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Original price $249.99 - Original price $249.99
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$249.99
$249.99 - $249.99
Current price $249.99

HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Sky Blue

HP

Windows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...

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Original price $249.99 - Original price $249.99
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Current price $249.99
Original price $516.99 - Original price $516.99
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Current price $516.99

DJI - RS 4 Mini Combo 3-Axis Gimbal Stabilizer - Gray

DJI

Ready in 1 sNo more fumbling with manual locks The DJI gimbal RS 4 Mini's auto axis locks makes setup even faster. Perfect for capturing those flee...

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Original price $516.99 - Original price $516.99
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Original price $1,198.99 - Original price $1,198.99
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Maytag - 30-Inch Wide Gas Range With No Preheat Air Fry and Air Baking - 5.0 cu. ft. - Stainless Steel

Maytag

No Preheat Air FryStrapped for time No Preheat Air Fry eliminates the preheat process and cooks fried foods fast—delivering a crispy-on-the-outside...

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Original price $1,198.99 - Original price $1,198.99
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Original price $339.99 - Original price $339.99
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$339.99
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XFX - SPEEDSTER SWFT210 AMD Radeon RX 7600 Core 8GB GDDR6 PCI Express 4.0 Graphics Card - Black

XFX

GDDR6 Memory for advanced gamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for tod...

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Original price $339.99 - Original price $339.99
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Original price $64.99 - Original price $64.99
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$64.99
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LEGO - Horizon Adventures Aloy Varl vs. Shell-Walker Sawtooth Toy 77037

Lego

Horizon game LEGO set for kidsAloy Varl vs. Shell-Walker Sawtooth is packed with hands-on fun for boys and girls aged 9 and up with a passion for...

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Original price $64.99 - Original price $64.99
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$64.99
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Original price $531.99 - Original price $531.99
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Apple - AirPods Max (USB-C) - Purple

Apple

ULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...

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Original price $531.99 - Original price $531.99
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Original price $88.99 - Original price $88.99
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Govee - 49.2ft Wi-Fi RGBICW LED Strip Light - Multi

Govee

Smart RGBIC effectsUnlike RGB RGBIC LED strip lights present stunning segmented colors on a line. The smart LED strip lights create a colorful ligh...

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Original price $88.99 - Original price $88.99
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Original price $1,051.99 - Original price $1,051.99
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Whirlpool - 5.3 Cu. Ft. Freestanding Electric Convection Range with No Preheat Air Fry and Air Baking - Stainless Steel

Whirlpool

Air Cooking technologyAdd convenience to your cooking and spice up the menu with the added power of No Preheat Air Fry and Air BakingNo Preheat Air...

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Original price $1,051.99 - Original price $1,051.99
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Original price $531.99 - Original price $531.99
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Apple - AirPods Max (USB-C) - Blue

Apple

ULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...

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Original price $531.99 - Original price $531.99
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Original price $123.99 - Original price $123.99
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8BitDo - Retro Joystick and Mechanical Keyboard - N Edition

8BitDo

Ultra-compatibilityConnect via Bluetooth 2.4G wireless or wired. With its double-shot ABS keycaps and a consistent feel from a top-mount structure ...

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Original price $123.99 - Original price $123.99
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Original price $531.99 - Original price $531.99
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Apple - AirPods Max (USB-C) - Midnight

Apple

ULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...

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Original price $531.99 - Original price $531.99
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Original price $1,857.99 - Original price $1,857.99
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Acer - Predator Helios Neo 16S AI Gaming Laptop - 16" OLED 240Hz - Intel Core Ultra 9 - NVIDIA GeForce RTX 5070Ti 32GB 1TB - Obsidian Black

Acer

Windows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...

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Original price $1,857.99 - Original price $1,857.99
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Original price $215.99 - Original price $215.99
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$215.99
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Therabody - Theragun Mini Massage Gun 3 - Desert Rose

Theragun

Scientifically-proven percussive massage therapyTheragun Mini features circulation-boosting percussive massage therapy scientifically proven to pro...

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Original price $215.99 - Original price $215.99
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Original price $1,005.99 - Original price $1,005.99
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Lenovo - IdeaCentre AIO 27" FHD IPS LCD Touch-Screen All-In-One - AMD Ryzen 5 7535HS - 8GB Memory - 512GB SSD - Gray

Lenovo

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $1,005.99 - Original price $1,005.99
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Original price $1,600.99 - Original price $1,600.99
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LG - 6.3 Cu. Ft. Smart Slide-in Electric Induction True Convection Range with EasyClean and Air Fry - Stainless Steel

LG

ThinQ Smart TechnologyThe ThinQ app offers control and convenience to help you simplify life and enjoy the comforts of home. Control your oven remo...

