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Discover the newest arrivals at Finance My Cart. Shop the latest electronics, appliances, and home essentials from top brands, all in one place with great prices and fast delivery.

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Bosch - 100 Series 1.7 Cu. Ft. Over-the-Range Microwave with Sensor Cooking - Stainless Steel

Bosch
Original price $843.99 - Original price $843.99
Original price
$843.99
$843.99 - $843.99
Current price $843.99

Large CapacityLarge 1.7 cu. ft. capacity fits a variety of dishes.Modes1000 watts of microwave power and 5 one-touch modes to cook defrost reheat a...

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Original price $843.99 - Original price $843.99
Original price
$843.99
$843.99 - $843.99
Current price $843.99

GE Profile - 2.2 Cu. Ft. Built-In Microwave with Sensor Cooking and Glass Touch Controls - Black

GE Profile
Original price $489.99 - Original price $489.99
Original price
$489.99
$489.99 - $489.99
Current price $489.99

Built-In MicrowaveThis countertop microwave oven is built-in capable with a sleek matching trim kit.Glass Touch ControlsFeatures a smooth glass des...

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Original price $489.99 - Original price $489.99
Original price
$489.99
$489.99 - $489.99
Current price $489.99

Logitech - Flip Folio Keyboard Case for iPad Pro 13-inch - Latest Model (M4 M5) iPad Air 13-inch (M2 M3 M4) - Sand

Logitech
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Compact stowable wireless keyboardPull it out place it anywhere and snap it back onto your iPad case magnetically for easy storage.Front and back p...

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Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Google - Home Speaker (Coming Spring 2026) - Smart Speaker with Gemini For Home Voice Assistant and 360-Degree Sound - Hazel

GOOGLE
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Google Home Speaker coming in Spring 2026.Talk things out with Gemini Live.With Google Home Premium access Gemini Live to get expert help and brain...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

NETGEAR - Orbi 260 Series BE3600 Dual-Band Mesh Wi-Fi 7 System (3-pack) - White

NETGEAR
Original price $305.99 - Original price $305.99
Original price
$305.99
$305.99 - $305.99
Current price $305.99

BE3600 dual-band mesh Wi-Fi router and satellitesOrbi 260 Series with Wi-Fi 7 unleashes speeds up to 3.6 Gbps for unparalleled performance and mesh...

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Original price $305.99 - Original price $305.99
Original price
$305.99
$305.99 - $305.99
Current price $305.99

Insignia - 4.1 Cu. Ft. Top Load Washer with ColdMotion Technology - White

Insignia
Original price $645.99 - Original price $645.99
Original price
$645.99
$645.99 - $645.99
Current price $645.99

4.1 cu. ft. capacity with top-loading designAllows you to load from a standing position rather than an uncomfortable crouch.Easy to operateElectron...

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Original price $645.99 - Original price $645.99
Original price
$645.99
$645.99 - $645.99
Current price $645.99

Razer - Huntsman V3 Pro TKL 8KHz Wired Analog Optical Linear Switch Gaming Keyboard with Snap Tap - Black

Razer
Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99

Razer Analog Optical Switches Gen-2Max out on precision and response with next-gen switches featuring Rapid Trigger for ultra-fast repeated inputs ...

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Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99

BLU - G35 32GB (Unlocked) - Gray

Blu
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Carrier compatibilityT-Mobile Mint Mobile Metro by T-Mobile ATT CricketDisplay6.5 inches HD+ Infinity Display Resolution 720 x 1600 pixelsMemory32G...

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Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

LG - 1.8 Cu. Ft. Over The Range Smart Microwave with Sensor Cooking and EasyClean - Stainless Steel

LG
Original price $487.99 - Original price $487.99
Original price
$487.99
$487.99 - $487.99
Current price $487.99

Premium Handle DesignThis new style takes your kitchen to the next level with a fresh contemporary look. Our new bar handle design is slightly cont...

