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Original price $52.99 - Original price $52.99
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Insignia - RCA to HDMI Converter - Black

Insignia

One-way transfer onlyUnidirectional converter with an RCA input and HDMI output.Experience legacy contentRCA jack accepts signals from VCRs video c...

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Original price $52.99 - Original price $52.99
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Original price $818.99 - Original price $818.99
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Dell- 15.6" 2K Touchscreen Laptop- Intel Core i7 1355U 2023- 16GB Memory- 1TB Storage

Dell

Effortlessly chicAlways efficient. Finish your to-do list in no time with the Dell 15 DC15250 built for everyday computing with Intel processors.De...

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Original price $818.99 - Original price $818.99
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Original price $49.99 - Original price $49.99
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Amazon - Fire TV Stick 4K Plus (newest model) AI-powered Fire TV Search Wi-Fi 6 Streaming Device 8 GB free live TV - Black

AMAZON

Advanced 4K streamingElevate your entertainment with the next generation of our 4K stick with improved streaming performance optimized for 4K TVs.P...

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Original price $49.99 - Original price $49.99
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Original price $1,378.99 - Original price $1,378.99
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LG - 24" Top Control Smart Built-In Tub Dishwasher with 3rd Rack FlushFit Design and 39dBA - Stainless Steel

LG

FlushFit DesignFlush appliance installation is among the hottest kitchen trends but rest assured the sleek integrated design of this LG dishwasher ...

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Original price $1,378.99 - Original price $1,378.99
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Original price $231.99 - Original price $231.99
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LG - 43 Class UA7000 Series LED AI 4K UHD Smart webOS TV (2025)

LG

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.Alpha 7 AI Processor Gen8Enhanced...

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Original price $231.99 - Original price $231.99
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Original price $666.99 - Original price $666.99
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LG - 75 Class UA7000 Series LED AI 4K UHD Smart webOS TV (2025)

LG

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.Alpha 7 AI Processor Gen8Enhanced...

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Original price $666.99 - Original price $666.99
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Original price $82.99 - Original price $82.99
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FIFINE - XLR/USB Wired Cardioid Dynamic Microphone with RGB Lighting - Pink

FIFINE

USB/XLR Dual-Mode MicrophoneThe FIFINE AM8P offers both USB and XLR connectivity making it perfect for gamers streamers and professionals. Easily p...

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Original price $82.99 - Original price $82.99
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Original price $349.99 - Original price $349.99
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Lenovo - IdeaCentre Tower Desktop - Intel Processor 300 - 8GB RAM - 256GB SSD - Luna Grey

Lenovo

Microsoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...

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Original price $349.99 - Original price $349.99
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Original price $365.99 - Original price $365.99
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Bowers Wilkins - Pi8 True Wireless Noise Cancelling In-Ear Earbuds - Anthracite Black

B&W North America

Wireless Earphones with Flagship SoundBowers Wilkins Pi8 Wireless Earbuds feature a true 24-bit connection with a Qualcomm chipset aptX Lossless ...

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Original price $182.99 - Original price $182.99
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Manfrotto - 290 Tripod with Quick Release Ball Head - Black

Manfrotto

Durable aluminum constructionRigid aluminum leg tubes and reinforced top castings ensure long-lasting stability even under heavy gear and frequent ...

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Original price $182.99 - Original price $182.99
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Original price $104.99 - Original price $104.99
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Bower - 18" FOLDABLE ULTRA SLIM RING LIGHT

Bower

Easily adjust the brightness13+ Stepless controlColor Temperature2800-7500KLED Beads224 white+224 yellow+72RGBRGB Modes49 ModesWhite Light ModesWhi...

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Original price $104.99 - Original price $104.99
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Original price $1,180.99 - Original price $1,180.99
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Frigidaire - 26 Cu. Ft. Standard Depth Side-by-Side Refrigerator with CrispSeal Crispers - Smudge Proof Stainless Steel

Frigidaire

CrispSeal CrispersKeep produce fresher longer so you waste less and save money. Unlike other crispers ours offers a seal that blocks out dry air fr...

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Original price $1,180.99 - Original price $1,180.99
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$1,180.99
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Original price $2,319.99 - Original price $2,319.99
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Dell - Premium - 14" 3.2K OLED Touchsceen Laptop - Intel Core Ultra 7 255H 2025 - 32GB Memory - 1TB Storage - Platinum

Dell

Powerful CreationRun creative apps smoother and faster with powerful Intel Core Ultra processors with a dedicated engine to help unlock AI possibil...

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Original price $2,319.99 - Original price $2,319.99
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Original price $249.99 - Original price $249.99
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$249.99
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HP - 15.6" Laptop - Intel N100 - 4GB Memory - 128GB UFS - Natural Silver

HP

15.6-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glar...

