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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.
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Lenovo - Legion Pro 5i 16" 3K OLED Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB RAM - NVIDIA GeForce RTX 5070Ti - 1TB - Eclipse Black
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsSamsung - Bespoke AI 27 cu. ft. Side-by-Side Refrigerator with Sphere Ice and External Water Ice Dispenser - Stainless Steel
SamsungKeep your drinks colder longerEnhance your drinks with Sphere Ice - its slow-melting rounded shape keeps drinks colder longer.Easy access to water ...
View full detailsLexar - Professional GOLD CFexpress 4.0 Type B 256 GB
LexarImpressive PCIe 4.0 performance delivers 3600MB/s max read 3300MB/s max writeShoot cinema-quality video with no dropped frames with sustained write...
View full detailsDyson - Clean+Wash Hygiene Wet and Dry Hard Floor Cleaner - Prussian Blue/Copper
DysonRapidly Washes Spills and StainsPowerfully removes wet spills and tough stains harnessing capillary action to draw up waste liquid.Lifts Dust and D...
View full detailsSamsung - 85 Class QN80H Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)
SamsungQuantum Mini LED Full ArrayExperience films and shows as their creators intended with exceptional contrast that brings out details in both shadows ...
View full detailsApple - AirPods Max 2 (USB-C) - Midnight
AppleULTIMATE OVER-EAR LISTENING EXPERIENCE—Powered by the H2 chip AirPods Max 2 delivers improved high-fidelity audio with deep bass expansive mids and...
View full detailsHyperX - OMEN 16" 165Hz 2.5K OLED Gaming Laptop - AMD Ryzen 7 8745HX (2025) - 16GB Memory - NVIDIA GeForce RTX 5060 - 512GB SSD - Shadow Black
HyperXAMD Ryzen 7 8745HX processorThe AMD Ryzen 7 8745HX is built off AMD's "Zen 4" processor architecture to deliver the ultimate in performance and pow...
View full detailsASUS - ZenScreen 16" FHD+ IPS Portable Monitor with Ergo Kickstand (Mini-HDMI USB-C) - Black
ASUSZenScreen MB16FCASUS ZenScreen MB16FC is a 16-inch portable IPS monitor featuring a WUXGA (1920 x 1200) resolution. This 1610 display provides more...
View full detailsRing - Wired Doorbell 2K (newest model) Speckled Gray + Chime (newest model) - Speckled Grey White
RingThis bundle contains 1 Wired Doorbell (2nd Gen) Speckled Gray and 1 Chime (3rd Gen)Capture it all with Retinal 2K videoFrom wide views to tighter f...
View full detailsSamsung - 50 Class QN70H Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)
SamsungQuantum Mini LEDGet more from your entertainment with enhanced picture quality that brings out the best in every scene. Darker areas show more deta...
View full detailsInsignia - 55-inch Class F50 Series LED 4K UHD Smart Fire TV
Insignia4K Ultra HD (2160p resolution)Enjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content...
View full detailsLexar - PLAY PRO microSD Express Card 1 TB
LexarRevolutionary performance is 4x faster than typical UHS-I microSD cards.PCIe technology delivers read speeds up to 900MB/s so the game loads faster...
View full detailsHisense - 100" Class U6 Pro MiniLED Series QLED 4K UHD Smart Fire TV (2026)
HISENSEHi-QLED MiniLEDStriking contrast and vivid lifelike color put every scene in a new light. Whether it's a sunny landscape or a candlelit drama the p...
View full detailsRing - Indoor Cam Plus Plug-In Retinal 2K for enhanced video quality 4x Zoom Low-Light Sight for color night vision 2pk - White
RingCapture it all with Retinal 2K videoSee every detail of your home or business in full view — powered by Retinal 2K. (Video quality may vary based o...
View full detailsASUS - CM32 12.1" 2.5K 2-in-1 Touch Screen Chromebook - MediaTek Kompanio 540 - 8GB Memory - 128GB eMMC - Fog Silver
ASUSThe best of Google in a laptopChromebooks run ChromeOS the fast secure operating system from Google with built-in Google apps like Gmail Gemini Doc...
View full detailsHisense - 75" Class UR8 Series RGB MiniLED QLED UHD 4K HDR Smart Google TV (2026)
HISENSEMiniLED Pro Up to 5000 nits Peak Brightness Up to 5600 Local Dimming ZonesSee the realism of every shadow cast by the players and the ball. When ...
View full detailsSamsung - 75 Class QN80H Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)
SamsungQuantum Mini LED Full ArrayExperience films and shows as their creators intended with exceptional contrast that brings out details in both shadows ...
View full detailsPhilips Sonicare - 5700 Series Rechargeable Electric Toothbrush - HX7130/01 - White
Philips SonicareUp to 100 healthier gumsC3 Two-in-one brush head has a cluster of dense stiff bristles at its center gumline bristles on the outside; it removes 1...