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Original price $1,600.99 - Original price $1,600.99
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$1,600.99
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Original price $68.99 - Original price $68.99
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$68.99
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ASUS - ROG 65W Charger Dock for ROG Ally (HDMI 2.0 USB-A USB-C) - Black

ASUS

Charge display and play simultaneouslyHave your TV monitor keyboard or other accessories pre-connected and plugged into the wall using the 65W gami...

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Original price $68.99 - Original price $68.99
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$68.99
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Original price $90.99 - Original price $90.99
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$90.99
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Smart Folio for Apple iPad Air 10.9" (4th and 5th Generation) - Black

Apple

Designed for use with Apple iPad Air 10.9" (4th Generation 2020)Offers a precise fit.Folio caseProvides protection for both the front and back of y...

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Original price $90.99 - Original price $90.99
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$90.99
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Original price $457.99 - Original price $457.99
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$457.99
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Breville - the Bambino Plus Espresso Machine with 15 bars of pressure and Milk Frother - Black Truffle

Breville

Espresso coffee machineQuickly and easily prepare your favorite beverage.Milk frother jug (480 ml)Perfect for making frothed milk to create your fa...

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Original price $457.99 - Original price $457.99
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$457.99
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Original price $312.99 - Original price $312.99
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$312.99
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Turtle Beach - Stealth Pro Wireless Over-Ear Noise-Cancelling Gaming Headset for Xbox Series XS Xbox One PS5 PS4 PC Mac - Black

Turtle Beach

Exceptional Audio FidelityHand-selected 50mm Nanoclear drivers are larger than the competition and produce a clear highly detailed soundstage optim...

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Original price $312.99 - Original price $312.99
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Original price $153.99 - Original price $153.99
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$153.99
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Shokz - OpenRun Pro 2 Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Black

Shokz

Dual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...

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Original price $153.99 - Original price $153.99
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Original price $1,049.99 - Original price $1,049.99
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$1,049.99
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Sony - ZV-1 II 20.1-Megapixel Digital Camera for Content Creators and Vloggers - Black

Sony

Ultra-wide 18-50mm zoom lens gets it all in the frameLarge 1.0-type sensor for professional results even in low-lightWide aperture F1.8-4.0 lens fo...

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Original price $1,049.99 - Original price $1,049.99
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Original price $76.99 - Original price $76.99
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$76.99
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Current price $76.99

ZAGG - InvisibleShield Glass XTR4 Screen Protector for Nintendo Switch 2 - Clear

ZAGG

11X StrongerGlass XTR4 screen protection fortified with graphene has been tested up to 11X stronger than traditional glass screen protection.Fortif...

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Original price $76.99 - Original price $76.99
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$76.99
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Original price $82.99 - Original price $82.99
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$82.99
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Super Smash Bros. Ultimate - Nintendo Switch

Nintendo of America

New stages and fighters are joined by the combined rosters of every past Super Smash Bros. gameChallenge others anytime anywhere whether you're on ...

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Original price $82.99 - Original price $82.99
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$82.99
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Original price $81.99 - Original price $81.99
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Hori - Fighting Stick Mini for PlayStation 5 - White

Hori

For GamersGreat for Arcade and Fighting GamesAccessibilityCompact lightweight and portableClassic LayoutClassic Fight Stick Button LayoutFully Func...

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Original price $81.99 - Original price $81.99
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$81.99
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Original price $1,371.99 - Original price $1,371.99
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Current price $1,371.99

HP - 27" Touch-Screen All-in-One with Adjustable Height - AMD Ryzen 7 - 32GB Memory - 1TB SSD - Jet Black

HP

Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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Original price $1,371.99 - Original price $1,371.99
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$1,371.99
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Original price $1,304.99 - Original price $1,304.99
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LG - 7.3 Cu. Ft. Smart Electric Dryer with Steam and EasyLoad Door - Matte Black

LG

7.3 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.3 cu. ft. of space. Running fewer loads saves energy and mon...

