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Original price $128.99 - Original price $128.99
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Current price $128.99

DROP - CSTM80 TKL Wired Mechanical Gaming Keyboard with RGB Backlighting - Atomic Purple

DROP

Mechanical KeyboardTenkeyless (TKL) layout with 88 keysN-key rolloverEvery single key you press is registered as a separate inputMagnetic decorativ...

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Original price $128.99 - Original price $128.99
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Acer - Nitro KG270 27" Full HD IPS Up to 144Hz 1ms AMD FreeSync Gaming Monitor (HDMI VGA) - Black

Acer

Quality VisualsThe KG270 27" IPS monitor with 1920 x 1080 Full HD resolution in a 169 aspect ratio presents stunning high quality images with excel...

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Original price $129.99 - Original price $129.99
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Original price $134.99 - Original price $134.99
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Logitech - PRO X SUPERLIGHT 2 SE LIGHTSPEED Lightweight Wireless Gaming Mouse with Optical HERO 2 Sensor 44000 DPI for PC - Wireless - White

Logitech

Fast and Precise Wireless Gaming MouseFast and Precise Wireless Gaming Mouse A pro gaming icon; it is designed in collaboration with the world’s le...

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Original price $134.99 - Original price $134.99
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Original price $162.99 - Original price $162.99
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Govee - RGBICWW 15inch Ceiling Light Pro - Multi

Govee

Planar colorful lighting effectThe internal lamp beads of the main light are arranged in five concentric circles. Independent control for each lig...

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Original price $162.99 - Original price $162.99
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Original price $187.99 - Original price $187.99
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Lenovo - Idea Tab with Tab Pen - 11" Tablet - 128GB - Luna Grey

Lenovo

Keep your ideas flowingTake notes smarter with Lenovo AI Note in the Notepad app made smoother with the Lenovo Tab Pen. Let AI Continue Writing hel...

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Original price $187.99 - Original price $187.99
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Original price $117.99 - Original price $117.99
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Logitech - PRO X Wired Over-the-Ear Gaming Headset (2nd Generation)X 7.1 for PCXbox OneXbox Series XSPS5PS4 Nintendo Switch - Black

Logitech

Blue VOCE Microphone TechnologyDetachable pro-grade microphone featuring real-time Blue VOCE technology including noise reducer compressor limiter ...

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Original price $117.99 - Original price $117.99
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Marshall - Emberton II Portable Bluetooth Speaker with Rugged Waterproof / Dust-proof Wireless Design - Cream

Marshall

Marshall Signature SoundEmberton II delivers sound that is rich clear and loud like the artist intended. Experience absolute 360 sound with True St...

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Original price $117.99 - Original price $117.99
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Original price $808.99 - Original price $808.99
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Microsoft - Surface Pro - Copilot+ PC - 12 - Snapdragon X Plus 8 Core - 16GB RAM - 256GB UFS - Device + Keyboard Bundle - Platinum

Microsoft

Copilot+ PC. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ne...

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Original price $482.99 - Original price $482.99
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Pioneer - 65" Class LED 4K UHD Smart Roku TV

Pioneer

4K (2160p) Ultra HDEnjoy breathtaking HDR10 4K movies and TV shows at 4 times the resolution of Full HD and upscale your current content to Ultra H...

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Original price $482.99 - Original price $482.99
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Original price $807.99 - Original price $807.99
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Shark - PowerDetect ThermaCharged Robot Vacuum Mop with Heated Mop Cleaning NeverTouch Pro Base - Black

Shark

Heated Mop-Cleaning NeverTouch Pro BaseAutomatically washes the mop with 185F water and dries it with 175F air.Up To A Month Of Hands-Free Cleaning...

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Original price $807.99 - Original price $807.99
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Original price $290.99 - Original price $290.99
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GoPro - HERO LIT Action Camera - Black

GoPro

Stunning image qualityHERO captures the action in ultra HD 4K video while also taking 12MP photos. You can also grab 8MP photos of your favorite sh...

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Original price $290.99 - Original price $290.99
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Original price $223.99 - Original price $223.99
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ASUS - TUF Gaming 32" FHD VA 250Hz 0.5ms Curved Gaming Monitor with FreeSync Premium and HDR (DisplayPort HDMI) - Black

ASUS

250Hz Refresh Rate (OC) and 0.5ms (min.) Response TimeWith 250Hz refresh rate (OC) decimates lag and motion blur to give you the upper hand in firs...

