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  • Original price $843.99 - Original price $843.99
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    Current price $843.99

    Frigidaire - 13.0 Cu. Ft. Frost-Free Upright Freezer with Interior Light - White

    Frigidaire

    13.0 cu. ft. capacityOffers plenty of storage space for frozen meals meats ice cream and more.Keep your food organized and easy to find4 adjustable...

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    Original price $843.99 - Original price $843.99
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  • Original price $122.99 - Original price $122.99
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    j5create - 4K60 Elite USB-C Triple-Monitor 10Gbps Mini Dock

    J5 Create

    11-in-1 FunctionsAll the connections you need for maximum productivity.E-Mark chipAdvanced USB-C E-Mark chip integrates USB4 Thunderbolt 3 and Thun...

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    Original price $122.99 - Original price $122.99
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    $122.99
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  • Original price $103.99 - Original price $103.99
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    Current price $103.99

    Ninja - Nutri-Blender Pro Personal Blender with Auto-iQ - Cloud Silver

    Ninja

    1100-Peak-Watt Motor1100-peak-watt motor provides the best of Ninja blending and powers through everything in the cup.2 Auto-iQ ProgramsAllows you ...

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    Original price $103.99 - Original price $103.99
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  • Original price $691.99 - Original price $691.99
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    $691.99
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    Current price $691.99

    Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator - Stainless Steel

    Insignia

    11.5 Cu. Ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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    Original price $691.99 - Original price $691.99
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  • Original price $669.99 - Original price $669.99
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    Insignia - 11.5 Cu. Ft. Bottom Mount Refrigerator - White

    Insignia

    11.5 Cu. Ft. capacityProvides enough space for all your essentials and more.Versatile placementA freestanding design with reversible doors provide ...

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    Original price $669.99 - Original price $669.99
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  • Original price $182.99 - Original price $182.99
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    $182.99
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    TCL - 32" Class S3 S-Class 1080p FHD HDR LED Smart TV with Google TV

    TCL

    1080P Full HD ResolutionExperience your favorite movies and TV shows in stunning high-definition picture quality for enhanced clarity and detail.HD...

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    Original price $182.99 - Original price $182.99
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  • Original price $76.99 - Original price $76.99
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    Razer - Kiyo X 1902 x 1080 Webcam with Full HD Streaming - Black

    Razer

    1080p 30FPSCrisp clear vibrant—capture your setup and personality in great visual fidelity that makes your content even more enjoyable to watch or ...

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    Original price $76.99 - Original price $76.99
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    $76.99
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  • Original price $194.99 - Original price $194.99
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    $194.99
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    Current price $194.99

    Sony - Core Series 5" 3-Way Bookshelf Speakers (Pair) - Black

    Sony

    100W maximum power handlingEnsures robust controlled audio.5" dual-layer foam mica-reinforced wooferUses the upper surface to provide faithful supp...

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    Original price $194.99 - Original price $194.99
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    $194.99
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  • Original price $384.99 - Original price $384.99
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    $384.99
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    Current price $384.99

    Amana - 1.6 Cu. Ft. Over-the-Range Microwave - Stainless Steel

    Amana

    1000W for standard microwave cookingCook frozen meals in a snap or heat coffee soup and leftovers in no time.Automatic defrost functionQuickly and ...

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    Original price $384.99 - Original price $384.99
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    $384.99
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    Current price $384.99
  • Original price $182.99 - Original price $182.99
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    Samsung - 27" S39C series 1000R Curved FHD FreeSync Monitor (DisplayPort HDMI) - Black

    Samsung

    1000R CurveIn comparison to conventional monitors that have less curve 1000R fits the human field of view for less eye strain. A clinical study at ...

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    Original price $182.99 - Original price $182.99
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  • Original price $577.99 - Original price $577.99
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    Danby - DAC100B8IWDB-6 450 Sq. Ft. 10000 BTU Inverter Window Air Conditioner - White

    Danby

    10000 BTU window air conditionerQuickly cools spaces up to 450 square feet.R32 RefrigerantR32 ‘s GWP (Global Warming Potential) is 3x lower than R4...

