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Original price $253.99 - Original price $253.99
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$253.99
$253.99 - $253.99
Current price $253.99

Sony - WF-1000XM5 True Wireless Noise Cancelling Earbuds - Black

Sony

Noise CancellationThe WF-1000XM5 reduces external noise over a wide bandwidth from low to high frequencies. Real-time noise cancelling processing c...

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Original price $253.99 - Original price $253.99
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Original price $304.99 - Original price $304.99
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Yale - Assure Lock 2 - Smart Lock Wi-Fi Deadbolt with Push Button Keypad Key Access - Black Suede

Yale

Key-free accessEveryone that needs access can choose their own way to unlock whether it's the keypad voice assistant Auto-Unlock or the Yale Access...

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Original price $304.99 - Original price $304.99
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Original price $302.99 - Original price $302.99
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Yale - Assure Lock 2 - Smart Lock Wi-Fi Deadbolt with Push Button Keypad Key Access - Satin Nickel

Yale

Key-free accessEveryone that needs access can choose their own way to unlock whether it's the keypad voice assistant Auto-Unlock or the Yale Access...

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Original price $302.99 - Original price $302.99
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$302.99
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Original price $373.99 - Original price $373.99
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$373.99
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Lenovo - IdeaPad Slim 3 Chromebook Laptop - 14" Full HD- - 4GB Memory - 64GB eMMC

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $373.99 - Original price $373.99
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$373.99
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Original price $778.99 - Original price $778.99
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$778.99
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Samsung - 24" AutoRelease Dry Smart Built-In Tub Dishwasher with 3rd Rack StormWash 46 dBA - Stainless Steel

Samsung

StormWash SystemPowerful rotating jets let you skip the pre-rinse delivering heavy-duty cleaning from every angle even tough-to-reach spots.AutoRel...

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Original price $778.99 - Original price $778.99
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$778.99
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Original price $864.99 - Original price $864.99
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$864.99
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Dyson - V15s Detect Submarine Cordless Vacuum with 10 accessories - Yellow/Nickel

Dyson

Dyson deep cleaning power now washes hard floorsAll in one machine.60 minutes of run timeAdvanced Dyson vacuum technology provides 100 more power a...

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Original price $864.99 - Original price $864.99
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$864.99
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Original price $120.99 - Original price $120.99
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$120.99
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Current price $120.99

Roku - Wall Mount Kit for 75 Pro Series TV - Ultra-Slim with Minimalist Flat Design - Hinged Mount for Easy Access to Cables - Black

Roku

Mount your Roku Pro Series flat against the wall like a work of art.Hinged bracket for easy access to cables and inputs.Designed for Roku Pro Serie...

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Original price $120.99 - Original price $120.99
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$120.99
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Original price $61.99 - Original price $61.99
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$61.99
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Razer - Basilisk V3 X HyperSpeed Optical Gaming Mouse with 9 Customizable Controls - Wireless - Black

Razer

Iconic Ergonomic Form with 9 Customizable ControlsFavored by millions worldwide the mouse’s signature shape perfectly supports different grips whil...

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Original price $61.99 - Original price $61.99
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$61.99
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Original price $855.99 - Original price $855.99
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$855.99
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GE - 7.4 Cu. Ft. Front Load Electric Dryer with Sensor Dry - White with Matte Black

GE

Sensor DryThis dryer with moisture sensor continually monitors temperature and moisture to determine the appropriate drying time to protect your la...

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Original price $855.99 - Original price $855.99
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Original price $718.99 - Original price $718.99
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$718.99
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Lenovo - IdeaCentre Mini Desktop - Intel Core 7 Processor 240H - 16GB Memory - 512GB SSD - Luna Grey

Lenovo

Windows 11Windows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds and app...

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Original price $718.99 - Original price $718.99
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$718.99
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Original price $508.99 - Original price $508.99
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$508.99
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Samsung - 32" Odyssey G50D QHD IPS 180Hz 1ms AMD FreeSync and G-Sync Compatible Gaming Monitor with HDR 400 (DisplayPort HDMI) - Black

Samsung

QHD Resolution Fast IPS PanelFor a gaming world more lifelike than you could ever imagine QHD resolution packs in 1.7 times the pixel density of F...

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Original price $508.99 - Original price $508.99
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$508.99
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Original price $874.99 - Original price $874.99
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$874.99
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CORSAIR - VENGEANCE RGB 64GB (2x32GB) DDR5 6400MHz C32 UDIMM Desktop Memory - Black

Corsair

Welcome to the Cutting-Edge of PerformancePush the limits of your system like never before with CORSAIR DDR5 memory unlocking even faster frequenci...