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Original price $1,304.99 - Original price $1,304.99
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Original price $174.99 - Original price $174.99
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$174.99
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Current price $174.99

Vivitar - 8K Digital Camcorder - Black

Vivitar

Intuitive controlExperience the future of camera control with the 3.0" touch display featuring a 270-degree rotatable design. This intuitive interf...

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Original price $174.99 - Original price $174.99
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$174.99
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Current price $174.99
Original price $148.99 - Original price $148.99
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$148.99
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Current price $148.99

Shokz - OpenSwim Pro Bone Conduction Sports Headphone - Gray

Shokz

IP68 Waterproof Rating Adventure-ReadyTransition from water ventures to rugged terrains with OpenSwim Pro's IP68 waterproof rating. Integrated tech...

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Original price $148.99 - Original price $148.99
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$148.99
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Original price $133.99 - Original price $133.99
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$133.99
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Current price $133.99

Vornado - VMHi300 Whole Room Metal Space Heater - Storm Gray

Vornado

Vornado's signature vortex circulationGently heat all the air in a small to medium-sized room without using intense heat similar to how a forced ai...

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Original price $133.99 - Original price $133.99
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$133.99
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Original price $2,001.99 - Original price $2,001.99
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Current price $2,001.99

Panasonic - LUMIX S5II Mirrorless Full Frame Camera with 20-60mm F3.5-5.6 L Mount Lens - Black

Panasonic

20-60mm F3.5-5.6 lens is included20-60mm F3.5-5.6 L Mount Interchangeable Lens for LUMIX S Series Mirrorless Full Frame Digital Cameras (S-R2060) i...

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Original price $2,001.99 - Original price $2,001.99
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Original price $54.99 - Original price $54.99
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$54.99
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Current price $54.99

Sony - WH-CH520 Wireless Headphone with Microphone - Black

Sony

Listen longer with up to 50-hour battery life and Quick ChargingKeep your music playing all day with a battery life that delivers up to 50 hours of...

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Original price $54.99 - Original price $54.99
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$54.99
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Current price $54.99
Original price $876.99 - Original price $876.99
Original price
$876.99
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Current price $876.99

Sony - STR-AN1000 7.2 Channel Dolby Atmos Dolby Vision 8K HDR Network A/V Receiver - Black

Sony

Step up your soundWith 165W the STR-AN1000 delivers cinema-like surround sound and crystal-clear music reproduction with powerful amplification.8K ...

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Original price $876.99 - Original price $876.99
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$876.99
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Original price $1,057.99 - Original price $1,057.99
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$1,057.99
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Samsung - 7.4 Cu. Ft. Smart Electric Dryer with Steam and Pet Care Dry - Brushed Navy

Samsung

Pet Care DryKeep your laundry smelling fresh even with pets around. The Pet Care Dry Cycle helps remove 97 of 3 unpleasant odors caused by animal f...

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Original price $1,057.99 - Original price $1,057.99
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$1,057.99
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Original price $1,003.99 - Original price $1,003.99
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$1,003.99
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Samsung - 7.4 Cu. Ft. Smart Electric Dryer with Steam Sanitize+ - Black

Samsung

Steam Sanitize+Our Steam Sanitize+ cycle removes 95 of pollen from fabric while Multi-Steam refreshes clothing and relaxes light wrinkles.Wi-Fi Con...

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Original price $1,003.99 - Original price $1,003.99
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$1,003.99
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Original price $1,168.99 - Original price $1,168.99
Original price
$1,168.99
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Current price $1,168.99

Samsung - 7.4 Cu. Ft. Smart Gas Dryer with Steam and Pet Care Dry - Brushed Navy

Samsung

Pet Care DryKeep your laundry smelling fresh even with pets around. The Pet Care Dry Cycle helps remove 97 of 3 unpleasant odors caused by animal f...

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Original price $1,168.99 - Original price $1,168.99
Original price
$1,168.99
$1,168.99 - $1,168.99
Current price $1,168.99
Original price $359.99 - Original price $359.99
Original price
$359.99
$359.99 - $359.99
Current price $359.99

Sony - PlayStation VR2 Horizon Call of the Mountain bundle - White

Sony Computer Entertainment Am

Cutting-edge performance.4K HDR visuals.4110 field of view.Advanced graphical rendering.Single cable setup.New generation of genre-defining VR game...

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Original price $359.99 - Original price $359.99
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$359.99
$359.99 - $359.99
Current price $359.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.