Original price $368.99 - Original price $368.99
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    $368.99
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    Current price $368.99
  • Original price $1,283.99 - Original price $1,283.99
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    $1,283.99
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    Current price $1,283.99

    Epson - Home Cinema 2350 4K PRO-UHD Smart Streaming Projector with Android TV 3-Chip 3LCD HDR10 2800 Lumens Bluetooth - White

    Epson

    4K PRO-UHDAn amazing 4K experience utilizing advanced processing for resolution enhancement color and image processing; HDR102 and HLG support prod...

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    Original price $1,283.99 - Original price $1,283.99
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    $1,283.99
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    Current price $1,283.99
  • Original price $1,437.99 - Original price $1,437.99
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    $1,437.99
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    Current price $1,437.99

    Sony - 75" Class X85K 4K HDR LED Google TV

    Sony

    4K HDR Processor X1Intelligent TV processing delivers a picture that is smooth and clear full of rich colors and detailed contrast.TRILUMINOS PRORe...

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    Original price $1,437.99 - Original price $1,437.99
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    $1,437.99
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    Current price $1,437.99
  • Original price $1,199.99 - Original price $1,199.99
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    $1,199.99
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    Current price $1,199.99

    KitchenAid - 24" Front Control Built-In Dishwasher with Stainless Steel Tub ProWash 47 dBA - Stainless Steel

    Kitchenaid

    47 dBAProvides quiet cleaning without compromising performance so there’s no need to wait to run a wash cycle while entertaining and enjoying meals...

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    Original price $1,199.99 - Original price $1,199.99
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    $1,199.99
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  • Original price $3,124.99 - Original price $3,124.99
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    $3,124.99
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    Current price $3,124.99

    Canon - EOS R5 Mirrorless Camera (Body Only) - Black

    Canon

    45 Megapixel Full-frame CMOS SensorThe EOS R5 camera features an entirely new Canon-developed CMOS sensor with approx. 45 effective megapixels. It ...

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    Original price $3,124.99 - Original price $3,124.99
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    $3,124.99
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    Current price $3,124.99
  • Original price $127.99 - Original price $127.99
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    $127.99
    $127.99 - $127.99
    Current price $127.99

    LG - 2.0-Channel Soundbar with 40-Watt Digital Amplifier - Black

    LG Electronics

    40W total output power (20W x 2)Provides dynamic sound.Dolby Digital decoderReproduces multichannel audio to deliver a cinematic audio experience.B...

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    Original price $127.99 - Original price $127.99
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    $127.99
    $127.99 - $127.99
    Current price $127.99
  • Original price $588.99 - Original price $588.99
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    $588.99
    $588.99 - $588.99
    Current price $588.99

    Samsung - 1.1 cu. ft. Smart SLIM Over-the-Range Microwave with 400 CFM Hood Ventilation Wi-Fi Voice Control - Stainless Steel

    Samsung

    400 CFM Hood VentilationEven in its slim size this hood has a powerful 400 CFM ventilation system that quickly removes steam and odors that result ...

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    Original price $588.99 - Original price $588.99
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    $588.99
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    Current price $588.99
  • Original price $534.99 - Original price $534.99
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    $534.99
    $534.99 - $534.99
    Current price $534.99

    Samsung - 1.1 cu. ft. Smart SLIM Over-the-Range Microwave with 400 CFM Hood Ventilation Wi-Fi Voice Control - Black Stainless Steel

    Samsung

    400 CFM Hood VentilationEven in its slim size this hood has a powerful 400 CFM ventilation system that quickly removes steam and odors that result ...

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    Original price $534.99 - Original price $534.99
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    $534.99
    $534.99 - $534.99
    Current price $534.99
  • Original price $443.99 - Original price $443.99
    Original price
    $443.99
    $443.99 - $443.99
    Current price $443.99

    Insignia - 4.9 Cu. Ft. Mini Fridge with Bottom Freezer - Stainless Steel

    Insignia

    4.9 cu. ft. capacityProvides enough space for all your essentials while still being compact enough for the office dorm or other small spaces.Versat...

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    Original price $443.99 - Original price $443.99
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    $443.99
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    Current price $443.99
  • Original price $790.99 - Original price $790.99
    Original price
    $790.99
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    Current price $790.99

    Amana - 4.8 Cu. Ft. Freestanding Electric Range - Stainless Steel

    Amana

    4.8 Cu. Ft. CapacityThis Large Oven Capacity gives you the space you need to make dinner and dessert at the same time.Versatile CooktopOur Versatil...

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    Original price $790.99 - Original price $790.99
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    $790.99
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    Current price $790.99
  • Original price $467.99 - Original price $467.99
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    $467.99
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    Current price $467.99

    Insignia - 130-Can Beverage Cooler - Silver

    Insignia

    4.6 cu. ft. storage capacityCompact 130 12-ounce can capacity provides plenty of space for cans bottles and more.Touch controls and LED displayMake...