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Original price $487.99 - Original price $487.99
Original price
$487.99
$487.99 - $487.99
Current price $487.99

Razer - Blackwidow V4 75 Wired Mechanical Orange Switch Gaming Keyboard with Hot-Swappable Design - Phantom White

Razer
Original price $178.99 - Original price $178.99
Original price
$178.99
$178.99 - $178.99
Current price $178.99

Hot-swappable DesignCompatible with 3 or 5-pin switches the keyboard’s socketed PCB allows you to easily swap out its pre-loaded switches for custo...

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Original price $178.99 - Original price $178.99
Original price
$178.99
$178.99 - $178.99
Current price $178.99

8BitDo - Arcade Wireless Gaming Controller for Xbox One Xbox XS PC - Black

8BitDo
Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

Multi-platform compatibility2.4G Wireless on Xbox and Windows PC. Officially licensed and compatible with Xbox Series XS Xbox One and Windows.Lever...

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Original price $123.99 - Original price $123.99
Original price
$123.99
$123.99 - $123.99
Current price $123.99

Sony - HVLF46RMA GN46 Wireless Radio Control External Flash

Sony
Original price $623.99 - Original price $623.99
Original price
$623.99
$623.99 - $623.99
Current price $623.99

Compact GN461 flash supports the latest camera technologyThis compact high-output GN461 flash unit delivers levels of sophistication and camera com...

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Original price $623.99 - Original price $623.99
Original price
$623.99
$623.99 - $623.99
Current price $623.99

Insignia - 3.3 Cu. Ft. Mini Fridge with Door Storage and ENERGY STAR Certification - Black

Insignia
Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99

Freestanding compact 3.3 cu. ft. designIdeal for small areas such as offices mini bars or dorms providing flexible placement options.3 tempered gla...

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Original price $308.99 - Original price $308.99
Original price
$308.99
$308.99 - $308.99
Current price $308.99

HP - 21.5" All-in-One - Intel N100 - 8GB Memory - 128GB UFS - Cashmere White

HP
Original price $528.99 - Original price $528.99
Original price
$528.99
$528.99 - $528.99
Current price $528.99

Windows 11 Home in S modeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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Original price $528.99 - Original price $528.99
Original price
$528.99
$528.99 - $528.99
Current price $528.99

Google - Nest Doorbell (wired 3rd gen) - Latest Model - 2K Video and Gemini - Linen

GOOGLE
Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

Always in the know with always-on power.No need to recharge or replace batteries. The wired Nest Doorbell also powers 24/7 continuous video recordi...

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Original price $180.99 - Original price $180.99
Original price
$180.99
$180.99 - $180.99
Current price $180.99

Microsoft - Surface Slim Pen (2nd Edition) - Matte Black

Microsoft
Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

Our most advanced penTurn ideas into reality with powerful creative tools supercharged by AICreate store charge repeatWrite sketch navigate and rec...

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Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

GE - 150 Sq. Ft 5000 BTU Window Air Conditioner - White

GE
Original price $207.99 - Original price $207.99
Original price
$207.99
$207.99 - $207.99
Current price $207.99

Cools Small Rooms5000 BTU cooling capacity offers maximum comfort in rooms up to 150 square feet.Maximum Comfort CoolKeep home comfortable and maxi...

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Original price $207.99 - Original price $207.99
Original price
$207.99
$207.99 - $207.99
Current price $207.99

Razer - Basilisk V3 Optical Gaming Mouse with Chroma RBG Lighting - Wired - White

Razer
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

10+1 Programmable ButtonsAssign all your macros and secondary functions across 11 programmable buttons—including its acclaimed multi-function trigg...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

GE - 1.6 Cu. Ft. Countertop Microwave with Sensor Cooking and Defrost - White

GE
Original price $262.99 - Original price $262.99
Original price
$262.99
$262.99 - $262.99
Current price $262.99

1.6 Cu. Ft. Capacity1150 Watts (IEC-705 test procedure)Sensor Cooking ControlsAutomatically adjusts time and power for delicious cooking results.We...