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Original price $249.99 - Original price $249.99
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Original price $170.99 - Original price $170.99
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$170.99
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Arlo - Essential XL Outdoor Security Camera 2K (3rd Gen 2025 Release) - Wireless 4x Longer Battery Life 3-Cam - White

Arlo

Simple Reliable Home MonitoringA wireless rechargeable camera with clear 2K video dependable Dual-Band Wi-Fi that provides critical alerts. Keep w...

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Original price $170.99 - Original price $170.99
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$170.99
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Original price $237.99 - Original price $237.99
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$237.99
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Arlo - Ultra Add-On Camera Wireless 4K HDR Security Camera (3rd Gen) Battery Powered - White

Arlo

Arlo SmartHub RequiredA compatible Arlo SmartHub or Basestation (sold separately) is required for operating the add-on Ultra 3 camera.An Elite Secu...

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Original price $237.99 - Original price $237.99
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Original price $140.99 - Original price $140.99
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$140.99
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LG - 27" IPS FHD 120Hz Monitor with HDR10 (HDMI) - Black

LG

Vivid Color with Full HD ResolutionThe LG 27" IPS monitor with Full HD (1920 x 1080) resolution delivers sharp vibrant visuals from virtually any a...

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Original price $140.99 - Original price $140.99
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$140.99
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Original price $118.99 - Original price $118.99
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$118.99
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LG - 24" IPS FHD 120Hz Monitor with HDR10 (HDMI) - Black

LG

Vivid Color with Full HD ResolutionThe LG 24" IPS monitor with Full HD (1920 x 1080) resolution delivers sharp vibrant visuals from virtually any a...

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Original price $118.99 - Original price $118.99
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$118.99
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Original price $611.99 - Original price $611.99
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$611.99
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Lenovo - Yoga Tab - 11.1" Tablet - 256GB with Keyboard + Pen - Luna Grey

Lenovo

Lenovo Smart AI InputCommunicate freely in your own way. Lenovo Smart AI helps you with real-time text generation refinement and translation right...

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Original price $611.99 - Original price $611.99
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Original price $128.99 - Original price $128.99
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$128.99
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Govee - Smart Mini Panel Lights 10 Packs - RGBIC - Multi

Govee

Unlimited DIY Modeling PossibilitiesThis square light can be freely spliced by pressing to the connecting pieces¿¿through four sides greatly enhanc...

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Original price $128.99 - Original price $128.99
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Original price $112.99 - Original price $112.99
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$112.99
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Fujifilm - instax mini 12 Holiday Bundle 2025 - Lilac Purple

Fujifilm

Compact and cute design. Easily twist the lens to turn on and offBuilt-in selfie mirror for easy selfies Close-up mode with parallax correctionFe...

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Original price $112.99 - Original price $112.99
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$112.99
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Original price $112.99 - Original price $112.99
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$112.99
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Current price $112.99

Fujifilm - instax mini 12 Holiday Bundle 2025 - Pastel Blue

Fujifilm

Compact and cute design. Easily twist the lens to turn on and offBuilt-in selfie mirror for easy selfies Close-up mode with parallax correctionFe...

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Original price $112.99 - Original price $112.99
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$112.99
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Original price $729.99 - Original price $729.99
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$729.99
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Current price $729.99

Lenovo - IdeaCentre Tower Desktop - Intel Core Ultra 5 Processor 225 - 16GB RAM - 512GB SSD - Luna Grey

Lenovo

Microsoft Windows 11 HomeWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you m...

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Original price $729.99 - Original price $729.99
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$729.99
$729.99 - $729.99
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Original price $31.99 - Original price $31.99
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$31.99
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PowerA - Enhanced Wired Controller for Nintendo Switch - Sonic Boost

PowerA

3.5mm audio jackMappable Advanced Gaming ButtonsDetachable 10ft (3m) USB CableNo batteries requiredOfficially licensed by Nintendo with two-year li...

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Original price $31.99 - Original price $31.99
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Original price $2,688.99 - Original price $2,688.99
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KitchenAid - 30" Built-In Single Electric Wall Oven with No Preheat Air Fry Mode - Stainless Steel

Kitchenaid

Even-Heat True Convectionfeatures a unique bow-tie design with a heating element and fan that circulates hot air throughout the entire oven providi...

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Original price $2,688.99 - Original price $2,688.99
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Original price $4,389.99 - Original price $4,389.99
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KitchenAid - 30" Built-In Electric Convection Combination Smart Wall Oven with Microwave and Assisted Cook Cycles - Stainless Steel

Kitchenaid

KitchenAid Brand's Most Precise Even-Heat True Convectionis designed with a new cooking algorithm and a unique bow-tie design with a heating elemen...