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    Original price $467.99 - Original price $467.99
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    $467.99
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    Current price $467.99
  • Original price $1,094.99 - Original price $1,094.99
    Original price
    $1,094.99
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    Current price $1,094.99

    LG - 4.5 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and Built-In Intelligence - Black Steel

    LG

    4.5 cu. ft. Ultra Large CapacityThis ultra large capacity washer fits more clothes in every load and helps you power through laundry day in less ti...

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    Original price $1,094.99 - Original price $1,094.99
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    $1,094.99
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    Current price $1,094.99
  • Original price $1,087.99 - Original price $1,087.99
    Original price
    $1,087.99
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    Current price $1,087.99

    LG - 4.5 Cu. Ft. High-Efficiency Stackable Smart Front Load Washer with Steam and Built-In Intelligence - White

    LG

    4.5 cu. ft. Ultra Large CapacityThis ultra large capacity washer fits more clothes in every load and helps you power through laundry day in less ti...

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    Original price $1,087.99 - Original price $1,087.99
    Original price
    $1,087.99
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    Current price $1,087.99
  • Original price $270.99 - Original price $270.99
    Original price
    $270.99
    $270.99 - $270.99
    Current price $270.99

    Frigidaire - 4.5 Cu. Ft. Mini Fridge with Top Freezer - Silver

    Frigidaire

    4.5 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsQuickly and easily set your cooling options.2 shelves inc...

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    Original price $270.99 - Original price $270.99
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    $270.99
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    Current price $270.99
  • Original price $823.99 - Original price $823.99
    Original price
    $823.99
    $823.99 - $823.99
    Current price $823.99

    LG - 4.3 Cu. Ft. High-Efficiency Top Load Washer with TurboDrum Technology - White

    LG

    4.3 cu. ft. ultra large capacityBring on your big loads of towels or jeans this ultra large washer fits more in every load to save time.4-Way Agita...

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    Original price $823.99 - Original price $823.99
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    $823.99
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    Current price $823.99
  • Original price $592.99 - Original price $592.99
    Original price
    $592.99
    $592.99 - $592.99
    Current price $592.99

    Insignia - 4.1 Cu. Ft. High Efficiency Top Load Washer - White

    Insignia

    4.1 cu. ft. capacityLarge capacity results in fewer washes less time in the laundry room and more time for you.11 automatic washing programsInclude...

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    Original price $592.99 - Original price $592.99
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    $592.99
    $592.99 - $592.99
    Current price $592.99
  • Original price $934.99 - Original price $934.99
    Original price
    $934.99
    $934.99 - $934.99
    Current price $934.99

    Breville - the Barista Express Impress Espresso Machine - Brushed Stainless Steel

    Breville

    4 Keys FormulaOur espresso machines are designed to use the right dose of freshly ground beans ensure precise temperature control optimal water pre...

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    Original price $934.99 - Original price $934.99
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    $934.99
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    Current price $934.99
  • Original price $753.99 - Original price $753.99
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    $753.99
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    Current price $753.99

    Whirlpool - Top Control Built-In Dishwasher with 3rd Rack and 51 dBa - Stainless Steel

    Whirlpool

    3rd RackTake advantage of 35 more rack space with a 3rd Rack that makes it easy to load additional silverware and hard-to-fit utensils.Adjustable 2...

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    Original price $753.99 - Original price $753.99
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    $753.99
    $753.99 - $753.99
    Current price $753.99
  • Original price $870.99 - Original price $870.99
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    $870.99
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    Current price $870.99

    Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack 47 dBA

    Whirlpool

    3rd RackFree up space for more dishes in the racks below with easy loading for silverware hard-to-fit utensils like tongs or even measuring cups an...

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    Original price $870.99 - Original price $870.99
    Original price
    $870.99
    $870.99 - $870.99
    Current price $870.99
  • Original price $871.99 - Original price $871.99
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    $871.99
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    Current price $871.99

    Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack FingerPrint Resistant and 47 dBA - Stainless Steel

    Whirlpool

    3rd RackFree up space for more dishes in the racks below with easy loading for silverware hard-to-fit utensils like tongs or even measuring cups an...

    View full details
    Original price $871.99 - Original price $871.99
    Original price
    $871.99
    $871.99 - $871.99
    Current price $871.99
  • Original price $1,170.99 - Original price $1,170.99
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    $1,170.99
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    Whirlpool - 24" Top Control Built-In Stainless Steel Tub Dishwasher with 3rd Rack and 47 dBA - Black Stainless with PrintShield Finish

    Whirlpool

    3rd RackFree up space for more dishes in the racks below with easy loading for silverware hard-to-fit utensils like tongs or even measuring cups an...

    View full details
    Original price $1,170.99 - Original price $1,170.99
    Original price
    $1,170.99
    $1,170.99 - $1,170.99
    Current price $1,170.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.