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Original price $910.99 - Original price $910.99
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Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black/Charcoal Trail Loop - M/L - Black - (2025)

Apple

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

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Original price $910.99 - Original price $910.99
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Original price $126.99 - Original price $126.99
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TP-Link - Archer BE3600 Pro Dual-Band Wi-Fi 7 Router - Black

TP Link

Faster WiFi for Streaming Gaming MoreEnjoy smooth 4K/8K streaming fast downloads and responsive gaming with speeds up to 3.6 Gbps thanks to powerf...

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Original price $126.99 - Original price $126.99
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Original price $1,707.99 - Original price $1,707.99
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Lenovo - Legion Tower 5 Gaming Desktop - AMD Ryzen 7 7800X3D - 32GB Memory - NVIDIA GeForce RTX 5070 - 1TB SSD - Eclipse Black

Lenovo

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,707.99 - Original price $1,707.99
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Original price $351.99 - Original price $351.99
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Arlo - Ultra Outdoor Security Camera 4K HDR (3rd Gen 2025 Release) - Wireless Rechargeable Battery Charging Station 3-Cam - White

Arlo

Exclusive bundle -- a 675 value if purchased separatelyIncludes (3) Ultra Security Cameras 4K HDR (3rd Gen) (4) Rechargeable Batteries (1) Dual Cha...

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Original price $351.99 - Original price $351.99
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Original price $533.99 - Original price $533.99
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Insignia - 24 Front Control Built-In Dishwasher with DishSense ENERGY STAR Certification and Operating Sound Level 52 dBA - Stainless Steel

Insignia

14 place settingsFits your whole family’s dishes with a removable silverware basket that fits on the right side of the lower rack.Four wash cycles...

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Original price $533.99 - Original price $533.99
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Original price $1,031.99 - Original price $1,031.99
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Maytag - 7.4 Cu. Ft. Smart Electric Dryer with Extra Power and Advanced Moisture Sensing - White

Maytag

Extra Power OptionExtra Power option boosts drying power to get thick fabrics drier the first time.Results may vary based on load size and type.Sma...

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Original price $800.99 - Original price $800.99
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Whirlpool - 4.3 Cu. Ft. High-Eficiency Top Load Washer with 2-in-1 Removable Agitator and Soft Close Glass Lid - White

Whirlpool

2-in-1 Removable AgitatorThe 2 in 1 Removable Agitator lets you choose how you wash. Easily swap in the agitator to help with soils or remove for e...

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Original price $800.99 - Original price $800.99
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Original price $868.99 - Original price $868.99
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Whirlpool - 7.0 Cu. Ft. Gas Dryer with AutoSensing and Adaptive Dry - White

Whirlpool

AutoSense DryAutoSense uses 1 built-in sensor to measure temperature levels to help prevent over drying and automatically stop the cycle when the l...

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Original price $868.99 - Original price $868.99
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Original price $227.99 - Original price $227.99
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Insignia - 2.2 Cu. Ft. Countertop Microwave with Sensor Cooking and Inverter Technology - Stainless Steel

Insignia

Sensor cook functionHeats your food to the ideal temperature every time.Inverter technologyDelivers a constant stream of power to provide even heat...

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Original price $227.99 - Original price $227.99
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Original price $100.99 - Original price $100.99
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HiBoy - KS1 Electric Scooter for Kids LED Light-Up Wheels Side Lights 5 Mph Safe Speed 6 Miles Range Easy Kick-Start - Blue

HiBoy

Extended Ride TimeWith a 10.8V 5.2Ah battery the KS1 offers up to 6.2 miles on a single charge perfect for extended playtime.Safe and Fun RidingThe...

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Original price $100.99 - Original price $100.99
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Original price $448.99 - Original price $448.99
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Hyperice - X 2 Knee Contrast Therapy Device - Black

Hyperice

Targeted thermal therapyHeat up to 121F and cool down to 40F with five precision levels in between.Built-in compressionFive levels of compression (...

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Original price $448.99 - Original price $448.99
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Original price $107.99 - Original price $107.99
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Lorex - 2K Floodlight Wi-Fi Security Camera (with App Controlled Horizontal Pan) - White

Lorex

Bright Customizable LED FloodlightBoost security and convenience with an adjustable LED floodlight—set brightness up to 1500 lumens and control act...

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Original price $107.99 - Original price $107.99
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Original price $134.99 - Original price $134.99
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Logitech - PRO X SUPERLIGHT 2 SE LIGHTSPEED Lightweight Wireless Gaming Mouse with Optical HERO 2 Sensor 44000 DPI for PC - Wireless - Red

Logitech

Fast and Precise Wireless Gaming MouseFast and Precise Wireless Gaming Mouse A pro gaming icon; it is designed in collaboration with the world’s le...