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Original price $223.99 - Original price $223.99
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Original price $388.99 - Original price $388.99
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Thrustmaster - T248R Racing Wheel and Magnetic Pedals for Playstation 4 Playstation 5 Windows - Black

Thrustmaster

Sport-style drivingErgonomic versatile wheel rim (11 inches / 280 mm) with perforated leather exterior and imitation carbon finish for a sporty loo...

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Original price $388.99 - Original price $388.99
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Original price $227.99 - Original price $227.99
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Razer - USB 4 Dock Station with 14 Ports for PC and Mac - Black

Razer

Ultra-Fast USB 4 ConnectivityDiscover the new USB standard for data transfer rates display output support and device charging that is backwards com...

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Original price $227.99 - Original price $227.99
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Original price $531.99 - Original price $531.99
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Sony - 50" Class BRAVIA 2 II LED 4K UHD Smart Google TV (2025)

Sony

Powerful TV processingThe 4K Processor X1 delivers a lifelike picture that is full of rich colors and sharp details.Enhanced color and fine details...

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Original price $531.99 - Original price $531.99
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Original price $136.99 - Original price $136.99
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Philips - Hue Smart A19 E26 Bulb 2pk - White and Color Ambiance

Philips

NATURAL DAYLIGHT AT HOMEThis smart bulb offers a full daylight spectrum from relaxing tones below 2700K to invigorating high-energy white light at ...

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Original price $136.99 - Original price $136.99
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Original price $638.99 - Original price $638.99
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Epson - EX3290 3-Chip 3LCD WXGA Projector - White

Epson

Outstanding Image SizeUp to 300''—4x the size of a 75'' flat panel; elevate your Zoom video conferencing experience with stunning widescreen WXGA r...

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Original price $638.99 - Original price $638.99
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Original price $910.99 - Original price $910.99
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Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Light Blue Alpine Loop - Small - Natural - (2025)

Apple

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

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Original price $910.99 - Original price $910.99
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Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Anchor Blue Ocean Band - Natural - (2025)

Apple

RUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...

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Original price $910.99 - Original price $910.99
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Original price $1,516.99 - Original price $1,516.99
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Bosch - 500 Series 24" Top Control Smart Built-In Tub Dishwasher with 3rd Rack and AutoAir 44 dBA - Stainless Steel

Bosch

Hidden top touch controls maintain a clean exteriorThe touch control panel has been simplified to offer the cycles and options you use most--all at...

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Original price $1,516.99 - Original price $1,516.99
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Original price $1,467.99 - Original price $1,467.99
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Bosch - 300 Series 24" Top Control Smart Built-In Tub Dishwasher with 3rd Rack 46 dBA - Stainless Steel

Bosch

Hidden top touch controls maintain a clean exteriorThe touch control panel has been simplified to offer the cycles and options you use most--all at...

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Original price $1,467.99 - Original price $1,467.99
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Original price $225.99 - Original price $225.99
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Acer - KA272K 27" 4K FHD 3840 x 2160 IPS 144Hz 0.5ms AMD FreeSync Gaming Monitor with HDR10 (DisplayPort HDMI) - Black

Acer

Vibrant ImagesThe KA272K 27" monitor with 4K UHD 3840 x 2160 resolution offers the sharpest picture quality and provides a perfect picture with a b...

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Original price $225.99 - Original price $225.99
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Original price $439.99 - Original price $439.99
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Sony - 43" Class BRAVIA 2 II LED 4K UHD Smart Google TV (2025)

Sony

Powerful TV processingThe 4K Processor X1 delivers a lifelike picture that is full of rich colors and sharp details.Enhanced color and fine details...

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Original price $439.99 - Original price $439.99
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$439.99
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Original price $206.99 - Original price $206.99
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Sony - GP-VPT3 Multi-function Bluetooth Shooting Grip Tripod and Remote Comander - White

Sony

3-in-1 Shooting grip tripod and removeable remote commanderThanks to the wireless camera connection and ergonomic design you’ll find the shooting g...

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Original price $206.99 - Original price $206.99
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Original price $386.99 - Original price $386.99
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Swann - MaxRanger Version 2 4K Solar Wireless Security System W/ Base Station 2 Forever Charged Solar Powered Cameras 64GB - White

Swann

Unprecedented Wireless SurveillanceWith the MaxRanger4K Solar you can place cameras spanning an area the size of over five football fields laid end...