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Original price $262.99 - Original price $262.99
Original price
$262.99
$262.99 - $262.99
Current price $262.99

Skylight - Calendar Max 27 inch Touchscreen Smart Calendar and Family Organizer - Aluminum

Skylight
Original price $688.99 - Original price $688.99
Original price
$688.99
$688.99 - $688.99
Current price $688.99

Skylight all-in-one Smart Home WiFi Touchscreen Digital CalendarEffortlessly organzie the whole family with the touchscreen display for all your ca...

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Original price $688.99 - Original price $688.99
Original price
$688.99
$688.99 - $688.99
Current price $688.99

Level - Lock+ Smart Lock Bluetooth Replacement Deadbolt with Apple HomeKey/App/Key - Matte Black

Level
Original price $392.99 - Original price $392.99
Original price
$392.99
$392.99 - $392.99
Current price $392.99

Invisibly smart simple to installDesigned to fit in the footprint of a traditional lock leaving no trace of technology on the inside or outside of...

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Original price $392.99 - Original price $392.99
Original price
$392.99
$392.99 - $392.99
Current price $392.99

Sanus - Universal Extendable Soundbar Wall Mount - Black

Sanus
Original price $89.99 - Original price $89.99
Original price
$89.99
$89.99 - $89.99
Current price $89.99

FeaturesFeatures an extendable design allowing for easy depth adjustment 5.65" for optimal audio performance for Dolby Atmos soundbarsEasy Assembil...

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Original price $89.99 - Original price $89.99
Original price
$89.99
$89.99 - $89.99
Current price $89.99

Arlo - Home Security System Bundle - White

Arlo
Original price $273.99 - Original price $273.99
Original price
$273.99
$273.99 - $273.99
Current price $273.99

Easy DIY InstallPlug-in Keypad Sensor Hub and wire-free Sensors make installation a breeze. Place the Wire-free Keypad accessory in any room for an...

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Original price $273.99 - Original price $273.99
Original price
$273.99
$273.99 - $273.99
Current price $273.99

AMD - Ryzen 5 9600X 6-Core - 12-Thread 3.9 GHz (5.4 GHz Max Boost) Socket AM5 Unlocked Desktop Processor - Silver

AMD
Original price $330.99 - Original price $330.99
Original price
$330.99
$330.99 - $330.99
Current price $330.99

6 cores12 Threads5.4 max boost38MB Cache65W TDP

Original price $330.99 - Original price $330.99
Original price
$330.99
$330.99 - $330.99
Current price $330.99

Fujifilm - instax Pal Digital Camera - Pistachio Green

Fujifilm
Original price $111.99 - Original price $111.99
Original price
$111.99
$111.99 - $111.99
Current price $111.99

CompactPocket-sized designed for ages 13+FeaturesWide-angle lens and App-controlled flash. Ability to select or record personalized pre-shutter sou...

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Original price $111.99 - Original price $111.99
Original price
$111.99
$111.99 - $111.99
Current price $111.99

Moza Racing - R9 V3 Direct Drive Sim Racing Wheelbase for Windows - Black

Moza Racing
Original price $338.99 - Original price $338.99
Original price
$338.99
$338.99 - $338.99
Current price $338.99

9Nm DD powerThe 9Nm servo direct drive system is tailor-made for simulating race cars delivering a stable and realistic torque output of 12Nm. It f...

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Original price $338.99 - Original price $338.99
Original price
$338.99
$338.99 - $338.99
Current price $338.99

Logitech - Litra Beam Premium LED Streaming Key Light with TrueSoft and Brightness/Color Temperature Settings - Black

Logitech
Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Natural skin tones radiant lookLogitech’s TrueSoft technology delivers balanced full-spectrum LED light with cinematic color accuracy for pro-level...

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Original price $134.99 - Original price $134.99
Original price
$134.99
$134.99 - $134.99
Current price $134.99

Razer - Cynosa Lite Wired Membrane Gaming Keyboard with Chroma RGB Backlighting - Black

Razer
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

Soft Cushioned KeysEnjoy quiet comfortable keystrokes with gaming-grade membrane switches for smooth and responsive action.Customizable Chroma RGB ...