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Original price $874.99 - Original price $874.99
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$874.99
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Original price $429.99 - Original price $429.99
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$429.99
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Lenovo - IdeaPad Flex 3i Chromebook Laptop - 12.2" 2K Touchscreen - Intel N100 2023 - 4GB Memory - 64GB eMMC - Abyss Blue

Lenovo

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $429.99 - Original price $429.99
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$429.99
$429.99 - $429.99
Current price $429.99
Original price $133.99 - Original price $133.99
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$133.99
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HyperX - Cloud Flight 2 Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac Mobile and Bluetooth - Black

HyperX

HyperX Signature Comfort and DurabilityMemory foam ear pads 90 rotating earcups and steel sliders provide comfort during marathon sessions and with...

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Original price $133.99 - Original price $133.99
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$133.99
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Original price $646.99 - Original price $646.99
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$646.99
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Current price $646.99

Samsung - 37" Odyssey G75F 4K 165Hz 1ms AMD FreeSync Prem Pro Curved Gaming Monitor with HDR 600 (DisplayPort HDMI) - Black

Samsung

37" Curved 4K UHDImmerse yourself in next-level gaming with a 37" screen that wraps around you. This 37" 1000R curved display widens your field of ...

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Original price $646.99 - Original price $646.99
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$646.99
$646.99 - $646.99
Current price $646.99
Original price $271.99 - Original price $271.99
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$271.99
$271.99 - $271.99
Current price $271.99

Razer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - White

Razer

Razer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...

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Original price $271.99 - Original price $271.99
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$271.99
$271.99 - $271.99
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Original price $230.99 - Original price $230.99
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$230.99
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Samsung - 32" Odyssey G51F QHD 180Hz 1ms AMD FreeSync Gaming Monitor with HDR10 (DisplayPort HDMI) - Black

Samsung

QHD (2560x1440)Step into a game world that's more vivid and immersive than ever before. With 1.7 times the pixel density of Full HD (1920x1080) QHD...

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Original price $230.99 - Original price $230.99
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$230.99
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Original price $76.99 - Original price $76.99
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$76.99
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Bower - 67MM Lens Kit

Bower

FiltersUVCPLND400AdaptersADAPTER RINGS 62mm72mm

Original price $76.99 - Original price $76.99
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$76.99
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Original price $400.99 - Original price $400.99
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$400.99
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Apple Watch Series 11 (GPS) 46mm Space Gray Aluminum Case with Black Sport Band - M/L - Space Gray - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...

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Original price $400.99 - Original price $400.99
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$400.99
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Original price $219.99 - Original price $219.99
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$219.99
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Current price $219.99

Govee - Smart Table Lamp 2 Pro Sound by JBL - Multi

Govee

Sound by JBL with stereo pairingPremium JBL audio with stereo pairing for powerful immersive sound and synchronized lighting.Clearer visuals DIY21...

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Original price $219.99 - Original price $219.99
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$219.99
$219.99 - $219.99
Current price $219.99
Original price $560.99 - Original price $560.99
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$560.99
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Current price $560.99

GE Profile - 2.2 Cu. Ft. Built-In Microwave with Sensor Cooking and Glass Touch Controls - Gray

GE Profile

Built-In MicrowaveThis countertop microwave oven is built-in capable with a sleek matching trim kit.Glass Touch ControlsFeatures a smooth glass des...

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Original price $560.99 - Original price $560.99
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$560.99
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Original price $208.99 - Original price $208.99
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$208.99
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Current price $208.99

Arlo - Pro Outdoor Security Camera (6th Gen 2025 Release) - Wireless Rechareable Battery with Charging Station 3-Cam - White

Arlo

Exclusive bundle -- a 500 value if purchased separatelyIncludes (3) Pro Security Cameras 2K (6th Gen) (4) Rechargeable Batteries (1) Dual Charging ...

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Original price $208.99 - Original price $208.99
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$208.99
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Original price $125.99 - Original price $125.99
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$125.99
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Arlo - Essential Outdoor Security Camera 2K (3rd Gen 2025 Release) - Wireless Rechargeable Camera 2-Cam - White

Arlo

Simple Reliable Home MonitoringA wireless rechargeable camera with clear 2K video dependable Dual-B Wi-Fi that provides critical alerts. Perfect f...

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Original price $125.99 - Original price $125.99
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$125.99
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Original price $819.99 - Original price $819.99
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$819.99
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Current price $819.99

LG - UltraGear 34" OLED Curved WQHD 240Hz 0.03ms AMD FreeSync Premium Pro Gaming Monitor with HDR (DisplayPort HDMI USB-C) - Black

LG

The 240Hz OLED Gaming Monitor that’s Ahead of the (800R) CurveThe 34 WQHD OLED with a steep 800R curve and up to 1300 nits (APL 1.5) peak brightnes...

