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Sony - WF-1000XM5 True Wireless Noise Cancelling Earbuds - Black
SonyNoise CancellationThe WF-1000XM5 reduces external noise over a wide bandwidth from low to high frequencies. Real-time noise cancelling processing c...
View full detailsYale - Assure Lock 2 - Smart Lock Wi-Fi Deadbolt with Push Button Keypad Key Access - Black Suede
YaleKey-free accessEveryone that needs access can choose their own way to unlock whether it's the keypad voice assistant Auto-Unlock or the Yale Access...
View full detailsYale - Assure Lock 2 - Smart Lock Wi-Fi Deadbolt with Push Button Keypad Key Access - Satin Nickel
YaleKey-free accessEveryone that needs access can choose their own way to unlock whether it's the keypad voice assistant Auto-Unlock or the Yale Access...
View full detailsLenovo - IdeaPad Slim 3 Chromebook Laptop - 14" Full HD- - 4GB Memory - 64GB eMMC
LenovoRuns ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...
View full detailsSamsung - 24" AutoRelease Dry Smart Built-In Tub Dishwasher with 3rd Rack StormWash 46 dBA - Stainless Steel
SamsungStormWash SystemPowerful rotating jets let you skip the pre-rinse delivering heavy-duty cleaning from every angle even tough-to-reach spots.AutoRel...
View full detailsDyson - V15s Detect Submarine Cordless Vacuum with 10 accessories - Yellow/Nickel
DysonDyson deep cleaning power now washes hard floorsAll in one machine.60 minutes of run timeAdvanced Dyson vacuum technology provides 100 more power a...
View full detailsRoku - Wall Mount Kit for 75 Pro Series TV - Ultra-Slim with Minimalist Flat Design - Hinged Mount for Easy Access to Cables - Black
RokuMount your Roku Pro Series flat against the wall like a work of art.Hinged bracket for easy access to cables and inputs.Designed for Roku Pro Serie...
View full detailsRazer - Basilisk V3 X HyperSpeed Optical Gaming Mouse with 9 Customizable Controls - Wireless - Black
RazerIconic Ergonomic Form with 9 Customizable ControlsFavored by millions worldwide the mouse’s signature shape perfectly supports different grips whil...
View full detailsGE - 7.4 Cu. Ft. Front Load Electric Dryer with Sensor Dry - White with Matte Black
GESensor DryThis dryer with moisture sensor continually monitors temperature and moisture to determine the appropriate drying time to protect your la...
View full detailsLenovo - IdeaCentre Mini Desktop - Intel Core 7 Processor 240H - 16GB Memory - 512GB SSD - Luna Grey
LenovoWindows 11Windows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds and app...
View full detailsSamsung - 32" Odyssey G50D QHD IPS 180Hz 1ms AMD FreeSync and G-Sync Compatible Gaming Monitor with HDR 400 (DisplayPort HDMI) - Black
SamsungQHD Resolution Fast IPS PanelFor a gaming world more lifelike than you could ever imagine QHD resolution packs in 1.7 times the pixel density of F...
View full detailsCORSAIR - VENGEANCE RGB 64GB (2x32GB) DDR5 6400MHz C32 UDIMM Desktop Memory - Black
CorsairWelcome to the Cutting-Edge of PerformancePush the limits of your system like never before with CORSAIR DDR5 memory unlocking even faster frequenci...
View full detailsLenovo - IdeaPad Flex 3i Chromebook Laptop - 12.2" 2K Touchscreen - Intel N100 2023 - 4GB Memory - 64GB eMMC - Abyss Blue
LenovoRuns ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...
View full detailsHyperX - Cloud Flight 2 Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac Mobile and Bluetooth - Black
HyperXHyperX Signature Comfort and DurabilityMemory foam ear pads 90 rotating earcups and steel sliders provide comfort during marathon sessions and with...
View full detailsSamsung - 37" Odyssey G75F 4K 165Hz 1ms AMD FreeSync Prem Pro Curved Gaming Monitor with HDR 600 (DisplayPort HDMI) - Black
Samsung37" Curved 4K UHDImmerse yourself in next-level gaming with a 37" screen that wraps around you. This 37" 1000R curved display widens your field of ...
View full detailsRazer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - White
RazerRazer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...
View full detailsSamsung - 32" Odyssey G51F QHD 180Hz 1ms AMD FreeSync Gaming Monitor with HDR10 (DisplayPort HDMI) - Black
SamsungQHD (2560x1440)Step into a game world that's more vivid and immersive than ever before. With 1.7 times the pixel density of Full HD (1920x1080) QHD...