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Original price $134.99 - Original price $134.99
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Original price $78.99 - Original price $78.99
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FIFINE - Gaming Microphone and Stand Bundle - USB Cardioid Condenser with RGB - Black

FIFINE

Instant Setup ExperienceThe USB plug-and-play design works seamlessly with PC PS4 PS5 and Mac requiring no extra drivers or software for quick and ...

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Original price $78.99 - Original price $78.99
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Original price $425.99 - Original price $425.99
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$425.99
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Samsung - Galaxy Tab S10 Lite - 10.9" 256GB - Wi-Fi - with S-Pen - Lite Silver

Samsung

Big screen entertainment right in your handsAll of your fun content pops on the 10.9" screen. Catch up on plans for the day while you cook breakfas...

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Original price $425.99 - Original price $425.99
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$425.99
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Original price $287.99 - Original price $287.99
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$287.99
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Shark - Detect Clean Empty Cordless Vacuum with 2L Auto-Empty System Intelligent Detect Tech HEPA 60Min Runtime MultiFlex - Burnt Ashes

Shark

ALWAYS READY ALWAYS CHARGEDAutomatically empties into a 2L base and charges while docked so it’s always ready for the next clean. No more manual em...

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Original price $287.99 - Original price $287.99
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Original price $970.99 - Original price $970.99
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Crucial - Pro 128GB (2x64GB) DDR5 5600MHz C46 UDIMM Desktop Memory - Black

Micron Technology

Low-profile matte black heat spreaderDissipate module heat and enhance your gaming rig with a sleek modern look. With our integrated low-profile he...

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Original price $970.99 - Original price $970.99
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Original price $819.99 - Original price $819.99
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Samsung - 27" Odyssey OLED G6 (G60SF) QHD 500Hz 0.03ms GSync Compatible and FreeSync Prem Pro Gaming Monitor with HDR 500 - Silver

Samsung

OLED in QHDExperience breathtaking realism in your games. Samsung OLED offers enhanced brightness and a wide range of colors making scenes crisp an...

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Original price $819.99 - Original price $819.99
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Original price $1,109.99 - Original price $1,109.99
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KitchenAid - 24" Top Control Built-In Tub Dishwasher with Third Level Jet Rack 40+ Total Wash Jets 41 dBA - Stainless Steel

Kitchenaid

40+ Total Wash Jetsprovide complete cleaning coverage for dishes across all three racks eliminating the need for pre-rinsing. With more than double...

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Original price $1,109.99 - Original price $1,109.99
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$1,109.99
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Original price $1,381.99 - Original price $1,381.99
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KitchenAid - 24" Top Control Built-In Dishwasher with 360 Max Jets Third Rack and Advanced ProDry System 44 dBA - Stainless Steel

Kitchenaid

50+ Total Wash Jetsprovide complete cleaning coverage for dishes across all three racks eliminating the need for pre-rinsing. With 3x more jets tha...

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Original price $1,381.99 - Original price $1,381.99
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$1,381.99
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Original price $879.99 - Original price $879.99
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HP - OmniBook 5 - Copilot+ PC - 16" 2K OLED Touch-Screen Laptop - Snapdragon X Plus - 16GB Memory - 1TB SSD - Glacier Silver

HP

Up to 34 hours video playback battery lifeFeel free to leave your charger at home. The incredible 34-hour battery life lasts as long as your weeke...

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Original price $879.99 - Original price $879.99
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$879.99
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Original price $112.99 - Original price $112.99
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$112.99
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bella PRO - 5-Speed Centrifugal Digital Juice Extractor - Stainless Steel

Bella Pro

Juices fruits vegetables of various texturesUse the low speed to juice soft fruits and vegetables such as strawberries grapes cucumbers and brocco...

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Original price $112.99 - Original price $112.99
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$112.99
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Original price $109.99 - Original price $109.99
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bella PRO - Barista Elite Espresso Station with 20 Bars of High Pressure - Black

Bella Pro

Flawless shotsEnjoy perfect espresso every time with a powerful 20-bar high pressure pump.Effortless brewingProgram your preferred single or double...

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Original price $109.99 - Original price $109.99
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Original price $642.99 - Original price $642.99
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reMarkable - Paper Pro Move - 7.3" paper tablet with Marker Plus and Mosaic weave Book Folio - Basalt - Black

ReMarkable

A better way to meet face to faceNo wall of laptops or notifications that interrupt your flow. reMarkable Paper Pro Move is distraction-free by des...