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Original price $819.99 - Original price $819.99
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$819.99
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Original price $359.99 - Original price $359.99
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$359.99
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Current price $359.99

Sony - INZONE H9 II Wireless Noise Canceling Gaming Headset for PC PS5 Switch and Mobile - White

Sony

Sound that sharpens your shotPowered by a carbon composite diaphragm the H9 II delivers powerful detailed sound that helps FPS players track moveme...

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Original price $359.99 - Original price $359.99
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$359.99
$359.99 - $359.99
Current price $359.99
Original price $1,317.99 - Original price $1,317.99
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$1,317.99
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Current price $1,317.99

HP - OmniBook X - Copilot+ PC - 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 9 - 32GB Memory - 2TB SSD - Glacier Silver

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,317.99 - Original price $1,317.99
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$1,317.99
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Original price $400.99 - Original price $400.99
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$400.99
$400.99 - $400.99
Current price $400.99

Apple Watch Series 11 (GPS) 46mm Jet Black Aluminum Case with Black Sport Band - M/L - Jet Black - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...

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Original price $400.99 - Original price $400.99
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$400.99
$400.99 - $400.99
Current price $400.99
Original price $77.99 - Original price $77.99
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$77.99
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Current price $77.99

Digipower - Digital camera battery charger kit replacement for Nikon EN-EL25 battery and OEM charger - Black

Digipower

Compatible with select Nikon CamerasZ30 Z50 Z50 II Z50 III Z fcBuilt in 100-240V power supply for worldwide travelNo external power supply needed j...

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Original price $77.99 - Original price $77.99
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$77.99
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Original price $478.99 - Original price $478.99
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$478.99
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Current price $478.99

Apple Watch Series 11 (GPS+Cellular) 42mm Aluminum Case with Black Sport Band - S/M - Jet Black - (2025)

Apple

HYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...

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Original price $478.99 - Original price $478.99
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$478.99
$478.99 - $478.99
Current price $478.99
Original price $103.99 - Original price $103.99
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$103.99
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Current price $103.99

Vivitar - 6x Zoom Camera - Black

Vivitar

18 Megapixel PhotosCapture detailed and vibrant images with an 18MP resolution perfect for high-quality prints and sharp photos.6x Optical ZoomGet ...

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Original price $103.99 - Original price $103.99
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$103.99
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Current price $103.99
Original price $389.99 - Original price $389.99
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$389.99
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Current price $389.99

Hyperice - X Shoulder Contrast Therapy Device - Black

Hyperice

Any tempTackle your pain and inflammation with the power of cold therapy or turn up the heat to reduce tension and aches. Turns hot or cold in 60 s...

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Original price $389.99 - Original price $389.99
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$389.99
$389.99 - $389.99
Current price $389.99
Original price $95.99 - Original price $95.99
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$95.99
$95.99 - $95.99
Current price $95.99

Razer - BlackShark V3 X Hyperspeed Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - Black

Razer

Razer TriForce 50 mm Drivers Gen-2Tuned for improved clarity and positional performance the Gen-2 drivers not only deliver more powerful audio but ...

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Original price $95.99 - Original price $95.99
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$95.99
$95.99 - $95.99
Current price $95.99
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Google - Pixel Buds 2a - Wireless Earbuds with Active Noise Cancellation - Bluetooth Headphones - Hazel

GOOGLE

Hear only what you want to hear.Active Noise Cancellation with Silent Seal 1.5 helps block external noise. Or switch to Transparency mode to hear t...

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Original price $128.99 - Original price $128.99
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$128.99
$128.99 - $128.99
Current price $128.99
Original price $206.99 - Original price $206.99
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$206.99
$206.99 - $206.99
Current price $206.99

Logitech - Flip Folio Keyboard Case for iPad Pro 11-inch - Latest Model (M4 M5) iPad Air 11-inch (M2 M3)(5th Gen) - Sand

Logitech

Compact stowable wireless keyboardPull it out place it anywhere and snap it back onto your iPad case magnetically for easy storage.Front and back p...

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Original price $206.99 - Original price $206.99
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$206.99
$206.99 - $206.99
Current price $206.99
Original price $125.99 - Original price $125.99
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$125.99
$125.99 - $125.99
Current price $125.99

Vivitar - SkyHawk Drone - Gray

Vivitar

2.7K Ultra HD for High-Quality Aerial FootageCapture stunning videos and photos with sharp detail and vibrant color using the built-in 2.7K Ultra H...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99
Original price $178.99 - Original price $178.99
Original price
$178.99
$178.99 - $178.99
Current price $178.99

Vivitar - 4K (2160) Video Hybrid Optical Zoom Camera with Lens - Silver/Black

Vivitar

64 Mega Pixel ResolutionCapture incredibly detailed high-resolution photos with 64MP perfect for large prints and stunning clarity in every shot.60...

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Original price $178.99 - Original price $178.99
Original price
$178.99
$178.99 - $178.99
Current price $178.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.