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Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

AOC - 27 QD-OLED QHD 240hz G-Sync Compatible .03ms Gaming Monitor - Black

AOC
Original price $406.99 - Original price $406.99
Original price
$406.99
$406.99 - $406.99
Current price $406.99

QD-OLED PanelExperience next-level visuals with a QD-OLED gaming monitor. It combines OLED’s deep blacks and contrast with the vibrant color and br...

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Original price $406.99 - Original price $406.99
Original price
$406.99
$406.99 - $406.99
Current price $406.99

Logitech - Wave Keys Ergonomic Wireless Membrane Keyboard for Windows/Mac with Integrated Palm-rest - Rose

Logitech
Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

Feel the waveGet comfier with Wave Keys the ergonomic wireless keyboard shaped to help workdays go easier on you.Type in comfort all day longThe wa...

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Original price $98.99 - Original price $98.99
Original price
$98.99
$98.99 - $98.99
Current price $98.99

NEXT - Wireless Rechargeable Pro Controller for Switch 2 Switch - Frost

NEXT
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Compatible with Switch 2 SwitchCompatible with Switch 2 original Switch Switch OLED Switch Lite and /PC (in wired mode)Wireless Bluetooth Connecti...

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Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Insta360 - Ace Pro2 Xplorer Bundle Octa Edition - Dual Battery - Dark Gray

Insta360
Original price $407.99 - Original price $407.99
Original price
$407.99
$407.99 - $407.99
Current price $407.99

Best-in-Class HardwareA 1/1.3" 8K sensor and Leica SUMMARIT lens deliver stunning 4K60fps Active HDR and 8K30fps video.Groundbreaking Dual AI ChipN...

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Original price $407.99 - Original price $407.99
Original price
$407.99
$407.99 - $407.99
Current price $407.99

Apple - 11-inch iPad Pro M5 chip Wi-Fi 2TB with OLED - Silver

Apple
Original price $2,439.99 - Original price $2,439.99
Original price
$2,439.99
$2,439.99 - $2,439.99
Current price $2,439.99

PERFORMANCE AND STORAGE—iPad Pro with M5 brings next-generation speed and the power of on-device AI to all your tasks.185; Featuring up to 2TB of s...

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Original price $2,439.99 - Original price $2,439.99
Original price
$2,439.99
$2,439.99 - $2,439.99
Current price $2,439.99

Vornado - AVH10 1500 Watt Indoor Electric Fan Forced Space Heater with Auto Climate Control - White

Vornado
Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

Auto Climate ControlIntelligently senses how much heat and circulation is needed to maintain set temperature and makes adjustments automatically so...

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Original price $129.99 - Original price $129.99
Original price
$129.99
$129.99 - $129.99
Current price $129.99

Insignia - 115 Can Beverage Cooler with Glass Shelves - Stainless Steel Look

Insignia
Original price $369.99 - Original price $369.99
Original price
$369.99
$369.99 - $369.99
Current price $369.99

3.3 cu. ft. storage capacityCompact 115 12-ounce can capacity provides plenty of space for cans bottles and more.Three adjustable shelvesFit the sh...

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Original price $369.99 - Original price $369.99
Original price
$369.99
$369.99 - $369.99
Current price $369.99

TP-Link - Deco X10 AX1500 Dual-Band Whole Home Mesh Wi-Fi 6 System Supports up to 120 Connected Devices (3-Pack) - White

TP Link
Original price $136.99 - Original price $136.99
Original price
$136.99
$136.99 - $136.99
Current price $136.99

Whole Home CoverageCover up to 5600 sq. ft. with seamless high-performance WiFi and eliminate dead zones and buffering.(1)Faster Dual-Band Speed fo...

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Original price $136.99 - Original price $136.99
Original price
$136.99
$136.99 - $136.99
Current price $136.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.