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Original price $642.99 - Original price $642.99
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$642.99
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Original price $1,025.99 - Original price $1,025.99
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iRobot - Roomba 705 Combo Vac Mop + AutoWash Dock - Self-Cleaning Roller Mop Retractable Mop Cover Self-Empties 75 Days - White

iRobot

Our ultimate cleaning experience.The first Roomba robot to seamlessly clean room to room without interruption adapting as it goes from hard floors ...

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Original price $1,025.99 - Original price $1,025.99
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Original price $182.99 - Original price $182.99
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$182.99
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Roku - 32" Class Select Series Full HD (1080p) LED Smart RokuTV (2025)

Roku

Seamless streamingWith fast Wi-Fi and apps that launch in a snap Roku Select Series TVs get you to your entertainment quickly. Our intuitive interf...

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Original price $182.99 - Original price $182.99
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Original price $666.99 - Original price $666.99
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$666.99
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LG - 65" Class 70A Series QNED AI 4K UHD Smart webOS TV (2025)

LG

Dynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for an immersive visual experience.Alpha 7 AI Processo...

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Original price $666.99 - Original price $666.99
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Original price $336.99 - Original price $336.99
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$336.99
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LG - 43" Class 70A Series QNED AI 4K UHD Smart webOS TV (2025)

LG

Dynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for an immersive visual experience.Alpha 7 AI Processo...

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Original price $336.99 - Original price $336.99
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$336.99
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Original price $100.99 - Original price $100.99
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$100.99
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j5create - USB-C Dual HDMI 4K60 Mini Dock for Windows macOS Chrome OS - Space Gray

J5 Create

ResolutionFeatures Dual 4K HDMI outputs supporting video resolutions up to 3840 x 2160 at 60 Hz. Maximize your gaming experience with 1920 x 1080 ...

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Original price $100.99 - Original price $100.99
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Original price $326.99 - Original price $326.99
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$326.99
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Apple Watch SE 3 (GPS+Cellular) 40mm Aluminum Case with Starlight Sport Band - S/M - Starlight - (2025)

Apple

HEALTH ESSENTIALS—Temperature sensing8308; enables richer insights in the Vitals app185; and retrospective ovulation estimates. You’ll also get a d...

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Original price $326.99 - Original price $326.99
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$326.99
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Original price $80.99 - Original price $80.99
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$80.99
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FIFINE - XLR/USB Wired Cardioid Dynamic Microphone with RGB Lighting - Black

FIFINE

Studio-Quality Dynamic SoundFeatures a 50Hz-16kHz frequency response for deep bass and crisp highs ensuring rich clear vocals for recording and str...

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Original price $80.99 - Original price $80.99
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$80.99
$80.99 - $80.99
Current price $80.99
Original price $333.99 - Original price $333.99
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$333.99
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Current price $333.99

Shark - Matrix 2-in-1 Robot Vacuum Mop with Self-Emptying Bagless 30 Day Capacity Base - Black

Shark

Powerful Suction And Sonic MoppingFirst it’s an ultra-powerful whole home vacuum on carpets and floors. Second it’s an ultra-powerful vacuum that s...

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Original price $333.99 - Original price $333.99
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$333.99
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Original price $1,022.99 - Original price $1,022.99
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Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Titanium Milanese Loop - Medium - Black - (2025)

Apple

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

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Original price $1,022.99 - Original price $1,022.99
Original price
$1,022.99
$1,022.99 - $1,022.99
Current price $1,022.99
Original price $127.99 - Original price $127.99
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$127.99
$127.99 - $127.99
Current price $127.99

Hohem - iSteady V3 3-Axis Gimbal Stabilizer for Smartphone w/ AI Tracking Detachable Remote Extendable Pole Magnetic Light - White

Hohem

Magnetic AI Tracking Effortless ShootingThe 2024 Upgraded Hohem iSteady V3 Gimbal features a magnetic AI tracker that enables smooth app-free face ...

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Original price $127.99 - Original price $127.99
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$127.99
$127.99 - $127.99
Current price $127.99
Original price $1,059.99 - Original price $1,059.99
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Whirlpool - 5.0 Cu. Ft. Freestanding Gas Convection Range with Air Cooking Technology and Steam Clean - Stainless Steel

Whirlpool

Air Cooking TechnologyExperience the Difference with Air Cooking Technology featuring more air flow with No Preheat Air Fry and Air Baking. Compare...

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Original price $1,059.99 - Original price $1,059.99
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$1,059.99
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Original price $60.99 - Original price $60.99
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$60.99
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Current price $60.99

FIFINE - Gaming USB Headset with 7.1 Surround Sound for PS5/Xbox/Switch AmpliGame H9 - Black

FIFINE

Immersive 7.1 Surround SoundStep into the action with 7.1 virtual surround sound delivering precise positional audio for FPS RPGs and more. Hear ev...

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Original price $60.99 - Original price $60.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.