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Original price $386.99 - Original price $386.99
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Original price $1,314.99 - Original price $1,314.99
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Maytag - 7.4 Cu Ft. Smart Gas Dryer with Steam and Pet Pro Option - Midnight Steel

Maytag

Pet Pro SystemConquer pet hair like a pro with the Maytag Pet Pro System. The built-in Pet Pro Filter in the washer visibly removes pet hair while ...

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Original price $1,314.99 - Original price $1,314.99
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Original price $212.99 - Original price $212.99
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TCL - 43" Class F35 Series 4K UHD HDR LED Smart Fire TV (2025)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.Direct LED BacklightEnjoy better brightness uniformity...

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Original price $212.99 - Original price $212.99
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Original price $1,031.99 - Original price $1,031.99
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Maytag - 5.3 Cu. Ft. High-Efficiency Smart Top Load Impeller Washer with Extra Power - White

Maytag

Extra Power OptionExtra Power option boosts stain fighting on any wash cycle with an intense pre-wash and extra agitation so you can walk away whil...

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Original price $1,031.99 - Original price $1,031.99
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Original price $762.99 - Original price $762.99
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$762.99
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Whirlpool - 7.0 Cu. Ft. Electric Dryer with AutoSensing and Adaptive Dry - White

Whirlpool

Adaptive DryAdaptive Dry uses 1 built-in sensor to measure temperature levels to help prevent over drying and automatically stop the cycle when the...

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Original price $762.99 - Original price $762.99
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Original price $97.99 - Original price $97.99
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$97.99
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Digipower - Digital camera battery charger kit replacment for Sony NP-FZ100 battery and OEM charger - Black

Digipower

Compatible with select Sony CamerasAlpha 1 Alpha a7R IIIA Alpha a 7S III Alpha a6600 Alpha a 7R IV Alpha a9 Alpha a7 III Alpha a 7R IVA Alpha a9 II...

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Original price $97.99 - Original price $97.99
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Original price $1,121.99 - Original price $1,121.99
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Shark - PowerDetect 2-in-1 Robot Vacuum and Mop with NeverTouch Pro Base - White

Shark

Upto a Month of Hands-Free Cleaning and MaintenanceThe robot automatically empties debris into the 60-day-capacity bin automatically refills its ow...

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Original price $1,121.99 - Original price $1,121.99
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Original price $1,348.99 - Original price $1,348.99
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Microsoft - Surface Laptop - Copilot+ PC - 13.8" Touchscreen - Snapdragon X Plus 2024 - 32GB Memory - 1TB Storage (7th Ed) - Black

Microsoft

Copilot+ PCs. A new AI era beginsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you n...

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Original price $1,348.99 - Original price $1,348.99
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$1,348.99
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Original price $2,197.99 - Original price $2,197.99
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iBUYPOWER - Y40 PRO Gaming Desktop PC -AMD Ryzen 9 7900X NVIDIA GeForce RTX 5080 16GB 32GB DDR5 RGB2TB NVMe SSD - Black

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $2,197.99 - Original price $2,197.99
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Original price $138.99 - Original price $138.99
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$138.99
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Current price $138.99

Shokz - OpenFit 2+ Open-Ear True Wireless Bluetooth Earbuds - Gray

Shokz

Dynamic Sound with Dolby AudioHear the power of deep bass vibrant mids and crystal-clear highs. Dolby Audio creates a rich expansive soundstage tha...

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Original price $138.99 - Original price $138.99
Original price
$138.99
$138.99 - $138.99
Current price $138.99
Original price $137.99 - Original price $137.99
Original price
$137.99
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Current price $137.99

Shokz - OpenFit 2+ Open-Ear True Wireless Bluetooth Earbuds - Black

Shokz

Dynamic Sound with Dolby AudioHear the power of deep bass vibrant mids and crystal-clear highs. Dolby Audio creates a rich expansive soundstage tha...

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Original price $137.99 - Original price $137.99
Original price
$137.99
$137.99 - $137.99
Current price $137.99
Original price $242.99 - Original price $242.99
Original price
$242.99
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Current price $242.99

LG - UltraGear 27" IPS QHD 200Hz Gaming Monitor with DisplayHDR 400 (HDMI DisplayPort) - Black

LG

Vivid Color Fast Response Total ControlThe 27" UltraGear QHD (2560 x 1440) IPS gaming monitor delivers vivid VESA DisplayHDR 400 ultra-smooth 200Hz...

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Original price $242.99 - Original price $242.99
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$242.99
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Current price $242.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.