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HP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Sky Blue
HPWindows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...
View full detailsDJI - RS 4 Mini Combo 3-Axis Gimbal Stabilizer - Gray
DJIReady in 1 sNo more fumbling with manual locks The DJI gimbal RS 4 Mini's auto axis locks makes setup even faster. Perfect for capturing those flee...
View full detailsMaytag - 30-Inch Wide Gas Range With No Preheat Air Fry and Air Baking - 5.0 cu. ft. - Stainless Steel
MaytagNo Preheat Air FryStrapped for time No Preheat Air Fry eliminates the preheat process and cooks fried foods fast—delivering a crispy-on-the-outside...
View full detailsXFX - SPEEDSTER SWFT210 AMD Radeon RX 7600 Core 8GB GDDR6 PCI Express 4.0 Graphics Card - Black
XFXGDDR6 Memory for advanced gamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for tod...
View full detailsLEGO - Horizon Adventures Aloy Varl vs. Shell-Walker Sawtooth Toy 77037
LegoHorizon game LEGO set for kidsAloy Varl vs. Shell-Walker Sawtooth is packed with hands-on fun for boys and girls aged 9 and up with a passion for...
View full detailsApple - AirPods Max (USB-C) - Purple
AppleULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...
View full detailsGovee - 49.2ft Wi-Fi RGBICW LED Strip Light - Multi
GoveeSmart RGBIC effectsUnlike RGB RGBIC LED strip lights present stunning segmented colors on a line. The smart LED strip lights create a colorful ligh...
View full detailsWhirlpool - 5.3 Cu. Ft. Freestanding Electric Convection Range with No Preheat Air Fry and Air Baking - Stainless Steel
WhirlpoolAir Cooking technologyAdd convenience to your cooking and spice up the menu with the added power of No Preheat Air Fry and Air BakingNo Preheat Air...
View full detailsApple - AirPods Max (USB-C) - Blue
AppleULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...
View full details8BitDo - Retro Joystick and Mechanical Keyboard - N Edition
8BitDoUltra-compatibilityConnect via Bluetooth 2.4G wireless or wired. With its double-shot ABS keycaps and a consistent feel from a top-mount structure ...
View full detailsApple - AirPods Max (USB-C) - Midnight
AppleULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...
View full detailsAcer - Predator Helios Neo 16S AI Gaming Laptop - 16" OLED 240Hz - Intel Core Ultra 9 - NVIDIA GeForce RTX 5070Ti 32GB 1TB - Obsidian Black
AcerWindows 11 HomeWindows 11 was designed with you at the center - to make life easier more creative secure connected and fun It's also faster with ne...
View full detailsTherabody - Theragun Mini Massage Gun 3 - Desert Rose
TheragunScientifically-proven percussive massage therapyTheragun Mini features circulation-boosting percussive massage therapy scientifically proven to pro...
View full detailsLenovo - IdeaCentre AIO 27" FHD IPS LCD Touch-Screen All-In-One - AMD Ryzen 5 7535HS - 8GB Memory - 512GB SSD - Gray
LenovoWindows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...
View full detailsLG - 6.3 Cu. Ft. Smart Slide-in Electric Induction True Convection Range with EasyClean and Air Fry - Stainless Steel
LGThinQ Smart TechnologyThe ThinQ app offers control and convenience to help you simplify life and enjoy the comforts of home. Control your oven remo...
View full detailsASUS - ROG 65W Charger Dock for ROG Ally (HDMI 2.0 USB-A USB-C) - Black
ASUSCharge display and play simultaneouslyHave your TV monitor keyboard or other accessories pre-connected and plugged into the wall using the 65W gami...
View full detailsSmart Folio for Apple iPad Air 10.9" (4th and 5th Generation) - Black
AppleDesigned for use with Apple iPad Air 10.9" (4th Generation 2020)Offers a precise fit.Folio caseProvides protection for both the front and back of y...
View full detailsBreville - the Bambino Plus Espresso Machine with 15 bars of pressure and Milk Frother - Black Truffle
BrevilleEspresso coffee machineQuickly and easily prepare your favorite beverage.Milk frother jug (480 ml)Perfect for making frothed milk to create your fa...
View full detailsTurtle Beach - Stealth Pro Wireless Over-Ear Noise-Cancelling Gaming Headset for Xbox Series XS Xbox One PS5 PS4 PC Mac - Black
Turtle BeachExceptional Audio FidelityHand-selected 50mm Nanoclear drivers are larger than the competition and produce a clear highly detailed soundstage optim...