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Original price $4,389.99 - Original price $4,389.99
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$4,389.99
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Original price $1,670.99 - Original price $1,670.99
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Dell - Tower Plus EBT2250 Desktop - Intel Core Ultra 7 265 2025 - 32GB Memory - NVIDIA GeForce RTX 5060 8GB - 1TB Storage - Black

Dell

Intel Core Ultra Series 2Powerful and efficient Intel Core Ultra 7 265 processor gives you the AI-enhanced performance needed to keep up with the m...

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Original price $1,670.99 - Original price $1,670.99
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Original price $372.99 - Original price $372.99
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$372.99
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HP - 15.6" Laptop - Intel Core i3 - 8GB Memory - 128GB UFS - Natural Silver

HP

15.6-in HD displayWatch videos and create colorful presentations in excellent high-definition quality rendered with 1 million pixels. The anti-glar...

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Original price $372.99 - Original price $372.99
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$372.99
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Original price $311.99 - Original price $311.99
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$311.99
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Current price $311.99

Shark - Navigator Robot Vacuum + Self-Empty Base - Gray

Shark

Powerful Shark PerformanceUp to 50 more suction and designed for carpets and hard floors. (vs. iRobot Combo Essential)Up To 1.5X More CoverageSmart...

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Original price $311.99 - Original price $311.99
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$311.99
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Original price $249.99 - Original price $249.99
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$249.99
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Current price $249.99

Lectron - Tesla Level 1 NEMA 5-15 Electric Vehicle (EV) Charger-up to 15A-16' - Black

Lectron

Most affordable Tesla chargerThe only native and most affordable Level 1 Tesla Charger to conveniently charge your Tesla or NACS EVs using any stan...

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Original price $249.99 - Original price $249.99
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$249.99
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Original price $303.99 - Original price $303.99
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$303.99
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Current price $303.99

Alienware - AW2525HM 25" LCD FHD 320Hz 0.5-ms FreeSync and G-SYNC Gaming Monitor (HDMI DisplayPort) - Black

Alienware

Legendary performanceGames feel effortlessly smooth with adaptive sync technologies like NVIDIA G-SYNC Compatible AMD FreeSync Premium and VESA Ada...

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Original price $303.99 - Original price $303.99
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$303.99
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Original price $282.99 - Original price $282.99
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$282.99
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Apple Watch SE 3 (GPS) 40mm Midnight Aluminum Case with Midnight Sport Band - S/M - Midnight - (2025)

Apple

HEALTH ESSENTIALS—Temperature sensing enables richer insights in the Vitals app and retrospective ovulation estimates. You’ll also get a daily slee...

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Original price $282.99 - Original price $282.99
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$282.99
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Original price $73.99 - Original price $73.99
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$73.99
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Current price $73.99

Lectron - J1772 to Tesla (NACS) EV Charging Adapter-up to 80 Amp (250V) - Black

Lectron

Thoughtful designA compact Tesla charger adapter designed to connect the SAE J1772 chargers to your Tesla vehicle so Tesla drivers can utilize J177...

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Original price $73.99 - Original price $73.99
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$73.99
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Original price $489.99 - Original price $489.99
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$489.99
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Current price $489.99

HP - 15.6" Full HD Touch-Screen Laptop - AMD Ryzen 5 - 8GB Memory - 512GB SSD - Natural Silver

HP

15.6-in FHD touchscreen display with IPSAlways see your content at its best—displayed in stunning Full HD resolution with 178-degree wide-viewing a...

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Original price $489.99 - Original price $489.99
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$489.99
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Original price $1,341.99 - Original price $1,341.99
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Current price $1,341.99

ASUS - ROG Strix 32" 4K OLED 240Hz 0.03ms Gaming Monitor with G-SYNC/FreeSync Premium Pro and HDR (DisplayPort HDMI) - Black

ASUS

Experience the Ultimate Game ChangerThe 32-inch 4K QD-OLED panel of the PG32UCDMR opens up a world of unbelievably lifelike gaming and entertainmen...

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Original price $1,341.99 - Original price $1,341.99
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Original price $221.99 - Original price $221.99
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$221.99
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Current price $221.99

Breville - Control Grip Immersion Blender 280W with 15 speed settings - Brushed Stainless Steel

Breville

Anti-suction blending technologyRevolutionary bell-shaped blending base combined with internal ribbing reduces suction for greater control and more...

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Original price $221.99 - Original price $221.99
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$221.99
$221.99 - $221.99
Current price $221.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.