View full detailsBower - 67MM Lens Kit
BowerFiltersUVCPLND400AdaptersADAPTER RINGS 62mm72mm
Apple Watch Series 11 (GPS) 46mm Space Gray Aluminum Case with Black Sport Band - M/L - Space Gray - (2025)
AppleHYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...
View full detailsGovee - Smart Table Lamp 2 Pro Sound by JBL - Multi
GoveeSound by JBL with stereo pairingPremium JBL audio with stereo pairing for powerful immersive sound and synchronized lighting.Clearer visuals DIY21...
View full detailsGE Profile - 2.2 Cu. Ft. Built-In Microwave with Sensor Cooking and Glass Touch Controls - Gray
GE ProfileBuilt-In MicrowaveThis countertop microwave oven is built-in capable with a sleek matching trim kit.Glass Touch ControlsFeatures a smooth glass des...
View full detailsArlo - Pro Outdoor Security Camera (6th Gen 2025 Release) - Wireless Rechareable Battery with Charging Station 3-Cam - White
ArloExclusive bundle -- a 500 value if purchased separatelyIncludes (3) Pro Security Cameras 2K (6th Gen) (4) Rechargeable Batteries (1) Dual Charging ...
View full detailsArlo - Essential Outdoor Security Camera 2K (3rd Gen 2025 Release) - Wireless Rechargeable Camera 2-Cam - White
ArloSimple Reliable Home MonitoringA wireless rechargeable camera with clear 2K video dependable Dual-B Wi-Fi that provides critical alerts. Perfect f...
View full detailsLG - UltraGear 34" OLED Curved WQHD 240Hz 0.03ms AMD FreeSync Premium Pro Gaming Monitor with HDR (DisplayPort HDMI USB-C) - Black
LGThe 240Hz OLED Gaming Monitor that’s Ahead of the (800R) CurveThe 34 WQHD OLED with a steep 800R curve and up to 1300 nits (APL 1.5) peak brightnes...
View full detailsSony - INZONE H9 II Wireless Noise Canceling Gaming Headset for PC PS5 Switch and Mobile - White
SonySound that sharpens your shotPowered by a carbon composite diaphragm the H9 II delivers powerful detailed sound that helps FPS players track moveme...
View full detailsHP - OmniBook X - Copilot+ PC - 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 9 - 32GB Memory - 2TB SSD - Glacier Silver
HPWindows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsApple Watch Series 11 (GPS) 46mm Jet Black Aluminum Case with Black Sport Band - M/L - Jet Black - (2025)
AppleHYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...
View full detailsDigipower - Digital camera battery charger kit replacement for Nikon EN-EL25 battery and OEM charger - Black
DigipowerCompatible with select Nikon CamerasZ30 Z50 Z50 II Z50 III Z fcBuilt in 100-240V power supply for worldwide travelNo external power supply needed j...
View full detailsApple Watch Series 11 (GPS+Cellular) 42mm Aluminum Case with Black Sport Band - S/M - Jet Black - (2025)
AppleHYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...
View full detailsVivitar - 6x Zoom Camera - Black
Vivitar18 Megapixel PhotosCapture detailed and vibrant images with an 18MP resolution perfect for high-quality prints and sharp photos.6x Optical ZoomGet ...
View full detailsHyperice - X Shoulder Contrast Therapy Device - Black
HypericeAny tempTackle your pain and inflammation with the power of cold therapy or turn up the heat to reduce tension and aches. Turns hot or cold in 60 s...
View full detailsRazer - BlackShark V3 X Hyperspeed Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - Black
RazerRazer TriForce 50 mm Drivers Gen-2Tuned for improved clarity and positional performance the Gen-2 drivers not only deliver more powerful audio but ...
View full detailsGoogle - Pixel Buds 2a - Wireless Earbuds with Active Noise Cancellation - Bluetooth Headphones - Hazel
GOOGLEHear only what you want to hear.Active Noise Cancellation with Silent Seal 1.5 helps block external noise. Or switch to Transparency mode to hear t...
View full detailsLogitech - Flip Folio Keyboard Case for iPad Pro 11-inch - Latest Model (M4 M5) iPad Air 11-inch (M2 M3)(5th Gen) - Sand
LogitechCompact stowable wireless keyboardPull it out place it anywhere and snap it back onto your iPad case magnetically for easy storage.Front and back p...
View full detailsVivitar - SkyHawk Drone - Gray
Vivitar2.7K Ultra HD for High-Quality Aerial FootageCapture stunning videos and photos with sharp detail and vibrant color using the built-in 2.7K Ultra H...
View full detailsVivitar - 4K (2160) Video Hybrid Optical Zoom Camera with Lens - Silver/Black
Vivitar64 Mega Pixel ResolutionCapture incredibly detailed high-resolution photos with 64MP perfect for large prints and stunning clarity in every shot.60...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.