View full detailsShokz - OpenRun Pro 2 Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Black
ShokzDual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...
View full detailsSony - ZV-1 II 20.1-Megapixel Digital Camera for Content Creators and Vloggers - Black
SonyUltra-wide 18-50mm zoom lens gets it all in the frameLarge 1.0-type sensor for professional results even in low-lightWide aperture F1.8-4.0 lens fo...
View full detailsZAGG - InvisibleShield Glass XTR4 Screen Protector for Nintendo Switch 2 - Clear
ZAGG11X StrongerGlass XTR4 screen protection fortified with graphene has been tested up to 11X stronger than traditional glass screen protection.Fortif...
View full detailsSuper Smash Bros. Ultimate - Nintendo Switch
Nintendo of AmericaNew stages and fighters are joined by the combined rosters of every past Super Smash Bros. gameChallenge others anytime anywhere whether you're on ...
View full detailsHori - Fighting Stick Mini for PlayStation 5 - White
HoriFor GamersGreat for Arcade and Fighting GamesAccessibilityCompact lightweight and portableClassic LayoutClassic Fight Stick Button LayoutFully Func...
View full detailsHP - 27" Touch-Screen All-in-One with Adjustable Height - AMD Ryzen 7 - 32GB Memory - 1TB SSD - Jet Black
HPGet a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...
View full detailsLG - 7.3 Cu. Ft. Smart Electric Dryer with Steam and EasyLoad Door - Matte Black
LG7.3 cu. ft. Ultra Large CapacityFree up your day—fit more clothes in every load with 7.3 cu. ft. of space. Running fewer loads saves energy and mon...
View full detailsVivitar - 8K Digital Camcorder - Black
VivitarIntuitive controlExperience the future of camera control with the 3.0" touch display featuring a 270-degree rotatable design. This intuitive interf...
View full detailsShokz - OpenSwim Pro Bone Conduction Sports Headphone - Gray
ShokzIP68 Waterproof Rating Adventure-ReadyTransition from water ventures to rugged terrains with OpenSwim Pro's IP68 waterproof rating. Integrated tech...
View full detailsVornado - VMHi300 Whole Room Metal Space Heater - Storm Gray
VornadoVornado's signature vortex circulationGently heat all the air in a small to medium-sized room without using intense heat similar to how a forced ai...
View full detailsPanasonic - LUMIX S5II Mirrorless Full Frame Camera with 20-60mm F3.5-5.6 L Mount Lens - Black
Panasonic20-60mm F3.5-5.6 lens is included20-60mm F3.5-5.6 L Mount Interchangeable Lens for LUMIX S Series Mirrorless Full Frame Digital Cameras (S-R2060) i...
View full detailsSony - WH-CH520 Wireless Headphone with Microphone - Black
SonyListen longer with up to 50-hour battery life and Quick ChargingKeep your music playing all day with a battery life that delivers up to 50 hours of...
View full detailsSony - STR-AN1000 7.2 Channel Dolby Atmos Dolby Vision 8K HDR Network A/V Receiver - Black
SonyStep up your soundWith 165W the STR-AN1000 delivers cinema-like surround sound and crystal-clear music reproduction with powerful amplification.8K ...
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Samsung - 7.4 Cu. Ft. Smart Electric Dryer with Steam and Pet Care Dry - Brushed Navy
Samsung - 7.4 Cu. Ft. Smart Electric Dryer with Steam and Pet Care Dry - Brushed Navy
SamsungPet Care DryKeep your laundry smelling fresh even with pets around. The Pet Care Dry Cycle helps remove 97 of 3 unpleasant odors caused by animal f...
View full detailsSamsung - 7.4 Cu. Ft. Smart Electric Dryer with Steam Sanitize+ - Black
SamsungSteam Sanitize+Our Steam Sanitize+ cycle removes 95 of pollen from fabric while Multi-Steam refreshes clothing and relaxes light wrinkles.Wi-Fi Con...
View full detailsSamsung - 7.4 Cu. Ft. Smart Gas Dryer with Steam and Pet Care Dry - Brushed Navy
SamsungPet Care DryKeep your laundry smelling fresh even with pets around. The Pet Care Dry Cycle helps remove 97 of 3 unpleasant odors caused by animal f...
View full detailsSony - PlayStation VR2 Horizon Call of the Mountain bundle - White
Sony Computer Entertainment AmCutting-edge performance.4K HDR visuals.4110 field of view.Advanced graphical rendering.Single cable setup.New generation of genre-defining VR game...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.