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    Original price $577.99 - Original price $577.99
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  • Original price $254.99 - Original price $254.99
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    $254.99
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    Sony - Core Series 10" 115W Active Subwoofer - Black

    Sony

    10" active subwooferAdds powerful bass tones to your audio setup.115W maximum powerCreates robust sound.Dual-layer mica woofer diaphragmFeatures an...

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    Original price $254.99 - Original price $254.99
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  • Original price $557.99 - Original price $557.99
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    $557.99
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    Insignia - 10 Cu. Ft. Top-Freezer Refrigerator with Reversible Door - White

    Insignia

    10 cu. ft. capacityIdeal for smaller spaces store a selection of foods all in one place.Optimal fridge storageTwo spill-safe adjustable glass shelv...

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    Original price $557.99 - Original price $557.99
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  • Original price $138.99 - Original price $138.99
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    $138.99
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    Insignia - 1.7 Cu. Ft. Mini Fridge - Black

    Insignia

    1.7 cu. ft. storage capacityProvides optimal space to store your items.Mechanical controlsLet you quickly and easily set your cooling options.Singl...

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    Original price $138.99 - Original price $138.99
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    $138.99
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  • Original price $435.99 - Original price $435.99
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    $435.99
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    Current price $435.99

    GE - 1.7 Cu. Ft. Over-the-Range Microwave - Stainless Steel

    GE

    1.7 cu. ft. capacity1000 Watts (IEC-705 test procedure)Weight and time defrostSimply enter the weight of the food and the oven automatically sets t...

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    Original price $435.99 - Original price $435.99
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  • Original price $198.99 - Original price $198.99
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    $198.99
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    Current price $198.99

    Insignia - 48-Can Beverage Cooler - Stainless Steel

    Insignia

    1.5 cu. ft. (0.4 cu. m) capacityStores up to 48 12-ounce cans giving you space for all your favorites.Single-zone temperature controlKeeps wine at ...

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    Original price $198.99 - Original price $198.99
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    $198.99
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  • Original price $203.99 - Original price $203.99
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    $203.99
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    Insignia - 14-Bottle Wine Cooler - Stainless Steel

    Insignia

    1.5 cu. ft. (0.4 cu. m) capacityStores up to 14 bottles of wine giving you space for all your favorites.Single-zone temperature controlKeeps wine a...

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    Original price $203.99 - Original price $203.99
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    $203.99
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  • Original price $445.99 - Original price $445.99
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    Breville - Smart Oven Air Fryer Pro Convection Toaster/Pizza Oven - Stainless Steel

    Breville

    1 ft. large capacityRoast a 14-lb. turkey use 12-cup muffin tray evenly toast nine slices.13 pre-programmed settingsInclude toast nine slices bagel...

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    Original price $445.99 - Original price $445.99
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  • Original price $146.99 - Original price $146.99
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    $146.99
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    Logitech MX Keys S - keyboard - low profile - black

    Logitech

    Fluid typing experienceLaptop-like profile with spherically-dished keys shaped for your fingertips delivers a fast fluid precise and quieter typing...

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    Original price $146.99 - Original price $146.99
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    $146.99
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    Current price $146.99
  • Original price $137.99 - Original price $137.99
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    $137.99
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    Current price $137.99

    Shark - MessMaster Portable Wet/Dry Vacuum 1 Gallon Capacity Corded Handheld - Blue

    Euro-Pro

    Portable Wet Dry VacuumMeet the ultra-powerful wet dry MessMaster. Powered by No Loss of Suction Technology it handles life s un-vacuumable messes...

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    Original price $137.99 - Original price $137.99
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    $137.99
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  • Original price $3,694.99 - Original price $3,694.99
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    $3,694.99
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    Current price $3,694.99

    Sony - Alpha 7S III Full-frame Mirrorless Camera (Body Only) - Black

    Sony

    12.1MP Backside-illuminated Full Frame CMOS Senor12.1MP Exmor R sensor optimized for 4K sensitivity and speedIncredible ISO Range and PerformanceLo...

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    Original price $3,694.99 - Original price $3,694.99
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    $3,694.99
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    Current price $3,694.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.