View full detailsHisense - 40" Class QD4 Series Hi-QLED Full HD 1080P Smart Roku TV (2026)
HISENSEHi-QLED ColorHi-QLED technology makes every shade scene and skin tone look true-to-life rendering every scene convincingly real just as the creator...
View full detailsLG - 85" Class 75B Series QNED AI Mini LED 4K Smart webOS TV (2026)
LG ElectronicsDynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for a immersive visual experience.Mini LED TechnologyS...
View full detailsLG - 85" Class 74B Series QNED AI Mini LED 4K Smart webOS TV (2026)
LGDynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for a immersive visual experience.Mini LED TechnologyS...
View full detailsSony - 85" Class BRAVIA 7 II True RGB 4K HDR Google TV with Gemini
SonyTrue RGB the future of colorPowered by a newly evolved Backlight Master Drive Sony's True RGB drives three-color LEDs independently for unprecedent...
View full detailsTCL - 55" Class S-Series 4K UHD HDR LED Smart TV with Roku TV (2026)
TCLStunning 4K Ultra HDEnjoy breathtaking 4K movies and TV shows at 4 times the resolution of Full HD. Plus your favorite HD shows movies and sporting...
View full detailsPolaroid - Now Instant Camera Generation 3 + Color Film Bundle (8 photos) - Teal
PolaroidIconic Polaroid designThe classic Polaroid look you know and love now made from more future-friendly materials.Sharp autofocusThe Polaroid Now’s tw...
View full detailsCORSAIR - GALLEON 100 SD Stream Deck-Integrated Mechanical Gaming Keyboard - Black
CorsairElgato Stream Deck integrationCustomizable Stream Deck keys and dials give you precise real-time command of your entire gaming setup—without adding...
View full detailsCyberPowerPC - Gaming Desktop - AMD Ryzen 7 9800X3D - NVIDIA GeForce RTX 5070 12GB - 32GB DDR5 - 2TB PCIe 4.0 SSD Storage - Black
CyberPowerPCGet a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...
View full detailsDJI - Osmo Action 6 Standard Camera Combo - Black
DJIDJI's First Variable Aperture Action CameraAs DJI's first action camera with a variable aperture of f/2.0-f/4.0 Osmo Action 6 breaks away from the ...
View full detailsJBL - Live 680NC On Ear Noise Cancelling Wireless Headphones - Black
JBLPremium Audio Video EquipmentJBL Spatial Sound immerses you in 3D sound from any stereo contentTrue Adaptive Noise Cancelling 2.0 real time calibr...
View full detailsiBUYPOWER - Slate Gaming Desktop PC Intel Core Ultra 9 285 2025 NVIDIA GeForce RTX 5070 12GB 32GB DDR5 2TB SSD Storage - Black
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsMicrosoft - Surface Laptop - 13.8" 2K Touchscreen - Snapdragon X2 Elite (12 Core) 2026 - 16GB - 512GB Storage - Dune
MicrosoftBrilliant DisplayStunning 13.8" PixelSense touchscreen [1] with brilliant LCD display [2] unleashes luminous whites deeper blacks and colors so ric...
View full detailsdbrand - Killswitch Travel Case ROG Xbox Ally X
dbrandOfficial Xbox PartnerOur “Designed for Xbox certification means Killswitch passed every test Microsoft could throw at it drop fit thermal - the wor...
View full detailsMicrosoft - Surface Laptop - 13.8" 2K Touchscreen - Snapdragon X2 Plus (10 Core) 2026 - 16GB - 512GB Storage - Black
MicrosoftBrilliant DisplayStunning 13.8" PixelSense touchscreen [1] with brilliant LCD display [2] unleashes luminous whites deeper blacks and colors so ric...
View full detailsLenovo - IdeaCentre AIO 27" FHD IPS LCD Touch-Screen All-In-One - Ryzen AI 5 330 2026 - 16GB Memory - 512GB Storage - Luna Grey
LenovoWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsASUS - VM501 Desktop - AMD Ryzen 5 220 - 16GB Memory - 512GB Storage - Black
ASUSWindows 11 Home — Modern Productivity Made SimpleEnjoy a clean intuitive experience designed for productivity entertainment and seamless everyday u...
View full detailsElgato - XLR Dock MK.2 for Stream Deck + - Black
ElgatoTwo Become OneMix and monitor up front plug your XLR mic in back.Elite Soundstage80dB gain phantom power and Clipguard technology.Onboard EffectsBu...
View full detailsFrigidaire - 16 Cu. Ft. Garage Ready Convertible Upright Freezer - White
FrigidaireSwitch from freezer to fridgeEffortlessly convert your freezer to a refrigerator with the touch of a button for ultimate flexibility whether you're...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.